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Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[264]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[265]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[266]={drupal_internal__target_id:"regulation"}},revision_user:$R[267]={data:null,links:$R[268]={related:$R[269]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[270]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[271]=[$R[272]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[273]={links:$R[274]={help:$R[275]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[276]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[277]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[278]={self:$R[279]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2024-06-19T08:46:56+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[280]=[$R[281]={tag:"meta",attributes:$R[282]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[283]={tag:"link",attributes:$R[284]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[285]={tag:"meta",attributes:$R[286]={name:"generator",content:"Cogedim"}},$R[287]={tag:"meta",attributes:$R[288]={property:"og:site_name",content:"Cogedim"}},$R[289]={tag:"meta",attributes:$R[290]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[291]={tag:"meta",attributes:$R[292]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[293]={tag:"meta",attributes:$R[294]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[295]={tag:"meta",attributes:$R[296]={property:"og:image:type",content:"image/png"}},$R[297]={tag:"meta",attributes:$R[298]={property:"og:image:width",content:"628"}},$R[299]={tag:"meta",attributes:$R[300]={property:"og:image:height",content:"316"}},$R[301]={tag:"meta",attributes:$R[302]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[303]={tag:"meta",attributes:$R[304]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[305]={tag:"meta",attributes:$R[306]={name:"twitter:card",content:"summary"}},$R[307]={tag:"meta",attributes:$R[308]={name:"twitter:site",content:"@altareacogedim"}},$R[309]={tag:"meta",attributes:$R[310]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[311]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix indicatifs hors parking sauf mention contraire au détail du lot. Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[312]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[313]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[314]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[315]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[316]={drupal_internal__target_id:"regulation"}},revision_user:$R[317]={data:null,links:$R[318]={related:$R[319]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[320]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[321]=[$R[322]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[323]={links:$R[324]={help:$R[325]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[326]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[327]={type:"taxonomy_term--regulation",id:"49c03ee4-bf02-43c8-a22c-d3724c482b64",links:$R[328]={self:$R[329]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/?resourceVersion=id%3A6"}},drupal_internal__tid:6,drupal_internal__revision_id:6,langcode:"fr",revision_created:null,status:!0,name:"Pinel",description:null,weight:4,changed:"2024-06-19T08:16:01+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[330]=[$R[331]={tag:"meta",attributes:$R[332]={name:"title",content:"Pinel | Cogedim"}},$R[333]={tag:"link",attributes:$R[334]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/6/"}},$R[335]={tag:"meta",attributes:$R[336]={name:"generator",content:"Cogedim"}},$R[337]={tag:"meta",attributes:$R[338]={property:"og:site_name",content:"Cogedim"}},$R[339]={tag:"meta",attributes:$R[340]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[341]={tag:"meta",attributes:$R[342]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/"}},$R[343]={tag:"meta",attributes:$R[344]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[345]={tag:"meta",attributes:$R[346]={property:"og:image:type",content:"image/png"}},$R[347]={tag:"meta",attributes:$R[348]={property:"og:image:width",content:"628"}},$R[349]={tag:"meta",attributes:$R[350]={property:"og:image:height",content:"316"}},$R[351]={tag:"meta",attributes:$R[352]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[353]={tag:"meta",attributes:$R[354]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[355]={tag:"meta",attributes:$R[356]={name:"twitter:card",content:"summary"}},$R[357]={tag:"meta",attributes:$R[358]={name:"twitter:site",content:"@altareacogedim"}},$R[359]={tag:"meta",attributes:$R[360]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[361]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[362]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[363]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[364]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[365]={drupal_internal__target_id:"regulation"}},revision_user:$R[366]={data:null,links:$R[367]={related:$R[368]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/revision_user/?resourceVersion=id%3A6"},self:$R[369]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/relationships/revision_user/?resourceVersion=id%3A6"}}},parent:$R[370]=[$R[371]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[372]={links:$R[373]={help:$R[374]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[375]={about:"Usage and meaning of the 'virtual' resource 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neufs"}},$R[390]={tag:"meta",attributes:$R[391]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[392]={tag:"meta",attributes:$R[393]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[394]={tag:"meta",attributes:$R[395]={property:"og:image:type",content:"image/png"}},$R[396]={tag:"meta",attributes:$R[397]={property:"og:image:width",content:"628"}},$R[398]={tag:"meta",attributes:$R[399]={property:"og:image:height",content:"316"}},$R[400]={tag:"meta",attributes:$R[401]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[402]={tag:"meta",attributes:$R[403]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[404]={tag:"meta",attributes:$R[405]={name:"twitter:card",content:"summary"}},$R[406]={tag:"meta",attributes:$R[407]={name:"twitter:site",content:"@altareacogedim"}},$R[408]={tag:"meta",attributes:$R[409]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[410]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[411]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8
\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9
\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9
\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8
\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[412]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[413]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[414]={drupal_internal__target_id:"regulation"}},revision_user:$R[415]={data:null,links:$R[416]={related:$R[417]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[418]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[419]=[$R[420]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[421]={links:$R[422]={help:$R[423]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[424]={about:"Usage and meaning of the 'virtual' resource 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indicatifs hors taxes, hors parking et hors mobilier.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes, hors parking et hors mobilier. 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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[461]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[462]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[463]={drupal_internal__target_id:"regulation"}},revision_user:$R[464]={data:null,links:$R[465]={related:$R[466]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[467]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[468]=[$R[469]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[470]={links:$R[471]={help:$R[472]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[473]={about:"Usage and meaning of the 'virtual' resource 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[510]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[511]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[512]={drupal_internal__target_id:"regulation"}},revision_user:$R[513]={data:null,links:$R[514]={related:$R[515]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[516]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[517]=[$R[518]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[519]={links:$R[520]={help:$R[521]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[522]={about:"Usage and meaning of the 'virtual' resource 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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[559]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[560]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[561]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[562]={drupal_internal__target_id:"regulation"}},revision_user:$R[563]={data:null,links:$R[564]={related:$R[565]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[566]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[567]=[$R[568]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[569]={links:$R[570]={help:$R[571]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[572]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[573]={type:"taxonomy_term--regulation",id:"c80b43b7-3b2f-4caf-b172-3d6c7b88f8f8",links:$R[574]={self:$R[575]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/c80b43b7-3b2f-4caf-b172-3d6c7b88f8f8/?resourceVersion=id%3A3979"}},drupal_internal__tid:3979,drupal_internal__revision_id:3979,langcode:"fr",revision_created:"2023-01-17T08:38:06+00:00",status:!0,name:"Pinel +",description:null,weight:5,changed:"2024-06-19T08:16:33+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[576]=[$R[577]={tag:"meta",attributes:$R[578]={name:"title",content:"Pinel + | Cogedim"}},$R[579]={tag:"link",attributes:$R[580]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/3979/"}},$R[581]={tag:"meta",attributes:$R[582]={name:"generator",content:"Cogedim"}},$R[583]={tag:"meta",attributes:$R[584]={property:"og:site_name",content:"Cogedim"}},$R[585]={tag:"meta",attributes:$R[586]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[587]={tag:"meta",attributes:$R[588]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/c80b43b7-3b2f-4caf-b172-3d6c7b88f8f8/"}},$R[589]={tag:"meta",attributes:$R[590]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[591]={tag:"meta",attributes:$R[592]={property:"og:image:type",content:"image/png"}},$R[593]={tag:"meta",attributes:$R[594]={property:"og:image:width",content:"628"}},$R[595]={tag:"meta",attributes:$R[596]={property:"og:image:height",content:"316"}},$R[597]={tag:"meta",attributes:$R[598]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[599]={tag:"meta",attributes:$R[600]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[601]={tag:"meta",attributes:$R[602]={name:"twitter:card",content:"summary"}},$R[603]={tag:"meta",attributes:$R[604]={name:"twitter:site",content:"@altareacogedim"}},$R[605]={tag:"meta",attributes:$R[606]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[607]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[608]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel-plus.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[609]={value:"\x3Ch3>Acheter en Pinel +\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL + et réalisez jusqu’à 63 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel-plus.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel +\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL + et réalisez jusqu’à 63 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel-plus.html\">En savoir 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bases : définir vos priorités\x3C/h2>\x3Ch3>1. Localisation : l’atout incontournable\x3C/h3>\x3Cp>Choisir un bien immobilier commence par sélectionner un emplacement adapté à vos besoins et à votre qualité de vie. Voici ce qu’il faut examiner :\x3C/p>\x3Cul>\x3Cli>\x3Cstrong>Accessibilité\x3C/strong> : proximité des transports publics (gare, métro, bus) ou des axes routiers.\x3C/li>\x3Cli>\x3Cstrong>Services et commodités\x3C/strong> : écoles, commerces, centres médicaux et culturels à proximité.\x3C/li>\x3Cli>\x3Cstrong>Espaces verts\x3C/strong> : une vue dégagée ou un accès à des parcs ajoute du confort et valorise votre bien sur le long terme.\x3C/li>\x3C/ul>\x3Cp>Les résidences Cogedim s’implantent souvent dans des environnements alliant praticité et bien-être.\x3C/p>\x3Ch3>2. Agencement : penser sur le long terme\x3C/h3>\x3Cp>Il est crucial de choisir un agencement optimisé et une surface adaptée à vos besoins quotidiens et à votre confort de vie. L’achat neuf se fait sur plan, il est donc important d'y penser dès le départ. \x3Cbr>\x3Cbr>\x3Cstrong>Le saviez-vous ? \x3C/strong>Cogedim mise sur des typologies de logements innovantes, comme les studios ou deux-pièces avec alcôve. Ces configurations intègrent une petite pièce multifonctionnelle, capable de s’adapter aux étapes de vie des habitants : bureau pour le télétravail aujourd’hui, chambre d’enfant demain, ou encore espace de rangement.\x3Cbr>Par ailleurs, Cogedim s’engage à réduire les espaces inutiles, comme les longs couloirs ou les entrées disproportionnées, afin de maximiser l’efficacité des mètres carrés. Les séjours spacieux et les chambres confortables deviennent ainsi des priorités. Résultat : des logements à la fois optimisés et agréables à vivre.\x3C/p>\x3Ch2>Optimiser votre budget pour un achat sécurisé\x3C/h2>\x3Ch3>1. Calculer votre capacité d’achat\x3C/h3>\x3Cp>Établir un budget clair est essentiel :\x3C/p>\x3Cul>\x3Cli>\x3Cstrong>Revenus fixes\x3C/strong> : incluez vos salaires, pensions ou revenus locatifs.\x3C/li>\x3Cli>\x3Cstrong>Charges \x3C/strong>: factures, crédits en cours, impôts et dépenses récurrentes.\x3C/li>\x3Cli>\x3Cstrong>Apport personnel\x3C/strong> : mobilisez vos épargnes pour rassurer les banques.\x3C/li>\x3C/ul>\x3Cp>\x3Cbr>Utilisez des outils comme \x3Ca href=\"https://www.cogedim.com/calcul-capacite-d-emprunt.html\">la calculette de prêt de Cogedim\x3C/a> pour estimer votre capacité d’emprunt et incluez les frais annexes (notaire, déménagement).\x3C/p>\x3Ch3>\x3Cbr>2. Profiter des dispositifs d’aide\x3C/h3>\x3Cp>En tant que primo-accédant, des aides comme le Prêt à Taux Zéro (PTZ) ou la TVA réduite peuvent alléger vos coûts. \x3C/p>\x3Cp>En complément, bénéficiez de la solution sur-mesure et exclusive pour les primo-accédants : Cogedim Access. Cette solution innovante permet d’acquérir un logement neuf avec des mensualités proches de votre loyer actuel, facilitant ainsi l’accès à la propriété sans augmenter votre charge financière mensuelle. \x3C/p>\x3Cp>Avec \x3Cstrong>Cogedim Access\x3C/strong>, vous réservez votre logement pour seulement 500 €, et aucun frais supplémentaire n’est demandé jusqu’à la livraison. Ce mécanisme simplifié, combiné à des emplacements stratégiques et une qualité de construction Cogedim, offre une opportunité unique de devenir propriétaire en toute sérénité.\x3C/p>\x3Ch2>Les étapes d’un achat dans le neuf\x3C/h2>\x3Ch3>1. Choisir et réserver votre bien\x3C/h3>\x3Cp>Une fois votre budget établi, parcourez les résidences proposées pour identifier le logement idéal. Prenez le temps d’étudier les plans et d’imaginer votre futur espace de vie. La sélection de programmes est variée, avec des options adaptées à tous les profils et budgets. Une fois votre choix arrêté, vous signerez un contrat de réservation, garantissant la disponibilité du logement.\x3C/p>\x3Ch3>2. Financer votre achat \x3C/h3>\x3Cp>Constituez votre dossier bancaire et explorez les aides disponibles. Une fois le financement validé, passez à la signature de l’acte de vente, étape clé de l’acquisition.\x3C/p>\x3Ch3>3. Personnaliser votre bien \x3C/h3>\x3Cp>L’un des avantages de l’immobilier neuf est la possibilité de personnalisation. Chez Cogedim, vous pouvez choisir les matériaux, les finitions, les couleurs, et même certains agencements pour créer un intérieur qui vous ressemble. Un conseiller dédié vous accompagne dans ces choix pour optimiser le confort et la fonctionnalité de votre futur logement.\x3C/p>\x3Ch3>4. Suivre la construction et la livraison\x3C/h3>\x3Cp>Participez aux visites de chantier pour observer l’avancée des travaux. À la remise des clés, procédez à un état des lieux détaillé et prenez possession de votre logement, prêt à emménager.\x3C/p>\x3Ch2>\x3Cspan class=\"sign\">4 questions à Vincent STEINHAUSER\x3C/span>\x3C/h2>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Pourquoi 2025 est l’année idéale pour devenir propriétaire ? \x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cdiv class=\"comp-verbatim\">\x3Cblockquote>\x3Cp>“Si la baisse se poursuit, l’immobilier continuera d’être plus attractif en 2025, car des taux plus bas signifient des mensualités moins élevées.”\x3C/p>\x3C/blockquote>\x3Cp>\x3Cspan class=\"sign\">Directeur du Marché des Particuliers\x3C/span>\x3Cbr>\x3Cspan class=\"sign\">Pôle Client et Développement I Direction du Développement des Marchés\x3C/span>\x3Cbr>\x3Cspan class=\"sign\">Crédit Agricole\x3C/span>\x3C/p>\x3C/div>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Pourquoi les taux d’intérêts baissent-ils actuellement ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>Vincent STEINHAUSER\x3C/strong> : Le taux de refinancement de la BCE (Banque centrale européenne), qui détermine le taux auquel les banques achètent l’argent et indirectement le taux auquel elles peuvent prêter, a connu entre juillet 2022 et septembre 2023 par moins de huit hausses de taux successives, ce qui a porté le taux de refinancement pour les banques à 4,5% ! \x3Cbr>L’objectif de la BCE de freiner l’inflation, qui avait connu un plus haut depuis plus de 10 ans, semble atteint puisqu’en juin, nous avons connu une première baisse de taux et l’inflation étant revenue à l’objectif de 2% fixé par la BCE, le taux directeur a à nouveau été revu à la baisse en octobre, le portant à 3,25%. \x3C/p>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Quel impact pour les emprunteurs ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>VS\x3C/strong> : Si cette baisse se poursuit, cela pourrait rendre l’achat immobilier plus attractif, car des taux plus bas signifient des mensualités moins élevées. \x3Cbr>Des économistes prévoient de nouvelles baisses de taux jusqu’au premier semestre 2025. A tempérer avec les incertitudes liées à la dette de l’État, qui ont tendance à renchérir ce que l’on appelle l’OAT à 10 ans (le taux d’intérêt des Obligations assimilables au Trésor, emprunts émis par l'État français pour son financement). Le taux d'intérêt des OAT sert de référence pour les organismes prêteurs pour établir les taux de crédit à taux fixes, une composante des taux refinancement des banques.\x3Cbr>Donc investir maintenant peut être un bon point d’entrée en ce qui concerne les taux d’intérêts, mais au-delà des taux, un projet immobilier se construit et va dépendre des objectifs, des situations individuelles de chacun.\x3C/p>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Et quelles conséquences plus structurelles sur l’immobilier ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>VS\x3C/strong> : L'impact de la baisse des taux sur le marché immobilier est réel. Lorsque les taux d'intérêt baissent, le coût des emprunts diminue. Cela signifie que les mensualités des prêts deviennent moins élevées pour un même montant emprunté. Par exemple, si un emprunteur souhaite acheter un bien immobilier à 300 000 €, une baisse de 1% des taux d'intérêt réduira environs de 200€ la mensualité, rendant l'achat plus accessible. Avec des mensualités moins élevées, les acquéreurs peuvent se permettre d'emprunter davantage. Pour les primo-accédants, cela peut signifier un accès à des logements de meilleure qualité, comme le neuf, ou à des zones géographiques plus recherchées. \x3C/p>\x3Cp>L’accès au crédit est donc facilité car les conditions de prêt sont plus favorables, ce qui peut encourager à entrer sur le marché immobilier. \x3Cbr>Si cette dynamique de baisse des taux se poursuit, les prix immobiliers devraient se stabiliser et rendre le marché de l’immobilier globalement plus intéressant.\x3C/p>\x3Ch2>Cogedim, votre allié pour un achat réussi\x3C/h2>\x3Cp>Investir dans un bien immobilier en 2025, c’est anticiper les évolutions tout en sécurisant son avenir. Grâce à des solutions innovantes comme Cogedim Access et un accompagnement personnalisé, nous vous aidons à réaliser un achat serein et adapté à vos objectifs.\x3C/p>\x3Cp>[promo-form_advisor]\x3C/p>",format:"full_html",processed:"\x3Ch2>Les bases : définir vos priorités\x3C/h2>\x3Ch3>1. Localisation : l’atout incontournable\x3C/h3>\x3Cp>Choisir un bien immobilier commence par sélectionner un emplacement adapté à vos besoins et à votre qualité de vie. Voici ce qu’il faut examiner :\x3C/p>\x3Cul>\x3Cli>\x3Cstrong>Accessibilité\x3C/strong> : proximité des transports publics (gare, métro, bus) ou des axes routiers.\x3C/li>\x3Cli>\x3Cstrong>Services et commodités\x3C/strong> : écoles, commerces, centres médicaux et culturels à proximité.\x3C/li>\x3Cli>\x3Cstrong>Espaces verts\x3C/strong> : une vue dégagée ou un accès à des parcs ajoute du confort et valorise votre bien sur le long terme.\x3C/li>\x3C/ul>\x3Cp>Les résidences Cogedim s’implantent souvent dans des environnements alliant praticité et bien-être.\x3C/p>\x3Ch3>2. Agencement : penser sur le long terme\x3C/h3>\x3Cp>Il est crucial de choisir un agencement optimisé et une surface adaptée à vos besoins quotidiens et à votre confort de vie. L’achat neuf se fait sur plan, il est donc important d'y penser dès le départ. \x3Cbr>\x3Cbr>\x3Cstrong>Le saviez-vous ? \x3C/strong>Cogedim mise sur des typologies de logements innovantes, comme les studios ou deux-pièces avec alcôve. Ces configurations intègrent une petite pièce multifonctionnelle, capable de s’adapter aux étapes de vie des habitants : bureau pour le télétravail aujourd’hui, chambre d’enfant demain, ou encore espace de rangement.\x3Cbr>Par ailleurs, Cogedim s’engage à réduire les espaces inutiles, comme les longs couloirs ou les entrées disproportionnées, afin de maximiser l’efficacité des mètres carrés. Les séjours spacieux et les chambres confortables deviennent ainsi des priorités. Résultat : des logements à la fois optimisés et agréables à vivre.\x3C/p>\x3Ch2>Optimiser votre budget pour un achat sécurisé\x3C/h2>\x3Ch3>1. Calculer votre capacité d’achat\x3C/h3>\x3Cp>Établir un budget clair est essentiel :\x3C/p>\x3Cul>\x3Cli>\x3Cstrong>Revenus fixes\x3C/strong> : incluez vos salaires, pensions ou revenus locatifs.\x3C/li>\x3Cli>\x3Cstrong>Charges \x3C/strong>: factures, crédits en cours, impôts et dépenses récurrentes.\x3C/li>\x3Cli>\x3Cstrong>Apport personnel\x3C/strong> : mobilisez vos épargnes pour rassurer les banques.\x3C/li>\x3C/ul>\x3Cp>\x3Cbr>Utilisez des outils comme \x3Ca href=\"https://www.cogedim.com/calcul-capacite-d-emprunt.html\">la calculette de prêt de Cogedim\x3C/a> pour estimer votre capacité d’emprunt et incluez les frais annexes (notaire, déménagement).\x3C/p>\x3Ch3>\x3Cbr>2. Profiter des dispositifs d’aide\x3C/h3>\x3Cp>En tant que primo-accédant, des aides comme le Prêt à Taux Zéro (PTZ) ou la TVA réduite peuvent alléger vos coûts. \x3C/p>\x3Cp>En complément, bénéficiez de la solution sur-mesure et exclusive pour les primo-accédants : Cogedim Access. Cette solution innovante permet d’acquérir un logement neuf avec des mensualités proches de votre loyer actuel, facilitant ainsi l’accès à la propriété sans augmenter votre charge financière mensuelle. \x3C/p>\x3Cp>Avec \x3Cstrong>Cogedim Access\x3C/strong>, vous réservez votre logement pour seulement 500 €, et aucun frais supplémentaire n’est demandé jusqu’à la livraison. Ce mécanisme simplifié, combiné à des emplacements stratégiques et une qualité de construction Cogedim, offre une opportunité unique de devenir propriétaire en toute sérénité.\x3C/p>\x3Ch2>Les étapes d’un achat dans le neuf\x3C/h2>\x3Ch3>1. Choisir et réserver votre bien\x3C/h3>\x3Cp>Une fois votre budget établi, parcourez les résidences proposées pour identifier le logement idéal. Prenez le temps d’étudier les plans et d’imaginer votre futur espace de vie. La sélection de programmes est variée, avec des options adaptées à tous les profils et budgets. Une fois votre choix arrêté, vous signerez un contrat de réservation, garantissant la disponibilité du logement.\x3C/p>\x3Ch3>2. Financer votre achat \x3C/h3>\x3Cp>Constituez votre dossier bancaire et explorez les aides disponibles. Une fois le financement validé, passez à la signature de l’acte de vente, étape clé de l’acquisition.\x3C/p>\x3Ch3>3. Personnaliser votre bien \x3C/h3>\x3Cp>L’un des avantages de l’immobilier neuf est la possibilité de personnalisation. Chez Cogedim, vous pouvez choisir les matériaux, les finitions, les couleurs, et même certains agencements pour créer un intérieur qui vous ressemble. Un conseiller dédié vous accompagne dans ces choix pour optimiser le confort et la fonctionnalité de votre futur logement.\x3C/p>\x3Ch3>4. Suivre la construction et la livraison\x3C/h3>\x3Cp>Participez aux visites de chantier pour observer l’avancée des travaux. À la remise des clés, procédez à un état des lieux détaillé et prenez possession de votre logement, prêt à emménager.\x3C/p>\x3Ch2>\x3Cspan class=\"sign\">4 questions à Vincent STEINHAUSER\x3C/span>\x3C/h2>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Pourquoi 2025 est l’année idéale pour devenir propriétaire ? \x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cdiv class=\"comp-verbatim\">\x3Cblockquote>\x3Cp>“Si la baisse se poursuit, l’immobilier continuera d’être plus attractif en 2025, car des taux plus bas signifient des mensualités moins élevées.”\x3C/p>\x3C/blockquote>\x3Cp>\x3Cspan class=\"sign\">Directeur du Marché des Particuliers\x3C/span>\x3Cbr>\x3Cspan class=\"sign\">Pôle Client et Développement I Direction du Développement des Marchés\x3C/span>\x3Cbr>\x3Cspan class=\"sign\">Crédit Agricole\x3C/span>\x3C/p>\x3C/div>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Pourquoi les taux d’intérêts baissent-ils actuellement ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>Vincent STEINHAUSER\x3C/strong> : Le taux de refinancement de la BCE (Banque centrale européenne), qui détermine le taux auquel les banques achètent l’argent et indirectement le taux auquel elles peuvent prêter, a connu entre juillet 2022 et septembre 2023 par moins de huit hausses de taux successives, ce qui a porté le taux de refinancement pour les banques à 4,5% ! \x3Cbr>L’objectif de la BCE de freiner l’inflation, qui avait connu un plus haut depuis plus de 10 ans, semble atteint puisqu’en juin, nous avons connu une première baisse de taux et l’inflation étant revenue à l’objectif de 2% fixé par la BCE, le taux directeur a à nouveau été revu à la baisse en octobre, le portant à 3,25%. \x3C/p>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Quel impact pour les emprunteurs ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>VS\x3C/strong> : Si cette baisse se poursuit, cela pourrait rendre l’achat immobilier plus attractif, car des taux plus bas signifient des mensualités moins élevées. \x3Cbr>Des économistes prévoient de nouvelles baisses de taux jusqu’au premier semestre 2025. A tempérer avec les incertitudes liées à la dette de l’État, qui ont tendance à renchérir ce que l’on appelle l’OAT à 10 ans (le taux d’intérêt des Obligations assimilables au Trésor, emprunts émis par l'État français pour son financement). Le taux d'intérêt des OAT sert de référence pour les organismes prêteurs pour établir les taux de crédit à taux fixes, une composante des taux refinancement des banques.\x3Cbr>Donc investir maintenant peut être un bon point d’entrée en ce qui concerne les taux d’intérêts, mais au-delà des taux, un projet immobilier se construit et va dépendre des objectifs, des situations individuelles de chacun.\x3C/p>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Et quelles conséquences plus structurelles sur l’immobilier ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>VS\x3C/strong> : L'impact de la baisse des taux sur le marché immobilier est réel. Lorsque les taux d'intérêt baissent, le coût des emprunts diminue. Cela signifie que les mensualités des prêts deviennent moins élevées pour un même montant emprunté. Par exemple, si un emprunteur souhaite acheter un bien immobilier à 300 000 €, une baisse de 1% des taux d'intérêt réduira environs de 200€ la mensualité, rendant l'achat plus accessible. Avec des mensualités moins élevées, les acquéreurs peuvent se permettre d'emprunter davantage. 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Il est situé entre les départements de la Seine–Saint-Denis au nord-est, de Seine-et-Marne à l’est, de l’Essonne au sud, des Hauts-de-Seine à l’ouest et de Paris au nord-ouest. Acheter un bien neuf dans le Val-de-Marne présente de \x3Cstrong>nombreux atouts\x3C/strong> pour les particuliers et les investisseurs. Notre présence y est forte avec 6 résidences en cours de commercialisation. Découvrez dès maintenant nos offres de logements neufs dans le Val-de-Marne.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Val-de-Marne\x3C/h3>\x3Cp>Il n’existe pas d’aide départementale spécifique pour acheter un bien neuf dans le Val-de-Marne. Cependant, de nombreux dispositifs ont été mis en place sur l’ensemble du territoire. Ils peuvent vous aider si vos revenus sont modestes ou que vous êtes primo-accédant\x3Cstrong> à financer l’achat de votre logement neuf\x3C/strong> dans le Val-de-Marne.\x3C/p>\x3Cp>Afin de pouvoir solliciter une aide de type PTZ, Prêt Action Logement ou autre, vous devez définir en amont votre budget en fonction de votre \x3Cstrong>apport personnel et de vos revenus réguliers\x3C/strong>. À partir de là, il est possible de calculer votre \x3Cstrong>capacité d’emprunt\x3C/strong> pour rechercher ensuite un programme neuf dans le Val-de-Marne correspondant à votre budget.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Val-de-Marne pour faire un investissement locatif\x3C/h3>\x3Cp>Pour les investisseurs, le département présente des \x3Cstrong>points forts indéniables \x3C/strong>pour un placement immobilier. Un investissement locatif dans le Val-de-Marne garantit une bonne rentabilité dans ce département prisé de l’Île-de-France. De plus, vous pouvez bénéficier de dispositifs de défiscalisation avantageux en investissant dans un appartement neuf dans le Val-de-Marne.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>La location meublée non professionnelle s’applique lorsque les revenus locatifs ne dépassent pas 23 000 euros par an et qu’ils ne constituent pas plus de la moitié des sources de revenus du foyer fiscal. Pour avoir le statut de LMNP, vous devez vous déclarer auprès de la greffe du tribunal de commerce auquel est rattaché le bien meublé mis en location. Le dispositif LMNP permet de catégoriser vos revenus locatifs d’un appartement ou d’une maison neuve dans le Val-de-Marne en tant que bénéfices industriels et commerciaux (BIC), à partir du moment où la location est meublée. Ce régime fiscal vous permet d’\x3Cstrong>amortir efficacement\x3C/strong> le bien immobilier et de pouvoir en déduire les charges réelles.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Val-de-Marne\x3C/h3>\x3Cp>Le Val-de-Marne est un département au \x3Cstrong>dynamisme économique\x3C/strong> qui attire de nombreux jeunes actifs et des étudiants. La demande en logements est donc forte ce qui répond aux objectifs d’un investissement locatif rentable dans le Val-de-Marne. Un tel achat permet de compléter ses revenus tout en préparant sa retraite.\x3C/p>\x3Cp>L’offre de biens répond donc à une \x3Cstrong>forte demande\x3C/strong> dans une région proche de Paris tout en proposant des prix plus accessibles que dans la capitale. De plus, le Val-de-Marne est situé au cœur du projet du Grand Paris, un choix judicieux en matière d’investissement.\x3C/p>\x3Cp>Le Val-de-Marne est également un département agréable où il fait bon vivre. Son cadre de vie est calme malgré sa proximité avec la capitale. Il renferme des villes magnifiques comme Nogent-sur-Marne réputée pour ses guinguettes et son architecture. Il ne faut évidemment pas oublier Vincennes et son riche passé historique ou même Saint-Mandé qui est appréciée des familles grâce à son environnement naturel.\x3C/p>\x3Ch2>Le prix de l'immobilier dans le Val de Marne (94)\x3C/h2>\x3Cp>Le marché immobilier neuf dans le Val-de-Marne, daté du 19 novembre 2023, se caractérise par une diversité de prix et d'offres. Les programmes neufs dans ce département francilien offrent un large choix d'appartements neufs et de logements neufs, avec des variations notables de prix au mètre carré selon les villes.\x3C/p>\x3Cp>À Créteil, capitale du département, le prix moyen au mètre carré pour un appartement neuf se situe autour de 5 500 €, tandis que le minimum observé avoisine les 4 800 € et le maximum peut atteindre 6 200 €. Cette ville, prisée pour sa proximité avec Paris et ses infrastructures, affiche des tarifs relativement élevés. À Vitry-sur-Seine, les prix sont légèrement plus accessibles, avec un prix moyen au mètre carré de 5 000 €, un minimum de 4 300 € et un maximum de 5 700 €. Cette ville en plein développement attire par ses projets urbains et sa dynamique culturelle. En revanche, à Saint-Maur-des-Fossés, réputée pour son cadre de vie de qualité, les prix grimpent : le mètre carré moyen y est de 6 000 €, avec un minimum de 5 300 € et un maximum pouvant dépasser 6 500 €.\x3C/p>\x3Cp>Ces prix, conformes à la loi Carrez, reflètent les écarts significatifs au sein du département, illustrant la diversité des choix pour les acquéreurs en termes de localisation et de budget. Le Val-de-Marne, avec ses multiples facettes, continue d'attirer ceux qui cherchent à investir dans l'immobilier neuf, malgré une tendance globale à la hausse des prix.(Estimation donnée à titre indicatif au 19 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf dans le Val-de-Marne\x3C/h2>\x3Cp>Le Val-de-Marne est un département français de la métropole du Grand Paris qui fait partie de la région Île-de-France. Il est situé entre les départements de la Seine–Saint-Denis au nord-est, de Seine-et-Marne à l’est, de l’Essonne au sud, des Hauts-de-Seine à l’ouest et de Paris au nord-ouest. Acheter un bien neuf dans le Val-de-Marne présente de \x3Cstrong>nombreux atouts\x3C/strong> pour les particuliers et les investisseurs. Notre présence y est forte avec 6 résidences en cours de commercialisation. Découvrez dès maintenant nos offres de logements neufs dans le Val-de-Marne.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Val-de-Marne\x3C/h3>\x3Cp>Il n’existe pas d’aide départementale spécifique pour acheter un bien neuf dans le Val-de-Marne. Cependant, de nombreux dispositifs ont été mis en place sur l’ensemble du territoire. Ils peuvent vous aider si vos revenus sont modestes ou que vous êtes primo-accédant\x3Cstrong> à financer l’achat de votre logement neuf\x3C/strong> dans le Val-de-Marne.\x3C/p>\x3Cp>Afin de pouvoir solliciter une aide de type PTZ, Prêt Action Logement ou autre, vous devez définir en amont votre budget en fonction de votre \x3Cstrong>apport personnel et de vos revenus réguliers\x3C/strong>. À partir de là, il est possible de calculer votre \x3Cstrong>capacité d’emprunt\x3C/strong> pour rechercher ensuite un programme neuf dans le Val-de-Marne correspondant à votre budget.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Val-de-Marne pour faire un investissement locatif\x3C/h3>\x3Cp>Pour les investisseurs, le département présente des \x3Cstrong>points forts indéniables \x3C/strong>pour un placement immobilier. Un investissement locatif dans le Val-de-Marne garantit une bonne rentabilité dans ce département prisé de l’Île-de-France. De plus, vous pouvez bénéficier de dispositifs de défiscalisation avantageux en investissant dans un appartement neuf dans le Val-de-Marne.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>La location meublée non professionnelle s’applique lorsque les revenus locatifs ne dépassent pas 23 000 euros par an et qu’ils ne constituent pas plus de la moitié des sources de revenus du foyer fiscal. Pour avoir le statut de LMNP, vous devez vous déclarer auprès de la greffe du tribunal de commerce auquel est rattaché le bien meublé mis en location. Le dispositif LMNP permet de catégoriser vos revenus locatifs d’un appartement ou d’une maison neuve dans le Val-de-Marne en tant que bénéfices industriels et commerciaux (BIC), à partir du moment où la location est meublée. Ce régime fiscal vous permet d’\x3Cstrong>amortir efficacement\x3C/strong> le bien immobilier et de pouvoir en déduire les charges réelles.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Val-de-Marne\x3C/h3>\x3Cp>Le Val-de-Marne est un département au \x3Cstrong>dynamisme économique\x3C/strong> qui attire de nombreux jeunes actifs et des étudiants. La demande en logements est donc forte ce qui répond aux objectifs d’un investissement locatif rentable dans le Val-de-Marne. Un tel achat permet de compléter ses revenus tout en préparant sa retraite.\x3C/p>\x3Cp>L’offre de biens répond donc à une \x3Cstrong>forte demande\x3C/strong> dans une région proche de Paris tout en proposant des prix plus accessibles que dans la capitale. De plus, le Val-de-Marne est situé au cœur du projet du Grand Paris, un choix judicieux en matière d’investissement.\x3C/p>\x3Cp>Le Val-de-Marne est également un département agréable où il fait bon vivre. Son cadre de vie est calme malgré sa proximité avec la capitale. Il renferme des villes magnifiques comme Nogent-sur-Marne réputée pour ses guinguettes et son architecture. Il ne faut évidemment pas oublier Vincennes et son riche passé historique ou même Saint-Mandé qui est appréciée des familles grâce à son environnement naturel.\x3C/p>\x3Ch2>Le prix de l'immobilier dans le Val de Marne (94)\x3C/h2>\x3Cp>Le marché immobilier neuf dans le Val-de-Marne, daté du 19 novembre 2023, se caractérise par une diversité de prix et d'offres. Les programmes neufs dans ce département francilien offrent un large choix d'appartements neufs et de logements neufs, avec des variations notables de prix au mètre carré selon les villes.\x3C/p>\x3Cp>À Créteil, capitale du département, le prix moyen au mètre carré pour un appartement neuf se situe autour de 5 500 €, tandis que le minimum observé avoisine les 4 800 € et le maximum peut atteindre 6 200 €. Cette ville, prisée pour sa proximité avec Paris et ses infrastructures, affiche des tarifs relativement élevés. À Vitry-sur-Seine, les prix sont légèrement plus accessibles, avec un prix moyen au mètre carré de 5 000 €, un minimum de 4 300 € et un maximum de 5 700 €. Cette ville en plein développement attire par ses projets urbains et sa dynamique culturelle. 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Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. Le prix minimum pour un mètre carré peut être autour de 3 500 euros dans certaines zones, tandis que le prix moyen se situe souvent entre 5 000 et 10 000 euros, avec des exceptions notables à la hausse dans les quartiers les plus recherchés de Paris.(Estimation donnée à titre indicatif au 26 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Logement VEFA neuf Île-de-France\x3C/h2>\x3Cp>Hébergeant à elle seule près de 20% de la population française, l’Île-de-France, avec ses 8 départements, est non seulement la région la plus peuplée de l’hexagone, mais aussi la plus densément peuplée. Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
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href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[2824]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir 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href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[3117]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir 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href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[3410]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir 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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
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href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[3898]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir 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href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[4191]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir 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Esprit 30 : programme immobilier neuf à Maisons-Alfort
EN TRAVAUXLivraison à partir du 1er trimestre 2025
Adresse
18 Rue Charles Martigny 94700Maisons-Alfort
Fiscalité
TVA normale
Patrimonial
À Maisons-Alfort, la nouvelle résidence Cogedim associe l’élégance du style Art Déco imprégnant son environnement et l’attractivité d’une adresse en renouveau, à 5 min** à pied du RER D et de la future ligne 15 du Grand Paris Express**. Entre mail arboré et jardin paysager, ce programme immobilier offre un large choix d’appartements, du studio au 5 pièces prolongés pour la plupart par un espace extérieur. Ils répondent à tous vos projets immobiliers pour habiter ou investir à 7 km des portes des Paris.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www.georisques.gouv.fr
À 5 min** à pied du RER D et du futur métro ligne 15
Elégante architecture Art Déco
Appartements offrant de beaux volumes
Le programme en détails
Le quartier
Pleine de cachet, verdoyante et connectée
Prisée pour ses promenades en bord de Marne, Maisons-Alfort charme également par son agréable centre-ville où dialoguent demeures majestueuses, commerces et équipements contemporains. À proximité du cœur de ville, la résidence s’inscrit dans le renouveau résidentiel du quartier des « Petites Haies ». Le parc du Vert de Maisons, situé à 4 min* à pied, offre aux habitants de beaux moments en plein air.
Face au Square Dufourmantelle, vous bénéficiez d’un paysage urbain de caractère, empreint des années 30 et du style Art Déco. De l’autre côté du Square, la gare du Vert de Maisons est desservie par le RER D permettant de rejoindre la gare de Lyon en 10 min**. À horizon 2025**, elle accueillera la ligne 15 du Grand Paris Express*.
À quelques pas de la gare RER D "Le Vert-de-Maisons" et de la future ligne de métro 15 du Grand Paris
Établissements scolaires à 4min** à pied
Face au square Dufourmantelle
La résidence
Architecture et jardins sous l’influence Art Déco
Placée dans la continuité du Square Dufourmantelle, la résidence reprend les codes du style Art Déco dans l’architecture et dans la trame paysagère en y instillant des touches contemporaines. Ses 4 bâtiments se distinguent par l’élégance de leurs façades animées par un contraste de gris et de blanc, une alternance de matériaux et un dialogue entre horizontalité et verticalité. La rotonde et les halls doubles hauteurs prolongées lui offrent une personnalité élégante.
Parvis, jardin intérieur et patios dévoilent un tapis végétal tramé de motifs minéraux en pierre de calcaire blanche ou en briquettes. En résonance avec l’environnement paysager, leur graphisme répond à une esthétique Art Déco à contempler depuis les balcons et les terrasses.
Pour votre confort quotidien, cette résidence entièrement sécurisée inclut un parking en sous-sol et des locaux à vélos et poussettes en rez-de-chaussée.
Les logements
Un grand choix d’appartements jusqu’au 5 pièces
Votre nouvelle résidence Cogedim propose des appartements neufs du studio au 5 pièces familial dont certains sont évolutifs. La majorité se prolonge par d’agréables espaces extérieurs - balcons, loggias et terrasses en attique - ouverts sur le jardin paysager ou le mail arboré.
Lumineux et agréables à vivre, les intérieurs séduisent par leurs agencements et par leurs prestations de standing. Certifiés RT 2012 et NF Habitat HQE, ils vous assurent un confort à énergie maîtrisée en toute saison.
Les prestations disponibles dans cette résidence
Carrelage
Jardin privatif clôturé
Parking sécurisé en sous-sol
Porte blindée serrure 5 points A2P
Résidence clôturée
Sol stratifié esprit parquet
Vidéophone
Volets roulants
Un placement stratégique à 7 km** de Paris
Aux portes de Paris, à la confluence de la Seine et de la Marne, Maisons-Alfort bénéficie d’une situation stratégique pour les investisseurs.
Parfaitement desservie par les transports - autoroutes A86 et A4, RER D et métro 8, elle attire de nombreux acteurs économiques et compte aujourd’hui plus de 7000 entreprises, dont des piliers pharmaceutiques et sanitaires comme l’ANSES et Sanofi. Voisine de Créteil, la résidence se trouve à seulement 5 min** de l’Université Paris Est et à 7 min** de grandes institutions publiques du Val-de-Marne, dont la préfecture et le conseil départemental.
Au cœur d’un quartier résidentiel en renouveau, à 5 min** à pied de la gare « Le Vert de Maisons », l’adresse vous garantit un immense potentiel locatif. A l’horizon 2025*, l’arrivée de la ligne 15 du Grand Paris Express en gare de « Vert-de- Maisons » devrait accroître la demande locative pour votre bien.
Logements disponibles
3 piècesJusqu’à 58 m²à partir de 340 000 €Dernier disponibleVoir le détail
Prix indicatifs hors parking sauf mention contraire au détail du lot. Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.
Les rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.
Avancement du projet
Avant-première
En lancement
En commercialisation
En travaux
Livraison imminente
Prêt à emménager
Projetez vous dans votre futur logement en 3D
Explorez la résidence à 360° et découvrez l’agencement des appartements disponibles.
Nouveau
Découvrez votre futur quartier
Accédez en un clic à toutes les informations utiles de votre quartier : localisation des transports, des commerces, des écoles, des espaces verts et culturels. Vous pouvez également anticiper vos temps de trajets, mesurer la qualité de l'air, ou le débit internet et bien plus encore !
Nous contacter
Tous nos conseillers sont disponibles pour vous accompagner dans votre projet et répondre à toutes vos questions, lors d’un rendez-vous téléphonique, en visio-conférence ou sur l’un de nos espaces de vente.
Découvrez les services Cogedim !
Choisir un logement Cogedim, c’est opter pour un logement à votre image, adapté à votre mode de vie et à vos envies. Découvrez vite toutes les options disponibles pour votre projet avec nos 3 packs de personnalisation clé en main !
Le Pack Essentiel
Votre cuisine aménagée Essentiel installée avant livraison. Des prestations complémentaires disponibles. 6 mois de gestion locative offerts* pour les investisseurs.
Le Pack Premium
Votre cuisine aménagée Premium installée avant livraison. Des prestations complémentaires disponibles. 6 mois de gestion locative offerts* pour les investisseurs.
Le Pack Sécurité
Faites le choix d’un logement sécurisé avec le système de sécurité intelligent de NexHome et bénéficiez de 12 mois de télésurveillance compris !
* 6 mois d'honoraires de gestion offerts pour la signature d'un Pack Essentiel ou Premium Cogedim, hors honoraires de mise en location. La durée initiale de 6 mois est tacitement reconductible pour une durée de 3 ans ferme, puis à l'issue de cette seconde période, le mandat est renouvelable annuellement par tacite reconduction. Le mandant aura la faculté de résilier le mandat pendant la période initiale d'une durée de 6 mois avec un délai de prévenance de quinze jours.
Nos accords compétitifs auprès des meilleures banques vous permettent de bénéficier de l’offre de financement la plus appropriée pour votre achat. Découvrez les avantages de notre structure interne de courtage Altarea Solution Financement !
Le conseil
Un conseiller unique et dédié vous accompagne pour trouver la meilleure offre de financement.
L'accompagnement
Profitez d’un suivi personnalisé du montage du dossier à la signature notaire.
Nos partenaires
Bénéficiez des solutions de crédits les plus concurrentielles grâce à nos accords avec les meilleures banques.
Spécialiste de la gestion locative depuis plus de 20 ans, notre structure interne Altarea Gestion Immobilière vous assure suivi, conseil et assistance pour vous permettre d’investir en toute sérénité.
Garanties
Loyers impayés
Vacance locative
Assurance propriétaire non occupant
Transparence
Recevez un compte-rendu de gérance détaillé tous les mois (loyers, honoraires, assurances etc.).
Suivi
Votre gestionnaire dédié assure toutes les étapes de la location dans un souci d’optimisation de votre patrimoine.