\x3Cpath class=\"st0\" d=\"M12.3,28h7.8h7.7h7.6V14.2h4.3L24,0.6l-3.7,3.2v-3h-5.5v7.8l-6.4,5.6h4V28z M21.1,27v-6.7h5.7V27H21.1z\n\t\t M34.4,27h-6.6v-7.7h-7.7V27h-6.8V14.2h21.1V27z M15.7,9V1.8h3.5V6l4.7-4l13,11.3h-26L15.7,9z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez du prêt à taux zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:null,field_text_main:null,vid:$R[226]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[227]={drupal_internal__target_id:"regulation"}},revision_user:$R[228]={data:null,links:$R[229]={related:$R[230]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/revision_user/?resourceVersion=id%3A4"},self:$R[231]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/relationships/revision_user/?resourceVersion=id%3A4"}}},parent:$R[232]=[$R[233]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[234]={links:$R[235]={help:$R[236]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[237]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[238]={type:"taxonomy_term--regulation",id:"19b5dbf4-49ba-47b5-90ee-d6433b676b0b",links:$R[239]={self:$R[240]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/?resourceVersion=id%3A5"}},drupal_internal__tid:5,drupal_internal__revision_id:5,langcode:"fr",revision_created:null,status:!0,name:"TVA réduite",description:null,weight:1,changed:"2024-06-19T07:52:29+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[241]=[$R[242]={tag:"meta",attributes:$R[243]={name:"title",content:"TVA réduite | Cogedim"}},$R[244]={tag:"link",attributes:$R[245]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/5/"}},$R[246]={tag:"meta",attributes:$R[247]={name:"generator",content:"Cogedim"}},$R[248]={tag:"meta",attributes:$R[249]={property:"og:site_name",content:"Cogedim"}},$R[250]={tag:"meta",attributes:$R[251]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[252]={tag:"meta",attributes:$R[253]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[254]={tag:"meta",attributes:$R[255]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[256]={tag:"meta",attributes:$R[257]={property:"og:image:type",content:"image/png"}},$R[258]={tag:"meta",attributes:$R[259]={property:"og:image:width",content:"628"}},$R[260]={tag:"meta",attributes:$R[261]={property:"og:image:height",content:"316"}},$R[262]={tag:"meta",attributes:$R[263]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[264]={tag:"meta",attributes:$R[265]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[266]={tag:"meta",attributes:$R[267]={name:"twitter:card",content:"summary"}},$R[268]={tag:"meta",attributes:$R[269]={name:"twitter:site",content:"@altareacogedim"}},$R[270]={tag:"meta",attributes:$R[271]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[272]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[273]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[274]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[275]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[276]={drupal_internal__target_id:"regulation"}},revision_user:$R[277]={data:null,links:$R[278]={related:$R[279]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[280]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[281]=[$R[282]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[283]={links:$R[284]={help:$R[285]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[286]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[287]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[288]={self:$R[289]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2025-02-12T17:11:57+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[290]=[$R[291]={tag:"meta",attributes:$R[292]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[293]={tag:"link",attributes:$R[294]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[295]={tag:"meta",attributes:$R[296]={name:"generator",content:"Cogedim"}},$R[297]={tag:"meta",attributes:$R[298]={property:"og:site_name",content:"Cogedim"}},$R[299]={tag:"meta",attributes:$R[300]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[301]={tag:"meta",attributes:$R[302]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[303]={tag:"meta",attributes:$R[304]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[305]={tag:"meta",attributes:$R[306]={property:"og:image:type",content:"image/png"}},$R[307]={tag:"meta",attributes:$R[308]={property:"og:image:width",content:"628"}},$R[309]={tag:"meta",attributes:$R[310]={property:"og:image:height",content:"316"}},$R[311]={tag:"meta",attributes:$R[312]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[313]={tag:"meta",attributes:$R[314]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[315]={tag:"meta",attributes:$R[316]={name:"twitter:card",content:"summary"}},$R[317]={tag:"meta",attributes:$R[318]={name:"twitter:site",content:"@altareacogedim"}},$R[319]={tag:"meta",attributes:$R[320]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[321]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[322]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tC23.8,19.2,23,19.3,22.3,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z
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\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2
\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1
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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[323]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[324]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[325]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[326]={drupal_internal__target_id:"regulation"}},revision_user:$R[327]={data:null,links:$R[328]={related:$R[329]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[330]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[331]=[$R[332]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[333]={links:$R[334]={help:$R[335]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[336]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[337]={type:"taxonomy_term--regulation",id:"f64b1d2b-aafb-4a07-89fc-aaf5f05cf774",links:$R[338]={self:$R[339]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/?resourceVersion=id%3A4043"}},drupal_internal__tid:4043,drupal_internal__revision_id:4043,langcode:"fr",revision_created:"2024-02-26T09:05:55+00:00",status:!0,name:"LMNP",description:null,weight:7,changed:"2024-06-19T08:17:47+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[340]=[$R[341]={tag:"meta",attributes:$R[342]={name:"title",content:"LMNP | Cogedim"}},$R[343]={tag:"link",attributes:$R[344]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4043/"}},$R[345]={tag:"meta",attributes:$R[346]={name:"generator",content:"Cogedim"}},$R[347]={tag:"meta",attributes:$R[348]={property:"og:site_name",content:"Cogedim"}},$R[349]={tag:"meta",attributes:$R[350]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[351]={tag:"meta",attributes:$R[352]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[353]={tag:"meta",attributes:$R[354]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[355]={tag:"meta",attributes:$R[356]={property:"og:image:type",content:"image/png"}},$R[357]={tag:"meta",attributes:$R[358]={property:"og:image:width",content:"628"}},$R[359]={tag:"meta",attributes:$R[360]={property:"og:image:height",content:"316"}},$R[361]={tag:"meta",attributes:$R[362]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[363]={tag:"meta",attributes:$R[364]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[365]={tag:"meta",attributes:$R[366]={name:"twitter:card",content:"summary"}},$R[367]={tag:"meta",attributes:$R[368]={name:"twitter:site",content:"@altareacogedim"}},$R[369]={tag:"meta",attributes:$R[370]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[371]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[372]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[373]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[374]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[375]={drupal_internal__target_id:"regulation"}},revision_user:$R[376]={data:null,links:$R[377]={related:$R[378]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[379]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[380]=[$R[381]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[382]={links:$R[383]={help:$R[384]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[385]={about:"Usage and meaning of the 'virtual' resource 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indicatifs hors taxes.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes et hors mobilier. 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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[422]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[423]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[424]={drupal_internal__target_id:"regulation"}},revision_user:$R[425]={data:null,links:$R[426]={related:$R[427]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[428]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[429]=[$R[430]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[431]={links:$R[432]={help:$R[433]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[434]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[435]={type:"taxonomy_term--regulation",id:"9df7bfb4-b767-42a6-a070-ce1436f2a561",links:$R[436]={self:$R[437]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/?resourceVersion=id%3A8"}},drupal_internal__tid:8,drupal_internal__revision_id:8,langcode:"fr",revision_created:null,status:!0,name:"Nue-propriété",description:null,weight:8,changed:"2025-03-07T08:11:31+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[438]=[$R[439]={tag:"meta",attributes:$R[440]={name:"title",content:"Nue-propriété | Cogedim"}},$R[441]={tag:"link",attributes:$R[442]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/8/"}},$R[443]={tag:"meta",attributes:$R[444]={name:"generator",content:"Cogedim"}},$R[445]={tag:"meta",attributes:$R[446]={property:"og:site_name",content:"Cogedim"}},$R[447]={tag:"meta",attributes:$R[448]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[449]={tag:"meta",attributes:$R[450]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/"}},$R[451]={tag:"meta",attributes:$R[452]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[453]={tag:"meta",attributes:$R[454]={property:"og:image:type",content:"image/png"}},$R[455]={tag:"meta",attributes:$R[456]={property:"og:image:width",content:"628"}},$R[457]={tag:"meta",attributes:$R[458]={property:"og:image:height",content:"316"}},$R[459]={tag:"meta",attributes:$R[460]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[461]={tag:"meta",attributes:$R[462]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[463]={tag:"meta",attributes:$R[464]={name:"twitter:card",content:"summary"}},$R[465]={tag:"meta",attributes:$R[466]={name:"twitter:site",content:"@altareacogedim"}},$R[467]={tag:"meta",attributes:$R[468]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[469]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. La pleine propriété est temporairement dissociée en deux droits réels : la Nue-Propriété et l’Usufruit. La durée de l’usufruit est traditionnellement de 15 à 20 ans. Article L.253-1 et suivants du code de la construction et de l’habitation, applicables au démembrement de propriété objets des présentes. Conditions détaillées dans le contrat de réservation et ses annexes. Possibilité de déduction des intérêts d’emprunts voir articles 31.I.1°d du CGI et article 156.1.3° du CGI Comme tout investissement, investir en nue-propriété peut présenter des risques.",field_legals_grid:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. La pleine propriété est temporairement dissociée en deux droits réels : la Nue-Propriété et l’Usufruit. La durée de l’usufruit est traditionnellement de 15 à 20 ans. Article L.253-1 et suivants du code de la construction et de l’habitation, applicables au démembrement de propriété objets des présentes. Conditions détaillées dans le contrat de réservation et ses annexes. Possibilité de déduction des intérêts d’emprunts voir articles 31.I.1°d du CGI et article 156.1.3° du CGI Comme tout investissement, investir en nue-propriété peut présenter des risques.",field_promo_drawer:$R[470]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3
\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8
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\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8
\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9
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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" 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href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[471]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[472]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[473]={drupal_internal__target_id:"regulation"}},revision_user:$R[474]={data:null,links:$R[475]={related:$R[476]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[477]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[478]=[$R[479]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[480]={links:$R[481]={help:$R[482]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[483]={about:"Usage and meaning of the 'virtual' resource 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A compter de la livraison de votre logement vous verserez à l’OFS – Organisme Foncier Solidaire propriétaire du foncier de votre logement, une redevance foncière mensuelle suivant la surface habitable de votre logement. Cette redevance fera l’objet d’une réévaluation annuelle basée sur l’indice des loyers publié trimestriellement par l’INSEE.",field_legals_grid:"Sous conditions de ressources et pour un achat en résidence principale, profitez de la possibilité d’acheter un logement neuf en-dessous des prix de marché, dans une résidence éligible au dispositif BRS – Bail Réel Solidaire. A compter de la livraison de votre logement vous verserez à l’OFS – Organisme Foncier Solidaire propriétaire du foncier de votre logement, une redevance foncière mensuelle suivant la surface habitable de votre logement. 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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[520]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[521]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[522]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[523]={drupal_internal__target_id:"regulation"}},revision_user:$R[524]={data:null,links:$R[525]={related:$R[526]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[527]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[528]=[$R[529]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[530]={links:$R[531]={help:$R[532]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[533]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[534]={type:"taxonomy_term--regulation",id:"a56c43b0-a930-4321-8b90-16321a8017b3",links:$R[535]={self:$R[536]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/?resourceVersion=id%3A4000"}},drupal_internal__tid:4000,drupal_internal__revision_id:4000,langcode:"fr",revision_created:"2023-07-17T08:05:34+00:00",status:!0,name:"Patrimonial",description:null,weight:9,changed:"2024-06-19T08:18:45+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[537]=[$R[538]={tag:"meta",attributes:$R[539]={name:"title",content:"Patrimonial | Cogedim"}},$R[540]={tag:"link",attributes:$R[541]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4000/"}},$R[542]={tag:"meta",attributes:$R[543]={name:"generator",content:"Cogedim"}},$R[544]={tag:"meta",attributes:$R[545]={property:"og:site_name",content:"Cogedim"}},$R[546]={tag:"meta",attributes:$R[547]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[548]={tag:"meta",attributes:$R[549]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[550]={tag:"meta",attributes:$R[551]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[552]={tag:"meta",attributes:$R[553]={property:"og:image:type",content:"image/png"}},$R[554]={tag:"meta",attributes:$R[555]={property:"og:image:width",content:"628"}},$R[556]={tag:"meta",attributes:$R[557]={property:"og:image:height",content:"316"}},$R[558]={tag:"meta",attributes:$R[559]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[560]={tag:"meta",attributes:$R[561]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[562]={tag:"meta",attributes:$R[563]={name:"twitter:card",content:"summary"}},$R[564]={tag:"meta",attributes:$R[565]={name:"twitter:site",content:"@altareacogedim"}},$R[566]={tag:"meta",attributes:$R[567]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[568]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[569]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5
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Revenons sur les critères qui révèlent le meilleur moment pour acheter, mais aussi les opportunités avantageuses dont vous pourrez profiter à tout moment."}},$R[631]={tag:"meta",attributes:$R[632]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[633]={tag:"meta",attributes:$R[634]={property:"og:image:type",content:"image/png"}},$R[635]={tag:"meta",attributes:$R[636]={property:"og:image:width",content:"628"}},$R[637]={tag:"meta",attributes:$R[638]={property:"og:image:height",content:"316"}},$R[639]={tag:"meta",attributes:$R[640]={property:"og:locale",content:"fr_FR"}},$R[641]={tag:"meta",attributes:$R[642]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[643]={tag:"meta",attributes:$R[644]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[645]={tag:"meta",attributes:$R[646]={property:"article:section",content:"Notre offre"}},$R[647]={tag:"meta",attributes:$R[648]={name:"twitter:card",content:"summary"}},$R[649]={tag:"meta",attributes:$R[650]={name:"twitter:title",content:"Acheter ou attendre : comment savoir si c’est le bon moment ?"}},$R[651]={tag:"meta",attributes:$R[652]={name:"twitter:description",content:"L’achat d’un bien immobilier repose sur des facteurs à la fois externes et personnels. Mais comment être sûr que c’est le bon moment pour se lancer dans un tel projet ? Revenons sur les critères qui révèlent le meilleur moment pour acheter, mais aussi les opportunités avantageuses dont vous pourrez profiter à tout moment."}},$R[653]={tag:"meta",attributes:$R[654]={name:"twitter:site",content:"@altareacogedim"}},$R[655]={tag:"meta",attributes:$R[656]={name:"twitter:creator",content:"@altareacogedim"}},$R[657]={tag:"meta",attributes:$R[658]={name:"twitter:image:alt",content:"Logo de Cogedim, promoteur de programmes immobiliers neufs"}},$R[659]={tag:"meta",attributes:$R[660]={name:"twitter:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}}],path:$R[661]={alias:"/le-neuf-decrypte/l-actu-du-neuf/acheter-attendre-comment-savoir-cest-le-moment.html",pid:4383,langcode:"fr"},publish_on:null,unpublish_on:null,published_at:"2025-01-28T09:26:46+00:00",field_ads:"[search]",field_catchline:"L’achat d’un bien immobilier repose sur des facteurs à la fois externes et personnels. Mais comment être sûr que c’est le bon moment pour se lancer dans un tel projet ?\r\n\r\nRevenons sur les critères qui révèlent le meilleur moment pour acheter, mais aussi les opportunités avantageuses dont vous pourrez profiter à tout moment.",field_metatags:null,field_reading_time:"10 min.",field_search_query:"location=&city=&department=®ion=&lat=&lng=&rooms=&budget=®ulations=&segments_mkg=&lot_types=&sale_states=&commercial_specificities=Id%C3%A9al%20investisseur%2CPrimo%20acc%C3%A9dant&dwelling_types=&lot_max_count=&date_delivery_from=&date_delivery_to=",node_type:$R[662]={type:"node_type--node_type",id:"6b13944d-0e97-450b-bb15-94aab4a29c40",meta:$R[663]={drupal_internal__target_id:"article"}},revision_uid:$R[664]={type:"user--user",id:"78e94cf4-27a6-47b8-a374-e67cbcfb51b6",meta:$R[665]={drupal_internal__target_id:2037}},uid:$R[666]={type:"user--user",id:"78e94cf4-27a6-47b8-a374-e67cbcfb51b6",meta:$R[667]={drupal_internal__target_id:2037}},field_contents:$R[668]={data:$R[669]=[],links:$R[670]={related:$R[671]={href:"http://www.cogedim.com/jsonapi/node/article/cff411b2-1c90-49cc-baea-ba6e98b97029/field_contents/?resourceVersion=id%3A1855816"},self:$R[672]={href:"http://www.cogedim.com/jsonapi/node/article/cff411b2-1c90-49cc-baea-ba6e98b97029/relationships/field_contents/?resourceVersion=id%3A1855816"}}},field_form:$R[673]={data:null,links:$R[674]={related:$R[675]={href:"http://www.cogedim.com/jsonapi/node/article/cff411b2-1c90-49cc-baea-ba6e98b97029/field_form/?resourceVersion=id%3A1855816"},self:$R[676]={href:"http://www.cogedim.com/jsonapi/node/article/cff411b2-1c90-49cc-baea-ba6e98b97029/relationships/field_form/?resourceVersion=id%3A1855816"}}},field_image:$R[677]={type:"file--file",id:"2aaab97a-3091-4095-b197-5a32df65e77f",links:$R[678]={self:$R[679]={href:"http://www.cogedim.com/jsonapi/file/file/2aaab97a-3091-4095-b197-5a32df65e77f/"}},drupal_internal__fid:3342087,langcode:"fr",filename:"moment d'acheter.jpg",uri:$R[680]={value:"public://2025-01/moment d'acheter.jpg",url:"/sites/default/files/2025-01/moment%20d%27acheter.jpg"},filemime:"image/jpeg",filesize:131178,status:!0,created:"2025-01-28T09:24:16+00:00",changed:"2025-01-28T09:25:42+00:00",meta:$R[681]={alt:" Habiter",title:"",width:1000,height:667,drupal_internal__target_id:3342087},uid:$R[682]={type:"user--user",id:"78e94cf4-27a6-47b8-a374-e67cbcfb51b6",meta:$R[683]={drupal_internal__target_id:2037}}},field_sections:$R[684]=[$R[685]={type:"paragraph--section",id:"0d156fae-5b9d-4be5-9d83-8b40aa64962b",links:$R[686]={self:$R[687]={href:"http://www.cogedim.com/jsonapi/paragraph/section/0d156fae-5b9d-4be5-9d83-8b40aa64962b/?resourceVersion=id%3A34474"}},drupal_internal__id:9320,drupal_internal__revision_id:34474,langcode:"fr",status:!0,created:"2025-02-13T11:19:45+00:00",parent_id:"1851100",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[688]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:null,field_text:$R[689]={value:"\x3Ch2>Quelles sont les tendances de marché à surveiller ? \x3C/h2>\x3Cp>Vous pouvez déterminer le meilleur moment pour acheter un bien immobilier en analysant différents critères de marché, et notamment : \x3C/p>\x3Cul>\x3Cli>L’évolution des taux ;\x3C/li>\x3Cli>Les prix d’achat des biens ;\x3C/li>\x3Cli>Les décisions réglementaires et fiscales.\x3C/li>\x3C/ul>\x3Ch3>Les variations des taux d’emprunt \x3C/h3>\x3Cp>Nous venons tout juste de sortir d’une période qu’on pourrait qualifier « d’âge d’or des emprunteurs immobiliers » : les taux d’emprunt avaient d’ailleurs chuté \x3Cstrong>en dessous des 1 % sur 20 ans en 2019.\x3C/strong>\x3C/p>\x3Cp>Cette situation exceptionnelle de faibles taux avait permis à de nombreux ménages de maximiser leur capacité d’achat : leurs mensualités étaient plus abordables et le coût global du crédit réduit. \x3C/p>\x3Cp>Mais \x3Cstrong>depuis 2020, les taux d'emprunt ont été multipliés par 4\x3C/strong>, passant de moins de 1 % à près de 4 % ces derniers mois. Une envolée des taux qui a compliqué l'accès au crédit et entraîné une baisse du nombre de transactions immobilières. \x3C/p>\x3Cp>Depuis 2022, la hausse des taux portée par l'inflation a marqué le retour des taux à des niveaux plus proches des normes historiques. \x3C/p>\x3Cp class=\"excerpt_bg_gris\">Après plusieurs hausses en 2023, \x3Cstrong>les taux de prêts immobiliers poursuivent leur baisse pour le 10e mois consécutif fin 2024\x3C/strong>. Sur 20 ans, ils passent sous la barre des 3,50% : un phénomène qui a augmenté la capacité d'emprunt de 20 000 euros en un an. En 2025, les prévisions des taux liées à l’amélioration de l’inflation vont en faveur des acquéreurs : les acheteurs devraient profiter de meilleures conditions d’emprunt qu’en 2024.\x3C/p>\x3Cp class=\"text-align-center excerpt_bg_mauve\">\x3Cstrong>Quel est l’impact de l’évolution des taux sur votre projet immobilier ? \x3C/strong>\x3Cbr>La baisse des taux impacte positivement la capacité d’emprunt des emprunteurs. Par exemple, un taux d’emprunt qui passe de 4 % à 3 % peut vous faire gagner 15 000 € de pouvoir d’achat immobilier sur 20 ans. Autrement dit, si vous ne pouviez emprunter que 165 000 € à 4 %, vous pourrez acquérir un bien de 180 000 € si les taux baissent à 3 %.\x3C/p>\x3Cp> \x3C/p>\x3Ch3>La hausse des prix de l’immobilier\x3C/h3>\x3Cp>Selon \x3Ca href=\"https://www.insee.fr/fr/statistiques/8286380?\">\x3Cspan style=\"color:#1155CC;\" lang=\"fr\">l’INSEE\x3C/span>\x3C/a>, l\x3Cstrong>es prix de l’immobilier ont été multipliés par 2,6 depuis les années 2000\x3C/strong>.\x3C/p>\x3Cp>Après une stabilisation en 2024, \x3Ca href=\"https://www.immobilier.notaires.fr/fr/articles/conseils-et-actualites/achat-vente/tendances-du-marche-immobilier-en-2024-chiffres-cles-et-perspectives-pour-2025?\">\x3Cspan style=\"color:#1155CC;\" lang=\"fr\">les notaires de France\x3C/span>\x3C/a> prédisent une légère hausse des prix pour 2025.\x3C/p>\x3Cp>L’année dernière, le nombre de transactions immobilières a atteint un seuil historiquement bas (une différence de plus de 20 % par rapport à 2022). \x3C/p>\x3Cp>Néanmoins, la hausse des prix des biens immobiliers n’indique pas seulement une perte de pouvoir d’achat pour les futurs propriétaires. C’est aussi le signe que \x3Cstrong>les marchés sont dynamiques\x3C/strong> : les acquéreurs bénéficient donc d’un fort potentiel de valorisation de leur patrimoine immobilier.\x3C/p>\x3Ch3>L’impact des politiques publiques\x3C/h3>\x3Cp>Les décisions réglementaires et fiscales sont aussi de précieux indicateurs pour évaluer le meilleur moment pour acheter un bien immobilier. Et pour cause, la fiscalité ou encore les décisions réglementaires peuvent impacter la réalisation de vos projets.\x3C/p>\x3Cp>Suite à la récente adoption de la loi de Finance applicable au 1\x3Csup>er\x3C/sup> mars 2025, le gouvernement a prévu \x3Cstrong>une hausse des frais de notaire de 0,5 point\x3C/strong>. Cette augmentation impliquerait des frais supplémentaires d’environ 1 000 € pour un bien d’environ 200 000 €. Néanmoins, les collectivités locales peuvent décider d’exonérer de cette hausse les primo-accédants ainsi que les acquéreurs d’un bien immobilier neuf.\x3C/p>\x3Cp>En 2025, les décisions du gouvernement prévoient aussi de \x3Cstrong>rendre encore plus attractif l’achat d’un bien immobilier neuf\x3C/strong>, notamment grâce à 2 leviers : \x3C/p>\x3Col>\x3Cli>L’élargissement du Prêt à Taux Zéro (PTZ) à tout le territoire et à tous les types d’habitat ;\x3C/li>\x3Cli>L’exonération des droits de donation pour l’achat d’un bien neuf.\x3C/li>\x3C/ol>",format:"full_html",processed:"\x3Ch2>Quelles sont les tendances de marché à surveiller ? \x3C/h2>\x3Cp>Vous pouvez déterminer le meilleur moment pour acheter un bien immobilier en analysant différents critères de marché, et notamment : \x3C/p>\x3Cul>\x3Cli>L’évolution des taux ;\x3C/li>\x3Cli>Les prix d’achat des biens ;\x3C/li>\x3Cli>Les décisions réglementaires et fiscales.\x3C/li>\x3C/ul>\x3Ch3>Les variations des taux d’emprunt \x3C/h3>\x3Cp>Nous venons tout juste de sortir d’une période qu’on pourrait qualifier « d’âge d’or des emprunteurs immobiliers » : les taux d’emprunt avaient d’ailleurs chuté \x3Cstrong>en dessous des 1 % sur 20 ans en 2019.\x3C/strong>\x3C/p>\x3Cp>Cette situation exceptionnelle de faibles taux avait permis à de nombreux ménages de maximiser leur capacité d’achat : leurs mensualités étaient plus abordables et le coût global du crédit réduit. \x3C/p>\x3Cp>Mais \x3Cstrong>depuis 2020, les taux d'emprunt ont été multipliés par 4\x3C/strong>, passant de moins de 1 % à près de 4 % ces derniers mois. Une envolée des taux qui a compliqué l'accès au crédit et entraîné une baisse du nombre de transactions immobilières. \x3C/p>\x3Cp>Depuis 2022, la hausse des taux portée par l'inflation a marqué le retour des taux à des niveaux plus proches des normes historiques. \x3C/p>\x3Cp class=\"excerpt_bg_gris\">Après plusieurs hausses en 2023, \x3Cstrong>les taux de prêts immobiliers poursuivent leur baisse pour le 10e mois consécutif fin 2024\x3C/strong>. Sur 20 ans, ils passent sous la barre des 3,50% : un phénomène qui a augmenté la capacité d'emprunt de 20 000 euros en un an. En 2025, les prévisions des taux liées à l’amélioration de l’inflation vont en faveur des acquéreurs : les acheteurs devraient profiter de meilleures conditions d’emprunt qu’en 2024.\x3C/p>\x3Cp class=\"text-align-center excerpt_bg_mauve\">\x3Cstrong>Quel est l’impact de l’évolution des taux sur votre projet immobilier ? \x3C/strong>\x3Cbr>La baisse des taux impacte positivement la capacité d’emprunt des emprunteurs. Par exemple, un taux d’emprunt qui passe de 4 % à 3 % peut vous faire gagner 15 000 € de pouvoir d’achat immobilier sur 20 ans. Autrement dit, si vous ne pouviez emprunter que 165 000 € à 4 %, vous pourrez acquérir un bien de 180 000 € si les taux baissent à 3 %.\x3C/p>\x3Cp> \x3C/p>\x3Ch3>La hausse des prix de l’immobilier\x3C/h3>\x3Cp>Selon \x3Ca href=\"https://www.insee.fr/fr/statistiques/8286380?\">\x3Cspan style=\"color:#1155CC;\" lang=\"fr\">l’INSEE\x3C/span>\x3C/a>, l\x3Cstrong>es prix de l’immobilier ont été multipliés par 2,6 depuis les années 2000\x3C/strong>.\x3C/p>\x3Cp>Après une stabilisation en 2024, \x3Ca href=\"https://www.immobilier.notaires.fr/fr/articles/conseils-et-actualites/achat-vente/tendances-du-marche-immobilier-en-2024-chiffres-cles-et-perspectives-pour-2025?\">\x3Cspan style=\"color:#1155CC;\" lang=\"fr\">les notaires de France\x3C/span>\x3C/a> prédisent une légère hausse des prix pour 2025.\x3C/p>\x3Cp>L’année dernière, le nombre de transactions immobilières a atteint un seuil historiquement bas (une différence de plus de 20 % par rapport à 2022). \x3C/p>\x3Cp>Néanmoins, la hausse des prix des biens immobiliers n’indique pas seulement une perte de pouvoir d’achat pour les futurs propriétaires. C’est aussi le signe que \x3Cstrong>les marchés sont dynamiques\x3C/strong> : les acquéreurs bénéficient donc d’un fort potentiel de valorisation de leur patrimoine immobilier.\x3C/p>\x3Ch3>L’impact des politiques publiques\x3C/h3>\x3Cp>Les décisions réglementaires et fiscales sont aussi de précieux indicateurs pour évaluer le meilleur moment pour acheter un bien immobilier. Et pour cause, la fiscalité ou encore les décisions réglementaires peuvent impacter la réalisation de vos projets.\x3C/p>\x3Cp>Suite à la récente adoption de la loi de Finance applicable au 1\x3Csup>er\x3C/sup> mars 2025, le gouvernement a prévu \x3Cstrong>une hausse des frais de notaire de 0,5 point\x3C/strong>. Cette augmentation impliquerait des frais supplémentaires d’environ 1 000 € pour un bien d’environ 200 000 €. Néanmoins, les collectivités locales peuvent décider d’exonérer de cette hausse les primo-accédants ainsi que les acquéreurs d’un bien immobilier neuf.\x3C/p>\x3Cp>En 2025, les décisions du gouvernement prévoient aussi de \x3Cstrong>rendre encore plus attractif l’achat d’un bien immobilier neuf\x3C/strong>, notamment grâce à 2 leviers : \x3C/p>\x3Col>\x3Cli>L’élargissement du Prêt à Taux Zéro (PTZ) à tout le territoire et à tous les types d’habitat ;\x3C/li>\x3Cli>L’exonération des droits de donation pour l’achat d’un bien neuf.\x3C/li>\x3C/ol>"},field_title:null,meta:$R[690]={target_revision_id:34474,drupal_internal__target_id:9320},paragraph_type:$R[691]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[692]={drupal_internal__target_id:"section"}}},$R[693]={type:"paragraph--section",id:"3caff3e6-e3b5-4957-b568-c3475ff5bc54",links:$R[694]={self:$R[695]={href:"http://www.cogedim.com/jsonapi/paragraph/section/3caff3e6-e3b5-4957-b568-c3475ff5bc54/?resourceVersion=id%3A34475"}},drupal_internal__id:9321,drupal_internal__revision_id:34475,langcode:"fr",status:!0,created:"2025-02-13T11:27:47+00:00",parent_id:"1851100",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[696]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:null,field_text:$R[697]={value:"\x3Ch2>Comment évaluer votre situation personnelle avant d’emprunter?\x3C/h2>\x3Cp>Le meilleur moment pour acheter un bien immobilier ne dépend pas uniquement de facteurs externes. Avant de vous lancer dans un projet immobilier financé à crédit, vous devez également vérifier que votre situation personnelle vous permet d’emprunter.\x3C/p>\x3Ch3>Les critères à cocher pour emprunter\x3C/h3>\x3Cp>Pour que la banque puisse vous prêter de l’argent pour votre projet immobilier, vous devez \x3Cstrong>bénéficier d’un emploi stable\x3C/strong> (de préférence un contrat à durée indéterminée). \x3C/p>\x3Cp>Outre la stabilité de l’emploi, votre capacité d’emprunt doit aussi répondre aux normes réglementaires. En général, votre banque n’acceptera pas de financer votre projet si vos échéances de prêt dépassent \x3Cstrong>35 % des revenus du foyer\x3C/strong>. \x3C/p>\x3Cp>Vous devrez également \x3Cstrong>fournir un apport personnel d’au moins 10 % du projet à financer \x3C/strong>(parfois plus, selon les situations). Il est donc important que vous ayez déjà constitué une épargne avant de vous lancer dans un projet immobilier et que vous puissiez \x3Cstrong>justifier d’une bonne tenue de vos comptes\x3C/strong> (pas de découvert, pas de commissions d’intervention, etc.).\x3C/p>\x3Cp>Enfin, avant d’acheter un bien immobilier, vous devrez tenir compte de vos projets familiaux. Si vous prévoyez d’agrandir votre famille, il est important d’anticiper vos besoins en termes de surface habitable et de localisation. \x3C/p>\x3Ch3>L’importance de fixer un budget réaliste\x3C/h3>\x3Cp>Selon les besoins de votre famille et vos projets, vous devrez définir une enveloppe budgétaire. Cet aspect essentiel vous permettra de \x3Cstrong>cibler des biens en adéquation avec vos moyens financiers. \x3C/strong>\x3C/p>\x3Cp>En fixant un budget réaliste, vous pouvez filtrer les offres et gagner un temps précieux lors de vos recherches. Pour vous aider dans cette démarche, vous pouvez au préalable \x3Cstrong>estimer votre capacité d’emprunt en toute autonomie \x3C/strong>grâce à notre \x3Ca href=\"https://www.cogedim.com/habiter/les-outils-pour-preparer-votre-achat/\">simulateur de crédit en ligne\x3C/a>\x3C/p>\x3Cp>En quelques clics, ces simulations vous offrent une estimation de vos mensualités, du montant total empruntable et des taux d’intérêt appliqués. Vous aurez ainsi une idée précise des compromis à faire, comme réduire le montant emprunté ou prolonger la durée de remboursement. \x3C/p>",format:"full_html",processed:"\x3Ch2>Comment évaluer votre situation personnelle avant d’emprunter?\x3C/h2>\x3Cp>Le meilleur moment pour acheter un bien immobilier ne dépend pas uniquement de facteurs externes. Avant de vous lancer dans un projet immobilier financé à crédit, vous devez également vérifier que votre situation personnelle vous permet d’emprunter.\x3C/p>\x3Ch3>Les critères à cocher pour emprunter\x3C/h3>\x3Cp>Pour que la banque puisse vous prêter de l’argent pour votre projet immobilier, vous devez \x3Cstrong>bénéficier d’un emploi stable\x3C/strong> (de préférence un contrat à durée indéterminée). \x3C/p>\x3Cp>Outre la stabilité de l’emploi, votre capacité d’emprunt doit aussi répondre aux normes réglementaires. En général, votre banque n’acceptera pas de financer votre projet si vos échéances de prêt dépassent \x3Cstrong>35 % des revenus du foyer\x3C/strong>. \x3C/p>\x3Cp>Vous devrez également \x3Cstrong>fournir un apport personnel d’au moins 10 % du projet à financer \x3C/strong>(parfois plus, selon les situations). Il est donc important que vous ayez déjà constitué une épargne avant de vous lancer dans un projet immobilier et que vous puissiez \x3Cstrong>justifier d’une bonne tenue de vos comptes\x3C/strong> (pas de découvert, pas de commissions d’intervention, etc.).\x3C/p>\x3Cp>Enfin, avant d’acheter un bien immobilier, vous devrez tenir compte de vos projets familiaux. Si vous prévoyez d’agrandir votre famille, il est important d’anticiper vos besoins en termes de surface habitable et de localisation. \x3C/p>\x3Ch3>L’importance de fixer un budget réaliste\x3C/h3>\x3Cp>Selon les besoins de votre famille et vos projets, vous devrez définir une enveloppe budgétaire. Cet aspect essentiel vous permettra de \x3Cstrong>cibler des biens en adéquation avec vos moyens financiers. \x3C/strong>\x3C/p>\x3Cp>En fixant un budget réaliste, vous pouvez filtrer les offres et gagner un temps précieux lors de vos recherches. Pour vous aider dans cette démarche, vous pouvez au préalable \x3Cstrong>estimer votre capacité d’emprunt en toute autonomie \x3C/strong>grâce à notre \x3Ca href=\"https://www.cogedim.com/habiter/les-outils-pour-preparer-votre-achat/\">simulateur de crédit en ligne\x3C/a>\x3C/p>\x3Cp>En quelques clics, ces simulations vous offrent une estimation de vos mensualités, du montant total empruntable et des taux d’intérêt appliqués. 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Les prix immobiliers sont à la hausse et de \x3Cstrong>nombreux programmes neufs à Montpellier\x3C/strong> se développent pour satisfaire la demande des acheteurs. Notre présence sur le terrain est un atout. Découvrez vite les programmes neufs que nous développons dans cette métropole.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf\x3C/h3>\x3Cp>Dans la ville de Montpellier, ce sont \x3Cstrong>les petites surfaces qui sont les plus recherchées\x3C/strong>, souvent par de jeunes actifs et ménages qui cherchent ainsi à accéder à la propriété. Cogedim propose plusieurs programmes neufs à Montpellier, accessibles aux primo-accédants. Pour augmenter leur capacité de financement, il est nécessaire d’étudier les différents dispositifs d’aides mis en place pour acheter une résidence principale.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro pour investir à Montpellier\x3C/h4>\x3Cp>Une fois étudiés l’apport possible et la capacité d’endettement, il faut maintenant régler la \x3Cstrong>question du financement de l'achat d'une première résidence principale à Montpellier\x3C/strong>. Pour de nombreuses personnes/ménages, le Prêt à Taux Zéro est une option intéressante, permettant de \x3Cstrong>financer jusqu’à 40 % de l’opération immobilière\x3C/strong>. Il est cependant nécessaire de bien vérifier les conditions d’éligibilité avant de transmettre sa demande.\x3C/p>\x3Ch4>L’accession aidée à la propriété, mise en place par la ville de Montpellier\x3C/h4>\x3Cp>Pour favoriser l’accession à la propriété, la municipalité a mis en place un dispositif à destination des foyers aux revenus les plus modestes. Concrètement, la municipalité vend à un prix plus modéré des parcelles de terrain aux promoteurs immobiliers qui s’engagent de leur côté à construire des logements vendus à des prix plus modérés que la moyenne du marché. Ces logements sont réservés aux personnes qui répondent aux critères pour l’accession aidée aux logements. Le \x3Cstrong>prix de ces logements neufs à Montpellier est ainsi plafonné entre 2400 euros et 3000 euros du mètre carré\x3C/strong>. Le logement doit ensuite être conservé comme résidence principale de 5 à 7 ans minimum.\x3C/p>\x3Ch4>Les autres aides pour l’achat\x3C/h4>\x3Cp>Il existe d’autres aides pour pouvoir acheter un bien immobilier à Montpellier. Souvent, ces aides sont associées à des \x3Cstrong>zones urbaines en phase de réhabilitation\x3C/strong>, type ANRU. Le Pass Action Logement permet d’obtenir un prêt plafonné à moins de 1 % pour financer une partie du coût de l’achat. La TVA réduite est un autre dispositif afin de bénéficier d’une réduction importante du coût lors de l’achat ou de la rénovation d’un bien immobilier à Montpellier.\x3C/p>\x3Ch3>Acheter un programme neuf à Montpellier pour faire un investissement locatif\x3C/h3>\x3Cp>Comme dans beaucoup d’autres villes de France, les dispositifs de défiscalisation sont disponibles pour soutenir l’investissement locatif à Montpellier dans des programmes neufs. Cogedim propose différents programmes neufs à Montpellier en construction pour répondre à une \x3Cstrong>demande des investisseurs de plus en plus forte\x3C/strong>. Nos spécialistes de l’investissement immobilier sauront vous guider pour réaliser votre placement en vous présentent les dispositifs de réduction d’impôts dont vous pouvez bénéficier en fonction de votre situation.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Le statut de Loueur Meublé Non Professionnel permet de \x3Cstrong>récupérer la TVA sur une partie de son achat\x3C/strong>. De ce fait, il peut être intéressant pour les investisseurs de choisir un achat dans une résidence services à Montpellier, car les avantages sont nombreux. En effet, le propriétaire se décharge de la responsabilité de la gestion locative du bien puisqu’elle est confiée à une société spécialisée. De plus, les résidences services entrent dans le cadre du dispositif Censi-Bouvard, qui permet de regagner jusqu’à 11 % du prix du bien hors taxe sur 9 ans. Le statut de LMP(Loueur Meublé Professionnel) est conçu pour les personnes souhaitant \x3Cstrong>consolider leur patrimoine et garantir des revenus locatifs réguliers\x3C/strong>, en profitant d’un système de défiscalisation très intéressant.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf ?\x3C/h3>\x3Cp>Il existe plusieurs raisons majeures pour investir dans un logement neuf à Montpellier. Tout d’abord, il s’agit d’une \x3Cstrong>ville jeune et dynamique\x3C/strong>. C'est la 3e ville universitaire de France, qui compte par ailleurs un incubateur universitaire international. Cela représente plus de 100 000 étudiants. De plus, Montpellier est une ville aux nombreux pôles d’excellence et dont l’économie est soutenue par le secteur de l’innovation. De nombreuses start-up y sont implantées dans différents domaines. D’autre part, Montpellier est une ville dynamique. La culture y a une place très importante et de nombreuses manifestations culturelles sont organisées au cours de l’année. La croissance démographique de la ville est une des plus fortes de France, ce qui provoque une forte demande en logements. Les logements neufs à Montpellier se vendent à grande vitesse et la plus-value de ces investissements actuels sera certainement très forte.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans le neuf à Montpellier\x3C/h2>\x3Cp>Alors que les investisseurs cherchent à diversifier leurs placements en achetant dans d’autres villes que Paris et la région parisienne, Montpellier est une des villes qui proposent \x3Cstrong>une offre intéressante et accessible\x3C/strong>. 7e ville de France, elle est la 2e de la région Occitanie et dispose de nombreux atouts. Les prix immobiliers sont à la hausse et de \x3Cstrong>nombreux programmes neufs à Montpellier\x3C/strong> se développent pour satisfaire la demande des acheteurs. Notre présence sur le terrain est un atout. Découvrez vite les programmes neufs que nous développons dans cette métropole.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf\x3C/h3>\x3Cp>Dans la ville de Montpellier, ce sont \x3Cstrong>les petites surfaces qui sont les plus recherchées\x3C/strong>, souvent par de jeunes actifs et ménages qui cherchent ainsi à accéder à la propriété. Cogedim propose plusieurs programmes neufs à Montpellier, accessibles aux primo-accédants. Pour augmenter leur capacité de financement, il est nécessaire d’étudier les différents dispositifs d’aides mis en place pour acheter une résidence principale.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro pour investir à Montpellier\x3C/h4>\x3Cp>Une fois étudiés l’apport possible et la capacité d’endettement, il faut maintenant régler la \x3Cstrong>question du financement de l'achat d'une première résidence principale à Montpellier\x3C/strong>. Pour de nombreuses personnes/ménages, le Prêt à Taux Zéro est une option intéressante, permettant de \x3Cstrong>financer jusqu’à 40 % de l’opération immobilière\x3C/strong>. Il est cependant nécessaire de bien vérifier les conditions d’éligibilité avant de transmettre sa demande.\x3C/p>\x3Ch4>L’accession aidée à la propriété, mise en place par la ville de Montpellier\x3C/h4>\x3Cp>Pour favoriser l’accession à la propriété, la municipalité a mis en place un dispositif à destination des foyers aux revenus les plus modestes. Concrètement, la municipalité vend à un prix plus modéré des parcelles de terrain aux promoteurs immobiliers qui s’engagent de leur côté à construire des logements vendus à des prix plus modérés que la moyenne du marché. Ces logements sont réservés aux personnes qui répondent aux critères pour l’accession aidée aux logements. Le \x3Cstrong>prix de ces logements neufs à Montpellier est ainsi plafonné entre 2400 euros et 3000 euros du mètre carré\x3C/strong>. Le logement doit ensuite être conservé comme résidence principale de 5 à 7 ans minimum.\x3C/p>\x3Ch4>Les autres aides pour l’achat\x3C/h4>\x3Cp>Il existe d’autres aides pour pouvoir acheter un bien immobilier à Montpellier. Souvent, ces aides sont associées à des \x3Cstrong>zones urbaines en phase de réhabilitation\x3C/strong>, type ANRU. Le Pass Action Logement permet d’obtenir un prêt plafonné à moins de 1 % pour financer une partie du coût de l’achat. La TVA réduite est un autre dispositif afin de bénéficier d’une réduction importante du coût lors de l’achat ou de la rénovation d’un bien immobilier à Montpellier.\x3C/p>\x3Ch3>Acheter un programme neuf à Montpellier pour faire un investissement locatif\x3C/h3>\x3Cp>Comme dans beaucoup d’autres villes de France, les dispositifs de défiscalisation sont disponibles pour soutenir l’investissement locatif à Montpellier dans des programmes neufs. Cogedim propose différents programmes neufs à Montpellier en construction pour répondre à une \x3Cstrong>demande des investisseurs de plus en plus forte\x3C/strong>. Nos spécialistes de l’investissement immobilier sauront vous guider pour réaliser votre placement en vous présentent les dispositifs de réduction d’impôts dont vous pouvez bénéficier en fonction de votre situation.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Le statut de Loueur Meublé Non Professionnel permet de \x3Cstrong>récupérer la TVA sur une partie de son achat\x3C/strong>. De ce fait, il peut être intéressant pour les investisseurs de choisir un achat dans une résidence services à Montpellier, car les avantages sont nombreux. En effet, le propriétaire se décharge de la responsabilité de la gestion locative du bien puisqu’elle est confiée à une société spécialisée. De plus, les résidences services entrent dans le cadre du dispositif Censi-Bouvard, qui permet de regagner jusqu’à 11 % du prix du bien hors taxe sur 9 ans. Le statut de LMP(Loueur Meublé Professionnel) est conçu pour les personnes souhaitant \x3Cstrong>consolider leur patrimoine et garantir des revenus locatifs réguliers\x3C/strong>, en profitant d’un système de défiscalisation très intéressant.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf ?\x3C/h3>\x3Cp>Il existe plusieurs raisons majeures pour investir dans un logement neuf à Montpellier. Tout d’abord, il s’agit d’une \x3Cstrong>ville jeune et dynamique\x3C/strong>. C'est la 3e ville universitaire de France, qui compte par ailleurs un incubateur universitaire international. Cela représente plus de 100 000 étudiants. De plus, Montpellier est une ville aux nombreux pôles d’excellence et dont l’économie est soutenue par le secteur de l’innovation. De nombreuses start-up y sont implantées dans différents domaines. D’autre part, Montpellier est une ville dynamique. La culture y a une place très importante et de nombreuses manifestations culturelles sont organisées au cours de l’année. La croissance démographique de la ville est une des plus fortes de France, ce qui provoque une forte demande en logements. Les logements neufs à Montpellier se vendent à grande vitesse et la plus-value de ces investissements actuels sera certainement très forte.\x3C/p>"},weight:1,changed:"2024-12-23T14:01:28+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[5165]=[$R[5166]={tag:"meta",attributes:$R[5167]={name:"title",content:"Programme immobilier neuf Montpellier 34 | Cogedim"}},$R[5168]={tag:"meta",attributes:$R[5169]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) à Montpellier ? 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Terre d’histoire bordée par la Méditerranée, elle dispose de nombreux atouts et représente une option intéressante pour les investisseurs. Découvrez sans plus attendre nos \x3Cstrong>projets neufs\x3C/strong> dans l’Hérault.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf dans l’Hérault\x3C/h2>\x3Cp>Avec un prix moyen au m² qui ne cesse d'augmenter, acheter un bien immobilier dans l’Hérault peut s’avérer compliqué. Il existe cependant des aides pour faciliter l’investissement.\x3C/p>\x3Cp>Vous pouvez dans un premier temps vous intéresser aux deux dispositifs mis en place par l’État, à savoir le prêt à taux zéro (PTZ) et le prêt à l’accession sociale (PAS). Ces deux aides permettent de réaliser des économies sur les intérêts, les frais de dossiers ou encore les frais de notaire.\x3C/p>\x3Cp>D’autre part, si vous êtes \x3Cstrong>primo-accédant\x3C/strong>, n’hésitez pas à interpeller plusieurs banques. En effet, certaines d’entre elles proposent des prêts à taux 0 pour financer une partie de votre projet.\x3C/p>\x3Cp>Enfin, si vous êtes salarié et que votre entreprise est adhérente à \x3Cstrong>Action Logement\x3C/strong>, vous pouvez bénéficier d’un prêt très intéressant : « le prêt accession ».\x3C/p>\x3Ch2>Acheter un programme neuf dans l’Hérault pour faire un investissement locatif\x3C/h2>\x3Cp>L’une des pratiques les plus appréciées pour constituer ou renforcer \x3Cstrong>son patrimoine immobilier\x3C/strong> est l’investissement locatif. Vous achetez un logement au sein d'un programme neuf dans l’Hérault dans le but de le proposer ensuite à la location. Une manière sûre de placer son argent et de percevoir des revenus complémentaires réguliers. Pour vous aider à concrétiser votre projet d’investissement locatif, plusieurs dispositifs sont compatibles avec nos programmes immobiliers dans l’Hérault.\x3C/p>\x3Ch3>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-statut-lmnp.html\">LMNP\x3C/a>\x3C/h3>\x3Cp>Le LMNP comme son nom l’indique s’adresse en particulier aux investisseurs de \x3Cstrong>bien locatifs meublés\x3C/strong>. Ce dispositif offre aux propriétaires plusieurs avantages comme la possibilité de récupérer la TVA sur l’achat du bien ou de bénéficier d’une fiscalité très intéressante. En effet, ils peuvent opter pour la déduction des charges ou l’abattement de 50 % des recettes obtenues en cas de régime micro-entrepreneur.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>L’Hérault est à la fois une zone prisée par les étudiants et les retraités, mais aussi les touristes. Il peut donc s’avérer intéressant d’investir dans le cadre du \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/dispositif-censi-bouvard.html\">\x3Cstrong>Censi-Bouvard\x3C/strong>.\x3C/a> Ce dispositif permet de bénéficier d’avantages fiscaux intéressants lors d’un investissement immobilier dans une résidence étudiante, touristique ou pour senior.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf dans l’Hérault ?\x3C/h2>\x3Cp>Selon plusieurs sources, l’évolution du prix de l’immobilier dans l’Hérault est constante avec une tendance à la hausse depuis une dizaine d’années. C’est un cadre idéal pour un \x3Cstrong>investissement immobilier rentable\x3C/strong>. En effet, Montpellier est une ville peuplée d’étudiants où la demande de logement est très forte. Une option idéale pour l’investissement locatif. Mais l’Hérault regorge aussi de plages, de vignes et de garrigues qui attirent chaque année des milliers de touristes. Pour les familles ou les jeunes actifs, c’est également un département attractif qui jouit d’une \x3Cstrong>économie dynamique\x3C/strong>.\x3C/p>",format:"full_html",processed:"\x3Cp>Dans le sud de la France, le département de l’Hérault en Occitanie attire pour sa \x3Cstrong>situation géographique privilégiée\x3C/strong>, mais aussi pour sa qualité de vie. Terre d’histoire bordée par la Méditerranée, elle dispose de nombreux atouts et représente une option intéressante pour les investisseurs. Découvrez sans plus attendre nos \x3Cstrong>projets neufs\x3C/strong> dans l’Hérault.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf dans l’Hérault\x3C/h2>\x3Cp>Avec un prix moyen au m² qui ne cesse d'augmenter, acheter un bien immobilier dans l’Hérault peut s’avérer compliqué. Il existe cependant des aides pour faciliter l’investissement.\x3C/p>\x3Cp>Vous pouvez dans un premier temps vous intéresser aux deux dispositifs mis en place par l’État, à savoir le prêt à taux zéro (PTZ) et le prêt à l’accession sociale (PAS). Ces deux aides permettent de réaliser des économies sur les intérêts, les frais de dossiers ou encore les frais de notaire.\x3C/p>\x3Cp>D’autre part, si vous êtes \x3Cstrong>primo-accédant\x3C/strong>, n’hésitez pas à interpeller plusieurs banques. En effet, certaines d’entre elles proposent des prêts à taux 0 pour financer une partie de votre projet.\x3C/p>\x3Cp>Enfin, si vous êtes salarié et que votre entreprise est adhérente à \x3Cstrong>Action Logement\x3C/strong>, vous pouvez bénéficier d’un prêt très intéressant : « le prêt accession ».\x3C/p>\x3Ch2>Acheter un programme neuf dans l’Hérault pour faire un investissement locatif\x3C/h2>\x3Cp>L’une des pratiques les plus appréciées pour constituer ou renforcer \x3Cstrong>son patrimoine immobilier\x3C/strong> est l’investissement locatif. Vous achetez un logement au sein d'un programme neuf dans l’Hérault dans le but de le proposer ensuite à la location. Une manière sûre de placer son argent et de percevoir des revenus complémentaires réguliers. Pour vous aider à concrétiser votre projet d’investissement locatif, plusieurs dispositifs sont compatibles avec nos programmes immobiliers dans l’Hérault.\x3C/p>\x3Ch3>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-statut-lmnp.html\">LMNP\x3C/a>\x3C/h3>\x3Cp>Le LMNP comme son nom l’indique s’adresse en particulier aux investisseurs de \x3Cstrong>bien locatifs meublés\x3C/strong>. Ce dispositif offre aux propriétaires plusieurs avantages comme la possibilité de récupérer la TVA sur l’achat du bien ou de bénéficier d’une fiscalité très intéressante. En effet, ils peuvent opter pour la déduction des charges ou l’abattement de 50 % des recettes obtenues en cas de régime micro-entrepreneur.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>L’Hérault est à la fois une zone prisée par les étudiants et les retraités, mais aussi les touristes. Il peut donc s’avérer intéressant d’investir dans le cadre du \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/dispositif-censi-bouvard.html\">\x3Cstrong>Censi-Bouvard\x3C/strong>.\x3C/a> Ce dispositif permet de bénéficier d’avantages fiscaux intéressants lors d’un investissement immobilier dans une résidence étudiante, touristique ou pour senior.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf dans l’Hérault ?\x3C/h2>\x3Cp>Selon plusieurs sources, l’évolution du prix de l’immobilier dans l’Hérault est constante avec une tendance à la hausse depuis une dizaine d’années. C’est un cadre idéal pour un \x3Cstrong>investissement immobilier rentable\x3C/strong>. En effet, Montpellier est une ville peuplée d’étudiants où la demande de logement est très forte. Une option idéale pour l’investissement locatif. Mais l’Hérault regorge aussi de plages, de vignes et de garrigues qui attirent chaque année des milliers de touristes. Pour les familles ou les jeunes actifs, c’est également un département attractif qui jouit d’une \x3Cstrong>économie dynamique\x3C/strong>.\x3C/p>"},weight:9,changed:"2024-12-23T13:59:50+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[5229]=[$R[5230]={tag:"meta",attributes:$R[5231]={name:"title",content:"Immobilier neuf Hérault | Cogedim"}},$R[5232]={tag:"meta",attributes:$R[5233]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans l'Hérault ? 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Deuxième région française la plus vaste, l’Occitanie couvre 13 départements et regroupe deux grandes métropoles, une biodiversité exceptionnelle et plusieurs parcs régionaux. Un bassin d’emploi qui se porte bien et des \x3Cstrong>activités économiques dynamiques\x3C/strong> font d’elle une région en forte croissance. Forte de ces nombreux atouts, l’Occitanie une région très recherchée en termes d’investissement locatif. Découvrez donc sans plus attendre nos programmes immobiliers neufs à Nîmes, Toulouse, Montpelier ou Sète.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Occitanie\x3C/h3>\x3Cp>Il existe de nombreuses aides pour financer un logement neuf en Occitanie. Tout d’abord, des aides nationales pour les \x3Cstrong>primo-accédants\x3C/strong> ou les ménages qui s’installent dans des appartements neufs ou dans des zones de rénovation urbaine. Parmi ces aides, le \x3Cstrong>Prêt à Taux Zéro ou encore le Prêt Action Logement\x3C/strong> sont les plus courants. Le PTZ est accordé en fonction des conditions de ressources. Il permet de financer l’achat d’un logement, à hauteur de 40 %, avec une période de remboursement de prêt de 20 à 25 ans. Le Prêt Action Logement est destiné aux salariés et aux retraités. Il existe aussi des aides régionales, départementales, voire communales. Pour en bénéficier, il est nécessaire de se renseigner auprès de l’\x3Cstrong>agence de l’habitat à proximité\x3C/strong>.\x3C/p>\x3Ch3>Acheter un programme neuf en Occitanie pour faire un investissement locatif\x3C/h3>\x3Cp>Faire le choix de l’investissement locatif en Occitanie est une option intéressante pour les personnes souhaitant consolider leur patrimoine immobilier, préparer leur retraite ou succession. Placer son argent dans un secteur lucratif comme l’immobilier permet en effet de recevoir des \x3Cstrong>compléments de revenus réguliers\x3C/strong>. Avec des métropoles telles que Montpellier ou Toulouse qui attirent chaque année de plus en plus d’étudiants, de retraités ou de jeunes actifs et des communes périphériques en constant développement, sans parler des des \x3Cstrong>taux d’intérêts et des prix attractifs\x3C/strong>, les avantages d’acheter un programme neuf pour un investissement locatif en Occitanie ne manquent pas.\x3C/p>\x3Ch4>La location en meublée non professionnelle\x3C/h4>\x3Cp>Le statut de LMNP est fiscalement avantageux. Il permet d’amortir son investissement avec une \x3Cstrong>fiscalité allégée et la déduction de nombreuses charges\x3C/strong>. Il est possible d’investir dans un appartement neuf au sein d’une résidence services. Cet achat en Occitanie permet d’une part de bénéficier d’une réduction fiscale avec le statut de LMNP.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Occitanie ?\x3C/h3>\x3Cp>Entre montagnes, Méditerranée et fleuves et située à la frontière espagnole, l’Occitanie est riche d’autant de climats que de paysages variés. Cette situation géographique unique attire chaque année des millions de touristes et contribue au bon état de l’économie. Le tourisme n’est pas le seul secteur en bonne santé, car favorisé par la présence de grandes entreprises comme Airbus ou DELL, la région ne cesse de créer de nouveaux postes et d’attirer de nouveaux arrivants. Les multiples universités et écoles d’étude supérieures sont également un grand atout pour l’Occitanie, qui accueille un grand nombre d’étudiants. Métropoles ou périphéries, toutes les régions connaissent depuis ces dix dernières années un engouement constant, y compris les moins denses. Cela donne lieu à la dynamisation et la création de nouveaux quartiers et des investissements d’envergure. Les possibilités d’investissement de logement neuf en Occitanie sont grandes.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Occitanie\x3C/h2>\x3Cp>La région Occitanie, issue de la fusion des anciens Languedoc-Roussillon et Midi-Pyrénées est un des territoires les plus prisés de France. Deuxième région française la plus vaste, l’Occitanie couvre 13 départements et regroupe deux grandes métropoles, une biodiversité exceptionnelle et plusieurs parcs régionaux. Un bassin d’emploi qui se porte bien et des \x3Cstrong>activités économiques dynamiques\x3C/strong> font d’elle une région en forte croissance. Forte de ces nombreux atouts, l’Occitanie une région très recherchée en termes d’investissement locatif. Découvrez donc sans plus attendre nos programmes immobiliers neufs à Nîmes, Toulouse, Montpelier ou Sète.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Occitanie\x3C/h3>\x3Cp>Il existe de nombreuses aides pour financer un logement neuf en Occitanie. Tout d’abord, des aides nationales pour les \x3Cstrong>primo-accédants\x3C/strong> ou les ménages qui s’installent dans des appartements neufs ou dans des zones de rénovation urbaine. Parmi ces aides, le \x3Cstrong>Prêt à Taux Zéro ou encore le Prêt Action Logement\x3C/strong> sont les plus courants. Le PTZ est accordé en fonction des conditions de ressources. Il permet de financer l’achat d’un logement, à hauteur de 40 %, avec une période de remboursement de prêt de 20 à 25 ans. Le Prêt Action Logement est destiné aux salariés et aux retraités. Il existe aussi des aides régionales, départementales, voire communales. Pour en bénéficier, il est nécessaire de se renseigner auprès de l’\x3Cstrong>agence de l’habitat à proximité\x3C/strong>.\x3C/p>\x3Ch3>Acheter un programme neuf en Occitanie pour faire un investissement locatif\x3C/h3>\x3Cp>Faire le choix de l’investissement locatif en Occitanie est une option intéressante pour les personnes souhaitant consolider leur patrimoine immobilier, préparer leur retraite ou succession. Placer son argent dans un secteur lucratif comme l’immobilier permet en effet de recevoir des \x3Cstrong>compléments de revenus réguliers\x3C/strong>. Avec des métropoles telles que Montpellier ou Toulouse qui attirent chaque année de plus en plus d’étudiants, de retraités ou de jeunes actifs et des communes périphériques en constant développement, sans parler des des \x3Cstrong>taux d’intérêts et des prix attractifs\x3C/strong>, les avantages d’acheter un programme neuf pour un investissement locatif en Occitanie ne manquent pas.\x3C/p>\x3Ch4>La location en meublée non professionnelle\x3C/h4>\x3Cp>Le statut de LMNP est fiscalement avantageux. Il permet d’amortir son investissement avec une \x3Cstrong>fiscalité allégée et la déduction de nombreuses charges\x3C/strong>. Il est possible d’investir dans un appartement neuf au sein d’une résidence services. Cet achat en Occitanie permet d’une part de bénéficier d’une réduction fiscale avec le statut de LMNP.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Occitanie ?\x3C/h3>\x3Cp>Entre montagnes, Méditerranée et fleuves et située à la frontière espagnole, l’Occitanie est riche d’autant de climats que de paysages variés. Cette situation géographique unique attire chaque année des millions de touristes et contribue au bon état de l’économie. Le tourisme n’est pas le seul secteur en bonne santé, car favorisé par la présence de grandes entreprises comme Airbus ou DELL, la région ne cesse de créer de nouveaux postes et d’attirer de nouveaux arrivants. Les multiples universités et écoles d’étude supérieures sont également un grand atout pour l’Occitanie, qui accueille un grand nombre d’étudiants. Métropoles ou périphéries, toutes les régions connaissent depuis ces dix dernières années un engouement constant, y compris les moins denses. Cela donne lieu à la dynamisation et la création de nouveaux quartiers et des investissements d’envergure. Les possibilités d’investissement de logement neuf en Occitanie sont grandes.\x3C/p>"},weight:445,changed:"2024-12-23T13:53:10+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[5293]=[$R[5294]={tag:"meta",attributes:$R[5295]={name:"title",content:"Immobilier neuf Occitanie | Cogedim"}},$R[5296]={tag:"meta",attributes:$R[5297]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) en Occitanie ? 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Montpellier étant une ville jeune, la demande de logement vise surtout les étudiants et les jeunes actifs.\x3C/p>\n"},field_question:"Dans quel type de bien faut-il mieux investir à Montpellier ?",meta:$R[5376]={target_revision_id:6862,drupal_internal__target_id:6861},paragraph_type:$R[5377]={type:"paragraphs_type--paragraphs_type",id:"eb7bf1ce-e727-49e9-a1c7-f2baea30e120",meta:$R[5378]={drupal_internal__target_id:"qa"}}},$R[5379]={type:"paragraph--qa",id:"2c914197-1d8d-4f0f-b379-1f07979634e1",links:$R[5380]={self:$R[5381]={href:"http://www.cogedim.com/jsonapi/paragraph/qa/2c914197-1d8d-4f0f-b379-1f07979634e1/?resourceVersion=id%3A6863"}},drupal_internal__id:6862,drupal_internal__revision_id:6863,langcode:"fr",status:!0,created:"2023-06-21T12:07:27+00:00",parent_id:"1397",parent_type:"taxonomy_term",parent_field_name:"field_qas",behavior_settings:$R[5382]=[],default_langcode:!0,revision_translation_affected:!0,field_answer:$R[5383]={value:"\x3Cp>Nous nous différencions par nos emplacements d'exception, la capacité de personnaliser nos logements, et notre service clients. 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Les programmes neufs à Montpellier que nous développons mettent au premier plan les enjeux énergétiques et environnementaux.\x3C/p>\n"},field_question:"Pourquoi passer par Cogedim pour investir dans le neuf à Montpellier 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Découvrez Trinity, une résidence contemporaine située à proximité de la future ligne 5 du Tramway, au sud de Montpellier. Conçue pour offrir un cadre de vie alliant confort, modernité et performance énergétique, elle propose des appartements lumineux, du studio au 5 pièces, adaptés aux étudiants, jeunes actifs et familles. Grâce à son emplacement facile d’accès, ses espaces extérieurs généreux et ses prestations soignées, Trinity représente une opportunité idéale pour habiter ou investir dans un secteur en pleine expansion, proche de toutes les commodités.
En co-promotion avec Village d'or.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www.georisques.gouv.fr
Le programme en détails
Le quartier
Sur le tracé du Tramway, un quartier en plein renouveau
Au cœur d'un quartier résidentiel très bien équipé, Trinity s'impose comme une adresse privilégiée à Montpellier. À seulement 400 mètres¨ de la nouvelle ligne de Tramway 5, cette résidence s'intègre harmonieusement dans un environnement verdoyant. Le quotidien s'y dessine avec une remarquable facilité grâce à un éventail complet d'équipements : de la crèche au collège en passant par l'école élémentaire, tous les établissements se rejoignent en quelques minutes à pied. Les sportifs apprécieront la proximité de la piscine Marcel Spilliaert*, du stade et du gymnase, sans oublier le magnifique parc Montcalm accessible en 5 minutes* à vélo. La vie de quartier s'anime autour de la Maison pour tous "Collucci", tandis que les nombreux commerces de proximité et boulangeries garantissent un confort au quotidien. * source GoogleMaps
Bus 15, 17, 38 et future ligne 5 du tramway à 5 minutes à pied
À quelques pas des commerces et services
Gare TGV à 10 minutes en voiture
La résidence
Un lieu de vie idéal pour les étudiants
Facilement accessible au sud de Montpellier, Trinity a été pensée pour répondre aux attentes des étudiants et des familles d'aujourd'hui et de demain. Ses façades contemporaines, aériennes et claires, sont ponctuées de nombreux espaces extérieurs privatifs et partagés et dessinent une silhouette architecturale résolument contemporaine. Oxygénée par de nombreux jardins, la résidence crée un agréable îlot de fraîcheur, assurant le confort de ses habitants en toute saison. Conçue dans le respect de l'environnement, elle répond aux critères de la RE 2020 et de la NF Habitat mention HQE, assurant un bien-être accru et des charges réduites. Les résidents bénéficieront au quotidien d'un environnement sécurisé et de services adaptés à leurs besoins : espaces communs conviviaux, laverie équipée, local à vélos sécurisé et places de parking. La résidence conjugue harmonieusement qualité de vie étudiante et valorisation patrimoniale, pour un investissement serein dans une ville universitaire en plein essor.
Les logements
Des appartements pensés pour tous les modes de vie
Trinity propose une sélection d'appartements neufs du studio au 5 pièces, disponibles en accession abordable BRS (Bail Réel Solidaire) ou parfaitement adaptés à la location meublée étudiante. Chaque logement bénéficie d'une conception contemporaine privilégiant l'espace et la fonctionnalité, avec des agencements optimisés pour une habitabilité maximale, qu'il s'agisse d'une vie de famille ou d'une colocation étudiante. Les intérieurs baignés de lumière naturelle s'ouvrent sur des balcons ou terrasses généreux, véritables pièces de vie supplémentaires, tandis que les brise-soleils assurent un confort optimal en filtrant l'excès d'ensoleillement. Les prestations soignées et les matériaux de qualité garantissent une atmosphère chaleureuse et pérenne. Grâce à une conception bioclimatique aboutie et des équipements performants, ces appartements affichent une faible consommation énergétique, synonyme d'économies durables pour leurs occupants. Un achat qui conjugue confort de vie, maîtrise des charges et valorisation patrimoniale.
Les prestations disponibles dans cette résidence
Local à vélos
Parking sécurisé en sous-sol
Salle de bain équipée
Volets roulants électriques
Un investissement rentable, sécurisé et défiscalisé
Acquérir un appartement dans une résidence étudiante, c’est faire le choix d’un placement optimal pour diversifier son portefeuille immobilier et préparer son avenir. Parfaitement sécurisée, la location par bail commercial vous offre la garantie des loyers et un bien géré pour un investissement serein. La récupération de la TVA vous permet d’économiser 20 % de la valeur de votre patrimoine. Suivant vos objectif et situation, vous pouvez bénéficier du régime microfoncier et de son abattement de 50 % sur vos revenus ou de l’amortissement du bien en régime réel. Avec plus de 75 000 étudiants, soit près d'un quart de sa population, Montpellier s'impose comme la première ville étudiante de France en proportion de sa population. La ville abrite des établissements prestigieux, de l'Université de Montpellier fondée en 1289 aux grandes écoles comme Montpellier Business School ou l'École nationale supérieure de chimie, sans oublier son pôle médical reconnu internationalement. La qualité de vie exceptionnelle, entre climat méditerranéen, riche patrimoine culturel et loyers modérés comparés à d'autres métropoles, fait de Montpellier une destination privilégiée pour les études supérieures.
AvecAccessje transforme mon loyer en propriété
Votre
2 pièces
pour
633 €/mois
Votre
3 pièces
pour
944€/mois
Sans apport
Seulement 500€ à la réservation
0 frais avant d'emménager
OFFRE EXCEPTIONNELLE
FRAIS DE NOTAIRE OFFERTS**
Jusqu'au 31 mars 2025
Logements disponibles
StudioJusqu’à 28 m²à partir de 122 000 €10 disponiblesVoir le détail
3 piècesJusqu’à 62 m²à partir de 210 428 €Dernier disponibleVoir le détail
Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.
Les rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.
Avancement du projet
Avant-première
En lancement
En commercialisation
En travaux
Livraison imminente
Prêt à emménager
Projetez vous dans votre futur logement en 3D
Explorez la résidence à 360° et découvrez l’agencement des appartements disponibles.
Nouveau
Découvrez votre futur quartier
Accédez en un clic à toutes les informations utiles de votre quartier : localisation des transports, des commerces, des écoles, des espaces verts et culturels. Vous pouvez également anticiper vos temps de trajets, mesurer la qualité de l'air, ou le débit internet et bien plus encore !
Nos solutions d’investissement sur cette résidence
98 %des biens loués le 1er mois
Statut LMNP
Bénéficiez du statut de loueur meublé non professionnel et profitez de revenus défiscalisés sur le long terme en louant meublé.
Actabilité : immédiate
Nos + avec
Gestion locative complète
Garantie loyer impayé + logement vacant
Appartement totalement équipé avec mobilier et cuisine, prêt à la location
Vous souhaitez connaître la fiscalité la mieux adaptée à votre projet ?
Nous contacter
Tous nos conseillers sont disponibles pour vous accompagner dans votre projet et répondre à toutes vos questions, lors d’un rendez-vous téléphonique, en visio-conférence ou sur l’un de nos espaces de vente.
Découvrez nos services
Nos accords compétitifs auprès des meilleures banques vous permettent de bénéficier de l’offre de financement la plus appropriée pour votre achat. Découvrez les avantages de notre structure interne de courtage Altarea Solution Financement !
Le conseil
Un conseiller unique et dédié vous accompagne pour trouver la meilleure offre de financement.
L'accompagnement
Profitez d’un suivi personnalisé du montage du dossier à la signature notaire.
Nos partenaires
Bénéficiez des solutions de crédits les plus concurrentielles grâce à nos accords avec les meilleures banques.
Spécialiste de la gestion locative depuis plus de 20 ans, notre structure interne Altarea Gestion Immobilière vous assure suivi, conseil et assistance pour vous permettre d’investir en toute sérénité.
Garanties
Loyers impayés
Vacance locative
Assurance propriétaire non occupant
Transparence
Recevez un compte-rendu de gérance détaillé tous les mois (loyers, honoraires, assurances etc.).
Suivi
Votre gestionnaire dédié assure toutes les étapes de la location dans un souci d’optimisation de votre patrimoine.