\x3Cpath class=\"st0\" d=\"M12.3,28h7.8h7.7h7.6V14.2h4.3L24,0.6l-3.7,3.2v-3h-5.5v7.8l-6.4,5.6h4V28z M21.1,27v-6.7h5.7V27H21.1z\n\t\t M34.4,27h-6.6v-7.7h-7.7V27h-6.8V14.2h21.1V27z M15.7,9V1.8h3.5V6l4.7-4l13,11.3h-26L15.7,9z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez du prêt à taux zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:null,field_text_main:null,vid:$R[226]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[227]={drupal_internal__target_id:"regulation"}},revision_user:$R[228]={data:null,links:$R[229]={related:$R[230]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/revision_user/?resourceVersion=id%3A4"},self:$R[231]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/relationships/revision_user/?resourceVersion=id%3A4"}}},parent:$R[232]=[$R[233]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[234]={links:$R[235]={help:$R[236]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[237]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[238]={type:"taxonomy_term--regulation",id:"19b5dbf4-49ba-47b5-90ee-d6433b676b0b",links:$R[239]={self:$R[240]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/?resourceVersion=id%3A5"}},drupal_internal__tid:5,drupal_internal__revision_id:5,langcode:"fr",revision_created:null,status:!0,name:"TVA réduite",description:null,weight:1,changed:"2024-06-19T07:52:29+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[241]=[$R[242]={tag:"meta",attributes:$R[243]={name:"title",content:"TVA réduite | Cogedim"}},$R[244]={tag:"link",attributes:$R[245]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/5/"}},$R[246]={tag:"meta",attributes:$R[247]={name:"generator",content:"Cogedim"}},$R[248]={tag:"meta",attributes:$R[249]={property:"og:site_name",content:"Cogedim"}},$R[250]={tag:"meta",attributes:$R[251]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[252]={tag:"meta",attributes:$R[253]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[254]={tag:"meta",attributes:$R[255]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[256]={tag:"meta",attributes:$R[257]={property:"og:image:type",content:"image/png"}},$R[258]={tag:"meta",attributes:$R[259]={property:"og:image:width",content:"628"}},$R[260]={tag:"meta",attributes:$R[261]={property:"og:image:height",content:"316"}},$R[262]={tag:"meta",attributes:$R[263]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[264]={tag:"meta",attributes:$R[265]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[266]={tag:"meta",attributes:$R[267]={name:"twitter:card",content:"summary"}},$R[268]={tag:"meta",attributes:$R[269]={name:"twitter:site",content:"@altareacogedim"}},$R[270]={tag:"meta",attributes:$R[271]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[272]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[273]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[274]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[275]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[276]={drupal_internal__target_id:"regulation"}},revision_user:$R[277]={data:null,links:$R[278]={related:$R[279]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[280]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[281]=[$R[282]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[283]={links:$R[284]={help:$R[285]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[286]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[287]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[288]={self:$R[289]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2025-02-12T17:11:57+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[290]=[$R[291]={tag:"meta",attributes:$R[292]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[293]={tag:"link",attributes:$R[294]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[295]={tag:"meta",attributes:$R[296]={name:"generator",content:"Cogedim"}},$R[297]={tag:"meta",attributes:$R[298]={property:"og:site_name",content:"Cogedim"}},$R[299]={tag:"meta",attributes:$R[300]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[301]={tag:"meta",attributes:$R[302]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[303]={tag:"meta",attributes:$R[304]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[305]={tag:"meta",attributes:$R[306]={property:"og:image:type",content:"image/png"}},$R[307]={tag:"meta",attributes:$R[308]={property:"og:image:width",content:"628"}},$R[309]={tag:"meta",attributes:$R[310]={property:"og:image:height",content:"316"}},$R[311]={tag:"meta",attributes:$R[312]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[313]={tag:"meta",attributes:$R[314]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[315]={tag:"meta",attributes:$R[316]={name:"twitter:card",content:"summary"}},$R[317]={tag:"meta",attributes:$R[318]={name:"twitter:site",content:"@altareacogedim"}},$R[319]={tag:"meta",attributes:$R[320]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[321]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[322]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tC23.8,19.2,23,19.3,22.3,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z
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\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2
\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1
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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[323]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[324]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[325]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[326]={drupal_internal__target_id:"regulation"}},revision_user:$R[327]={data:null,links:$R[328]={related:$R[329]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[330]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[331]=[$R[332]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[333]={links:$R[334]={help:$R[335]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[336]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[337]={type:"taxonomy_term--regulation",id:"f64b1d2b-aafb-4a07-89fc-aaf5f05cf774",links:$R[338]={self:$R[339]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/?resourceVersion=id%3A4043"}},drupal_internal__tid:4043,drupal_internal__revision_id:4043,langcode:"fr",revision_created:"2024-02-26T09:05:55+00:00",status:!0,name:"LMNP",description:null,weight:7,changed:"2024-06-19T08:17:47+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[340]=[$R[341]={tag:"meta",attributes:$R[342]={name:"title",content:"LMNP | Cogedim"}},$R[343]={tag:"link",attributes:$R[344]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4043/"}},$R[345]={tag:"meta",attributes:$R[346]={name:"generator",content:"Cogedim"}},$R[347]={tag:"meta",attributes:$R[348]={property:"og:site_name",content:"Cogedim"}},$R[349]={tag:"meta",attributes:$R[350]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[351]={tag:"meta",attributes:$R[352]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[353]={tag:"meta",attributes:$R[354]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[355]={tag:"meta",attributes:$R[356]={property:"og:image:type",content:"image/png"}},$R[357]={tag:"meta",attributes:$R[358]={property:"og:image:width",content:"628"}},$R[359]={tag:"meta",attributes:$R[360]={property:"og:image:height",content:"316"}},$R[361]={tag:"meta",attributes:$R[362]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[363]={tag:"meta",attributes:$R[364]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[365]={tag:"meta",attributes:$R[366]={name:"twitter:card",content:"summary"}},$R[367]={tag:"meta",attributes:$R[368]={name:"twitter:site",content:"@altareacogedim"}},$R[369]={tag:"meta",attributes:$R[370]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[371]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[372]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[373]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[374]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[375]={drupal_internal__target_id:"regulation"}},revision_user:$R[376]={data:null,links:$R[377]={related:$R[378]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[379]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[380]=[$R[381]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[382]={links:$R[383]={help:$R[384]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[385]={about:"Usage and meaning of the 'virtual' resource 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indicatifs hors taxes.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes et hors mobilier. 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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[422]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[423]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[424]={drupal_internal__target_id:"regulation"}},revision_user:$R[425]={data:null,links:$R[426]={related:$R[427]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[428]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[429]=[$R[430]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[431]={links:$R[432]={help:$R[433]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[434]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[435]={type:"taxonomy_term--regulation",id:"9df7bfb4-b767-42a6-a070-ce1436f2a561",links:$R[436]={self:$R[437]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/?resourceVersion=id%3A8"}},drupal_internal__tid:8,drupal_internal__revision_id:8,langcode:"fr",revision_created:null,status:!0,name:"Nue-propriété",description:null,weight:8,changed:"2025-03-07T08:11:31+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[438]=[$R[439]={tag:"meta",attributes:$R[440]={name:"title",content:"Nue-propriété | Cogedim"}},$R[441]={tag:"link",attributes:$R[442]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/8/"}},$R[443]={tag:"meta",attributes:$R[444]={name:"generator",content:"Cogedim"}},$R[445]={tag:"meta",attributes:$R[446]={property:"og:site_name",content:"Cogedim"}},$R[447]={tag:"meta",attributes:$R[448]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[449]={tag:"meta",attributes:$R[450]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/"}},$R[451]={tag:"meta",attributes:$R[452]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[453]={tag:"meta",attributes:$R[454]={property:"og:image:type",content:"image/png"}},$R[455]={tag:"meta",attributes:$R[456]={property:"og:image:width",content:"628"}},$R[457]={tag:"meta",attributes:$R[458]={property:"og:image:height",content:"316"}},$R[459]={tag:"meta",attributes:$R[460]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[461]={tag:"meta",attributes:$R[462]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[463]={tag:"meta",attributes:$R[464]={name:"twitter:card",content:"summary"}},$R[465]={tag:"meta",attributes:$R[466]={name:"twitter:site",content:"@altareacogedim"}},$R[467]={tag:"meta",attributes:$R[468]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[469]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. La pleine propriété est temporairement dissociée en deux droits réels : la Nue-Propriété et l’Usufruit. La durée de l’usufruit est traditionnellement de 15 à 20 ans. Article L.253-1 et suivants du code de la construction et de l’habitation, applicables au démembrement de propriété objets des présentes. Conditions détaillées dans le contrat de réservation et ses annexes. Possibilité de déduction des intérêts d’emprunts voir articles 31.I.1°d du CGI et article 156.1.3° du CGI Comme tout investissement, investir en nue-propriété peut présenter des risques.",field_legals_grid:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. La pleine propriété est temporairement dissociée en deux droits réels : la Nue-Propriété et l’Usufruit. La durée de l’usufruit est traditionnellement de 15 à 20 ans. Article L.253-1 et suivants du code de la construction et de l’habitation, applicables au démembrement de propriété objets des présentes. Conditions détaillées dans le contrat de réservation et ses annexes. Possibilité de déduction des intérêts d’emprunts voir articles 31.I.1°d du CGI et article 156.1.3° du CGI Comme tout investissement, investir en nue-propriété peut présenter des risques.",field_promo_drawer:$R[470]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3
\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8
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\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8
\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9
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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" 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href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[471]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[472]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[473]={drupal_internal__target_id:"regulation"}},revision_user:$R[474]={data:null,links:$R[475]={related:$R[476]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[477]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[478]=[$R[479]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[480]={links:$R[481]={help:$R[482]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[483]={about:"Usage and meaning of the 'virtual' resource 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A compter de la livraison de votre logement vous verserez à l’OFS – Organisme Foncier Solidaire propriétaire du foncier de votre logement, une redevance foncière mensuelle suivant la surface habitable de votre logement. Cette redevance fera l’objet d’une réévaluation annuelle basée sur l’indice des loyers publié trimestriellement par l’INSEE.",field_legals_grid:"Sous conditions de ressources et pour un achat en résidence principale, profitez de la possibilité d’acheter un logement neuf en-dessous des prix de marché, dans une résidence éligible au dispositif BRS – Bail Réel Solidaire. A compter de la livraison de votre logement vous verserez à l’OFS – Organisme Foncier Solidaire propriétaire du foncier de votre logement, une redevance foncière mensuelle suivant la surface habitable de votre logement. 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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[520]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[521]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[522]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[523]={drupal_internal__target_id:"regulation"}},revision_user:$R[524]={data:null,links:$R[525]={related:$R[526]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[527]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[528]=[$R[529]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[530]={links:$R[531]={help:$R[532]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[533]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[534]={type:"taxonomy_term--regulation",id:"a56c43b0-a930-4321-8b90-16321a8017b3",links:$R[535]={self:$R[536]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/?resourceVersion=id%3A4000"}},drupal_internal__tid:4000,drupal_internal__revision_id:4000,langcode:"fr",revision_created:"2023-07-17T08:05:34+00:00",status:!0,name:"Patrimonial",description:null,weight:9,changed:"2024-06-19T08:18:45+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[537]=[$R[538]={tag:"meta",attributes:$R[539]={name:"title",content:"Patrimonial | Cogedim"}},$R[540]={tag:"link",attributes:$R[541]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4000/"}},$R[542]={tag:"meta",attributes:$R[543]={name:"generator",content:"Cogedim"}},$R[544]={tag:"meta",attributes:$R[545]={property:"og:site_name",content:"Cogedim"}},$R[546]={tag:"meta",attributes:$R[547]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[548]={tag:"meta",attributes:$R[549]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[550]={tag:"meta",attributes:$R[551]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[552]={tag:"meta",attributes:$R[553]={property:"og:image:type",content:"image/png"}},$R[554]={tag:"meta",attributes:$R[555]={property:"og:image:width",content:"628"}},$R[556]={tag:"meta",attributes:$R[557]={property:"og:image:height",content:"316"}},$R[558]={tag:"meta",attributes:$R[559]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[560]={tag:"meta",attributes:$R[561]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[562]={tag:"meta",attributes:$R[563]={name:"twitter:card",content:"summary"}},$R[564]={tag:"meta",attributes:$R[565]={name:"twitter:site",content:"@altareacogedim"}},$R[566]={tag:"meta",attributes:$R[567]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[568]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[569]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5
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Mais comment être sûr que c’est le bon moment pour se lancer dans un tel projet ? 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Mais comment être sûr que c’est le bon moment pour se lancer dans un tel projet ? Revenons sur les critères qui révèlent le meilleur moment pour acheter, mais aussi les opportunités avantageuses dont vous pourrez profiter à tout moment."}},$R[1020]={tag:"meta",attributes:$R[1021]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[1022]={tag:"meta",attributes:$R[1023]={property:"og:image:type",content:"image/png"}},$R[1024]={tag:"meta",attributes:$R[1025]={property:"og:image:width",content:"628"}},$R[1026]={tag:"meta",attributes:$R[1027]={property:"og:image:height",content:"316"}},$R[1028]={tag:"meta",attributes:$R[1029]={property:"og:locale",content:"fr_FR"}},$R[1030]={tag:"meta",attributes:$R[1031]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[1032]={tag:"meta",attributes:$R[1033]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[1034]={tag:"meta",attributes:$R[1035]={property:"article:section",content:"Notre offre"}},$R[1036]={tag:"meta",attributes:$R[1037]={name:"twitter:card",content:"summary"}},$R[1038]={tag:"meta",attributes:$R[1039]={name:"twitter:title",content:"Acheter ou attendre : comment savoir si c’est le bon moment ?"}},$R[1040]={tag:"meta",attributes:$R[1041]={name:"twitter:description",content:"L’achat d’un bien immobilier repose sur des facteurs à la fois externes et personnels. Mais comment être sûr que c’est le bon moment pour se lancer dans un tel projet ? Revenons sur les critères qui révèlent le meilleur moment pour acheter, mais aussi les opportunités avantageuses dont vous pourrez profiter à tout moment."}},$R[1042]={tag:"meta",attributes:$R[1043]={name:"twitter:site",content:"@altareacogedim"}},$R[1044]={tag:"meta",attributes:$R[1045]={name:"twitter:creator",content:"@altareacogedim"}},$R[1046]={tag:"meta",attributes:$R[1047]={name:"twitter:image:alt",content:"Logo de Cogedim, promoteur de programmes immobiliers neufs"}},$R[1048]={tag:"meta",attributes:$R[1049]={name:"twitter:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}}],path:$R[1050]={alias:"/le-neuf-decrypte/l-actu-du-neuf/acheter-attendre-comment-savoir-cest-le-moment.html",pid:4383,langcode:"fr"},publish_on:null,unpublish_on:null,published_at:"2025-01-28T09:26:46+00:00",field_ads:"[search]",field_catchline:"L’achat d’un bien immobilier repose sur des facteurs à la fois externes et personnels. Mais comment être sûr que c’est le bon moment pour se lancer dans un tel projet ?\r\n\r\nRevenons sur les critères qui révèlent le meilleur moment pour acheter, mais aussi les opportunités avantageuses dont vous pourrez profiter à tout moment.",field_metatags:null,field_reading_time:"10 min.",field_search_query:"location=&city=&department=®ion=&lat=&lng=&rooms=&budget=®ulations=&segments_mkg=&lot_types=&sale_states=&commercial_specificities=Id%C3%A9al%20investisseur%2CPrimo%20acc%C3%A9dant&dwelling_types=&lot_max_count=&date_delivery_from=&date_delivery_to=",node_type:$R[1051]={type:"node_type--node_type",id:"6b13944d-0e97-450b-bb15-94aab4a29c40",meta:$R[1052]={drupal_internal__target_id:"article"}},revision_uid:$R[1053]={type:"user--user",id:"78e94cf4-27a6-47b8-a374-e67cbcfb51b6",meta:$R[1054]={drupal_internal__target_id:2037}},uid:$R[1055]={type:"user--user",id:"78e94cf4-27a6-47b8-a374-e67cbcfb51b6",meta:$R[1056]={drupal_internal__target_id:2037}},field_contents:$R[1057]={data:$R[1058]=[],links:$R[1059]={related:$R[1060]={href:"http://www.cogedim.com/jsonapi/node/article/cff411b2-1c90-49cc-baea-ba6e98b97029/field_contents/?resourceVersion=id%3A1855816"},self:$R[1061]={href:"http://www.cogedim.com/jsonapi/node/article/cff411b2-1c90-49cc-baea-ba6e98b97029/relationships/field_contents/?resourceVersion=id%3A1855816"}}},field_form:$R[1062]={data:null,links:$R[1063]={related:$R[1064]={href:"http://www.cogedim.com/jsonapi/node/article/cff411b2-1c90-49cc-baea-ba6e98b97029/field_form/?resourceVersion=id%3A1855816"},self:$R[1065]={href:"http://www.cogedim.com/jsonapi/node/article/cff411b2-1c90-49cc-baea-ba6e98b97029/relationships/field_form/?resourceVersion=id%3A1855816"}}},field_image:$R[1066]={type:"file--file",id:"2aaab97a-3091-4095-b197-5a32df65e77f",links:$R[1067]={self:$R[1068]={href:"http://www.cogedim.com/jsonapi/file/file/2aaab97a-3091-4095-b197-5a32df65e77f/"}},drupal_internal__fid:3342087,langcode:"fr",filename:"moment d'acheter.jpg",uri:$R[1069]={value:"public://2025-01/moment d'acheter.jpg",url:"/sites/default/files/2025-01/moment%20d%27acheter.jpg"},filemime:"image/jpeg",filesize:131178,status:!0,created:"2025-01-28T09:24:16+00:00",changed:"2025-01-28T09:25:42+00:00",meta:$R[1070]={alt:" Habiter",title:"",width:1000,height:667,drupal_internal__target_id:3342087},uid:$R[1071]={type:"user--user",id:"78e94cf4-27a6-47b8-a374-e67cbcfb51b6",meta:$R[1072]={drupal_internal__target_id:2037}}},field_sections:$R[1073]=[$R[1074]={type:"paragraph--section",id:"0d156fae-5b9d-4be5-9d83-8b40aa64962b",links:$R[1075]={self:$R[1076]={href:"http://www.cogedim.com/jsonapi/paragraph/section/0d156fae-5b9d-4be5-9d83-8b40aa64962b/?resourceVersion=id%3A34474"}},drupal_internal__id:9320,drupal_internal__revision_id:34474,langcode:"fr",status:!0,created:"2025-02-13T11:19:45+00:00",parent_id:"1851100",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[1077]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:null,field_text:$R[1078]={value:"\x3Ch2>Quelles sont les tendances de marché à surveiller ? \x3C/h2>\x3Cp>Vous pouvez déterminer le meilleur moment pour acheter un bien immobilier en analysant différents critères de marché, et notamment : \x3C/p>\x3Cul>\x3Cli>L’évolution des taux ;\x3C/li>\x3Cli>Les prix d’achat des biens ;\x3C/li>\x3Cli>Les décisions réglementaires et fiscales.\x3C/li>\x3C/ul>\x3Ch3>Les variations des taux d’emprunt \x3C/h3>\x3Cp>Nous venons tout juste de sortir d’une période qu’on pourrait qualifier « d’âge d’or des emprunteurs immobiliers » : les taux d’emprunt avaient d’ailleurs chuté \x3Cstrong>en dessous des 1 % sur 20 ans en 2019.\x3C/strong>\x3C/p>\x3Cp>Cette situation exceptionnelle de faibles taux avait permis à de nombreux ménages de maximiser leur capacité d’achat : leurs mensualités étaient plus abordables et le coût global du crédit réduit. \x3C/p>\x3Cp>Mais \x3Cstrong>depuis 2020, les taux d'emprunt ont été multipliés par 4\x3C/strong>, passant de moins de 1 % à près de 4 % ces derniers mois. Une envolée des taux qui a compliqué l'accès au crédit et entraîné une baisse du nombre de transactions immobilières. \x3C/p>\x3Cp>Depuis 2022, la hausse des taux portée par l'inflation a marqué le retour des taux à des niveaux plus proches des normes historiques. \x3C/p>\x3Cp class=\"excerpt_bg_gris\">Après plusieurs hausses en 2023, \x3Cstrong>les taux de prêts immobiliers poursuivent leur baisse pour le 10e mois consécutif fin 2024\x3C/strong>. Sur 20 ans, ils passent sous la barre des 3,50% : un phénomène qui a augmenté la capacité d'emprunt de 20 000 euros en un an. En 2025, les prévisions des taux liées à l’amélioration de l’inflation vont en faveur des acquéreurs : les acheteurs devraient profiter de meilleures conditions d’emprunt qu’en 2024.\x3C/p>\x3Cp class=\"text-align-center excerpt_bg_mauve\">\x3Cstrong>Quel est l’impact de l’évolution des taux sur votre projet immobilier ? \x3C/strong>\x3Cbr>La baisse des taux impacte positivement la capacité d’emprunt des emprunteurs. Par exemple, un taux d’emprunt qui passe de 4 % à 3 % peut vous faire gagner 15 000 € de pouvoir d’achat immobilier sur 20 ans. Autrement dit, si vous ne pouviez emprunter que 165 000 € à 4 %, vous pourrez acquérir un bien de 180 000 € si les taux baissent à 3 %.\x3C/p>\x3Cp> \x3C/p>\x3Ch3>La hausse des prix de l’immobilier\x3C/h3>\x3Cp>Selon \x3Ca href=\"https://www.insee.fr/fr/statistiques/8286380?\">\x3Cspan style=\"color:#1155CC;\" lang=\"fr\">l’INSEE\x3C/span>\x3C/a>, l\x3Cstrong>es prix de l’immobilier ont été multipliés par 2,6 depuis les années 2000\x3C/strong>.\x3C/p>\x3Cp>Après une stabilisation en 2024, \x3Ca href=\"https://www.immobilier.notaires.fr/fr/articles/conseils-et-actualites/achat-vente/tendances-du-marche-immobilier-en-2024-chiffres-cles-et-perspectives-pour-2025?\">\x3Cspan style=\"color:#1155CC;\" lang=\"fr\">les notaires de France\x3C/span>\x3C/a> prédisent une légère hausse des prix pour 2025.\x3C/p>\x3Cp>L’année dernière, le nombre de transactions immobilières a atteint un seuil historiquement bas (une différence de plus de 20 % par rapport à 2022). \x3C/p>\x3Cp>Néanmoins, la hausse des prix des biens immobiliers n’indique pas seulement une perte de pouvoir d’achat pour les futurs propriétaires. C’est aussi le signe que \x3Cstrong>les marchés sont dynamiques\x3C/strong> : les acquéreurs bénéficient donc d’un fort potentiel de valorisation de leur patrimoine immobilier.\x3C/p>\x3Ch3>L’impact des politiques publiques\x3C/h3>\x3Cp>Les décisions réglementaires et fiscales sont aussi de précieux indicateurs pour évaluer le meilleur moment pour acheter un bien immobilier. Et pour cause, la fiscalité ou encore les décisions réglementaires peuvent impacter la réalisation de vos projets.\x3C/p>\x3Cp>Suite à la récente adoption de la loi de Finance applicable au 1\x3Csup>er\x3C/sup> mars 2025, le gouvernement a prévu \x3Cstrong>une hausse des frais de notaire de 0,5 point\x3C/strong>. Cette augmentation impliquerait des frais supplémentaires d’environ 1 000 € pour un bien d’environ 200 000 €. Néanmoins, les collectivités locales peuvent décider d’exonérer de cette hausse les primo-accédants ainsi que les acquéreurs d’un bien immobilier neuf.\x3C/p>\x3Cp>En 2025, les décisions du gouvernement prévoient aussi de \x3Cstrong>rendre encore plus attractif l’achat d’un bien immobilier neuf\x3C/strong>, notamment grâce à 2 leviers : \x3C/p>\x3Col>\x3Cli>L’élargissement du Prêt à Taux Zéro (PTZ) à tout le territoire et à tous les types d’habitat ;\x3C/li>\x3Cli>L’exonération des droits de donation pour l’achat d’un bien neuf.\x3C/li>\x3C/ol>",format:"full_html",processed:"\x3Ch2>Quelles sont les tendances de marché à surveiller ? \x3C/h2>\x3Cp>Vous pouvez déterminer le meilleur moment pour acheter un bien immobilier en analysant différents critères de marché, et notamment : \x3C/p>\x3Cul>\x3Cli>L’évolution des taux ;\x3C/li>\x3Cli>Les prix d’achat des biens ;\x3C/li>\x3Cli>Les décisions réglementaires et fiscales.\x3C/li>\x3C/ul>\x3Ch3>Les variations des taux d’emprunt \x3C/h3>\x3Cp>Nous venons tout juste de sortir d’une période qu’on pourrait qualifier « d’âge d’or des emprunteurs immobiliers » : les taux d’emprunt avaient d’ailleurs chuté \x3Cstrong>en dessous des 1 % sur 20 ans en 2019.\x3C/strong>\x3C/p>\x3Cp>Cette situation exceptionnelle de faibles taux avait permis à de nombreux ménages de maximiser leur capacité d’achat : leurs mensualités étaient plus abordables et le coût global du crédit réduit. \x3C/p>\x3Cp>Mais \x3Cstrong>depuis 2020, les taux d'emprunt ont été multipliés par 4\x3C/strong>, passant de moins de 1 % à près de 4 % ces derniers mois. Une envolée des taux qui a compliqué l'accès au crédit et entraîné une baisse du nombre de transactions immobilières. \x3C/p>\x3Cp>Depuis 2022, la hausse des taux portée par l'inflation a marqué le retour des taux à des niveaux plus proches des normes historiques. \x3C/p>\x3Cp class=\"excerpt_bg_gris\">Après plusieurs hausses en 2023, \x3Cstrong>les taux de prêts immobiliers poursuivent leur baisse pour le 10e mois consécutif fin 2024\x3C/strong>. Sur 20 ans, ils passent sous la barre des 3,50% : un phénomène qui a augmenté la capacité d'emprunt de 20 000 euros en un an. En 2025, les prévisions des taux liées à l’amélioration de l’inflation vont en faveur des acquéreurs : les acheteurs devraient profiter de meilleures conditions d’emprunt qu’en 2024.\x3C/p>\x3Cp class=\"text-align-center excerpt_bg_mauve\">\x3Cstrong>Quel est l’impact de l’évolution des taux sur votre projet immobilier ? \x3C/strong>\x3Cbr>La baisse des taux impacte positivement la capacité d’emprunt des emprunteurs. Par exemple, un taux d’emprunt qui passe de 4 % à 3 % peut vous faire gagner 15 000 € de pouvoir d’achat immobilier sur 20 ans. Autrement dit, si vous ne pouviez emprunter que 165 000 € à 4 %, vous pourrez acquérir un bien de 180 000 € si les taux baissent à 3 %.\x3C/p>\x3Cp> \x3C/p>\x3Ch3>La hausse des prix de l’immobilier\x3C/h3>\x3Cp>Selon \x3Ca href=\"https://www.insee.fr/fr/statistiques/8286380?\">\x3Cspan style=\"color:#1155CC;\" lang=\"fr\">l’INSEE\x3C/span>\x3C/a>, l\x3Cstrong>es prix de l’immobilier ont été multipliés par 2,6 depuis les années 2000\x3C/strong>.\x3C/p>\x3Cp>Après une stabilisation en 2024, \x3Ca href=\"https://www.immobilier.notaires.fr/fr/articles/conseils-et-actualites/achat-vente/tendances-du-marche-immobilier-en-2024-chiffres-cles-et-perspectives-pour-2025?\">\x3Cspan style=\"color:#1155CC;\" lang=\"fr\">les notaires de France\x3C/span>\x3C/a> prédisent une légère hausse des prix pour 2025.\x3C/p>\x3Cp>L’année dernière, le nombre de transactions immobilières a atteint un seuil historiquement bas (une différence de plus de 20 % par rapport à 2022). \x3C/p>\x3Cp>Néanmoins, la hausse des prix des biens immobiliers n’indique pas seulement une perte de pouvoir d’achat pour les futurs propriétaires. C’est aussi le signe que \x3Cstrong>les marchés sont dynamiques\x3C/strong> : les acquéreurs bénéficient donc d’un fort potentiel de valorisation de leur patrimoine immobilier.\x3C/p>\x3Ch3>L’impact des politiques publiques\x3C/h3>\x3Cp>Les décisions réglementaires et fiscales sont aussi de précieux indicateurs pour évaluer le meilleur moment pour acheter un bien immobilier. Et pour cause, la fiscalité ou encore les décisions réglementaires peuvent impacter la réalisation de vos projets.\x3C/p>\x3Cp>Suite à la récente adoption de la loi de Finance applicable au 1\x3Csup>er\x3C/sup> mars 2025, le gouvernement a prévu \x3Cstrong>une hausse des frais de notaire de 0,5 point\x3C/strong>. Cette augmentation impliquerait des frais supplémentaires d’environ 1 000 € pour un bien d’environ 200 000 €. Néanmoins, les collectivités locales peuvent décider d’exonérer de cette hausse les primo-accédants ainsi que les acquéreurs d’un bien immobilier neuf.\x3C/p>\x3Cp>En 2025, les décisions du gouvernement prévoient aussi de \x3Cstrong>rendre encore plus attractif l’achat d’un bien immobilier neuf\x3C/strong>, notamment grâce à 2 leviers : \x3C/p>\x3Col>\x3Cli>L’élargissement du Prêt à Taux Zéro (PTZ) à tout le territoire et à tous les types d’habitat ;\x3C/li>\x3Cli>L’exonération des droits de donation pour l’achat d’un bien neuf.\x3C/li>\x3C/ol>"},field_title:null,meta:$R[1079]={target_revision_id:34474,drupal_internal__target_id:9320},paragraph_type:$R[1080]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[1081]={drupal_internal__target_id:"section"}}},$R[1082]={type:"paragraph--section",id:"3caff3e6-e3b5-4957-b568-c3475ff5bc54",links:$R[1083]={self:$R[1084]={href:"http://www.cogedim.com/jsonapi/paragraph/section/3caff3e6-e3b5-4957-b568-c3475ff5bc54/?resourceVersion=id%3A34475"}},drupal_internal__id:9321,drupal_internal__revision_id:34475,langcode:"fr",status:!0,created:"2025-02-13T11:27:47+00:00",parent_id:"1851100",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[1085]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:null,field_text:$R[1086]={value:"\x3Ch2>Comment évaluer votre situation personnelle avant d’emprunter?\x3C/h2>\x3Cp>Le meilleur moment pour acheter un bien immobilier ne dépend pas uniquement de facteurs externes. Avant de vous lancer dans un projet immobilier financé à crédit, vous devez également vérifier que votre situation personnelle vous permet d’emprunter.\x3C/p>\x3Ch3>Les critères à cocher pour emprunter\x3C/h3>\x3Cp>Pour que la banque puisse vous prêter de l’argent pour votre projet immobilier, vous devez \x3Cstrong>bénéficier d’un emploi stable\x3C/strong> (de préférence un contrat à durée indéterminée). \x3C/p>\x3Cp>Outre la stabilité de l’emploi, votre capacité d’emprunt doit aussi répondre aux normes réglementaires. En général, votre banque n’acceptera pas de financer votre projet si vos échéances de prêt dépassent \x3Cstrong>35 % des revenus du foyer\x3C/strong>. \x3C/p>\x3Cp>Vous devrez également \x3Cstrong>fournir un apport personnel d’au moins 10 % du projet à financer \x3C/strong>(parfois plus, selon les situations). Il est donc important que vous ayez déjà constitué une épargne avant de vous lancer dans un projet immobilier et que vous puissiez \x3Cstrong>justifier d’une bonne tenue de vos comptes\x3C/strong> (pas de découvert, pas de commissions d’intervention, etc.).\x3C/p>\x3Cp>Enfin, avant d’acheter un bien immobilier, vous devrez tenir compte de vos projets familiaux. Si vous prévoyez d’agrandir votre famille, il est important d’anticiper vos besoins en termes de surface habitable et de localisation. \x3C/p>\x3Ch3>L’importance de fixer un budget réaliste\x3C/h3>\x3Cp>Selon les besoins de votre famille et vos projets, vous devrez définir une enveloppe budgétaire. Cet aspect essentiel vous permettra de \x3Cstrong>cibler des biens en adéquation avec vos moyens financiers. \x3C/strong>\x3C/p>\x3Cp>En fixant un budget réaliste, vous pouvez filtrer les offres et gagner un temps précieux lors de vos recherches. Pour vous aider dans cette démarche, vous pouvez au préalable \x3Cstrong>estimer votre capacité d’emprunt en toute autonomie \x3C/strong>grâce à notre \x3Ca href=\"https://www.cogedim.com/habiter/les-outils-pour-preparer-votre-achat/\">simulateur de crédit en ligne\x3C/a>\x3C/p>\x3Cp>En quelques clics, ces simulations vous offrent une estimation de vos mensualités, du montant total empruntable et des taux d’intérêt appliqués. Vous aurez ainsi une idée précise des compromis à faire, comme réduire le montant emprunté ou prolonger la durée de remboursement. \x3C/p>",format:"full_html",processed:"\x3Ch2>Comment évaluer votre situation personnelle avant d’emprunter?\x3C/h2>\x3Cp>Le meilleur moment pour acheter un bien immobilier ne dépend pas uniquement de facteurs externes. Avant de vous lancer dans un projet immobilier financé à crédit, vous devez également vérifier que votre situation personnelle vous permet d’emprunter.\x3C/p>\x3Ch3>Les critères à cocher pour emprunter\x3C/h3>\x3Cp>Pour que la banque puisse vous prêter de l’argent pour votre projet immobilier, vous devez \x3Cstrong>bénéficier d’un emploi stable\x3C/strong> (de préférence un contrat à durée indéterminée). \x3C/p>\x3Cp>Outre la stabilité de l’emploi, votre capacité d’emprunt doit aussi répondre aux normes réglementaires. En général, votre banque n’acceptera pas de financer votre projet si vos échéances de prêt dépassent \x3Cstrong>35 % des revenus du foyer\x3C/strong>. \x3C/p>\x3Cp>Vous devrez également \x3Cstrong>fournir un apport personnel d’au moins 10 % du projet à financer \x3C/strong>(parfois plus, selon les situations). Il est donc important que vous ayez déjà constitué une épargne avant de vous lancer dans un projet immobilier et que vous puissiez \x3Cstrong>justifier d’une bonne tenue de vos comptes\x3C/strong> (pas de découvert, pas de commissions d’intervention, etc.).\x3C/p>\x3Cp>Enfin, avant d’acheter un bien immobilier, vous devrez tenir compte de vos projets familiaux. Si vous prévoyez d’agrandir votre famille, il est important d’anticiper vos besoins en termes de surface habitable et de localisation. \x3C/p>\x3Ch3>L’importance de fixer un budget réaliste\x3C/h3>\x3Cp>Selon les besoins de votre famille et vos projets, vous devrez définir une enveloppe budgétaire. Cet aspect essentiel vous permettra de \x3Cstrong>cibler des biens en adéquation avec vos moyens financiers. \x3C/strong>\x3C/p>\x3Cp>En fixant un budget réaliste, vous pouvez filtrer les offres et gagner un temps précieux lors de vos recherches. Pour vous aider dans cette démarche, vous pouvez au préalable \x3Cstrong>estimer votre capacité d’emprunt en toute autonomie \x3C/strong>grâce à notre \x3Ca href=\"https://www.cogedim.com/habiter/les-outils-pour-preparer-votre-achat/\">simulateur de crédit en ligne\x3C/a>\x3C/p>\x3Cp>En quelques clics, ces simulations vous offrent une estimation de vos mensualités, du montant total empruntable et des taux d’intérêt appliqués. 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De vastes étendues de nature entre vignobles et cascades, un terroir de traditions et d’écologie, le Gard offre à ses habitants une \x3Cstrong>qualité de vie idéale\x3C/strong>, aussi bien personnelle que professionnelle.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf dans le Gard\x3C/h2>\x3Cp>Avec un prix moyen au m² plutôt abordable, les zones les plus prisées du Gard ne sont pas pour autant accessibles au plus grand nombre. Toutefois, plusieurs dispositifs ont été mis en place afin de \x3Cstrong>faciliter l’accès à la propriété\x3C/strong>. Voici les principaux.\x3C/p>\x3Cp>En premier lieu, l’aide la plus intéressante est sans conteste le \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero.html\">PTZ ou \x3Cstrong>prêt à taux zéro\x3C/strong>\x3C/a>. 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Le PTZ est accordé en fonction des conditions de ressources. Il permet de financer l’achat d’un logement, à hauteur de 40 %, avec une période de remboursement de prêt de 20 à 25 ans. Le Prêt Action Logement est destiné aux salariés et aux retraités. Il existe aussi des aides régionales, départementales, voire communales. Pour en bénéficier, il est nécessaire de se renseigner auprès de l’\x3Cstrong>agence de l’habitat à proximité\x3C/strong>.\x3C/p>\x3Ch3>Acheter un programme neuf en Occitanie pour faire un investissement locatif\x3C/h3>\x3Cp>Faire le choix de l’investissement locatif en Occitanie est une option intéressante pour les personnes souhaitant consolider leur patrimoine immobilier, préparer leur retraite ou succession. Placer son argent dans un secteur lucratif comme l’immobilier permet en effet de recevoir des \x3Cstrong>compléments de revenus réguliers\x3C/strong>. Avec des métropoles telles que Montpellier ou Toulouse qui attirent chaque année de plus en plus d’étudiants, de retraités ou de jeunes actifs et des communes périphériques en constant développement, sans parler des des \x3Cstrong>taux d’intérêts et des prix attractifs\x3C/strong>, les avantages d’acheter un programme neuf pour un investissement locatif en Occitanie ne manquent pas.\x3C/p>\x3Ch4>La location en meublée non professionnelle\x3C/h4>\x3Cp>Le statut de LMNP est fiscalement avantageux. Il permet d’amortir son investissement avec une \x3Cstrong>fiscalité allégée et la déduction de nombreuses charges\x3C/strong>. Il est possible d’investir dans un appartement neuf au sein d’une résidence services. Cet achat en Occitanie permet d’une part de bénéficier d’une réduction fiscale avec le statut de LMNP.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Occitanie ?\x3C/h3>\x3Cp>Entre montagnes, Méditerranée et fleuves et située à la frontière espagnole, l’Occitanie est riche d’autant de climats que de paysages variés. Cette situation géographique unique attire chaque année des millions de touristes et contribue au bon état de l’économie. Le tourisme n’est pas le seul secteur en bonne santé, car favorisé par la présence de grandes entreprises comme Airbus ou DELL, la région ne cesse de créer de nouveaux postes et d’attirer de nouveaux arrivants. Les multiples universités et écoles d’étude supérieures sont également un grand atout pour l’Occitanie, qui accueille un grand nombre d’étudiants. Métropoles ou périphéries, toutes les régions connaissent depuis ces dix dernières années un engouement constant, y compris les moins denses. Cela donne lieu à la dynamisation et la création de nouveaux quartiers et des investissements d’envergure. Les possibilités d’investissement de logement neuf en Occitanie sont grandes.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Occitanie\x3C/h2>\x3Cp>La région Occitanie, issue de la fusion des anciens Languedoc-Roussillon et Midi-Pyrénées est un des territoires les plus prisés de France. Deuxième région française la plus vaste, l’Occitanie couvre 13 départements et regroupe deux grandes métropoles, une biodiversité exceptionnelle et plusieurs parcs régionaux. Un bassin d’emploi qui se porte bien et des \x3Cstrong>activités économiques dynamiques\x3C/strong> font d’elle une région en forte croissance. Forte de ces nombreux atouts, l’Occitanie une région très recherchée en termes d’investissement locatif. 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Cet achat en Occitanie permet d’une part de bénéficier d’une réduction fiscale avec le statut de LMNP.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Occitanie ?\x3C/h3>\x3Cp>Entre montagnes, Méditerranée et fleuves et située à la frontière espagnole, l’Occitanie est riche d’autant de climats que de paysages variés. Cette situation géographique unique attire chaque année des millions de touristes et contribue au bon état de l’économie. Le tourisme n’est pas le seul secteur en bonne santé, car favorisé par la présence de grandes entreprises comme Airbus ou DELL, la région ne cesse de créer de nouveaux postes et d’attirer de nouveaux arrivants. Les multiples universités et écoles d’étude supérieures sont également un grand atout pour l’Occitanie, qui accueille un grand nombre d’étudiants. Métropoles ou périphéries, toutes les régions connaissent depuis ces dix dernières années un engouement constant, y compris les moins denses. 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Patio Nema : programme immobilier neuf à Le Grau-du-Roi
À deux pas de la plage, une résidence neuve d’exception À quelques pas de la plage, l'exception prend vie. Au cœur du Grau-du-Roi, découvrez Patio Nema, résidence neuve à l'architecture raffinée, lovée dans la quiétude d'une impasse. Du 2 au 4 pièces, ses appartements baignés de lumière s'enrichissent pour certains d'une piscine privative en rooftop. Une adresse rare où le confort haut de gamme épouse la douceur de vivre méditerranéenne, à proximité immédiate des commerces, écoles et transports.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www.georisques.gouv.fr
Le programme en détails
Le quartier
Au calme d’une impasse, la quiétude méditerranéenne
Au cœur d'un secteur résidentiel recherché, Patio Nema cultive la sérénité. Bordée de pins parasols emblématiques, la résidence vous invite à rejoindre en quatre minutes une magnifique plage de sable fin. Son emplacement garantit une quiétude absolue dans un environnement authentique.
L’école maternelle Éric Tabarly, accessible en cinq minutes de marche, simplifie le quotidien des parents, tandis que l’école élémentaire se trouve à cinq minutes en bus.
Les commerces et services de proximité sont également à portée de main : boulangerie et supermarché se trouvent à moins de dix minutes à pied*, tout comme les restaurants du bord de mer.
Côté mobilité, la gare TER du Grau-du-Roi est accessible en six minutes en voiture, offrant une connexion rapide aux grands centres urbains. Grâce à la situation stratégique de ce quartier verdoyant, il est aussi possible de rejoindre l’autoroute A9, la gare TGV Montpellier Sud de France et l’aéroport Montpellier Méditerranée en moins de 25 minutes, alliant ainsi quiétude résidentielle et facilité de déplacement.
*Source : Google Maps
Ecole maternelle à 5 minutes à pied
À quelques pas des commerces et services
TER à 6 minutes en voiture
Gare TGV et aéroport en moins de 25 minutes en voiture
La résidence
Architecture contemporaine et art de vivre méditerranéen
Patio Nema incarne l'art de vivre méditerranéen dans une architecture contemporaine à taille humaine. Située au calme d'une impasse à 250 mètres de la plage, cette résidence intimiste de deux étages offre une atmosphère paisible et exclusive. Son patio central verdoyant, véritable cœur de vie, est entouré de jardins peuplés de plantes méditerranéennes diffusant leurs parfums. En façades, l'alliance d'enduit ciment et de bardage bois, rehaussée par des garde-corps en verre, apporte une touche d'élégance moderne à l'ensemble.
Respectueuse de la norme RE2020, la conception bioclimatique de Patio Nema assure aux résidents un confort thermique naturel été comme hiver, avec des appartements parfaitement isolés pour des économies d'énergie durables, et des espaces extérieurs protégés du soleil. Clôturée et sécurisée, cette résidence d'exception conjugue confort contemporain et environnement méditerranéen, pour une qualité de vie unique à deux pas de la mer.
Les logements
Du 2 au 4 pièces, avec des prestations haut de gamme
Les appartements du 2 au 4 pièces dévoilent tous des volumes généreux et lumineux, prolongés par de beaux espaces extérieurs. Les séjours s'ouvrent sur des terrasses profondes ou des jardins privatifs, offrant un cadre de vie idéal pour profiter du climat méditerranéen. Trois appartements d’exception profitent de solariums sur le toit agrémenté d’une piscine privative offrant des vues dégagées sur la végétation alentour.
Les cuisines ouvertes créent des espaces de vie conviviaux, tandis que les chambres, au calme, garantissent des nuits paisibles. Chaque appartement bénéficie de prestations haut de gamme et de finitions soignées, gage d’un confort parfait dès le 1er jour. Le confort se prolonge à l'extérieur avec trois piscines privatives sur le toit-terrasse, offrant une vue imprenable sur les environs. Stationnements sécurisés en sous-sol et locaux vélos complètent les équipements.
Les prestations disponibles dans cette résidence
Carrelage
Jardin privatif clôturé
Local à vélos
Menuiseries mixtes Bois-Alu
Parking sécurisé en sous-sol
Piscine
Résidence clôturée
Salle de bain équipée
Vidéophone
WC suspendu
Un investissement premium entre mer et Camargue
Nichée entre La Grande Motte et Port Camargue, Le Grau-du-Roi séduit chaque année plus de 2 millions de visiteurs, faisant de cette station balnéaire l'une des plus prisées du littoral méditerranéen. Entre ses plages de sable fin, son port de plaisance renommé, et l'authenticité préservée de la Camargue, la commune offre un cadre exceptionnel propice à un investissement pérenne.
À seulement 4 minutes à pied de la plage, Patio Nema, avec son charme méditerranéen et sa qualité de vie premium, constitue une opportunité d'investissement rare. Sa localisation stratégique, conjuguée à la forte attractivité touristique de la région, promet un potentiel locatif intéressant, que ce soit en location saisonnière ou à l'année. Les services de Major'Elle, une conciergerie haut de gamme, garantissent une gestion tout-en-un pour les propriétaires souhaitant optimiser leur rendement locatif en toute sérénité.
OFFRE EXCEPTIONNELLE
Frais de notaire offerts*
+
5 000 € /pièces**
Logements disponibles
2 piècesJusqu’à 50 m²à partir de 305 000 €4 disponiblesVoir le détail
3 piècesJusqu’à 64 m²à partir de 410 000 €4 disponiblesVoir le détail
4 piècesJusqu’à 80 m²à partir de 484 000 €Plus que 2 disponibles !Voir le détail
Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.
Les rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.
Avancement du projet
Avant-première
En lancement
En commercialisation
En travaux
Livraison imminente
Prêt à emménager
Projetez vous dans votre futur logement en 3D
Explorez la résidence à 360° et découvrez l’agencement des appartements disponibles.
Nouveau
Découvrez votre futur quartier
Accédez en un clic à toutes les informations utiles de votre quartier : localisation des transports, des commerces, des écoles, des espaces verts et culturels. Vous pouvez également anticiper vos temps de trajets, mesurer la qualité de l'air, ou le débit internet et bien plus encore !
Nos solutions d’investissement sur cette résidence
98 %des biens loués le 1er mois
Statut LMNP
Bénéficiez du statut de loueur meublé non professionnel et profitez de revenus défiscalisés sur le long terme en louant meublé.
Actabilité : immédiate
Nos + avec
Gestion locative complète
Garantie loyer impayé + logement vacant
Appartement totalement équipé avec mobilier et cuisine, prêt à la location
Vous souhaitez connaître la fiscalité la mieux adaptée à votre projet ?
Nous rencontrer
31 impasse des anemones 30240 Le Grau-du-Roi
sur RDV uniquement
Nous contacter
Tous nos conseillers sont disponibles pour vous accompagner dans votre projet et répondre à toutes vos questions, lors d’un rendez-vous téléphonique, en visio-conférence ou sur l’un de nos espaces de vente.
Découvrez nos services
Nos accords compétitifs auprès des meilleures banques vous permettent de bénéficier de l’offre de financement la plus appropriée pour votre achat. Découvrez les avantages de notre structure interne de courtage Altarea Solution Financement !
Le conseil
Un conseiller unique et dédié vous accompagne pour trouver la meilleure offre de financement.
L'accompagnement
Profitez d’un suivi personnalisé du montage du dossier à la signature notaire.
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Spécialiste de la gestion locative depuis plus de 20 ans, notre structure interne Altarea Gestion Immobilière vous assure suivi, conseil et assistance pour vous permettre d’investir en toute sérénité.
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Recevez un compte-rendu de gérance détaillé tous les mois (loyers, honoraires, assurances etc.).
Suivi
Votre gestionnaire dédié assure toutes les étapes de la location dans un souci d’optimisation de votre patrimoine.