\x3Cpath class=\"st0\" d=\"M12.3,28h7.8h7.7h7.6V14.2h4.3L24,0.6l-3.7,3.2v-3h-5.5v7.8l-6.4,5.6h4V28z M21.1,27v-6.7h5.7V27H21.1z\n\t\t M34.4,27h-6.6v-7.7h-7.7V27h-6.8V14.2h21.1V27z M15.7,9V1.8h3.5V6l4.7-4l13,11.3h-26L15.7,9z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez du prêt à taux zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:null,field_text_main:null,vid:$R[228]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[229]={drupal_internal__target_id:"regulation"}},revision_user:$R[230]={data:null,links:$R[231]={related:$R[232]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/revision_user/?resourceVersion=id%3A4"},self:$R[233]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f37d7e5e-3057-44e8-b10e-979e6adb1932/relationships/revision_user/?resourceVersion=id%3A4"}}},parent:$R[234]=[$R[235]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[236]={links:$R[237]={help:$R[238]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[239]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[240]={type:"taxonomy_term--regulation",id:"19b5dbf4-49ba-47b5-90ee-d6433b676b0b",links:$R[241]={self:$R[242]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/?resourceVersion=id%3A5"}},drupal_internal__tid:5,drupal_internal__revision_id:5,langcode:"fr",revision_created:null,status:!0,name:"TVA réduite",description:null,weight:1,changed:"2024-06-19T07:52:29+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[243]=[$R[244]={tag:"meta",attributes:$R[245]={name:"title",content:"TVA réduite | Cogedim"}},$R[246]={tag:"link",attributes:$R[247]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/5/"}},$R[248]={tag:"meta",attributes:$R[249]={name:"generator",content:"Cogedim"}},$R[250]={tag:"meta",attributes:$R[251]={property:"og:site_name",content:"Cogedim"}},$R[252]={tag:"meta",attributes:$R[253]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[254]={tag:"meta",attributes:$R[255]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[256]={tag:"meta",attributes:$R[257]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[258]={tag:"meta",attributes:$R[259]={property:"og:image:type",content:"image/png"}},$R[260]={tag:"meta",attributes:$R[261]={property:"og:image:width",content:"628"}},$R[262]={tag:"meta",attributes:$R[263]={property:"og:image:height",content:"316"}},$R[264]={tag:"meta",attributes:$R[265]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[266]={tag:"meta",attributes:$R[267]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[268]={tag:"meta",attributes:$R[269]={name:"twitter:card",content:"summary"}},$R[270]={tag:"meta",attributes:$R[271]={name:"twitter:site",content:"@altareacogedim"}},$R[272]={tag:"meta",attributes:$R[273]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[274]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[275]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[276]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[277]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[278]={drupal_internal__target_id:"regulation"}},revision_user:$R[279]={data:null,links:$R[280]={related:$R[281]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[282]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[283]=[$R[284]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[285]={links:$R[286]={help:$R[287]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[288]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[289]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[290]={self:$R[291]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2025-02-12T17:11:57+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[292]=[$R[293]={tag:"meta",attributes:$R[294]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[295]={tag:"link",attributes:$R[296]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[297]={tag:"meta",attributes:$R[298]={name:"generator",content:"Cogedim"}},$R[299]={tag:"meta",attributes:$R[300]={property:"og:site_name",content:"Cogedim"}},$R[301]={tag:"meta",attributes:$R[302]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[303]={tag:"meta",attributes:$R[304]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[305]={tag:"meta",attributes:$R[306]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[307]={tag:"meta",attributes:$R[308]={property:"og:image:type",content:"image/png"}},$R[309]={tag:"meta",attributes:$R[310]={property:"og:image:width",content:"628"}},$R[311]={tag:"meta",attributes:$R[312]={property:"og:image:height",content:"316"}},$R[313]={tag:"meta",attributes:$R[314]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[315]={tag:"meta",attributes:$R[316]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[317]={tag:"meta",attributes:$R[318]={name:"twitter:card",content:"summary"}},$R[319]={tag:"meta",attributes:$R[320]={name:"twitter:site",content:"@altareacogedim"}},$R[321]={tag:"meta",attributes:$R[322]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[323]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[324]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tC23.8,19.2,23,19.3,22.3,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z
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\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2
\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1
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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[325]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[326]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[327]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[328]={drupal_internal__target_id:"regulation"}},revision_user:$R[329]={data:null,links:$R[330]={related:$R[331]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[332]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[333]=[$R[334]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[335]={links:$R[336]={help:$R[337]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[338]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[339]={type:"taxonomy_term--regulation",id:"f64b1d2b-aafb-4a07-89fc-aaf5f05cf774",links:$R[340]={self:$R[341]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/?resourceVersion=id%3A4043"}},drupal_internal__tid:4043,drupal_internal__revision_id:4043,langcode:"fr",revision_created:"2024-02-26T09:05:55+00:00",status:!0,name:"LMNP",description:null,weight:7,changed:"2024-06-19T08:17:47+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[342]=[$R[343]={tag:"meta",attributes:$R[344]={name:"title",content:"LMNP | Cogedim"}},$R[345]={tag:"link",attributes:$R[346]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4043/"}},$R[347]={tag:"meta",attributes:$R[348]={name:"generator",content:"Cogedim"}},$R[349]={tag:"meta",attributes:$R[350]={property:"og:site_name",content:"Cogedim"}},$R[351]={tag:"meta",attributes:$R[352]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[353]={tag:"meta",attributes:$R[354]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[355]={tag:"meta",attributes:$R[356]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[357]={tag:"meta",attributes:$R[358]={property:"og:image:type",content:"image/png"}},$R[359]={tag:"meta",attributes:$R[360]={property:"og:image:width",content:"628"}},$R[361]={tag:"meta",attributes:$R[362]={property:"og:image:height",content:"316"}},$R[363]={tag:"meta",attributes:$R[364]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[365]={tag:"meta",attributes:$R[366]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[367]={tag:"meta",attributes:$R[368]={name:"twitter:card",content:"summary"}},$R[369]={tag:"meta",attributes:$R[370]={name:"twitter:site",content:"@altareacogedim"}},$R[371]={tag:"meta",attributes:$R[372]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[373]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[374]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[375]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[376]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[377]={drupal_internal__target_id:"regulation"}},revision_user:$R[378]={data:null,links:$R[379]={related:$R[380]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[381]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[382]=[$R[383]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[384]={links:$R[385]={help:$R[386]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[387]={about:"Usage and meaning of the 'virtual' resource 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indicatifs hors taxes.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes et hors mobilier. 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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[424]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[425]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[426]={drupal_internal__target_id:"regulation"}},revision_user:$R[427]={data:null,links:$R[428]={related:$R[429]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[430]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[431]=[$R[432]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[433]={links:$R[434]={help:$R[435]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[436]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[437]={type:"taxonomy_term--regulation",id:"9df7bfb4-b767-42a6-a070-ce1436f2a561",links:$R[438]={self:$R[439]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/?resourceVersion=id%3A8"}},drupal_internal__tid:8,drupal_internal__revision_id:8,langcode:"fr",revision_created:null,status:!0,name:"Nue-propriété",description:null,weight:8,changed:"2025-03-07T08:11:31+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[440]=[$R[441]={tag:"meta",attributes:$R[442]={name:"title",content:"Nue-propriété | Cogedim"}},$R[443]={tag:"link",attributes:$R[444]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/8/"}},$R[445]={tag:"meta",attributes:$R[446]={name:"generator",content:"Cogedim"}},$R[447]={tag:"meta",attributes:$R[448]={property:"og:site_name",content:"Cogedim"}},$R[449]={tag:"meta",attributes:$R[450]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[451]={tag:"meta",attributes:$R[452]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/"}},$R[453]={tag:"meta",attributes:$R[454]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[455]={tag:"meta",attributes:$R[456]={property:"og:image:type",content:"image/png"}},$R[457]={tag:"meta",attributes:$R[458]={property:"og:image:width",content:"628"}},$R[459]={tag:"meta",attributes:$R[460]={property:"og:image:height",content:"316"}},$R[461]={tag:"meta",attributes:$R[462]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[463]={tag:"meta",attributes:$R[464]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[465]={tag:"meta",attributes:$R[466]={name:"twitter:card",content:"summary"}},$R[467]={tag:"meta",attributes:$R[468]={name:"twitter:site",content:"@altareacogedim"}},$R[469]={tag:"meta",attributes:$R[470]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[471]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. La pleine propriété est temporairement dissociée en deux droits réels : la Nue-Propriété et l’Usufruit. La durée de l’usufruit est traditionnellement de 15 à 20 ans. Article L.253-1 et suivants du code de la construction et de l’habitation, applicables au démembrement de propriété objets des présentes. Conditions détaillées dans le contrat de réservation et ses annexes. Possibilité de déduction des intérêts d’emprunts voir articles 31.I.1°d du CGI et article 156.1.3° du CGI Comme tout investissement, investir en nue-propriété peut présenter des risques.",field_legals_grid:"Prix TTC en TVA réduite à 10%\x3Cbr />*La nue-propriété est un montage financier qui permet d’acheter un bien immobilier en profitant d’un prix d’acquisition réduit de 30 à 40% grâce au principe de démembrement de propriété. La pleine propriété est temporairement dissociée en deux droits réels : la Nue-Propriété et l’Usufruit. La durée de l’usufruit est traditionnellement de 15 à 20 ans. Article L.253-1 et suivants du code de la construction et de l’habitation, applicables au démembrement de propriété objets des présentes. Conditions détaillées dans le contrat de réservation et ses annexes. Possibilité de déduction des intérêts d’emprunts voir articles 31.I.1°d du CGI et article 156.1.3° du CGI Comme tout investissement, investir en nue-propriété peut présenter des risques.",field_promo_drawer:$R[472]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3
\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8
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\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8
\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9
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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" 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href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[473]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[474]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[475]={drupal_internal__target_id:"regulation"}},revision_user:$R[476]={data:null,links:$R[477]={related:$R[478]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[479]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[480]=[$R[481]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[482]={links:$R[483]={help:$R[484]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[485]={about:"Usage and meaning of the 'virtual' resource 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A compter de la livraison de votre logement vous verserez à l’OFS – Organisme Foncier Solidaire propriétaire du foncier de votre logement, une redevance foncière mensuelle suivant la surface habitable de votre logement. Cette redevance fera l’objet d’une réévaluation annuelle basée sur l’indice des loyers publié trimestriellement par l’INSEE.",field_legals_grid:"Sous conditions de ressources et pour un achat en résidence principale, profitez de la possibilité d’acheter un logement neuf en-dessous des prix de marché, dans une résidence éligible au dispositif BRS – Bail Réel Solidaire. A compter de la livraison de votre logement vous verserez à l’OFS – Organisme Foncier Solidaire propriétaire du foncier de votre logement, une redevance foncière mensuelle suivant la surface habitable de votre logement. 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\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4
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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[522]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[523]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[524]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[525]={drupal_internal__target_id:"regulation"}},revision_user:$R[526]={data:null,links:$R[527]={related:$R[528]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[529]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[530]=[$R[531]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[532]={links:$R[533]={help:$R[534]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[535]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[536]={type:"taxonomy_term--regulation",id:"a56c43b0-a930-4321-8b90-16321a8017b3",links:$R[537]={self:$R[538]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/?resourceVersion=id%3A4000"}},drupal_internal__tid:4000,drupal_internal__revision_id:4000,langcode:"fr",revision_created:"2023-07-17T08:05:34+00:00",status:!0,name:"Patrimonial",description:null,weight:9,changed:"2024-06-19T08:18:45+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[539]=[$R[540]={tag:"meta",attributes:$R[541]={name:"title",content:"Patrimonial | Cogedim"}},$R[542]={tag:"link",attributes:$R[543]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/4000/"}},$R[544]={tag:"meta",attributes:$R[545]={name:"generator",content:"Cogedim"}},$R[546]={tag:"meta",attributes:$R[547]={property:"og:site_name",content:"Cogedim"}},$R[548]={tag:"meta",attributes:$R[549]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[550]={tag:"meta",attributes:$R[551]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a56c43b0-a930-4321-8b90-16321a8017b3/"}},$R[552]={tag:"meta",attributes:$R[553]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[554]={tag:"meta",attributes:$R[555]={property:"og:image:type",content:"image/png"}},$R[556]={tag:"meta",attributes:$R[557]={property:"og:image:width",content:"628"}},$R[558]={tag:"meta",attributes:$R[559]={property:"og:image:height",content:"316"}},$R[560]={tag:"meta",attributes:$R[561]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[562]={tag:"meta",attributes:$R[563]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[564]={tag:"meta",attributes:$R[565]={name:"twitter:card",content:"summary"}},$R[566]={tag:"meta",attributes:$R[567]={name:"twitter:site",content:"@altareacogedim"}},$R[568]={tag:"meta",attributes:$R[569]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[570]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[571]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5
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Nous vous répondrons sous 24 h ouvrées.\x3C/span>\x3C/h6>",format:"full_html",processed:"\x3Cp>La \x3Ca href=\"https://www.cogedim.com/le-neuf-decrypte/le-lexique-de-l-immobilier-neuf/la-vente-etat-futur-dachevement.html\">Vente en l'État de Futur Achèvement\x3C/a>, également appelée \"vente sur plan\", est un contrat par lequel vous devenez propriétaire d'un logement en cours de construction.\x3C/p>\x3Cp>La vente s'effectue donc sur plan et vous réglez le montant de la transaction en fonction de l'avancée de la construction. Le dernier paiement a lieu au moment de la remise des clés.\x3C/p>\x3Cp>Ce type de vente, très encadrée par la loi, se réalise en trois grandes étapes :\x3C/p>\x3Cul>\x3Cli>la réservation de votre bien ;\x3C/li>\x3Cli>la signature de l'acte de vente ; \x3C/li>\x3Cli>la livraison du logement.\x3C/li>\x3C/ul>\x3Ch6>\x3Cspan style=\"font-family:Calibri;font-size:11.0pt;\">Vous n'avez pas trouvé votre réponse ? Contactez-nous via \x3C/span>\x3Ca href=\"mailto:service-client@cogedim.com\">\x3Cspan style=\"font-family:Calibri;font-size:11.0pt;\">service-client@cogedim.com\x3C/span>\x3C/a>\x3Cspan style=\"font-family:Calibri;font-size:11.0pt;\"> pour poser votre question. Nous vous répondrons sous 24 h ouvrées.\x3C/span>\x3C/h6>"},node_type:$R[731]={type:"node_type--node_type",id:"75fdef5e-29b0-46ae-9ee6-f268db35fb1f",meta:$R[732]={drupal_internal__target_id:"qa"}},revision_uid:$R[733]={type:"user--user",id:"793446e9-b803-467b-8fa1-47cb5295545b",meta:$R[734]={drupal_internal__target_id:685}},uid:$R[735]={type:"user--user",id:"793446e9-b803-467b-8fa1-47cb5295545b",meta:$R[736]={drupal_internal__target_id:685}}},$R[737]={type:"node--qa",id:"8ea8eced-b0c2-41c0-a7a6-b01dea16f16e",links:$R[738]={self:$R[739]={href:"http://www.cogedim.com/jsonapi/node/qa/8ea8eced-b0c2-41c0-a7a6-b01dea16f16e/?resourceVersion=id%3A570771"}},drupal_internal__nid:570770,drupal_internal__vid:570771,langcode:"fr",revision_timestamp:"2021-10-14T09:38:22+00:00",status:!0,title:"Comment puis-je estimer les charges de mon futur logement ?",created:"2021-10-14T09:37:15+00:00",changed:"2024-03-19T13:02:48+00:00",promote:!0,sticky:!0,default_langcode:!0,revision_translation_affected:!0,metatag:$R[740]=[$R[741]={tag:"meta",attributes:$R[742]={name:"title",content:"- Comment puis-je estimer les charges de mon futur logement ? | Cogedim"}},$R[743]={tag:"link",attributes:$R[744]={rel:"canonical",href:"http://www.cogedim.com/node/570770/"}},$R[745]={tag:"meta",attributes:$R[746]={name:"generator",content:"Cogedim"}},$R[747]={tag:"link",attributes:$R[748]={rel:"image_src",href:"/themes/cogedim/images/logo-cogedim-2021.png"}},$R[749]={tag:"meta",attributes:$R[750]={property:"og:site_name",content:"Cogedim"}},$R[751]={tag:"meta",attributes:$R[752]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[753]={tag:"meta",attributes:$R[754]={property:"og:url",content:"http://www.cogedim.com/node/570770/"}},$R[755]={tag:"meta",attributes:$R[756]={property:"og:title",content:"Comment puis-je estimer les charges de mon futur logement ?"}},$R[757]={tag:"meta",attributes:$R[758]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[759]={tag:"meta",attributes:$R[760]={property:"og:image:type",content:"image/png"}},$R[761]={tag:"meta",attributes:$R[762]={property:"og:image:width",content:"628"}},$R[763]={tag:"meta",attributes:$R[764]={property:"og:image:height",content:"316"}},$R[765]={tag:"meta",attributes:$R[766]={property:"og:locale",content:"fr_FR"}},$R[767]={tag:"meta",attributes:$R[768]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[769]={tag:"meta",attributes:$R[770]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[771]={tag:"meta",attributes:$R[772]={property:"article:section",content:"Notre offre"}},$R[773]={tag:"meta",attributes:$R[774]={name:"twitter:card",content:"summary"}},$R[775]={tag:"meta",attributes:$R[776]={name:"twitter:title",content:"Comment puis-je estimer les charges de mon futur logement ?"}},$R[777]={tag:"meta",attributes:$R[778]={name:"twitter:site",content:"@altareacogedim"}},$R[779]={tag:"meta",attributes:$R[780]={name:"twitter:creator",content:"@altareacogedim"}},$R[781]={tag:"meta",attributes:$R[782]={name:"twitter:image:alt",content:"Logo de Cogedim, promoteur de programmes immobiliers neufs"}},$R[783]={tag:"meta",attributes:$R[784]={name:"twitter:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}}],path:$R[785]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,published_at:"2021-10-14T09:37:15+00:00",field_answer:$R[786]={value:"\x3Cp>Vous pouvez estimer les charges de votre futur logement en additionnant : \x3C/p>\x3Cul>\x3Cli>les charges traditionnelles : gaz, électricité, internet … (vous pouvez choisir librement vos fournisseurs) ;\x3C/li>\x3Cli>la taxe d’habitation : imposée par l’Etat ;\x3C/li>\x3Cli>la taxe foncière : les logements neufs sont exonérés de cette taxe pendant deux ans dans de nombreuses communes ;\x3C/li>\x3Cli>les charges de copropriété : il s’agit du budget prévisionnel voté chaque année lors de l’assemblée générale (AG).\x3C/li>\x3C/ul>\x3Cp>Plus votre programme comprend de prestations, plus les charges de copropriété seront élevées.\x3C/p>\x3Cp>Hors prestations exceptionnelles : \x3C/p>\x3Cul>\x3Cli>comptez environ 1.5 €/m² si vous disposez d'un ascenseur et d'un faible nombre de co-propriétaires ;\x3C/li>\x3Cli>comptez plus de 3 €/m² si vous profitez d'un jardin intérieur, d'une piscine, etc.\x3C/li>\x3C/ul>\x3Ch6>\x3Cspan style=\"font-family:Calibri;font-size:11.0pt;\">Vous n'avez pas trouvé votre réponse ? Contactez-nous via \x3C/span>\x3Ca href=\"mailto:service-client@cogedim.com\">\x3Cspan style=\"font-family:Calibri;font-size:11.0pt;\">service-client@cogedim.com\x3C/span>\x3C/a>\x3Cspan style=\"font-family:Calibri;font-size:11.0pt;\"> pour poser votre question. Nous vous répondrons sous 24 h ouvrées.\x3C/span>\x3C/h6>",format:"full_html",processed:"\x3Cp>Vous pouvez estimer les charges de votre futur logement en additionnant : \x3C/p>\x3Cul>\x3Cli>les charges traditionnelles : gaz, électricité, internet … (vous pouvez choisir librement vos fournisseurs) ;\x3C/li>\x3Cli>la taxe d’habitation : imposée par l’Etat ;\x3C/li>\x3Cli>la taxe foncière : les logements neufs sont exonérés de cette taxe pendant deux ans dans de nombreuses communes ;\x3C/li>\x3Cli>les charges de copropriété : il s’agit du budget prévisionnel voté chaque année lors de l’assemblée générale (AG).\x3C/li>\x3C/ul>\x3Cp>Plus votre programme comprend de prestations, plus les charges de copropriété seront élevées.\x3C/p>\x3Cp>Hors prestations exceptionnelles : \x3C/p>\x3Cul>\x3Cli>comptez environ 1.5 €/m² si vous disposez d'un ascenseur et d'un faible nombre de co-propriétaires ;\x3C/li>\x3Cli>comptez plus de 3 €/m² si vous profitez d'un jardin intérieur, d'une piscine, etc.\x3C/li>\x3C/ul>\x3Ch6>\x3Cspan style=\"font-family:Calibri;font-size:11.0pt;\">Vous n'avez pas trouvé votre réponse ? Contactez-nous via \x3C/span>\x3Ca href=\"mailto:service-client@cogedim.com\">\x3Cspan style=\"font-family:Calibri;font-size:11.0pt;\">service-client@cogedim.com\x3C/span>\x3C/a>\x3Cspan style=\"font-family:Calibri;font-size:11.0pt;\"> pour poser votre question. Nous vous répondrons sous 24 h ouvrées.\x3C/span>\x3C/h6>"},node_type:$R[787]={type:"node_type--node_type",id:"75fdef5e-29b0-46ae-9ee6-f268db35fb1f",meta:$R[788]={drupal_internal__target_id:"qa"}},revision_uid:$R[789]={type:"user--user",id:"793446e9-b803-467b-8fa1-47cb5295545b",meta:$R[790]={drupal_internal__target_id:685}},uid:$R[791]={type:"user--user",id:"793446e9-b803-467b-8fa1-47cb5295545b",meta:$R[792]={drupal_internal__target_id:685}}},$R[793]={type:"node--qa",id:"1c66fb78-3f28-434e-bae4-238e5986b9dc",links:$R[794]={self:$R[795]={href:"http://www.cogedim.com/jsonapi/node/qa/1c66fb78-3f28-434e-bae4-238e5986b9dc/?resourceVersion=id%3A570737"}},drupal_internal__nid:570736,drupal_internal__vid:570737,langcode:"fr",revision_timestamp:"2021-10-12T10:32:59+00:00",status:!0,title:"Comment devenir partenaire de Cogedim ?",created:"2021-10-12T10:32:44+00:00",changed:"2024-03-19T12:56:40+00:00",promote:!0,sticky:!0,default_langcode:!0,revision_translation_affected:!0,metatag:$R[796]=[$R[797]={tag:"meta",attributes:$R[798]={name:"title",content:"- Comment devenir partenaire de Cogedim ? | Cogedim"}},$R[799]={tag:"link",attributes:$R[800]={rel:"canonical",href:"http://www.cogedim.com/node/570736/"}},$R[801]={tag:"meta",attributes:$R[802]={name:"generator",content:"Cogedim"}},$R[803]={tag:"link",attributes:$R[804]={rel:"image_src",href:"/themes/cogedim/images/logo-cogedim-2021.png"}},$R[805]={tag:"meta",attributes:$R[806]={property:"og:site_name",content:"Cogedim"}},$R[807]={tag:"meta",attributes:$R[808]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[809]={tag:"meta",attributes:$R[810]={property:"og:url",content:"http://www.cogedim.com/node/570736/"}},$R[811]={tag:"meta",attributes:$R[812]={property:"og:title",content:"Comment devenir partenaire de Cogedim ?"}},$R[813]={tag:"meta",attributes:$R[814]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[815]={tag:"meta",attributes:$R[816]={property:"og:image:type",content:"image/png"}},$R[817]={tag:"meta",attributes:$R[818]={property:"og:image:width",content:"628"}},$R[819]={tag:"meta",attributes:$R[820]={property:"og:image:height",content:"316"}},$R[821]={tag:"meta",attributes:$R[822]={property:"og:locale",content:"fr_FR"}},$R[823]={tag:"meta",attributes:$R[824]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[825]={tag:"meta",attributes:$R[826]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[827]={tag:"meta",attributes:$R[828]={property:"article:section",content:"Notre offre"}},$R[829]={tag:"meta",attributes:$R[830]={name:"twitter:card",content:"summary"}},$R[831]={tag:"meta",attributes:$R[832]={name:"twitter:title",content:"Comment devenir partenaire de Cogedim ?"}},$R[833]={tag:"meta",attributes:$R[834]={name:"twitter:site",content:"@altareacogedim"}},$R[835]={tag:"meta",attributes:$R[836]={name:"twitter:creator",content:"@altareacogedim"}},$R[837]={tag:"meta",attributes:$R[838]={name:"twitter:image:alt",content:"Logo de Cogedim, promoteur de programmes immobiliers neufs"}},$R[839]={tag:"meta",attributes:$R[840]={name:"twitter:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}}],path:$R[841]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,published_at:"2021-10-12T10:32:44+00:00",field_answer:$R[842]={value:"\x3Cp>Si vous souhaitez devenir partenaire de Cogedim, rendez-vous sur le site du \x3Ca href=\"http://www.altareacogedim.com/Altarea-Cogedim-partenaire.html\">Groupe Altarea Cogedim\x3C/a>, vous trouverez toutes les coordonnées de nos sièges au national et au régional afin de préciser l’objet de votre demande.\x3C/p>\x3Ch6>\x3Cspan style=\"font-family:Calibri;font-size:11.0pt;\">Vous n'avez pas trouvé votre réponse ? Contactez-nous via \x3C/span>\x3Ca href=\"mailto:service-client@cogedim.com\">\x3Cspan style=\"font-family:Calibri;font-size:11.0pt;\">service-client@cogedim.com\x3C/span>\x3C/a>\x3Cspan style=\"font-family:Calibri;font-size:11.0pt;\"> pour poser votre question. Nous vous répondrons sous 24 h ouvrées.\x3C/span>\x3C/h6>",format:"full_html",processed:"\x3Cp>Si vous souhaitez devenir partenaire de Cogedim, rendez-vous sur le site du \x3Ca href=\"http://www.altareacogedim.com/Altarea-Cogedim-partenaire.html\">Groupe Altarea Cogedim\x3C/a>, vous trouverez toutes les coordonnées de nos sièges au national et au régional afin de préciser l’objet de votre demande.\x3C/p>\x3Ch6>\x3Cspan style=\"font-family:Calibri;font-size:11.0pt;\">Vous n'avez pas trouvé votre réponse ? Contactez-nous via \x3C/span>\x3Ca href=\"mailto:service-client@cogedim.com\">\x3Cspan style=\"font-family:Calibri;font-size:11.0pt;\">service-client@cogedim.com\x3C/span>\x3C/a>\x3Cspan style=\"font-family:Calibri;font-size:11.0pt;\"> pour poser votre question. Nous vous répondrons sous 24 h ouvrées.\x3C/span>\x3C/h6>"},node_type:$R[843]={type:"node_type--node_type",id:"75fdef5e-29b0-46ae-9ee6-f268db35fb1f",meta:$R[844]={drupal_internal__target_id:"qa"}},revision_uid:$R[845]={type:"user--user",id:"793446e9-b803-467b-8fa1-47cb5295545b",meta:$R[846]={drupal_internal__target_id:685}},uid:$R[847]={type:"user--user",id:"793446e9-b803-467b-8fa1-47cb5295545b",meta:$R[848]={drupal_internal__target_id:685}}}],campaign:$R[849]={search:"Trouvez votre futur logement neuf",markup:"\x3Cdiv class=\"switch-animations\">\r\n \x3Cdiv class=\"animation\" data-test=\"animation-access\">\r\n \x3Cinput\r\n type=\"radio\"\r\n name=\"switch-animation\"\r\n id=\"switch-animation-access\"\r\n checked\r\n />\r\n \x3Clabel for=\"switch-animation-access\">\r\n \x3Cdiv class=\"title-part\">\r\n \x3Cp>\r\n \x3Cstrong>\r\n \x3Csvg\r\n xmlns=\"http://www.w3.org/2000/svg\"\r\n viewBox=\"0 0 80.2 16.9\"\r\n >\r\n \x3Cpath d=\"M18.9 9.6c0-3.3 2.5-6.2 5.8-6.5 2.5-.3 5.1.9 6.3 3.2l-2.5 1.4c-.5.3-.9.2-1.4-.2-.5-.5-1.1-.8-1.7-.8C24 6.7 23 8 23 9.2c-.2 1.4.8 2.5 2.2 2.8h.2c.6 0 1.4-.3 1.9-.8.3-.5.9-.5 1.4-.3l2.5 1.4c-1.7 3.2-5.8 4.3-9 2.5-2.1-1.1-3.3-3.3-3.3-5.4M56.3 13.9l1.1-1.4c.6-.6 1.6-.8 2.2-.5.9.5 2.1.6 3.2.6s1.1-.2 1.1-.5-.3-.6-1.7-.8c-2.8-.6-5.2-1.4-5.2-4C57 4.9 58.9 3 62.2 3s4 .5 5.5 1.7l-.9 1.4c-.5.8-1.4.9-2.4.6-.8-.3-1.6-.5-2.4-.5s-.9.2-.9.5.3.6 1.6.8c3.2.6 5.4 1.6 5.4 4 0 2.7-2.2 4.3-5.5 4.3s-4.6-.6-6.2-2.1M68.4 13.9l1.1-1.4c.6-.6 1.6-.8 2.2-.5.9.5 2.1.6 3.2.6s1.1-.2 1.1-.5-.3-.6-1.7-.8c-2.8-.6-5.2-1.4-5.2-4C69.1 4.9 71 3 74.3 3s4 .5 5.5 1.7l-.9 1.4c-.5.8-1.4.9-2.4.6-.8-.3-1.6-.5-2.4-.5s-.9.2-.9.5.3.6 1.6.8c3.2.6 5.4 1.6 5.4 4 0 2.7-2.2 4.3-5.5 4.3s-4.6-.6-6.2-2.1M31.7 9.6c0-3.3 2.5-6.2 5.8-6.5 2.5-.3 5.1.9 6.3 3.2l-2.5 1.4c-.5.3-.9.2-1.4-.2-.5-.5-1.1-.8-1.7-.8-1.4 0-2.4 1.3-2.4 2.5-.2 1.4.8 2.5 2.2 2.8h.2c.6 0 1.4-.3 1.9-.8.3-.5.9-.5 1.4-.3l2.5 1.4c-1.7 3.2-5.8 4.3-9 2.5-2.1-1.1-3.3-3.3-3.3-5.4\">\x3C/path>\r\n \x3Cpath d=\"M44 9.6c0-3.5 2.5-6.3 5.8-6.5h.3c4.3 0 6.2 3.2 6.2 6.8 0 .5-.3.9-.9.9H48c.3 1.3 1.4 2.1 2.7 2.1s1.3-.2 1.9-.5 1.4-.3 1.9 0l1.4 1.1c-1.3 1.6-3.3 2.5-5.4 2.5-3.5.2-6.3-2.4-6.6-5.8 0-.2 0-.3.2-.6m8.3-1.1c0-1.3-.9-2.2-2.2-2.2s-1.9.8-2.2 2.2zM13.2 2.2l-.3-.5C12.3.6 11 0 9.9 0h-3l.6 1.4 2.7 5.8 4.4 9.5H20zM.2 16.9h5.4L9.2 9 6.5 3.2 0 17h.2Z\">\x3C/path>\r\n \x3C/svg>\r\n \x3Cspan class=\"name\">Access\x3C/span>\r\n \x3C/strong>\r\n \x3Cstrong>je transforme mon loyer en propriété.\x3C/strong>\r\n \x3C/p>\r\n \x3Ca\r\n href=\"/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\"\r\n class=\"btn\"\r\n >\r\n Je découvre\r\n \x3C/a>\r\n \x3Cspan class=\"arrow\">\r\n \x3Csvg xmlns=\"http://www.w3.org/2000/svg\" height=\"24\" width=\"24\">\r\n \x3Cpath d=\"M9.4 18 8 16.6 12.6 12 8 7.4 9.4 6 15.4 12Z\" />\r\n \x3C/svg>\r\n \x3C/span>\r\n \x3C/div>\r\n \x3Cdiv class=\"text-part\">\r\n \x3Cp>\r\n Pour une mensualité proche d’un loyer,\r\n \x3Cbr />\r\n \x3Cstrong>\r\n accédez à la propriété sans apport ni frais à avancer\r\n \x3Csup>(1)\x3C/sup>.\r\n \x3C/strong>\r\n \x3C/p>\r\n \x3C/div>\r\n \x3C/label>\r\n \x3C/div>\r\n\r\n \x3Cdiv class=\"animation avantages\" data-test=\"animation-avantages\">\r\n \x3Cinput\r\n type=\"radio\"\r\n name=\"switch-animation\"\r\n id=\"switch-animation-avantages\"\r\n />\r\n \x3Clabel for=\"switch-animation-avantages\">\r\n \x3Cdiv class=\"title-part\">\r\n \x3Cp>\r\n \x3Cstrong>\r\n \x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 461.8 174.5\">\r\n \x3Cpolygon class=\"pasavan1\" points=\"99.9 155.6 119.2 110.7 106.6 110.7 95.4 139.5 84.2 110.7 71.7 110.7 91 155.6 99.9 155.6\"/>\r\n \x3Cpath d=\"M145.8,146c-7.1,0-12.8-5.7-12.8-12.8s5.7-12.8,12.8-12.8,12.8,5.7,12.8,12.8-5.7,12.8-12.8,12.8M158.7,110.7v6.1c-1.9-2.5-6.6-7-15.7-7s-21.3,12-21.3,23.3,8.9,23.3,21.3,23.3,13.7-4.5,15.7-7v6.1h10.7v-44.8h-10.7Z\"/>\r\n \x3Cpath 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\x3Cpath d=\"M243.7,7.1c0-1.5.5-2.8,1.5-3.8s2.4-1.5,4.2-1.5,3.2.5,4.2,1.5,1.5,2.3,1.5,3.8-.5,2.8-1.5,3.8-2.4,1.5-4.2,1.5-3.2-.5-4.2-1.5-1.5-2.2-1.5-3.8ZM254.3,63h-10V18.6h10v44.4Z\"/>\r\n \x3Cpath d=\"M274.5,18.6l.3,4.6c1.5-1.7,3.3-3.1,5.4-4s4.6-1.4,7.4-1.4,5.1.5,7.3,1.6,3.8,2.8,4.9,5.2c1.5-2.1,3.3-3.7,5.6-5s4.9-1.8,8-1.8,4.3.3,6.2.9,3.3,1.6,4.6,2.9,2.2,3,2.9,5.1,1,4.6,1,7.5v28.8h-10v-28.8c0-1.6-.2-3-.6-4s-.9-1.9-1.6-2.5-1.5-1.1-2.5-1.3-2.1-.4-3.3-.4c-2.3,0-4.1.6-5.6,1.8s-2.4,2.8-3,4.8c0,.1,0,.3,0,.4s0,.3,0,.4v29.6h-10v-28.7c0-1.6-.2-2.9-.6-3.9s-.9-1.9-1.6-2.6c-.7-.7-1.5-1.1-2.5-1.4s-2.1-.4-3.3-.4c-2.1,0-3.9.4-5.3,1.3s-2.5,2.1-3.2,3.6v32.2h-10V18.6h9.4Z\"/>\r\n \x3C/g>\r\n \x3C/svg>\r\n \x3Cspan class=\"name\">Cogedim Avantages\x3C/span>\r\n \x3C/strong>\r\n \x3Cstrong>redonne le pouvoir d’investir.\x3C/strong>\r\n \x3C/p>\r\n \x3Ca\r\n href=\"https://avantages.cogedim.com\"\r\n class=\"btn\" target=\"_blank\"\r\n >\r\n Je découvre\r\n \x3C/a>\r\n \x3Cspan class=\"arrow\">\r\n \x3Csvg xmlns=\"http://www.w3.org/2000/svg\" height=\"24\" width=\"24\">\r\n \x3Cpath d=\"M9.4 18 8 16.6 12.6 12 8 7.4 9.4 6 15.4 12Z\" />\r\n \x3C/svg>\r\n \x3C/span>\r\n \x3C/div>\r\n \x3Cdiv class=\"text-part\">\r\n \x3Cp>\r\n \x3Cspan>Performance\x3C/span> \x3Cspan class=\"plus\">+\x3C/span>\r\n \x3Cspan>Simplicité\x3C/span> \x3Cspan class=\"plus\">+\x3C/span>\r\n \x3Cspan>Sur-mesure\x3C/span>\r\n \x3C/p>\r\n \x3C/div>\r\n \x3C/label>\r\n \x3C/div>\r\n\x3C/div>",title:"",lots_count:1575,image_desktop:"/sites/default/files/images/85371_Presentation_6-desktop.jpg",image_mobile:"/sites/default/files/images/85371_Presentation_6-mobile.jpg",video_desktop_mp4:null,video_desktop_webm:null,video_mobile_mp4:null,video_mobile_webm:null,url:"",legals:"(1) Exemple de mensualités à titre indicatif pour une acquisition, en résidence principale, du Lot 50101, appartement 2 pièces alcôve situé au 1er étage de la résidence « Rive Nature » à Villeneuve-la-Garenne (92), d’une surface habitable de 50,79 m² avec un balcon de 6,75 m², une place de stationnement et un cellier. Appartement vendu en l’état futur d’achèvement en TVA réduite à 5,5 % au prix de 238 000,00 €, soit des mensualités de 959 €. Financement sans apport personnel réalisé grâce à des prêts à taux fixe (prêt PTZ et prêts consentis auprès des partenaires bancaires du groupe ALTAREA par l’intermédiaire d’Altarea Solution Financement). TVA réduite à 5,5 % (acquisition pour 10¬ans minimum) et PTZ sont réservés aux primo-accédants pour l’achat d’un logement en résidence principale et soumis à conditions de revenus. Montant total des crédits : 238 000,00 €. Durée totale des crédits : 25 ans. TAEG global estimé (y/c assurance obligatoire) de 1,56 %. Coût total du crédit (y/c assurance) : 54 013,18 €. Exemple communiqué, sans valeur contractuelle, établi sur la base de taux moyens du marché constatés au 22/08/2024 pour diverses situations comparables. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu 75002 Paris. SAS au capital de 10 000¬€ immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. L’emprunteur dispose d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Le versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires. Réservez avec 500 € au lieu du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cogedim SAS, 87, rue de Richelieu 75002 Paris, RCS PARIS n° 054 500 814 - SIRET 05 450 081 400 063. Conditions complètes consultables \x3Ca href=\"https://www.cogedim.com/mentions-legales-campagne-access.html\">ici.\x3C/a>\r\n\x3Cbr>\x3Cbr>\r\n\r\n"},home_search_title_color:"#fff",home_search_bg_color:"rgba(255, 255, 255, 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file (4).jpg",uri:$R[997]={value:"public://2025-03/Adobe Express - file (4).jpg",url:"/sites/default/files/2025-03/Adobe%20Express%20-%20file%20%284%29.jpg"},filemime:"image/jpeg",filesize:200062,status:!0,created:"2025-03-03T11:37:57+00:00",changed:"2025-03-03T11:38:01+00:00",meta:$R[998]={alt:"une mere et sa fille sur un canapé",title:"",width:1250,height:600,drupal_internal__target_id:3453688},uid:$R[999]={type:"user--user",id:"fd5ccddd-1b2b-43ef-a764-281ad8b526df",meta:$R[1000]={drupal_internal__target_id:2359}}},field_sections:$R[1001]=[$R[1002]={type:"paragraph--section",id:"69ffacac-8fdb-4af4-acd4-c8594dafb047",links:$R[1003]={self:$R[1004]={href:"http://www.cogedim.com/jsonapi/paragraph/section/69ffacac-8fdb-4af4-acd4-c8594dafb047/?resourceVersion=id%3A37027"}},drupal_internal__id:9498,drupal_internal__revision_id:37027,langcode:"fr",status:!0,created:"2025-03-03T11:18:12+00:00",parent_id:"1851310",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[1005]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:null,field_text:$R[1006]={value:"\x3Cdiv style=\"background-color:#1aabac;border-radius:0;color:#ffffff;margin:auto;max-width:1000px;padding:0;\">\x3Cdiv style=\"padding:40px;\">\x3Ch2 class=\"text-align-center\" style=\"color:#ffffff;\">🎁 Offre unique : coup de pouce de Cogedim\x3C/h2>\x3Ch3 class=\"text-align-center\" style=\"color:#ffffff;\">Cogedim toujours soucieuse de vous accompagner de manière optimale dans l'acquisition de votre logement neuf, a mis en place une mesure d'\x3Cstrong>abondement \x3C/strong>à hauteur de \x3Cstrong>10% de la donation\x3C/strong> faite par vos proches\x3Csup>(2) \x3C/sup>dans le cadre du nouveau dispositif de dons familiaux de sommes d'argent de la loi de finances pour 2025.\x3C/h3>\x3Cp class=\"text-align-center\">Contactez un conseiller pour en savoir plus.\x3Cbr>[promo-form_advisor]\x3C/p>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv style=\"background-color:#1aabac;border-radius:0;color:#ffffff;margin:auto;max-width:1000px;padding:0;\">\x3Cdiv style=\"padding:40px;\">\x3Ch2 class=\"text-align-center\" style=\"color:#ffffff;\">🎁 Offre unique : coup de pouce de Cogedim\x3C/h2>\x3Ch3 class=\"text-align-center\" style=\"color:#ffffff;\">Cogedim toujours soucieuse de vous accompagner de manière optimale dans l'acquisition de votre logement neuf, a mis en place une mesure d'\x3Cstrong>abondement \x3C/strong>à hauteur de \x3Cstrong>10% de la donation\x3C/strong> faite par vos proches\x3Csup>(2) \x3C/sup>dans le cadre du nouveau dispositif de dons familiaux de sommes d'argent de la loi de finances pour 2025.\x3C/h3>\x3Cp class=\"text-align-center\">Contactez un conseiller pour en savoir plus.\x3Cbr>[promo-form_advisor]\x3C/p>\x3C/div>\x3C/div>"},field_title:null,meta:$R[1007]={target_revision_id:37027,drupal_internal__target_id:9498},paragraph_type:$R[1008]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[1009]={drupal_internal__target_id:"section"}}},$R[1010]={type:"paragraph--section",id:"557d16aa-d3f2-41f2-aa0b-01ded9bad61f",links:$R[1011]={self:$R[1012]={href:"http://www.cogedim.com/jsonapi/paragraph/section/557d16aa-d3f2-41f2-aa0b-01ded9bad61f/?resourceVersion=id%3A36873"}},drupal_internal__id:9482,drupal_internal__revision_id:36873,langcode:"fr",status:!0,created:"2025-02-28T09:12:57+00:00",parent_id:"1851310",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[1013]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:null,field_text:$R[1014]={value:"\x3Ch2>Une exonération fiscale élargie pour les dons familiaux en 2025\x3C/h2>\x3Cp class=\"Textbody\">La \x3Ca href=\"https://www.service-public.fr/particuliers/actualites/A18081#:~:text=Vous%20pouvez%20par%20exemple%20recevoir,jusqu'au%2031%20décembre%202026\">\x3Cspan style=\"color:windowtext;text-decoration:none;text-underline:none;\">loi de finances 2025\x3C/span>\x3C/a> réserve de bonnes nouvelles pour celles et ceux qui souhaitent devenir propriétaires. En plus d’élargir l’accès au prêt à taux zéro, elle prévoit un autre avantage : \x3Cspan class=\"StrongEmphasis\">l’augmentation des plafonds pour les dons familiaux exonérés d’impôts\x3C/span> lorsqu’ils servent à financer l’achat d’une résidence principale.\x3C/p>\x3Ch3>Les conséquences de la loi de finances 2025 sur les donations intrafamiliales\x3C/h3>\x3Cp class=\"Textbody\">Concrètement, lorsqu’une personne reçoit une somme d’argent en don, elle doit en principe payer des droits de donation. Jusqu’à présent, certaines donations familiales bénéficiaient déjà d’exonérations fiscales, mais les montants concernés étaient relativement limités.\x3C/p>\x3Cp class=\"Textbody\">Ainsi, \x3Cspan class=\"StrongEmphasis\">avant cette mesure\x3C/span>, un parent pouvait donner jusqu’à 100 000 € à chacun de ses enfants sans qu’ils n’aient à payer de droits de donation. De leur côté, les grands-parents pouvaient transmettre jusqu’à 31 865 € par petit-enfant, également sans taxation.\x3C/p>\x3Cp class=\"Textbody\">Or, \x3Cspan class=\"StrongEmphasis\">avec la nouvelle loi de finances 2025\x3C/span>, entrée en vigueur depuis le 15 février, la jeune génération peut désormais bénéficier d'un don familial bien plus conséquent \x3Cstrong>exonéré de droits de mutation\x3C/strong> pour acquérir un logement neuf ou effectuer des travaux de rénovation énergétique au sein d'une habitation en leur possession.\x3C/p>\x3Cp class=\"Textbody\">Ainsi, les parents peuvent transmettre \x3Cstrong>jusqu’à 200 000 € sans droits de donation\x3C/strong> (100 000 € avec l’abattement fiscal classique et 100 000 € de plus bénéficiant d’une exonération de droits de mutation temporaire).\x3C/p>\x3Cp class=\"Textbody\">Quant aux autres membres de la famille (grands-parents, arrière-grands-parents, oncle et tante), ils peuvent donner \x3Cstrong>jusqu’à 131 865 € sans fiscalité\x3C/strong>, soit 31 865 € bénéficiant de l’abattement fiscal habituel et 100 000 € exonérés de fiscalité à titre temporaire.\x3C/p>\x3Ch3>Les conditions d'application\x3C/h3>\x3Cp class=\"Textbody\">Ce cadeau fiscal, concernant les donations intrafamiliales, s’avère néanmoins \x3Cspan class=\"StrongEmphasis\">soumis à condition\x3C/span> :\x3C/p>\x3Cul style=\"padding-left:47.13px;\">\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">Il concerne les enfants, petits-enfants, arrière-petits-enfants, voire neveux et nièces (si leur oncle ou tante n’a aucun descendant).\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">L’exonération de don familial ne peut concerner qu’un don maximal de 100 000 euros effectué par un même membre de la famille.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">Le total des donations exonérées reçues pour financer un projet immobilier \x3Cspan class=\"StrongEmphasis\">ne peut dépasser 300 000 € par bénéficiaire\x3C/span>.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">l’argent reçu doit être utilisé pour acquérir \x3Cspan class=\"StrongEmphasis\">un \x3Cstrong>logement neuf\x3C/strong> ou en l’état futur d’achèvement\x3C/span> (\x3Cspan class=\"StrongEmphasis\">ou réaliser des travaux destinés à la rénovation énergétique\x3C/span> de sa résidence principale)\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">l'argent reçu doit être utilisé au plus tard le dernier jour du 6\x3Cspan style=\"position:relative;top:-4.0pt;\">e\x3C/span>\x3Cspan> \x3C/span>mois suivant le versement pour l’achat du bien immobilier ou pour la réalisation de travaux de rénovation énergétique.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\">Le bénéficiaire doit occuper le bien comme résidence principale pendant au moins 5 ans ou le louer en tant que résidence principale à un locataire n’appartenant pas à son foyer fiscal.\x3C/p>\x3C/li>\x3C/ul>\x3Cp class=\"Textbody\">Enfin, autre point d’information important à souligner : ce dispositif d’exonération de droits fiscaux ne \x3Cspan class=\"StrongEmphasis\">s'applique que \x3Cstrong>jusqu'au 31 décembre 2026\x3C/strong>\x3C/span>. Il convient donc de profiter de cette mesure sur la donation familiale, ayant pour objectif d’encourager la transmission de patrimoine entre générations et de soutenir l’immobilier neuf, rapidement.\x3C/p>\x3Cp class=\"Textbody\">[search]\x3C/p>",format:"full_html",processed:"\x3Ch2>Une exonération fiscale élargie pour les dons familiaux en 2025\x3C/h2>\x3Cp class=\"Textbody\">La \x3Ca href=\"https://www.service-public.fr/particuliers/actualites/A18081#:~:text=Vous%20pouvez%20par%20exemple%20recevoir,jusqu'au%2031%20décembre%202026\">\x3Cspan style=\"color:windowtext;text-decoration:none;text-underline:none;\">loi de finances 2025\x3C/span>\x3C/a> réserve de bonnes nouvelles pour celles et ceux qui souhaitent devenir propriétaires. En plus d’élargir l’accès au prêt à taux zéro, elle prévoit un autre avantage : \x3Cspan class=\"StrongEmphasis\">l’augmentation des plafonds pour les dons familiaux exonérés d’impôts\x3C/span> lorsqu’ils servent à financer l’achat d’une résidence principale.\x3C/p>\x3Ch3>Les conséquences de la loi de finances 2025 sur les donations intrafamiliales\x3C/h3>\x3Cp class=\"Textbody\">Concrètement, lorsqu’une personne reçoit une somme d’argent en don, elle doit en principe payer des droits de donation. Jusqu’à présent, certaines donations familiales bénéficiaient déjà d’exonérations fiscales, mais les montants concernés étaient relativement limités.\x3C/p>\x3Cp class=\"Textbody\">Ainsi, \x3Cspan class=\"StrongEmphasis\">avant cette mesure\x3C/span>, un parent pouvait donner jusqu’à 100 000 € à chacun de ses enfants sans qu’ils n’aient à payer de droits de donation. De leur côté, les grands-parents pouvaient transmettre jusqu’à 31 865 € par petit-enfant, également sans taxation.\x3C/p>\x3Cp class=\"Textbody\">Or, \x3Cspan class=\"StrongEmphasis\">avec la nouvelle loi de finances 2025\x3C/span>, entrée en vigueur depuis le 15 février, la jeune génération peut désormais bénéficier d'un don familial bien plus conséquent \x3Cstrong>exonéré de droits de mutation\x3C/strong> pour acquérir un logement neuf ou effectuer des travaux de rénovation énergétique au sein d'une habitation en leur possession.\x3C/p>\x3Cp class=\"Textbody\">Ainsi, les parents peuvent transmettre \x3Cstrong>jusqu’à 200 000 € sans droits de donation\x3C/strong> (100 000 € avec l’abattement fiscal classique et 100 000 € de plus bénéficiant d’une exonération de droits de mutation temporaire).\x3C/p>\x3Cp class=\"Textbody\">Quant aux autres membres de la famille (grands-parents, arrière-grands-parents, oncle et tante), ils peuvent donner \x3Cstrong>jusqu’à 131 865 € sans fiscalité\x3C/strong>, soit 31 865 € bénéficiant de l’abattement fiscal habituel et 100 000 € exonérés de fiscalité à titre temporaire.\x3C/p>\x3Ch3>Les conditions d'application\x3C/h3>\x3Cp class=\"Textbody\">Ce cadeau fiscal, concernant les donations intrafamiliales, s’avère néanmoins \x3Cspan class=\"StrongEmphasis\">soumis à condition\x3C/span> :\x3C/p>\x3Cul style=\"padding-left:47.13px;\">\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">Il concerne les enfants, petits-enfants, arrière-petits-enfants, voire neveux et nièces (si leur oncle ou tante n’a aucun descendant).\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">L’exonération de don familial ne peut concerner qu’un don maximal de 100 000 euros effectué par un même membre de la famille.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">Le total des donations exonérées reçues pour financer un projet immobilier \x3Cspan class=\"StrongEmphasis\">ne peut dépasser 300 000 € par bénéficiaire\x3C/span>.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">l’argent reçu doit être utilisé pour acquérir \x3Cspan class=\"StrongEmphasis\">un \x3Cstrong>logement neuf\x3C/strong> ou en l’état futur d’achèvement\x3C/span> (\x3Cspan class=\"StrongEmphasis\">ou réaliser des travaux destinés à la rénovation énergétique\x3C/span> de sa résidence principale)\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">l'argent reçu doit être utilisé au plus tard le dernier jour du 6\x3Cspan style=\"position:relative;top:-4.0pt;\">e\x3C/span>\x3Cspan> \x3C/span>mois suivant le versement pour l’achat du bien immobilier ou pour la réalisation de travaux de rénovation énergétique.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\">Le bénéficiaire doit occuper le bien comme résidence principale pendant au moins 5 ans ou le louer en tant que résidence principale à un locataire n’appartenant pas à son foyer fiscal.\x3C/p>\x3C/li>\x3C/ul>\x3Cp class=\"Textbody\">Enfin, autre point d’information important à souligner : ce dispositif d’exonération de droits fiscaux ne \x3Cspan class=\"StrongEmphasis\">s'applique que \x3Cstrong>jusqu'au 31 décembre 2026\x3C/strong>\x3C/span>. Il convient donc de profiter de cette mesure sur la donation familiale, ayant pour objectif d’encourager la transmission de patrimoine entre générations et de soutenir l’immobilier neuf, rapidement.\x3C/p>\x3Cp class=\"Textbody\">[search]\x3C/p>"},field_title:null,meta:$R[1015]={target_revision_id:36873,drupal_internal__target_id:9482},paragraph_type:$R[1016]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[1017]={drupal_internal__target_id:"section"}}},$R[1018]={type:"paragraph--section",id:"99d64a9f-b057-4abe-80d7-89a06e92e583",links:$R[1019]={self:$R[1020]={href:"http://www.cogedim.com/jsonapi/paragraph/section/99d64a9f-b057-4abe-80d7-89a06e92e583/?resourceVersion=id%3A36874"}},drupal_internal__id:9483,drupal_internal__revision_id:36874,langcode:"fr",status:!0,created:"2025-02-28T09:13:38+00:00",parent_id:"1851310",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[1021]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:null,field_text:$R[1022]={value:"\x3Ch2>Un coup de pouce déterminant pour les primo-accédants\x3C/h2>\x3Cp class=\"Textbody\">Le don familial exonéré de droits de donation est \x3Cstrong>une \x3C/strong>\x3Cspan class=\"StrongEmphasis\">\x3Cstrong>aubaine pour les accédants à la propriété\x3C/strong>\x3C/span> souhaitant concrétiser leur premier achat immobilier.\x3C/p>\x3Ch3>Un impact sur le taux d'endettement, la superficie du bien ou sa localisation\x3C/h3>\x3Cp class=\"Textbody\">En effet, cette exonération peut avoir des effets variables, selon le profil des bénéficiaires :\x3C/p>\x3Cul style=\"padding-left:47.13px;\">\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">\x3Cstrong>Faire baisser leur taux d’endettement \x3C/strong>avec un apport personnel plus conséquent : concrètement, cette aide devrait ainsi les aider à diminuer substantiellement le montant global de leur emprunt et, par conséquent, celui des mensualités de crédit à rembourser par rapport à la somme de leurs revenus. Ce complément d’apport devrait ainsi faciliter l’obtention d’un financement immobilier en permettant aux jeunes acheteurs de contenir leur taux d’endettement en dessous des 35 % recommandés.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\">Leur permettre d’\x3Cstrong>acheter un bien plus grand\x3C/strong> ou bénéficiant d’une meilleure localisation.\x3C/p>\x3C/li>\x3C/ul>\x3Ch3>Un exemple pour mieux comprendre\x3C/h3>\x3Cdiv class=\"comp-insert\">\x3Cdiv class=\"insert-inner\">\x3Cp>Pour preuve, voici un exemple concret d’un dossier d’accession à la propriété avant l’adoption de la loi 2025 sur la donation familiale et après la validation de celle-ci : \x3Cbr>\x3Cbr>Avant la loi de finances 2025, Marco, 27 ans, pensait obtenir de ses parents qui ont économisé pour ce projet un don de 100 000 € avec exonération et un autre don de 31 865 € de ses grands-parents, soit 131 865 € au total sans fiscalité. \x3Cbr>\x3Cbr>N’ayant pu concrétiser son projet en 2024, avec la promulgation de la loi de finances 2025, Marco peut désormais profiter du don de 100 000 € de ses parents, des 31 865 € auxquels étaient limités ses grands-parents, majorés des 50 000 dont ils espéraient pouvoir le faire bénéficier. Soit un don total de 181 865 € exonéré de taxes. Une excellente nouvelle, car avec ces 50 000 € d’apport en plus (nets de paiements de droits), Marco va pouvoir rassurer sa banque et faire évoluer son projet immobilier : \x3Cbr>\x3Cbr>• en passant du T1 qui ne l’enchantait guère au T2 dont il rêve. \x3Cbr>• et en optant, de plus, pour un logement neuf, bien plus performant énergétiquement et offrant de solides garanties. \x3Cbr>\x3Cbr>Un effet de levier de votre pouvoir d’achat immobilier d’autant plus important qu’il peut se cumuler avec le \x3Cstrong>Prêt à Taux Zéro (PTZ) dédié aux primo-accédants\x3C/strong>, lequel sera étendu à partir d’avril 2025 à toutes les zones géographiques pour l’acquisition d’un logement neuf.\x3C/p>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Ch2>Un coup de pouce déterminant pour les primo-accédants\x3C/h2>\x3Cp class=\"Textbody\">Le don familial exonéré de droits de donation est \x3Cstrong>une \x3C/strong>\x3Cspan class=\"StrongEmphasis\">\x3Cstrong>aubaine pour les accédants à la propriété\x3C/strong>\x3C/span> souhaitant concrétiser leur premier achat immobilier.\x3C/p>\x3Ch3>Un impact sur le taux d'endettement, la superficie du bien ou sa localisation\x3C/h3>\x3Cp class=\"Textbody\">En effet, cette exonération peut avoir des effets variables, selon le profil des bénéficiaires :\x3C/p>\x3Cul style=\"padding-left:47.13px;\">\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">\x3Cstrong>Faire baisser leur taux d’endettement \x3C/strong>avec un apport personnel plus conséquent : concrètement, cette aide devrait ainsi les aider à diminuer substantiellement le montant global de leur emprunt et, par conséquent, celui des mensualités de crédit à rembourser par rapport à la somme de leurs revenus. Ce complément d’apport devrait ainsi faciliter l’obtention d’un financement immobilier en permettant aux jeunes acheteurs de contenir leur taux d’endettement en dessous des 35 % recommandés.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\">Leur permettre d’\x3Cstrong>acheter un bien plus grand\x3C/strong> ou bénéficiant d’une meilleure localisation.\x3C/p>\x3C/li>\x3C/ul>\x3Ch3>Un exemple pour mieux comprendre\x3C/h3>\x3Cdiv class=\"comp-insert\">\x3Cdiv class=\"insert-inner\">\x3Cp>Pour preuve, voici un exemple concret d’un dossier d’accession à la propriété avant l’adoption de la loi 2025 sur la donation familiale et après la validation de celle-ci : \x3Cbr>\x3Cbr>Avant la loi de finances 2025, Marco, 27 ans, pensait obtenir de ses parents qui ont économisé pour ce projet un don de 100 000 € avec exonération et un autre don de 31 865 € de ses grands-parents, soit 131 865 € au total sans fiscalité. \x3Cbr>\x3Cbr>N’ayant pu concrétiser son projet en 2024, avec la promulgation de la loi de finances 2025, Marco peut désormais profiter du don de 100 000 € de ses parents, des 31 865 € auxquels étaient limités ses grands-parents, majorés des 50 000 dont ils espéraient pouvoir le faire bénéficier. Soit un don total de 181 865 € exonéré de taxes. Une excellente nouvelle, car avec ces 50 000 € d’apport en plus (nets de paiements de droits), Marco va pouvoir rassurer sa banque et faire évoluer son projet immobilier : \x3Cbr>\x3Cbr>• en passant du T1 qui ne l’enchantait guère au T2 dont il rêve. \x3Cbr>• et en optant, de plus, pour un logement neuf, bien plus performant énergétiquement et offrant de solides garanties. \x3Cbr>\x3Cbr>Un effet de levier de votre pouvoir d’achat immobilier d’autant plus important qu’il peut se cumuler avec le \x3Cstrong>Prêt à Taux Zéro (PTZ) dédié aux primo-accédants\x3C/strong>, lequel sera étendu à partir d’avril 2025 à toutes les zones géographiques pour l’acquisition d’un logement neuf.\x3C/p>\x3C/div>\x3C/div>"},field_title:null,meta:$R[1023]={target_revision_id:36874,drupal_internal__target_id:9483},paragraph_type:$R[1024]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[1025]={drupal_internal__target_id:"section"}}},$R[1026]={type:"paragraph--section",id:"bb5e5727-58e3-4b6e-bbdc-31f680ae2376",links:$R[1027]={self:$R[1028]={href:"http://www.cogedim.com/jsonapi/paragraph/section/bb5e5727-58e3-4b6e-bbdc-31f680ae2376/?resourceVersion=id%3A36875"}},drupal_internal__id:9484,drupal_internal__revision_id:36875,langcode:"fr",status:!0,created:"2025-02-28T09:14:01+00:00",parent_id:"1851310",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[1029]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:null,field_text:$R[1030]={value:"\x3Ch2>Une opportunité idéale avec la solution Cogedim Access\x3C/h2>\x3Cp class=\"Textbody\">Depuis 60 ans, Cogedim pense à faciliter encore et toujours l’accès des ménages à l’acquisition de biens neufs.\x3C/p>\x3Ch3>Une offre qui optimise les effets de cette exonération fiscale\x3C/h3>\x3Cp class=\"Textbody\">Ainsi, dès 2024, Cogedim a mis en place une solution de financement de l’acquisition d’un bien neuf particulièrement attractive : \x3Cstrong>la \x3C/strong>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cspan style=\"color:windowtext;text-decoration:none;text-underline:none;\">\x3Cstrong>solution ACCESS\x3C/strong>\x3C/span>\x3C/a>\x3Cstrong>.\x3C/strong>\x3C/p>\x3Cp class=\"Textbody\">Or, en 2025, cette innovation permet encore de maximiser les effets des différents coups de pouce gouvernementaux bienvenus pour faciliter l’achat de son premier bien. Explorons comment.\x3C/p>\x3Ch3>Les multiples atouts de la solution Access\x3C/h3>\x3Cp class=\"Textbody\">\x3Cstrong>L’offre ACCESS\x3C/strong> permet de \x3Cspan class=\"StrongEmphasis\">devenir propriétaire d’un bien neuf avec des conditions optimales\x3C/span> :\x3C/p>\x3Cul style=\"padding-left:47.13px;\">\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">des \x3Cstrong>mensualités proches d’un loyer\x3C/strong>, idéales pour des primo-accédants.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">la possibilité de financer même sans apport son crédit (un don familial pouvant néanmoins réduire encore le montant des mensualités).\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">le versement d’une somme minime de \x3Cstrong>500 euros seulement à la réservation\x3C/strong> du bien neuf (contre les 2 à 5 % habituellement demandés par les promoteurs immobiliers).\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">des \x3Cstrong>avantages exclusifs\x3C/strong> : la prise en charge des frais de notaire, des frais de dossier, et même des intérêts intercalaires par Cogedim.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">\x3Cstrong>aucun remboursement de crédit\x3C/strong> avant l’emménagement, la première échéance de crédit n’intervenant qu’après la remise des clés.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">un \x3Cstrong>accompagnement personnalisé\x3C/strong> pour le financement de votre projet.\x3C/p>\x3C/li>\x3C/ul>\x3Cp class=\"Textbody\">De plus, Cogedim dispose d’une \x3Cspan class=\"StrongEmphasis\">grande diversité de programmes immobiliers neufs accessibles aux primo-accédants\x3C/span> qui permet à chacun d’avoir le coup de cœur tant espéré.\x3C/p>\x3Cp class=\"Textbody\">Pour conclure, l’année 2025 se présente sous les meilleurs auspices pour devenir propriétaire. En effet, cette mesure fiscale inédite (mais limitée dans le temps) sur les dons familiaux exonérés facilite grandement l’accession à la propriété. C’est une \x3Cstrong>opportunité unique\x3C/strong> pour les familles de transmettre leur patrimoine à la jeune génération dans des conditions optimales.\x3C/p>\x3Cp class=\"Textbody\">Toutefois, afin d’exploiter au mieux les différents leviers d’optimisation d’un projet d’achat immobilier, il importe de bénéficier d’un accompagnement expert. Alors, n’hésitez pas à \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/#accompagnement\">\x3Cspan style=\"color:windowtext;text-decoration:none;text-underline:none;\">contacter un conseiller Cogedim\x3C/span>\x3C/a> pour évaluer les meilleures options de financement et concrétiser votre projet d’achat en accédant à un vaste panel de programmes neufs.\x3C/p>\x3Cimg src=\"/sites/default/files/inline-images/Plan%20de%20travail%202-100.jpg\" data-align=\"center\" data-entity-uuid=\"8b1cddf9-2963-413c-8417-f09c6d21d3f1\" data-entity-type=\"file\" alt=\"Infographie - Cogedim - avantages ACCESS\" width=\"300\" height=\"599\">",format:"full_html",processed:"\x3Ch2>Une opportunité idéale avec la solution Cogedim Access\x3C/h2>\x3Cp class=\"Textbody\">Depuis 60 ans, Cogedim pense à faciliter encore et toujours l’accès des ménages à l’acquisition de biens neufs.\x3C/p>\x3Ch3>Une offre qui optimise les effets de cette exonération fiscale\x3C/h3>\x3Cp class=\"Textbody\">Ainsi, dès 2024, Cogedim a mis en place une solution de financement de l’acquisition d’un bien neuf particulièrement attractive : \x3Cstrong>la \x3C/strong>\x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cspan style=\"color:windowtext;text-decoration:none;text-underline:none;\">\x3Cstrong>solution ACCESS\x3C/strong>\x3C/span>\x3C/a>\x3Cstrong>.\x3C/strong>\x3C/p>\x3Cp class=\"Textbody\">Or, en 2025, cette innovation permet encore de maximiser les effets des différents coups de pouce gouvernementaux bienvenus pour faciliter l’achat de son premier bien. Explorons comment.\x3C/p>\x3Ch3>Les multiples atouts de la solution Access\x3C/h3>\x3Cp class=\"Textbody\">\x3Cstrong>L’offre ACCESS\x3C/strong> permet de \x3Cspan class=\"StrongEmphasis\">devenir propriétaire d’un bien neuf avec des conditions optimales\x3C/span> :\x3C/p>\x3Cul style=\"padding-left:47.13px;\">\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">des \x3Cstrong>mensualités proches d’un loyer\x3C/strong>, idéales pour des primo-accédants.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">la possibilité de financer même sans apport son crédit (un don familial pouvant néanmoins réduire encore le montant des mensualités).\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">le versement d’une somme minime de \x3Cstrong>500 euros seulement à la réservation\x3C/strong> du bien neuf (contre les 2 à 5 % habituellement demandés par les promoteurs immobiliers).\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">des \x3Cstrong>avantages exclusifs\x3C/strong> : la prise en charge des frais de notaire, des frais de dossier, et même des intérêts intercalaires par Cogedim.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">\x3Cstrong>aucun remboursement de crédit\x3C/strong> avant l’emménagement, la première échéance de crédit n’intervenant qu’après la remise des clés.\x3C/p>\x3C/li>\x3Cli>\x3Cp class=\"Textbody\" style=\"margin-bottom:0cm;margin-right:0cm;margin-top:0cm;\">un \x3Cstrong>accompagnement personnalisé\x3C/strong> pour le financement de votre projet.\x3C/p>\x3C/li>\x3C/ul>\x3Cp class=\"Textbody\">De plus, Cogedim dispose d’une \x3Cspan class=\"StrongEmphasis\">grande diversité de programmes immobiliers neufs accessibles aux primo-accédants\x3C/span> qui permet à chacun d’avoir le coup de cœur tant espéré.\x3C/p>\x3Cp class=\"Textbody\">Pour conclure, l’année 2025 se présente sous les meilleurs auspices pour devenir propriétaire. En effet, cette mesure fiscale inédite (mais limitée dans le temps) sur les dons familiaux exonérés facilite grandement l’accession à la propriété. C’est une \x3Cstrong>opportunité unique\x3C/strong> pour les familles de transmettre leur patrimoine à la jeune génération dans des conditions optimales.\x3C/p>\x3Cp class=\"Textbody\">Toutefois, afin d’exploiter au mieux les différents leviers d’optimisation d’un projet d’achat immobilier, il importe de bénéficier d’un accompagnement expert. Alors, n’hésitez pas à \x3Ca href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/#accompagnement\">\x3Cspan style=\"color:windowtext;text-decoration:none;text-underline:none;\">contacter un conseiller Cogedim\x3C/span>\x3C/a> pour évaluer les meilleures options de financement et concrétiser votre projet d’achat en accédant à un vaste panel de programmes neufs.\x3C/p>\x3Cimg src=\"/sites/default/files/inline-images/Plan%20de%20travail%202-100.jpg\" data-entity-uuid=\"8b1cddf9-2963-413c-8417-f09c6d21d3f1\" data-entity-type=\"file\" alt=\"Infographie - Cogedim - avantages ACCESS\" width=\"300\" height=\"599\" class=\"align-center\" loading=\"lazy\">"},field_title:null,meta:$R[1031]={target_revision_id:36875,drupal_internal__target_id:9484},paragraph_type:$R[1032]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[1033]={drupal_internal__target_id:"section"}}},$R[1034]={type:"paragraph--section",id:"bb381244-16fc-4a05-9ff3-5b869523e301",links:$R[1035]={self:$R[1036]={href:"http://www.cogedim.com/jsonapi/paragraph/section/bb381244-16fc-4a05-9ff3-5b869523e301/?resourceVersion=id%3A36898"}},drupal_internal__id:9497,drupal_internal__revision_id:36898,langcode:"fr",status:!0,created:"2025-03-03T09:43:04+00:00",parent_id:"1851310",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[1037]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:null,field_text:$R[1038]={value:"\x3Cdiv style=\"background-color:#d7c8d9;font-family:Arial, sans-serif;padding:20px;text-align:center;\">\x3Ch1 style=\"color:#4a2261;font-size:24px;margin:0;\">Découvrez \x3Cstrong>la solution Access\x3C/strong>\x3C/h1>\x3Cp style=\"color:#4a2261;font-size:16px;margin:10px 0;\">Pour une mensualité proche d’un loyer, \x3Cbr>\x3Cstrong>accédez à la propriété sans apport ni frais à avancer\x3C/strong>\x3Cspan style=\"font-size:14px;\">\x3Cstrong>\x3Csup>(1)\x3C/sup>\x3C/strong>\x3C/span>.\x3C/p>\x3Cp>\x3Ca style=\"background-color:#4a2261;border-radius:50px;color:white;display:inline-block;font-size:16px;padding:10px 20px;text-decoration:none;\" href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>Je découvre \x3C/strong>\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Cdiv style=\"background-color:#d7c8d9;font-family:Arial, sans-serif;padding:20px;text-align:center;\">\x3Ch1 style=\"color:#4a2261;font-size:24px;margin:0;\">Découvrez \x3Cstrong>la solution Access\x3C/strong>\x3C/h1>\x3Cp style=\"color:#4a2261;font-size:16px;margin:10px 0;\">Pour une mensualité proche d’un loyer, \x3Cbr>\x3Cstrong>accédez à la propriété sans apport ni frais à avancer\x3C/strong>\x3Cspan style=\"font-size:14px;\">\x3Cstrong>\x3Csup>(1)\x3C/sup>\x3C/strong>\x3C/span>.\x3C/p>\x3Cp>\x3Ca style=\"background-color:#4a2261;border-radius:50px;color:white;display:inline-block;font-size:16px;padding:10px 20px;text-decoration:none;\" href=\"https://www.cogedim.com/cogedim-pour-vous/pourquoi-choisir-cogedim/le-nouveau-neuf/cogedim-access/\">\x3Cstrong>Je découvre \x3C/strong>\x3C/a>\x3C/p>\x3C/div>"},field_title:null,meta:$R[1039]={target_revision_id:36898,drupal_internal__target_id:9497},paragraph_type:$R[1040]={type:"paragraphs_type--paragraphs_type",id:"e955397a-b7a7-41a6-8210-bd3e5ef17cdc",meta:$R[1041]={drupal_internal__target_id:"section"}}},$R[1042]={type:"paragraph--section",id:"e7520ef5-0210-464f-bb94-d0bddb39936e",links:$R[1043]={self:$R[1044]={href:"http://www.cogedim.com/jsonapi/paragraph/section/e7520ef5-0210-464f-bb94-d0bddb39936e/?resourceVersion=id%3A37056"}},drupal_internal__id:9501,drupal_internal__revision_id:37056,langcode:"fr",status:!0,created:"2025-03-03T13:17:13+00:00",parent_id:"1851310",parent_type:"node",parent_field_name:"field_sections",behavior_settings:$R[1045]=[],default_langcode:!0,revision_translation_affected:!0,field_anchor_title:null,field_text:$R[1046]={value:"\x3Cp>\x3Csup>(1) Exemple de mensualités à titre indicatif pour une acquisition, en résidence principale, du Lot 50101, appartement 2 pièces alcôve situé au 1er étage de la résidence « Rive Nature » à Villeneuve-la-Garenne (92), d’une surface habitable de 50,79 m² avec un balcon de 6,75 m², une place de stationnement et un cellier. Appartement vendu en l’état futur d’achèvement en TVA réduite à 5,5 % au prix de 238 000,00 €, soit des mensualités de 959 €. Financement sans apport personnel réalisé grâce à des prêts à taux fixe (prêt PTZ et prêts consentis auprès des partenaires bancaires du groupe ALTAREA par l’intermédiaire d’Altarea Solution Financement). TVA réduite à 5,5 % (acquisition pour 10¬ans minimum) et PTZ sont réservés aux primo-accédants pour l’achat d’un logement en résidence principale et soumis à conditions de revenus. Montant total des crédits : 238 000,00 €. Durée totale des crédits : 25 ans. TAEG global estimé (y/c assurance obligatoire) de 1,56 %. Coût total du crédit (y/c assurance) : 54 013,18 €. Exemple communiqué, sans valeur contractuelle, établi sur la base de taux moyens du marché constatés au 22/08/2024 pour diverses situations comparables. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu 75002 Paris. SAS au capital de 10 000¬€ immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. L’emprunteur dispose d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Le versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires. Réservez avec 500 € au lieu du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cogedim SAS, 87, rue de Richelieu 75002 Paris, RCS PARIS n° 054 500 814 - SIRET 05 450 081 400 063. Conditions complètes consultables \x3C/sup>\x3Ca href=\"https://www.cogedim.com/mentions-legales-campagne-access.html\">\x3Csup>ici\x3C/sup>\x3C/a>\x3Csup>.\x3C/sup>\x3C/p>\x3Cp>\x3Csup>(2) Remise équivalente à 10 % du montant de la donation, dans la limite de 5 % du prix de vente. Offre non applicable aux résidences gérées, aux résidences en accession maitrisée ou encadrée, aux résidences en bail réel solidaire (BRS) et aux résidences en nue-propriété. Offre limitée dans le temps et non cumulable avec toute autre offre en cours ou à venir.\x3C/sup>\x3C/p>",format:"full_html",processed:"\x3Cp>\x3Csup>(1) Exemple de mensualités à titre indicatif pour une acquisition, en résidence principale, du Lot 50101, appartement 2 pièces alcôve situé au 1er étage de la résidence « Rive Nature » à Villeneuve-la-Garenne (92), d’une surface habitable de 50,79 m² avec un balcon de 6,75 m², une place de stationnement et un cellier. Appartement vendu en l’état futur d’achèvement en TVA réduite à 5,5 % au prix de 238 000,00 €, soit des mensualités de 959 €. Financement sans apport personnel réalisé grâce à des prêts à taux fixe (prêt PTZ et prêts consentis auprès des partenaires bancaires du groupe ALTAREA par l’intermédiaire d’Altarea Solution Financement). TVA réduite à 5,5 % (acquisition pour 10¬ans minimum) et PTZ sont réservés aux primo-accédants pour l’achat d’un logement en résidence principale et soumis à conditions de revenus. Montant total des crédits : 238 000,00 €. Durée totale des crédits : 25 ans. TAEG global estimé (y/c assurance obligatoire) de 1,56 %. Coût total du crédit (y/c assurance) : 54 013,18 €. Exemple communiqué, sans valeur contractuelle, établi sur la base de taux moyens du marché constatés au 22/08/2024 pour diverses situations comparables. Altarea Solution Financement est une société de courtage en crédit immobilier et en assurances. Siège social : 87 Rue de Richelieu 75002 Paris. SAS au capital de 10 000¬€ immatriculée au R.C.S Paris sous le N°504 638 784 et au registre de l’Orias (www.orias.fr) sous le N°10053430. L’emprunteur dispose d’un délai légal de réflexion de 10 jours. Lorsque la vente est subordonnée à l’obtention d’un prêt et si celui-ci n’est pas obtenu, le vendeur doit rembourser les sommes versées par l’acquéreur. Le versement des mensualités, hors assurances, débutera à la date de livraison de l’appartement. Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager. Sous réserve d’acceptation de votre dossier par nos partenaires bancaires. Réservez avec 500 € au lieu du montant légal de 2 % ou 5 % du montant TTC du prix de vente. Cogedim SAS, 87, rue de Richelieu 75002 Paris, RCS PARIS n° 054 500 814 - SIRET 05 450 081 400 063. Conditions complètes consultables \x3C/sup>\x3Ca href=\"https://www.cogedim.com/mentions-legales-campagne-access.html\">\x3Csup>ici\x3C/sup>\x3C/a>\x3Csup>.\x3C/sup>\x3C/p>\x3Cp>\x3Csup>(2) Remise équivalente à 10 % du montant de la donation, dans la limite de 5 % du prix de vente. Offre non applicable aux résidences gérées, aux résidences en accession maitrisée ou encadrée, aux résidences en bail réel solidaire (BRS) et aux résidences en nue-propriété. 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Ce département attire de nombreux investisseurs immobiliers et nouveaux habitants chaque année. D’autant plus que devenir propriétaire d’un \x3Cstrong>appartement neuf aux Pyrénées-Orientales\x3C/strong> est aujourd’hui facilité par de nombreuses aides et dispositifs. Ces dernières sont mises à la disposition des investisseurs et futurs propriétaires de biens à condition de répondre à certains critères.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf aux Pyrénées-Orientales\x3C/h2>\x3Cp>Afin de bénéficier d’une aide pour financer l’achat d’un logement neuf dans les Pyrénées-Orientales, il est nécessaire d’avoir un profil qui répond à certains critères. 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Deuxième région française la plus vaste, l’Occitanie couvre 13 départements et regroupe deux grandes métropoles, une biodiversité exceptionnelle et plusieurs parcs régionaux. Un bassin d’emploi qui se porte bien et des \x3Cstrong>activités économiques dynamiques\x3C/strong> font d’elle une région en forte croissance. Forte de ces nombreux atouts, l’Occitanie une région très recherchée en termes d’investissement locatif. Découvrez donc sans plus attendre nos programmes immobiliers neufs à Nîmes, Toulouse, Montpelier ou Sète.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Occitanie\x3C/h3>\x3Cp>Il existe de nombreuses aides pour financer un logement neuf en Occitanie. Tout d’abord, des aides nationales pour les \x3Cstrong>primo-accédants\x3C/strong> ou les ménages qui s’installent dans des appartements neufs ou dans des zones de rénovation urbaine. Parmi ces aides, le \x3Cstrong>Prêt à Taux Zéro ou encore le Prêt Action Logement\x3C/strong> sont les plus courants. Le PTZ est accordé en fonction des conditions de ressources. Il permet de financer l’achat d’un logement, à hauteur de 40 %, avec une période de remboursement de prêt de 20 à 25 ans. Le Prêt Action Logement est destiné aux salariés et aux retraités. Il existe aussi des aides régionales, départementales, voire communales. Pour en bénéficier, il est nécessaire de se renseigner auprès de l’\x3Cstrong>agence de l’habitat à proximité\x3C/strong>.\x3C/p>\x3Ch3>Acheter un programme neuf en Occitanie pour faire un investissement locatif\x3C/h3>\x3Cp>Faire le choix de l’investissement locatif en Occitanie est une option intéressante pour les personnes souhaitant consolider leur patrimoine immobilier, préparer leur retraite ou succession. Placer son argent dans un secteur lucratif comme l’immobilier permet en effet de recevoir des \x3Cstrong>compléments de revenus réguliers\x3C/strong>. Avec des métropoles telles que Montpellier ou Toulouse qui attirent chaque année de plus en plus d’étudiants, de retraités ou de jeunes actifs et des communes périphériques en constant développement, sans parler des des \x3Cstrong>taux d’intérêts et des prix attractifs\x3C/strong>, les avantages d’acheter un programme neuf pour un investissement locatif en Occitanie ne manquent pas.\x3C/p>\x3Ch4>La location en meublée non professionnelle\x3C/h4>\x3Cp>Le statut de LMNP est fiscalement avantageux. Il permet d’amortir son investissement avec une \x3Cstrong>fiscalité allégée et la déduction de nombreuses charges\x3C/strong>. Il est possible d’investir dans un appartement neuf au sein d’une résidence services. Cet achat en Occitanie permet d’une part de bénéficier d’une réduction fiscale avec le statut de LMNP.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Occitanie ?\x3C/h3>\x3Cp>Entre montagnes, Méditerranée et fleuves et située à la frontière espagnole, l’Occitanie est riche d’autant de climats que de paysages variés. Cette situation géographique unique attire chaque année des millions de touristes et contribue au bon état de l’économie. Le tourisme n’est pas le seul secteur en bonne santé, car favorisé par la présence de grandes entreprises comme Airbus ou DELL, la région ne cesse de créer de nouveaux postes et d’attirer de nouveaux arrivants. Les multiples universités et écoles d’étude supérieures sont également un grand atout pour l’Occitanie, qui accueille un grand nombre d’étudiants. Métropoles ou périphéries, toutes les régions connaissent depuis ces dix dernières années un engouement constant, y compris les moins denses. Cela donne lieu à la dynamisation et la création de nouveaux quartiers et des investissements d’envergure. Les possibilités d’investissement de logement neuf en Occitanie sont grandes.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Occitanie\x3C/h2>\x3Cp>La région Occitanie, issue de la fusion des anciens Languedoc-Roussillon et Midi-Pyrénées est un des territoires les plus prisés de France. Deuxième région française la plus vaste, l’Occitanie couvre 13 départements et regroupe deux grandes métropoles, une biodiversité exceptionnelle et plusieurs parcs régionaux. Un bassin d’emploi qui se porte bien et des \x3Cstrong>activités économiques dynamiques\x3C/strong> font d’elle une région en forte croissance. Forte de ces nombreux atouts, l’Occitanie une région très recherchée en termes d’investissement locatif. Découvrez donc sans plus attendre nos programmes immobiliers neufs à Nîmes, Toulouse, Montpelier ou Sète.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Occitanie\x3C/h3>\x3Cp>Il existe de nombreuses aides pour financer un logement neuf en Occitanie. Tout d’abord, des aides nationales pour les \x3Cstrong>primo-accédants\x3C/strong> ou les ménages qui s’installent dans des appartements neufs ou dans des zones de rénovation urbaine. Parmi ces aides, le \x3Cstrong>Prêt à Taux Zéro ou encore le Prêt Action Logement\x3C/strong> sont les plus courants. Le PTZ est accordé en fonction des conditions de ressources. Il permet de financer l’achat d’un logement, à hauteur de 40 %, avec une période de remboursement de prêt de 20 à 25 ans. Le Prêt Action Logement est destiné aux salariés et aux retraités. Il existe aussi des aides régionales, départementales, voire communales. Pour en bénéficier, il est nécessaire de se renseigner auprès de l’\x3Cstrong>agence de l’habitat à proximité\x3C/strong>.\x3C/p>\x3Ch3>Acheter un programme neuf en Occitanie pour faire un investissement locatif\x3C/h3>\x3Cp>Faire le choix de l’investissement locatif en Occitanie est une option intéressante pour les personnes souhaitant consolider leur patrimoine immobilier, préparer leur retraite ou succession. Placer son argent dans un secteur lucratif comme l’immobilier permet en effet de recevoir des \x3Cstrong>compléments de revenus réguliers\x3C/strong>. Avec des métropoles telles que Montpellier ou Toulouse qui attirent chaque année de plus en plus d’étudiants, de retraités ou de jeunes actifs et des communes périphériques en constant développement, sans parler des des \x3Cstrong>taux d’intérêts et des prix attractifs\x3C/strong>, les avantages d’acheter un programme neuf pour un investissement locatif en Occitanie ne manquent pas.\x3C/p>\x3Ch4>La location en meublée non professionnelle\x3C/h4>\x3Cp>Le statut de LMNP est fiscalement avantageux. Il permet d’amortir son investissement avec une \x3Cstrong>fiscalité allégée et la déduction de nombreuses charges\x3C/strong>. Il est possible d’investir dans un appartement neuf au sein d’une résidence services. Cet achat en Occitanie permet d’une part de bénéficier d’une réduction fiscale avec le statut de LMNP.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Occitanie ?\x3C/h3>\x3Cp>Entre montagnes, Méditerranée et fleuves et située à la frontière espagnole, l’Occitanie est riche d’autant de climats que de paysages variés. Cette situation géographique unique attire chaque année des millions de touristes et contribue au bon état de l’économie. Le tourisme n’est pas le seul secteur en bonne santé, car favorisé par la présence de grandes entreprises comme Airbus ou DELL, la région ne cesse de créer de nouveaux postes et d’attirer de nouveaux arrivants. Les multiples universités et écoles d’étude supérieures sont également un grand atout pour l’Occitanie, qui accueille un grand nombre d’étudiants. Métropoles ou périphéries, toutes les régions connaissent depuis ces dix dernières années un engouement constant, y compris les moins denses. 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Immobilier neuf : votre logement neuf avec Cogedim
Le dispositif de soutien à l’accession à la propriété évolue. Une nouvelle opportunité pour finaliser votre projet de devenir propriétaire dans le neuf en finançant jusqu'à 50% de votre logement sans intérêt !
Découvrez dès maintenant si vous êtes éligibles au prêt à taux zéro.
Nous venons de prendre possession de notre logement et sommes ravis de l’accompagnement de Cogedim tout au long du projet !
Publié le 26 novembre 2024 par Alexie B. – Propriétaire à Thonon-les-Bains
« Parfait »
Très bons conseils, beaucoup de disponibilité et grande amabilité, parfait.
Publié le 13 novembre 2024 par Yves C. – Propriétaire à Wahagnies
« Je recommande »
Très professionnel et tourné vers la satisfaction du client. Je recommande !
Publié le 29 novembre 2024 par Philippe B. – Propriétaire à Cherbourg-en-Cotentin
« Super service et prestataire très qualitatif »
La visite s’est très bien passée ! Super service et prestataire très qualitatif. Merci à vous.
Publié le 11 décembre 2024 par Gitte P. – Propriétaire à Montévrain
« Bonne explication des procédures et garantie »
Tout a été effectué dans les règles de l’art. Nous avons revu chaque réserve et levé celle-ci au fur et à mesure. Certaines ont pu être faite en live. Bonne explication des procédures et garanties par le représentant Cogedim. Merci.
Publié le 10 décembre 2024 par Vincent H. – Montévrain
« Nous avons été parfaitement accompagnés »
Nous avons été parfaitement accompagnés, de l’achat sur plan, à la livraison de l’appartement.
Publié le 10 décembre 2024 par Jean-Charles O. – Propriétaire à Mesigny
« Je recommande volontiers COGEDIM »
J’ai tout d’abord apprécié le professionnalisme de la responsable relation client qui a toujours su me conseiller et répondre à mes interrogations. Suivi du chantier sur l’application COGEDIM très clair et facile d’accès. Suivi administratif très ponctuel. Je recommanderais volontiers COGEDIM.
Publié le 08 décembre 2024 par Sylvie L. – Propriétaire à La Chapelle-sur-Erdre
Toutes nos réponsesà vos questions
Proposez-vous des logements en location ?
Cogedim est un promoteur immobilier qui propose uniquement des logements neufs à la vente.
De ce fait, les logements présents sur le site Cogedim.com ne sont pas destinés à la location.
Vous n'avez pas trouvé votre réponse ? Contactez-nous via service-client@cogedim.com pour poser votre question. Nous vous répondrons sous 24 h ouvrées.
Qu'est-ce qu'une VEFA ?
La Vente en l'État de Futur Achèvement, également appelée "vente sur plan", est un contrat par lequel vous devenez propriétaire d'un logement en cours de construction.
La vente s'effectue donc sur plan et vous réglez le montant de la transaction en fonction de l'avancée de la construction. Le dernier paiement a lieu au moment de la remise des clés.
Ce type de vente, très encadrée par la loi, se réalise en trois grandes étapes :
la réservation de votre bien ;
la signature de l'acte de vente ;
la livraison du logement.
Vous n'avez pas trouvé votre réponse ? Contactez-nous via service-client@cogedim.com pour poser votre question. Nous vous répondrons sous 24 h ouvrées.
Comment puis-je estimer les charges de mon futur logement ?
Vous pouvez estimer les charges de votre futur logement en additionnant :
les charges traditionnelles : gaz, électricité, internet … (vous pouvez choisir librement vos fournisseurs) ;
la taxe d’habitation : imposée par l’Etat ;
la taxe foncière : les logements neufs sont exonérés de cette taxe pendant deux ans dans de nombreuses communes ;
les charges de copropriété : il s’agit du budget prévisionnel voté chaque année lors de l’assemblée générale (AG).
Plus votre programme comprend de prestations, plus les charges de copropriété seront élevées.
Hors prestations exceptionnelles :
comptez environ 1.5 €/m² si vous disposez d'un ascenseur et d'un faible nombre de co-propriétaires ;
comptez plus de 3 €/m² si vous profitez d'un jardin intérieur, d'une piscine, etc.
Vous n'avez pas trouvé votre réponse ? Contactez-nous via service-client@cogedim.com pour poser votre question. Nous vous répondrons sous 24 h ouvrées.
Comment devenir partenaire de Cogedim ?
Si vous souhaitez devenir partenaire de Cogedim, rendez-vous sur le site du Groupe Altarea Cogedim, vous trouverez toutes les coordonnées de nos sièges au national et au régional afin de préciser l’objet de votre demande.
Vous n'avez pas trouvé votre réponse ? Contactez-nous via service-client@cogedim.com pour poser votre question. Nous vous répondrons sous 24 h ouvrées.