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Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[264]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[265]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[266]={drupal_internal__target_id:"regulation"}},revision_user:$R[267]={data:null,links:$R[268]={related:$R[269]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[270]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[271]=[$R[272]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[273]={links:$R[274]={help:$R[275]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[276]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[277]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[278]={self:$R[279]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2024-06-19T08:46:56+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[280]=[$R[281]={tag:"meta",attributes:$R[282]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[283]={tag:"link",attributes:$R[284]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[285]={tag:"meta",attributes:$R[286]={name:"generator",content:"Cogedim"}},$R[287]={tag:"meta",attributes:$R[288]={property:"og:site_name",content:"Cogedim"}},$R[289]={tag:"meta",attributes:$R[290]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[291]={tag:"meta",attributes:$R[292]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[293]={tag:"meta",attributes:$R[294]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[295]={tag:"meta",attributes:$R[296]={property:"og:image:type",content:"image/png"}},$R[297]={tag:"meta",attributes:$R[298]={property:"og:image:width",content:"628"}},$R[299]={tag:"meta",attributes:$R[300]={property:"og:image:height",content:"316"}},$R[301]={tag:"meta",attributes:$R[302]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[303]={tag:"meta",attributes:$R[304]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[305]={tag:"meta",attributes:$R[306]={name:"twitter:card",content:"summary"}},$R[307]={tag:"meta",attributes:$R[308]={name:"twitter:site",content:"@altareacogedim"}},$R[309]={tag:"meta",attributes:$R[310]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[311]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix indicatifs hors parking sauf mention contraire au détail du lot. Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[312]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[313]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[314]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[315]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[316]={drupal_internal__target_id:"regulation"}},revision_user:$R[317]={data:null,links:$R[318]={related:$R[319]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[320]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[321]=[$R[322]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[323]={links:$R[324]={help:$R[325]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[326]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[327]={type:"taxonomy_term--regulation",id:"49c03ee4-bf02-43c8-a22c-d3724c482b64",links:$R[328]={self:$R[329]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/?resourceVersion=id%3A6"}},drupal_internal__tid:6,drupal_internal__revision_id:6,langcode:"fr",revision_created:null,status:!0,name:"Pinel",description:null,weight:4,changed:"2024-06-19T08:16:01+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[330]=[$R[331]={tag:"meta",attributes:$R[332]={name:"title",content:"Pinel | Cogedim"}},$R[333]={tag:"link",attributes:$R[334]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/6/"}},$R[335]={tag:"meta",attributes:$R[336]={name:"generator",content:"Cogedim"}},$R[337]={tag:"meta",attributes:$R[338]={property:"og:site_name",content:"Cogedim"}},$R[339]={tag:"meta",attributes:$R[340]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[341]={tag:"meta",attributes:$R[342]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/"}},$R[343]={tag:"meta",attributes:$R[344]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[345]={tag:"meta",attributes:$R[346]={property:"og:image:type",content:"image/png"}},$R[347]={tag:"meta",attributes:$R[348]={property:"og:image:width",content:"628"}},$R[349]={tag:"meta",attributes:$R[350]={property:"og:image:height",content:"316"}},$R[351]={tag:"meta",attributes:$R[352]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[353]={tag:"meta",attributes:$R[354]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[355]={tag:"meta",attributes:$R[356]={name:"twitter:card",content:"summary"}},$R[357]={tag:"meta",attributes:$R[358]={name:"twitter:site",content:"@altareacogedim"}},$R[359]={tag:"meta",attributes:$R[360]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[361]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[362]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[363]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[364]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[365]={drupal_internal__target_id:"regulation"}},revision_user:$R[366]={data:null,links:$R[367]={related:$R[368]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/revision_user/?resourceVersion=id%3A6"},self:$R[369]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/relationships/revision_user/?resourceVersion=id%3A6"}}},parent:$R[370]=[$R[371]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[372]={links:$R[373]={help:$R[374]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[375]={about:"Usage and meaning of the 'virtual' resource 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neufs"}},$R[390]={tag:"meta",attributes:$R[391]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[392]={tag:"meta",attributes:$R[393]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[394]={tag:"meta",attributes:$R[395]={property:"og:image:type",content:"image/png"}},$R[396]={tag:"meta",attributes:$R[397]={property:"og:image:width",content:"628"}},$R[398]={tag:"meta",attributes:$R[399]={property:"og:image:height",content:"316"}},$R[400]={tag:"meta",attributes:$R[401]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[402]={tag:"meta",attributes:$R[403]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[404]={tag:"meta",attributes:$R[405]={name:"twitter:card",content:"summary"}},$R[406]={tag:"meta",attributes:$R[407]={name:"twitter:site",content:"@altareacogedim"}},$R[408]={tag:"meta",attributes:$R[409]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[410]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[411]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8
\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9
\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9
\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8
\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[412]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[413]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[414]={drupal_internal__target_id:"regulation"}},revision_user:$R[415]={data:null,links:$R[416]={related:$R[417]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[418]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[419]=[$R[420]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[421]={links:$R[422]={help:$R[423]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[424]={about:"Usage and meaning of the 'virtual' resource 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indicatifs hors taxes, hors parking et hors mobilier.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes, hors parking et hors mobilier. 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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[461]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[462]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[463]={drupal_internal__target_id:"regulation"}},revision_user:$R[464]={data:null,links:$R[465]={related:$R[466]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[467]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[468]=[$R[469]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[470]={links:$R[471]={help:$R[472]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[473]={about:"Usage and meaning of the 'virtual' resource 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[510]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[511]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[512]={drupal_internal__target_id:"regulation"}},revision_user:$R[513]={data:null,links:$R[514]={related:$R[515]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[516]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[517]=[$R[518]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[519]={links:$R[520]={help:$R[521]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[522]={about:"Usage and meaning of the 'virtual' resource 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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[559]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[560]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[561]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[562]={drupal_internal__target_id:"regulation"}},revision_user:$R[563]={data:null,links:$R[564]={related:$R[565]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[566]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[567]=[$R[568]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[569]={links:$R[570]={help:$R[571]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[572]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[573]={type:"taxonomy_term--regulation",id:"c80b43b7-3b2f-4caf-b172-3d6c7b88f8f8",links:$R[574]={self:$R[575]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/c80b43b7-3b2f-4caf-b172-3d6c7b88f8f8/?resourceVersion=id%3A3979"}},drupal_internal__tid:3979,drupal_internal__revision_id:3979,langcode:"fr",revision_created:"2023-01-17T08:38:06+00:00",status:!0,name:"Pinel +",description:null,weight:5,changed:"2024-06-19T08:16:33+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[576]=[$R[577]={tag:"meta",attributes:$R[578]={name:"title",content:"Pinel + | Cogedim"}},$R[579]={tag:"link",attributes:$R[580]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/3979/"}},$R[581]={tag:"meta",attributes:$R[582]={name:"generator",content:"Cogedim"}},$R[583]={tag:"meta",attributes:$R[584]={property:"og:site_name",content:"Cogedim"}},$R[585]={tag:"meta",attributes:$R[586]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[587]={tag:"meta",attributes:$R[588]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/c80b43b7-3b2f-4caf-b172-3d6c7b88f8f8/"}},$R[589]={tag:"meta",attributes:$R[590]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[591]={tag:"meta",attributes:$R[592]={property:"og:image:type",content:"image/png"}},$R[593]={tag:"meta",attributes:$R[594]={property:"og:image:width",content:"628"}},$R[595]={tag:"meta",attributes:$R[596]={property:"og:image:height",content:"316"}},$R[597]={tag:"meta",attributes:$R[598]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[599]={tag:"meta",attributes:$R[600]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[601]={tag:"meta",attributes:$R[602]={name:"twitter:card",content:"summary"}},$R[603]={tag:"meta",attributes:$R[604]={name:"twitter:site",content:"@altareacogedim"}},$R[605]={tag:"meta",attributes:$R[606]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[607]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[608]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel-plus.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[609]={value:"\x3Ch3>Acheter en Pinel +\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL + et réalisez jusqu’à 63 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel-plus.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel +\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL + et réalisez jusqu’à 63 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel-plus.html\">En savoir 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bases : définir vos priorités\x3C/h2>\x3Ch3>1. Localisation : l’atout incontournable\x3C/h3>\x3Cp>Choisir un bien immobilier commence par sélectionner un emplacement adapté à vos besoins et à votre qualité de vie. Voici ce qu’il faut examiner :\x3C/p>\x3Cul>\x3Cli>\x3Cstrong>Accessibilité\x3C/strong> : proximité des transports publics (gare, métro, bus) ou des axes routiers.\x3C/li>\x3Cli>\x3Cstrong>Services et commodités\x3C/strong> : écoles, commerces, centres médicaux et culturels à proximité.\x3C/li>\x3Cli>\x3Cstrong>Espaces verts\x3C/strong> : une vue dégagée ou un accès à des parcs ajoute du confort et valorise votre bien sur le long terme.\x3C/li>\x3C/ul>\x3Cp>Les résidences Cogedim s’implantent souvent dans des environnements alliant praticité et bien-être.\x3C/p>\x3Ch3>2. Agencement : penser sur le long terme\x3C/h3>\x3Cp>Il est crucial de choisir un agencement optimisé et une surface adaptée à vos besoins quotidiens et à votre confort de vie. L’achat neuf se fait sur plan, il est donc important d'y penser dès le départ. \x3Cbr>\x3Cbr>\x3Cstrong>Le saviez-vous ? \x3C/strong>Cogedim mise sur des typologies de logements innovantes, comme les studios ou deux-pièces avec alcôve. Ces configurations intègrent une petite pièce multifonctionnelle, capable de s’adapter aux étapes de vie des habitants : bureau pour le télétravail aujourd’hui, chambre d’enfant demain, ou encore espace de rangement.\x3Cbr>Par ailleurs, Cogedim s’engage à réduire les espaces inutiles, comme les longs couloirs ou les entrées disproportionnées, afin de maximiser l’efficacité des mètres carrés. Les séjours spacieux et les chambres confortables deviennent ainsi des priorités. Résultat : des logements à la fois optimisés et agréables à vivre.\x3C/p>\x3Ch2>Optimiser votre budget pour un achat sécurisé\x3C/h2>\x3Ch3>1. Calculer votre capacité d’achat\x3C/h3>\x3Cp>Établir un budget clair est essentiel :\x3C/p>\x3Cul>\x3Cli>\x3Cstrong>Revenus fixes\x3C/strong> : incluez vos salaires, pensions ou revenus locatifs.\x3C/li>\x3Cli>\x3Cstrong>Charges \x3C/strong>: factures, crédits en cours, impôts et dépenses récurrentes.\x3C/li>\x3Cli>\x3Cstrong>Apport personnel\x3C/strong> : mobilisez vos épargnes pour rassurer les banques.\x3C/li>\x3C/ul>\x3Cp>\x3Cbr>Utilisez des outils comme \x3Ca href=\"https://www.cogedim.com/calcul-capacite-d-emprunt.html\">la calculette de prêt de Cogedim\x3C/a> pour estimer votre capacité d’emprunt et incluez les frais annexes (notaire, déménagement).\x3C/p>\x3Ch3>\x3Cbr>2. Profiter des dispositifs d’aide\x3C/h3>\x3Cp>En tant que primo-accédant, des aides comme le Prêt à Taux Zéro (PTZ) ou la TVA réduite peuvent alléger vos coûts. \x3C/p>\x3Cp>En complément, bénéficiez de la solution sur-mesure et exclusive pour les primo-accédants : Cogedim Access. Cette solution innovante permet d’acquérir un logement neuf avec des mensualités proches de votre loyer actuel, facilitant ainsi l’accès à la propriété sans augmenter votre charge financière mensuelle. \x3C/p>\x3Cp>Avec \x3Cstrong>Cogedim Access\x3C/strong>, vous réservez votre logement pour seulement 500 €, et aucun frais supplémentaire n’est demandé jusqu’à la livraison. Ce mécanisme simplifié, combiné à des emplacements stratégiques et une qualité de construction Cogedim, offre une opportunité unique de devenir propriétaire en toute sérénité.\x3C/p>\x3Ch2>Les étapes d’un achat dans le neuf\x3C/h2>\x3Ch3>1. Choisir et réserver votre bien\x3C/h3>\x3Cp>Une fois votre budget établi, parcourez les résidences proposées pour identifier le logement idéal. Prenez le temps d’étudier les plans et d’imaginer votre futur espace de vie. La sélection de programmes est variée, avec des options adaptées à tous les profils et budgets. Une fois votre choix arrêté, vous signerez un contrat de réservation, garantissant la disponibilité du logement.\x3C/p>\x3Ch3>2. Financer votre achat \x3C/h3>\x3Cp>Constituez votre dossier bancaire et explorez les aides disponibles. Une fois le financement validé, passez à la signature de l’acte de vente, étape clé de l’acquisition.\x3C/p>\x3Ch3>3. Personnaliser votre bien \x3C/h3>\x3Cp>L’un des avantages de l’immobilier neuf est la possibilité de personnalisation. Chez Cogedim, vous pouvez choisir les matériaux, les finitions, les couleurs, et même certains agencements pour créer un intérieur qui vous ressemble. Un conseiller dédié vous accompagne dans ces choix pour optimiser le confort et la fonctionnalité de votre futur logement.\x3C/p>\x3Ch3>4. Suivre la construction et la livraison\x3C/h3>\x3Cp>Participez aux visites de chantier pour observer l’avancée des travaux. À la remise des clés, procédez à un état des lieux détaillé et prenez possession de votre logement, prêt à emménager.\x3C/p>\x3Ch2>\x3Cspan class=\"sign\">4 questions à Vincent STEINHAUSER\x3C/span>\x3C/h2>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Pourquoi 2025 est l’année idéale pour devenir propriétaire ? \x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cdiv class=\"comp-verbatim\">\x3Cblockquote>\x3Cp>“Si la baisse se poursuit, l’immobilier continuera d’être plus attractif en 2025, car des taux plus bas signifient des mensualités moins élevées.”\x3C/p>\x3C/blockquote>\x3Cp>\x3Cspan class=\"sign\">Directeur du Marché des Particuliers\x3C/span>\x3Cbr>\x3Cspan class=\"sign\">Pôle Client et Développement I Direction du Développement des Marchés\x3C/span>\x3Cbr>\x3Cspan class=\"sign\">Crédit Agricole\x3C/span>\x3C/p>\x3C/div>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Pourquoi les taux d’intérêts baissent-ils actuellement ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>Vincent STEINHAUSER\x3C/strong> : Le taux de refinancement de la BCE (Banque centrale européenne), qui détermine le taux auquel les banques achètent l’argent et indirectement le taux auquel elles peuvent prêter, a connu entre juillet 2022 et septembre 2023 par moins de huit hausses de taux successives, ce qui a porté le taux de refinancement pour les banques à 4,5% ! \x3Cbr>L’objectif de la BCE de freiner l’inflation, qui avait connu un plus haut depuis plus de 10 ans, semble atteint puisqu’en juin, nous avons connu une première baisse de taux et l’inflation étant revenue à l’objectif de 2% fixé par la BCE, le taux directeur a à nouveau été revu à la baisse en octobre, le portant à 3,25%. \x3C/p>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Quel impact pour les emprunteurs ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>VS\x3C/strong> : Si cette baisse se poursuit, cela pourrait rendre l’achat immobilier plus attractif, car des taux plus bas signifient des mensualités moins élevées. \x3Cbr>Des économistes prévoient de nouvelles baisses de taux jusqu’au premier semestre 2025. A tempérer avec les incertitudes liées à la dette de l’État, qui ont tendance à renchérir ce que l’on appelle l’OAT à 10 ans (le taux d’intérêt des Obligations assimilables au Trésor, emprunts émis par l'État français pour son financement). Le taux d'intérêt des OAT sert de référence pour les organismes prêteurs pour établir les taux de crédit à taux fixes, une composante des taux refinancement des banques.\x3Cbr>Donc investir maintenant peut être un bon point d’entrée en ce qui concerne les taux d’intérêts, mais au-delà des taux, un projet immobilier se construit et va dépendre des objectifs, des situations individuelles de chacun.\x3C/p>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Et quelles conséquences plus structurelles sur l’immobilier ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>VS\x3C/strong> : L'impact de la baisse des taux sur le marché immobilier est réel. Lorsque les taux d'intérêt baissent, le coût des emprunts diminue. Cela signifie que les mensualités des prêts deviennent moins élevées pour un même montant emprunté. Par exemple, si un emprunteur souhaite acheter un bien immobilier à 300 000 €, une baisse de 1% des taux d'intérêt réduira environs de 200€ la mensualité, rendant l'achat plus accessible. Avec des mensualités moins élevées, les acquéreurs peuvent se permettre d'emprunter davantage. Pour les primo-accédants, cela peut signifier un accès à des logements de meilleure qualité, comme le neuf, ou à des zones géographiques plus recherchées. \x3C/p>\x3Cp>L’accès au crédit est donc facilité car les conditions de prêt sont plus favorables, ce qui peut encourager à entrer sur le marché immobilier. \x3Cbr>Si cette dynamique de baisse des taux se poursuit, les prix immobiliers devraient se stabiliser et rendre le marché de l’immobilier globalement plus intéressant.\x3C/p>\x3Ch2>Cogedim, votre allié pour un achat réussi\x3C/h2>\x3Cp>Investir dans un bien immobilier en 2025, c’est anticiper les évolutions tout en sécurisant son avenir. Grâce à des solutions innovantes comme Cogedim Access et un accompagnement personnalisé, nous vous aidons à réaliser un achat serein et adapté à vos objectifs.\x3C/p>\x3Cp>[promo-form_advisor]\x3C/p>",format:"full_html",processed:"\x3Ch2>Les bases : définir vos priorités\x3C/h2>\x3Ch3>1. Localisation : l’atout incontournable\x3C/h3>\x3Cp>Choisir un bien immobilier commence par sélectionner un emplacement adapté à vos besoins et à votre qualité de vie. Voici ce qu’il faut examiner :\x3C/p>\x3Cul>\x3Cli>\x3Cstrong>Accessibilité\x3C/strong> : proximité des transports publics (gare, métro, bus) ou des axes routiers.\x3C/li>\x3Cli>\x3Cstrong>Services et commodités\x3C/strong> : écoles, commerces, centres médicaux et culturels à proximité.\x3C/li>\x3Cli>\x3Cstrong>Espaces verts\x3C/strong> : une vue dégagée ou un accès à des parcs ajoute du confort et valorise votre bien sur le long terme.\x3C/li>\x3C/ul>\x3Cp>Les résidences Cogedim s’implantent souvent dans des environnements alliant praticité et bien-être.\x3C/p>\x3Ch3>2. Agencement : penser sur le long terme\x3C/h3>\x3Cp>Il est crucial de choisir un agencement optimisé et une surface adaptée à vos besoins quotidiens et à votre confort de vie. L’achat neuf se fait sur plan, il est donc important d'y penser dès le départ. \x3Cbr>\x3Cbr>\x3Cstrong>Le saviez-vous ? \x3C/strong>Cogedim mise sur des typologies de logements innovantes, comme les studios ou deux-pièces avec alcôve. Ces configurations intègrent une petite pièce multifonctionnelle, capable de s’adapter aux étapes de vie des habitants : bureau pour le télétravail aujourd’hui, chambre d’enfant demain, ou encore espace de rangement.\x3Cbr>Par ailleurs, Cogedim s’engage à réduire les espaces inutiles, comme les longs couloirs ou les entrées disproportionnées, afin de maximiser l’efficacité des mètres carrés. Les séjours spacieux et les chambres confortables deviennent ainsi des priorités. Résultat : des logements à la fois optimisés et agréables à vivre.\x3C/p>\x3Ch2>Optimiser votre budget pour un achat sécurisé\x3C/h2>\x3Ch3>1. Calculer votre capacité d’achat\x3C/h3>\x3Cp>Établir un budget clair est essentiel :\x3C/p>\x3Cul>\x3Cli>\x3Cstrong>Revenus fixes\x3C/strong> : incluez vos salaires, pensions ou revenus locatifs.\x3C/li>\x3Cli>\x3Cstrong>Charges \x3C/strong>: factures, crédits en cours, impôts et dépenses récurrentes.\x3C/li>\x3Cli>\x3Cstrong>Apport personnel\x3C/strong> : mobilisez vos épargnes pour rassurer les banques.\x3C/li>\x3C/ul>\x3Cp>\x3Cbr>Utilisez des outils comme \x3Ca href=\"https://www.cogedim.com/calcul-capacite-d-emprunt.html\">la calculette de prêt de Cogedim\x3C/a> pour estimer votre capacité d’emprunt et incluez les frais annexes (notaire, déménagement).\x3C/p>\x3Ch3>\x3Cbr>2. Profiter des dispositifs d’aide\x3C/h3>\x3Cp>En tant que primo-accédant, des aides comme le Prêt à Taux Zéro (PTZ) ou la TVA réduite peuvent alléger vos coûts. \x3C/p>\x3Cp>En complément, bénéficiez de la solution sur-mesure et exclusive pour les primo-accédants : Cogedim Access. Cette solution innovante permet d’acquérir un logement neuf avec des mensualités proches de votre loyer actuel, facilitant ainsi l’accès à la propriété sans augmenter votre charge financière mensuelle. \x3C/p>\x3Cp>Avec \x3Cstrong>Cogedim Access\x3C/strong>, vous réservez votre logement pour seulement 500 €, et aucun frais supplémentaire n’est demandé jusqu’à la livraison. Ce mécanisme simplifié, combiné à des emplacements stratégiques et une qualité de construction Cogedim, offre une opportunité unique de devenir propriétaire en toute sérénité.\x3C/p>\x3Ch2>Les étapes d’un achat dans le neuf\x3C/h2>\x3Ch3>1. Choisir et réserver votre bien\x3C/h3>\x3Cp>Une fois votre budget établi, parcourez les résidences proposées pour identifier le logement idéal. Prenez le temps d’étudier les plans et d’imaginer votre futur espace de vie. La sélection de programmes est variée, avec des options adaptées à tous les profils et budgets. Une fois votre choix arrêté, vous signerez un contrat de réservation, garantissant la disponibilité du logement.\x3C/p>\x3Ch3>2. Financer votre achat \x3C/h3>\x3Cp>Constituez votre dossier bancaire et explorez les aides disponibles. Une fois le financement validé, passez à la signature de l’acte de vente, étape clé de l’acquisition.\x3C/p>\x3Ch3>3. Personnaliser votre bien \x3C/h3>\x3Cp>L’un des avantages de l’immobilier neuf est la possibilité de personnalisation. Chez Cogedim, vous pouvez choisir les matériaux, les finitions, les couleurs, et même certains agencements pour créer un intérieur qui vous ressemble. Un conseiller dédié vous accompagne dans ces choix pour optimiser le confort et la fonctionnalité de votre futur logement.\x3C/p>\x3Ch3>4. Suivre la construction et la livraison\x3C/h3>\x3Cp>Participez aux visites de chantier pour observer l’avancée des travaux. À la remise des clés, procédez à un état des lieux détaillé et prenez possession de votre logement, prêt à emménager.\x3C/p>\x3Ch2>\x3Cspan class=\"sign\">4 questions à Vincent STEINHAUSER\x3C/span>\x3C/h2>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Pourquoi 2025 est l’année idéale pour devenir propriétaire ? \x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cdiv class=\"comp-verbatim\">\x3Cblockquote>\x3Cp>“Si la baisse se poursuit, l’immobilier continuera d’être plus attractif en 2025, car des taux plus bas signifient des mensualités moins élevées.”\x3C/p>\x3C/blockquote>\x3Cp>\x3Cspan class=\"sign\">Directeur du Marché des Particuliers\x3C/span>\x3Cbr>\x3Cspan class=\"sign\">Pôle Client et Développement I Direction du Développement des Marchés\x3C/span>\x3Cbr>\x3Cspan class=\"sign\">Crédit Agricole\x3C/span>\x3C/p>\x3C/div>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Pourquoi les taux d’intérêts baissent-ils actuellement ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>Vincent STEINHAUSER\x3C/strong> : Le taux de refinancement de la BCE (Banque centrale européenne), qui détermine le taux auquel les banques achètent l’argent et indirectement le taux auquel elles peuvent prêter, a connu entre juillet 2022 et septembre 2023 par moins de huit hausses de taux successives, ce qui a porté le taux de refinancement pour les banques à 4,5% ! \x3Cbr>L’objectif de la BCE de freiner l’inflation, qui avait connu un plus haut depuis plus de 10 ans, semble atteint puisqu’en juin, nous avons connu une première baisse de taux et l’inflation étant revenue à l’objectif de 2% fixé par la BCE, le taux directeur a à nouveau été revu à la baisse en octobre, le portant à 3,25%. \x3C/p>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Quel impact pour les emprunteurs ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>VS\x3C/strong> : Si cette baisse se poursuit, cela pourrait rendre l’achat immobilier plus attractif, car des taux plus bas signifient des mensualités moins élevées. \x3Cbr>Des économistes prévoient de nouvelles baisses de taux jusqu’au premier semestre 2025. A tempérer avec les incertitudes liées à la dette de l’État, qui ont tendance à renchérir ce que l’on appelle l’OAT à 10 ans (le taux d’intérêt des Obligations assimilables au Trésor, emprunts émis par l'État français pour son financement). Le taux d'intérêt des OAT sert de référence pour les organismes prêteurs pour établir les taux de crédit à taux fixes, une composante des taux refinancement des banques.\x3Cbr>Donc investir maintenant peut être un bon point d’entrée en ce qui concerne les taux d’intérêts, mais au-delà des taux, un projet immobilier se construit et va dépendre des objectifs, des situations individuelles de chacun.\x3C/p>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Et quelles conséquences plus structurelles sur l’immobilier ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>VS\x3C/strong> : L'impact de la baisse des taux sur le marché immobilier est réel. Lorsque les taux d'intérêt baissent, le coût des emprunts diminue. Cela signifie que les mensualités des prêts deviennent moins élevées pour un même montant emprunté. Par exemple, si un emprunteur souhaite acheter un bien immobilier à 300 000 €, une baisse de 1% des taux d'intérêt réduira environs de 200€ la mensualité, rendant l'achat plus accessible. Avec des mensualités moins élevées, les acquéreurs peuvent se permettre d'emprunter davantage. 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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
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href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[1414]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir 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êtes bien inscrit(e) pour bénéficier de nos offres et nous vous en remercions. \r\nUn de nos conseillers vous contactera dans les plus brefs délais pour convenir d'un RDV et échanger sur votre projet immobilier.",field_crm_division:"LA",field_crm_object:"Rendez-vous campagne captation",field_disclaimer:"Pour en savoir plus sur cette offre et sur votre projet d'achat immobilier, complétez ce formulaire et nous vous proposerons par téléphone et/ou email un rendez-vous avec un conseiller Cogedim :",field_display:!0,field_legals:"Les données signalées ci-dessus par un astérisque sont nécessaires pour nous permettre de répondre à votre demande de rappel, de RDV ou de contact. 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Cette station thermale construite au bord de l’Étang de Thau est réputée pour sa qualité de vie et ses \x3Cstrong>opportunités d’investissement dans l’immobilier neuf\x3C/strong>.\x3C/p>\r\n\r\n\x3Ch2>Pourquoi s’installer et vivre à Balaruc-les-Bains ?\x3C/h2>\r\n\r\n\x3Ch3>Son cadre de vie\x3C/h3>\r\n\r\n\x3Cp>Comme toutes les stations thermales, Balaruc-les-Bains offre à ses habitants un cadre de vie idyllique. Située dans le sud-est du département de l’Hérault, Balaruc-les-Bains se trouve sur \x3Cstrong>les bords de l’Étang de Thau\x3C/strong>. Cette commune urbaine et littorale propose des paysages magnifiques avec un patrimoine naturel exceptionnel.\x3C/p>\r\n\r\n\x3Cp>Balaruc-les-Bains accueille sur son territoire trois zones naturelles d’intérêt écologique, faunistique et floristique ainsi que deux sites Natura 2000. En général, cette commune de l’Hérault est \x3Cstrong>une ville où il fait bon vivre\x3C/strong> pour tous ceux qui recherchent un cadre de vie calme avec les températures clémentes du climat méditerranéen.\x3C/p>\r\n\r\n\x3Ch3>Ses infrastructures\x3C/h3>\r\n\r\n\x3Cp>En dehors de ses thermes et de ses activités touristiques, Balaruc-les-Bains dispose de nombreuses infrastructures dans \x3Cstrong>la santé, l’éducation et les loisirs\x3C/strong>. Les habitants ont notamment accès à des cabinets médicaux, des médecins généralistes et spécialistes, des pharmacies, des laboratoires, etc.\x3C/p>\r\n\r\n\x3Cp>Au niveau de l’éducation, il y a plusieurs écoles maternelles et primaires pour les enfants. Les \x3Cstrong>activités culturelles et sportives\x3C/strong> jouent aussi un rôle important dans la vie quotidienne des habitants. Une médiathèque, un centre culturel, des terrains de sport, un complexe sportif et un espace de loisirs sont notamment accessibles.\x3C/p>\r\n\r\n\x3Ch3>Son réseau de transport\x3C/h3>\r\n\r\n\x3Cp>Balaruc-les-Bains est une ville bien desservie par \x3Cstrong>les transports en commun\x3C/strong>. Plusieurs lignes de bus du réseau Sète Agglopôle Mobilité permettent de se déplacer dans la commune et de rejoindre les villes à proximité comme Sète ou encore Gigean.\x3C/p>\r\n\r\n\x3Ch2>Pourquoi investir dans l’immobilier neuf à Balaruc-les-Bains ?\x3C/h2>\r\n\r\n\x3Ch3>Une localisation idéale\x3C/h3>\r\n\r\n\x3Cp>Entre l’Étang de Thau et la mer Méditerranée, Balaruc-les-Bains profite d’une localisation idéale. 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Par conséquent, la ville offre de nombreuses opportunités d’investissement locatif pour la location saisonnière et les résidences de tourisme.\x3C/p>\r\n\r\n\x3Cp>Investir dans un logement neuf à Balaruc-les-Bains pour le mettre en location garantit \x3Cstrong>une bonne rentabilité locative\x3C/strong> et réduit le risque de vacance locative. Pour vous donner un exemple, un appartement de 4 pièces à Balaruc-les-Bains peut permettre d’obtenir un rendement locatif brut allant jusqu’à 11 %.\x3C/p>\r\n\r\n\x3Ch3>Le marché immobilier\x3C/h3>\r\n\r\n\x3Cp>À Balaruc-les-Bains, le prix médian de l’immobilier neuf est de \x3Cstrong>4 059 €/m²\x3C/strong>. Il a augmenté de 6 % au cours des 5 dernières années. À titre de comparaison, le prix moyen de l’immobilier neuf à Montpellier est de 5 091 €/m². 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Cette commune urbaine et littorale propose des paysages magnifiques avec un patrimoine naturel exceptionnel.\x3C/p>\n\n\x3Cp>Balaruc-les-Bains accueille sur son territoire trois zones naturelles d’intérêt écologique, faunistique et floristique ainsi que deux sites Natura 2000. En général, cette commune de l’Hérault est \x3Cstrong>une ville où il fait bon vivre\x3C/strong> pour tous ceux qui recherchent un cadre de vie calme avec les températures clémentes du climat méditerranéen.\x3C/p>\n\n\x3Ch3>Ses infrastructures\x3C/h3>\n\n\x3Cp>En dehors de ses thermes et de ses activités touristiques, Balaruc-les-Bains dispose de nombreuses infrastructures dans \x3Cstrong>la santé, l’éducation et les loisirs\x3C/strong>. Les habitants ont notamment accès à des cabinets médicaux, des médecins généralistes et spécialistes, des pharmacies, des laboratoires, etc.\x3C/p>\n\n\x3Cp>Au niveau de l’éducation, il y a plusieurs écoles maternelles et primaires pour les enfants. Les \x3Cstrong>activités culturelles et sportives\x3C/strong> jouent aussi un rôle important dans la vie quotidienne des habitants. Une médiathèque, un centre culturel, des terrains de sport, un complexe sportif et un espace de loisirs sont notamment accessibles.\x3C/p>\n\n\x3Ch3>Son réseau de transport\x3C/h3>\n\n\x3Cp>Balaruc-les-Bains est une ville bien desservie par \x3Cstrong>les transports en commun\x3C/strong>. Plusieurs lignes de bus du réseau Sète Agglopôle Mobilité permettent de se déplacer dans la commune et de rejoindre les villes à proximité comme Sète ou encore Gigean.\x3C/p>\n\n\x3Ch2>Pourquoi investir dans l’immobilier neuf à Balaruc-les-Bains ?\x3C/h2>\n\n\x3Ch3>Une localisation idéale\x3C/h3>\n\n\x3Cp>Entre l’Étang de Thau et la mer Méditerranée, Balaruc-les-Bains profite d’une localisation idéale. Située à \x3Cstrong>25 kilomètres de Montpellier\x3C/strong>, la commune de l’Hérault fait partie de l’aire d’attraction de la préfecture du département.\x3C/p>\n\n\x3Cp>Ainsi, Balaruc-les-Bains attire de nombreux particuliers à la recherche d’un meilleur cadre de vie à proximité du bassin d’emploi de Montpellier. Tous les profils sont intéressés par Balaruc-les-Bains : les familles, les actifs et les retraités. Pour les investisseurs, l’attractivité de la commune permet de réaliser \x3Cstrong>un bon investissement immobilier dans le neuf\x3C/strong>. Acheter un logement neuf à Balaruc-les-Bains est également l’occasion de réaliser une bonne plus-value en cas de revente du bien.\x3C/p>\n\n\x3Ch3>L’attractivité de la location saisonnière\x3C/h3>\n\n\x3Cp>Balaruc-les-Bains est une ville touristique qui accueille des \x3Cstrong>dizaines de milliers de curistes\x3C/strong> chaque année. Par conséquent, la ville offre de nombreuses opportunités d’investissement locatif pour la location saisonnière et les résidences de tourisme.\x3C/p>\n\n\x3Cp>Investir dans un logement neuf à Balaruc-les-Bains pour le mettre en location garantit \x3Cstrong>une bonne rentabilité locative\x3C/strong> et réduit le risque de vacance locative. Pour vous donner un exemple, un appartement de 4 pièces à Balaruc-les-Bains peut permettre d’obtenir un rendement locatif brut allant jusqu’à 11 %.\x3C/p>\n\n\x3Ch3>Le marché immobilier\x3C/h3>\n\n\x3Cp>À Balaruc-les-Bains, le prix médian de l’immobilier neuf est de \x3Cstrong>4 059 €/m²\x3C/strong>. Il a augmenté de 6 % au cours des 5 dernières années. À titre de comparaison, le prix moyen de l’immobilier neuf à Montpellier est de 5 091 €/m². Acheter un logement neuf à Balaruc-les-Bains est donc un investissement plus accessible qu’à Montpellier.\x3C/p>\n"},weight:0,changed:"2023-01-03T11:02:15+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[4252]=[$R[4253]={tag:"meta",attributes:$R[4254]={name:"title",content:"Immobilier neuf Balaruc-les-Bains | Cogedim"}},$R[4255]={tag:"meta",attributes:$R[4256]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) àBalaruc-les-Bains ? 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Terre d’histoire bordée par la Méditerranée, elle dispose de nombreux atouts et représente une option intéressante pour les investisseurs. Découvrez sans plus attendre nos \x3Cstrong>projets neufs\x3C/strong> dans l’Hérault.\x3C/p>\r\n\r\n\x3Ch2>Les aides pour acheter un bien immobilier neuf dans l’Hérault\x3C/h2>\r\n\r\n\x3Cp>Avec un prix moyen au m² qui ne cesse d'augmenter, acheter un bien immobilier dans l’Hérault peut s’avérer compliqué. Il existe cependant des aides pour faciliter l’investissement.\x3C/p>\r\n\r\n\x3Cp>Vous pouvez dans un premier temps vous intéresser aux deux dispositifs mis en place par l’État, à savoir le prêt à taux zéro (PTZ) et le prêt à l’accession sociale (PAS). Ces deux aides permettent de réaliser des économies sur les intérêts, les frais de dossiers ou encore les frais de notaire.\x3C/p>\r\n\r\n\x3Cp>D’autre part, si vous êtes \x3Cstrong>primo-accédant\x3C/strong>, n’hésitez pas à interpeller plusieurs banques. En effet, certaines d’entre elles proposent des prêts à taux 0 pour financer une partie de votre projet.\x3C/p>\r\n\r\n\x3Cp>Enfin, si vous êtes salarié et que votre entreprise est adhérente à \x3Cstrong>Action Logement\x3C/strong>, vous pouvez bénéficier d’un prêt très intéressant : « le prêt accession ».\x3C/p>\r\n\r\n\x3Ch2>Acheter un programme neuf dans l’Hérault pour faire un investissement locatif\x3C/h2>\r\n\r\n\x3Cp>L’une des pratiques les plus appréciées pour constituer ou renforcer \x3Cstrong>son patrimoine immobilier\x3C/strong> est l’investissement locatif. Vous achetez un logement au sein d'un programme neuf dans l’Hérault dans le but de le proposer ensuite à la location. Une manière sûre de placer son argent et de percevoir des revenus complémentaires réguliers. Pour vous aider à concrétiser votre projet d’investissement locatif, plusieurs dispositifs sont compatibles avec nos programmes immobiliers dans l’Hérault.\x3C/p>\r\n\r\n\x3Ch3>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-pinel.html\">Loi Pinel\x3C/a>\x3C/h3>\r\n\r\n\x3Cp>La Loi Pinel est un dispositif mis en place en 2015 qui s’adresse particulièrement aux investisseurs de bien locatifs \x3Cstrong>non meublés\x3C/strong>. Elle offre plusieurs avantages dont une réduction d’impôt qui varie en fonction de l’engagement de la durée de location.\x3C/p>\r\n\r\n\x3Ch3>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-statut-lmnp.html\">LMNP\x3C/a>\x3C/h3>\r\n\r\n\x3Cp>Le LMNP comme son nom l’indique s’adresse en particulier aux investisseurs de \x3Cstrong>bien locatifs meublés\x3C/strong>. Ce dispositif offre aux propriétaires plusieurs avantages comme la possibilité de récupérer la TVA sur l’achat du bien ou de bénéficier d’une fiscalité très intéressante. En effet, ils peuvent opter pour la déduction des charges ou l’abattement de 50 % des recettes obtenues en cas de régime micro-entrepreneur.\x3C/p>\r\n\r\n\x3Ch3>Autres dispositifs\x3C/h3>\r\n\r\n\x3Cp>L’Hérault est à la fois une zone prisée par les étudiants et les retraités, mais aussi les touristes. Il peut donc s’avérer intéressant d’investir dans le cadre du \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/dispositif-censi-bouvard.html\">\x3Cstrong>Censi-Bouvard\x3C/strong>.\x3C/a> Ce dispositif permet de bénéficier d’avantages fiscaux intéressants lors d’un investissement immobilier dans une résidence étudiante, touristique ou pour senior.\x3C/p>\r\n\r\n\x3Ch2>Pourquoi acheter un logement neuf dans l’Hérault ?\x3C/h2>\r\n\r\n\x3Cp>Selon plusieurs sources, l’évolution du prix de l’immobilier dans l’Hérault est constante avec une tendance à la hausse depuis une dizaine d’années. C’est un cadre idéal pour un \x3Cstrong>investissement immobilier rentable\x3C/strong>. En effet, Montpellier est une ville peuplée d’étudiants où la demande de logement est très forte. Une option idéale pour l’investissement locatif. Mais l’Hérault regorge aussi de plages, de vignes et de garrigues qui attirent chaque année des milliers de touristes. Pour les familles ou les jeunes actifs, c’est également un département attractif qui jouit d’une \x3Cstrong>économie dynamique\x3C/strong>.\x3C/p>\r\n",format:"full_html",processed:"\x3Cp>Dans le sud de la France, le département de l’Hérault en Occitanie attire pour sa \x3Cstrong>situation géographique privilégiée\x3C/strong>, mais aussi pour sa qualité de vie. Terre d’histoire bordée par la Méditerranée, elle dispose de nombreux atouts et représente une option intéressante pour les investisseurs. Découvrez sans plus attendre nos \x3Cstrong>projets neufs\x3C/strong> dans l’Hérault.\x3C/p>\n\n\x3Ch2>Les aides pour acheter un bien immobilier neuf dans l’Hérault\x3C/h2>\n\n\x3Cp>Avec un prix moyen au m² qui ne cesse d'augmenter, acheter un bien immobilier dans l’Hérault peut s’avérer compliqué. Il existe cependant des aides pour faciliter l’investissement.\x3C/p>\n\n\x3Cp>Vous pouvez dans un premier temps vous intéresser aux deux dispositifs mis en place par l’État, à savoir le prêt à taux zéro (PTZ) et le prêt à l’accession sociale (PAS). Ces deux aides permettent de réaliser des économies sur les intérêts, les frais de dossiers ou encore les frais de notaire.\x3C/p>\n\n\x3Cp>D’autre part, si vous êtes \x3Cstrong>primo-accédant\x3C/strong>, n’hésitez pas à interpeller plusieurs banques. En effet, certaines d’entre elles proposent des prêts à taux 0 pour financer une partie de votre projet.\x3C/p>\n\n\x3Cp>Enfin, si vous êtes salarié et que votre entreprise est adhérente à \x3Cstrong>Action Logement\x3C/strong>, vous pouvez bénéficier d’un prêt très intéressant : « le prêt accession ».\x3C/p>\n\n\x3Ch2>Acheter un programme neuf dans l’Hérault pour faire un investissement locatif\x3C/h2>\n\n\x3Cp>L’une des pratiques les plus appréciées pour constituer ou renforcer \x3Cstrong>son patrimoine immobilier\x3C/strong> est l’investissement locatif. Vous achetez un logement au sein d'un programme neuf dans l’Hérault dans le but de le proposer ensuite à la location. Une manière sûre de placer son argent et de percevoir des revenus complémentaires réguliers. Pour vous aider à concrétiser votre projet d’investissement locatif, plusieurs dispositifs sont compatibles avec nos programmes immobiliers dans l’Hérault.\x3C/p>\n\n\x3Ch3>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-pinel.html\">Loi Pinel\x3C/a>\x3C/h3>\n\n\x3Cp>La Loi Pinel est un dispositif mis en place en 2015 qui s’adresse particulièrement aux investisseurs de bien locatifs \x3Cstrong>non meublés\x3C/strong>. Elle offre plusieurs avantages dont une réduction d’impôt qui varie en fonction de l’engagement de la durée de location.\x3C/p>\n\n\x3Ch3>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-statut-lmnp.html\">LMNP\x3C/a>\x3C/h3>\n\n\x3Cp>Le LMNP comme son nom l’indique s’adresse en particulier aux investisseurs de \x3Cstrong>bien locatifs meublés\x3C/strong>. Ce dispositif offre aux propriétaires plusieurs avantages comme la possibilité de récupérer la TVA sur l’achat du bien ou de bénéficier d’une fiscalité très intéressante. En effet, ils peuvent opter pour la déduction des charges ou l’abattement de 50 % des recettes obtenues en cas de régime micro-entrepreneur.\x3C/p>\n\n\x3Ch3>Autres dispositifs\x3C/h3>\n\n\x3Cp>L’Hérault est à la fois une zone prisée par les étudiants et les retraités, mais aussi les touristes. Il peut donc s’avérer intéressant d’investir dans le cadre du \x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/dispositif-censi-bouvard.html\">\x3Cstrong>Censi-Bouvard\x3C/strong>.\x3C/a> Ce dispositif permet de bénéficier d’avantages fiscaux intéressants lors d’un investissement immobilier dans une résidence étudiante, touristique ou pour senior.\x3C/p>\n\n\x3Ch2>Pourquoi acheter un logement neuf dans l’Hérault ?\x3C/h2>\n\n\x3Cp>Selon plusieurs sources, l’évolution du prix de l’immobilier dans l’Hérault est constante avec une tendance à la hausse depuis une dizaine d’années. C’est un cadre idéal pour un \x3Cstrong>investissement immobilier rentable\x3C/strong>. En effet, Montpellier est une ville peuplée d’étudiants où la demande de logement est très forte. Une option idéale pour l’investissement locatif. Mais l’Hérault regorge aussi de plages, de vignes et de garrigues qui attirent chaque année des milliers de touristes. Pour les familles ou les jeunes actifs, c’est également un département attractif qui jouit d’une \x3Cstrong>économie dynamique\x3C/strong>.\x3C/p>\n"},weight:9,changed:"2024-09-19T08:39:21+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[4316]=[$R[4317]={tag:"meta",attributes:$R[4318]={name:"title",content:"Immobilier neuf Hérault | Cogedim"}},$R[4319]={tag:"meta",attributes:$R[4320]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans l'Hérault ? 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Deuxième région française la plus vaste, l’Occitanie couvre 13 départements et regroupe deux grandes métropoles, une biodiversité exceptionnelle et plusieurs parcs régionaux. Un bassin d’emploi qui se porte bien et des \x3Cstrong>activités économiques dynamiques\x3C/strong> font d’elle une région en forte croissance. Forte de ces nombreux atouts, l’Occitanie une région très recherchée en termes d’investissement locatif. Découvrez donc sans plus attendre nos programmes immobiliers neufs à Nîmes, Toulouse, Montpelier ou Sète.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Occitanie\x3C/h3>\x3Cp>Il existe de nombreuses aides pour financer un logement neuf en Occitanie. Tout d’abord, des aides nationales pour les \x3Cstrong>primo-accédants\x3C/strong> ou les ménages qui s’installent dans des appartements neufs ou dans des zones de rénovation urbaine. Parmi ces aides, le \x3Cstrong>Prêt à Taux Zéro ou encore le Prêt Action Logement\x3C/strong> sont les plus courants. Le PTZ est accordé en fonction des conditions de ressources. Il permet de financer l’achat d’un logement, à hauteur de 40 %, avec une période de remboursement de prêt de 20 à 25 ans. Le Prêt Action Logement est destiné aux salariés et aux retraités. Il existe aussi des aides régionales, départementales, voire communales. Pour en bénéficier, il est nécessaire de se renseigner auprès de l’\x3Cstrong>agence de l’habitat à proximité\x3C/strong>.\x3C/p>\x3Ch3>Acheter un programme neuf en Occitanie pour faire un investissement locatif\x3C/h3>\x3Cp>Faire le choix de l’investissement locatif en Occitanie est une option intéressante pour les personnes souhaitant consolider leur patrimoine immobilier, préparer leur retraite ou succession. Placer son argent dans un secteur lucratif comme l’immobilier permet en effet de recevoir des \x3Cstrong>compléments de revenus réguliers\x3C/strong>. Avec des métropoles telles que Montpellier ou Toulouse qui attirent chaque année de plus en plus d’étudiants, de retraités ou de jeunes actifs et des communes périphériques en constant développement, sans parler des des \x3Cstrong>taux d’intérêts et des prix attractifs\x3C/strong>, les avantages d’acheter un programme neuf pour un investissement locatif en Occitanie ne manquent pas.\x3C/p>\x3Ch4>Loi Pinel et défiscalisation\x3C/h4>\x3Cp>La loi Pinel a été mise en place pour \x3Cstrong>favoriser l’accroissement de l’offre en logements neufs en Occitanie\x3C/strong> et dans d’autres régions, dans les zones de tension immobilière. Toulouse et son agglomération par exemple font partie de la zone Pinel B1. De ce fait, il est possible d’investir dans un appartement neuf en loi Pinel et de bénéficier d’une \x3Cstrong>réduction d’impôts\x3C/strong> qui est calculée en fonction de la durée de mise en location.\x3C/p>\x3Ch4>La location en meublée non professionnelle\x3C/h4>\x3Cp>Le statut de LMNP est fiscalement avantageux. Il permet d’amortir son investissement avec une \x3Cstrong>fiscalité allégée et la déduction de nombreuses charges\x3C/strong>. Il est possible d’investir dans un appartement neuf au sein d’une résidence services. Cet achat en Occitanie permet d’une part de bénéficier d’une réduction fiscale avec le statut de LMNP.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Occitanie ?\x3C/h3>\x3Cp>Entre montagnes, Méditerranée et fleuves et située à la frontière espagnole, l’Occitanie est riche d’autant de climats que de paysages variés. Cette situation géographique unique attire chaque année des millions de touristes et contribue au bon état de l’économie. Le tourisme n’est pas le seul secteur en bonne santé, car favorisé par la présence de grandes entreprises comme Airbus ou DELL, la région ne cesse de créer de nouveaux postes et d’attirer de nouveaux arrivants. Les multiples universités et écoles d’étude supérieures sont également un grand atout pour l’Occitanie, qui accueille un grand nombre d’étudiants. Métropoles ou périphéries, toutes les régions connaissent depuis ces dix dernières années un engouement constant, y compris les moins denses. Cela donne lieu à la dynamisation et la création de nouveaux quartiers et des investissements d’envergure. Les possibilités d’investissement de logement neuf en Occitanie sont grandes.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Occitanie\x3C/h2>\x3Cp>La région Occitanie, issue de la fusion des anciens Languedoc-Roussillon et Midi-Pyrénées est un des territoires les plus prisés de France. Deuxième région française la plus vaste, l’Occitanie couvre 13 départements et regroupe deux grandes métropoles, une biodiversité exceptionnelle et plusieurs parcs régionaux. Un bassin d’emploi qui se porte bien et des \x3Cstrong>activités économiques dynamiques\x3C/strong> font d’elle une région en forte croissance. Forte de ces nombreux atouts, l’Occitanie une région très recherchée en termes d’investissement locatif. Découvrez donc sans plus attendre nos programmes immobiliers neufs à Nîmes, Toulouse, Montpelier ou Sète.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Occitanie\x3C/h3>\x3Cp>Il existe de nombreuses aides pour financer un logement neuf en Occitanie. Tout d’abord, des aides nationales pour les \x3Cstrong>primo-accédants\x3C/strong> ou les ménages qui s’installent dans des appartements neufs ou dans des zones de rénovation urbaine. Parmi ces aides, le \x3Cstrong>Prêt à Taux Zéro ou encore le Prêt Action Logement\x3C/strong> sont les plus courants. Le PTZ est accordé en fonction des conditions de ressources. Il permet de financer l’achat d’un logement, à hauteur de 40 %, avec une période de remboursement de prêt de 20 à 25 ans. Le Prêt Action Logement est destiné aux salariés et aux retraités. Il existe aussi des aides régionales, départementales, voire communales. Pour en bénéficier, il est nécessaire de se renseigner auprès de l’\x3Cstrong>agence de l’habitat à proximité\x3C/strong>.\x3C/p>\x3Ch3>Acheter un programme neuf en Occitanie pour faire un investissement locatif\x3C/h3>\x3Cp>Faire le choix de l’investissement locatif en Occitanie est une option intéressante pour les personnes souhaitant consolider leur patrimoine immobilier, préparer leur retraite ou succession. Placer son argent dans un secteur lucratif comme l’immobilier permet en effet de recevoir des \x3Cstrong>compléments de revenus réguliers\x3C/strong>. Avec des métropoles telles que Montpellier ou Toulouse qui attirent chaque année de plus en plus d’étudiants, de retraités ou de jeunes actifs et des communes périphériques en constant développement, sans parler des des \x3Cstrong>taux d’intérêts et des prix attractifs\x3C/strong>, les avantages d’acheter un programme neuf pour un investissement locatif en Occitanie ne manquent pas.\x3C/p>\x3Ch4>Loi Pinel et défiscalisation\x3C/h4>\x3Cp>La loi Pinel a été mise en place pour \x3Cstrong>favoriser l’accroissement de l’offre en logements neufs en Occitanie\x3C/strong> et dans d’autres régions, dans les zones de tension immobilière. Toulouse et son agglomération par exemple font partie de la zone Pinel B1. De ce fait, il est possible d’investir dans un appartement neuf en loi Pinel et de bénéficier d’une \x3Cstrong>réduction d’impôts\x3C/strong> qui est calculée en fonction de la durée de mise en location.\x3C/p>\x3Ch4>La location en meublée non professionnelle\x3C/h4>\x3Cp>Le statut de LMNP est fiscalement avantageux. Il permet d’amortir son investissement avec une \x3Cstrong>fiscalité allégée et la déduction de nombreuses charges\x3C/strong>. Il est possible d’investir dans un appartement neuf au sein d’une résidence services. Cet achat en Occitanie permet d’une part de bénéficier d’une réduction fiscale avec le statut de LMNP.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Occitanie ?\x3C/h3>\x3Cp>Entre montagnes, Méditerranée et fleuves et située à la frontière espagnole, l’Occitanie est riche d’autant de climats que de paysages variés. Cette situation géographique unique attire chaque année des millions de touristes et contribue au bon état de l’économie. Le tourisme n’est pas le seul secteur en bonne santé, car favorisé par la présence de grandes entreprises comme Airbus ou DELL, la région ne cesse de créer de nouveaux postes et d’attirer de nouveaux arrivants. Les multiples universités et écoles d’étude supérieures sont également un grand atout pour l’Occitanie, qui accueille un grand nombre d’étudiants. Métropoles ou périphéries, toutes les régions connaissent depuis ces dix dernières années un engouement constant, y compris les moins denses. Cela donne lieu à la dynamisation et la création de nouveaux quartiers et des investissements d’envergure. Les possibilités d’investissement de logement neuf en Occitanie sont grandes.\x3C/p>"},weight:445,changed:"2024-11-07T14:48:19+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[4380]=[$R[4381]={tag:"meta",attributes:$R[4382]={name:"title",content:"Immobilier neuf Occitanie | Cogedim"}},$R[4383]={tag:"meta",attributes:$R[4384]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) en Occitanie ? 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Terre d'Origine : programme immobilier neuf à Balaruc-les-Bains
Épousant le style lodge africain, cette nouvelle résidence s’inscrit avec grande allure dans le cadre privilégié de Balaruc-les-Bains. À deux pas des rives de l’étang de Thau et du cœur de ville, la résidence vous réserve une qualité de vie sans égale avec son parc paysager, sa piscine privative et sa plage en bois.
Découvrez en exclusivité une sélection d’appartements du 2 au 4 pièces, dotés de superbes espaces extérieurs, généreux balcons ou terrasses allant jusqu’à 73 m2
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www.georisques.gouv.fr
Face à l’étang de Thau
Piscine et parc paysager
Beaux espaces extérieurs
Le programme en détails
Le quartier
Le privilège de vivre au cœur de Balaruc-les-Bains
Commune dédiée au bien-être, Balaruc-les-Bains distille un art de vivre à savourer au quotidien. Pour vous offrir le meilleur de la ville, la résidence s’implante en son cœur, à deux pas des rives de l’étang de Thau et du spa thermal. En flânant dans ses rues ombragées, vous accédez en quelques minutes aux commerces et services de proximité, aux restaurants de fruits de mer, aux équipements sportifs et aux jolis parcs aménagés qui ponctuent la ville : parc Sévigné et son théâtre de verdure, parc Charles de Gaulle face à la médiathèque, et jardin antique méditerranéen en surplomb du terrain de basket et du skatepark... Pour les escapades à la plage, vous pouvez improviser librement entre le littoral de Frontignan et le lido de Sète, à 15 et 20 min** en voiture.
Résidence à quelques minutes des commerces, des services de proximité et des restaurants
Littoral de Frontignan et lido de Sète à moins de 20min** en voiture
Proche du spa thermal
La résidence
Un esprit lodge d’une grande élégance
Résolument contemporaine, l’architecture de la résidence s’inspire de l’esprit lodge africain et adopte une palette de couleurs contrastées entre ocre terre et blanc cassé. Élevées sur deux et trois niveaux, les façades sont soulignées par des bandeaux accentuant l’effet horizontal typique des lodges. L’esprit cabane des persiennes et des pergolas en bois dialogue avec le style contemporain des garde-corps opalescents dans une harmonie intemporelle.
Ode à la douceur méditerranéenne, la résidence s’organise autour d’un parc paysager abritant une piscine bordée de sa plage en bois. À l’ombre des arbres, les enfants pourront profiter d’une aire de jeux, les grands d’un potager partagé. Pour une parfaite quiétude, un parking accueille les véhicules en sous-sol.
Architecte de la résidence : Archigroup Grand Sud
Les logements
Des appartements grand ouverts sur l’extérieur
Déclinés du 2 au 4 pièces, les appartements présentent une grande variété d’agencements, de surfaces et d’orientations pour répondre à toutes vos aspirations. Soigneusement agencés, ils font la part belle aux pièces de vie généreuses avec cuisine ouverte, gage de bons moments de convivialité. Les séjours se prolongent tous par de vastes espaces extérieurs imaginés comme de véritables pièces supplémentaires pouvant accueillir du mobilier, des transats et des plantes. Au dernier étage, les 4 pièces bénéficient de terrasses d’exception allant jusqu’à 73 m2 avec vues sur l’étang de Thau.
Fidèles aux 10 engagements Cogedim et répondant aux dernières normes de l’immobilier neuf, les appartements offrent un confort durable, empreint d’élégance et économe en énergie.
Les prestations disponibles dans cette résidence
Carrelage
Jeux d’enfants
Local à vélos
Piscine
Porte blindée serrure 3 points A2P
Résidence clôturée
Salle de bain équipée
Vidéophone
Volets roulants
Une adresse de choix pour investir
Prisées par les Phéniciens, les Carthaginois et les Romains, reconnues par Rabelais, plébiscitées par la Marquise de Sévigné, les eaux thermales de Balaruc ont forgé la réputation de cette station thermale hors normes. Aujourd’hui classée première de France, Balaruc-les-Bains accueille près de 52 000 curistes par an et développe un cadre propice au bien-être de tous. Joliment aménagée, dotée de nombreuses institutions culturelles et sportives, elle offre une superbe qualité de vie à 25 min de Montpellier, et à 15 min* des plages méditerranéennes.
Parfaitement située, la résidence se prête à tous vos projets locatifs, saisonniers ou classiques. En zone B1 du dispositif Pinel, elle vous permet d’optimiser votre fiscalité pendant 6, 9 ou 12 ans et de convertir à terme votre bien en une agréable résidence secondaire