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Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[110]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[111]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[112]={drupal_internal__target_id:"regulation"}},revision_user:$R[113]={data:null,links:$R[114]={related:$R[115]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[116]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[117]=[$R[118]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[119]={links:$R[120]={help:$R[121]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[122]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[123]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[124]={self:$R[125]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2024-06-19T08:46:56+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[126]=[$R[127]={tag:"meta",attributes:$R[128]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[129]={tag:"link",attributes:$R[130]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[131]={tag:"meta",attributes:$R[132]={name:"generator",content:"Cogedim"}},$R[133]={tag:"meta",attributes:$R[134]={property:"og:site_name",content:"Cogedim"}},$R[135]={tag:"meta",attributes:$R[136]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[137]={tag:"meta",attributes:$R[138]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[139]={tag:"meta",attributes:$R[140]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[141]={tag:"meta",attributes:$R[142]={property:"og:image:type",content:"image/png"}},$R[143]={tag:"meta",attributes:$R[144]={property:"og:image:width",content:"628"}},$R[145]={tag:"meta",attributes:$R[146]={property:"og:image:height",content:"316"}},$R[147]={tag:"meta",attributes:$R[148]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[149]={tag:"meta",attributes:$R[150]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[151]={tag:"meta",attributes:$R[152]={name:"twitter:card",content:"summary"}},$R[153]={tag:"meta",attributes:$R[154]={name:"twitter:site",content:"@altareacogedim"}},$R[155]={tag:"meta",attributes:$R[156]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[157]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix indicatifs hors parking sauf mention contraire au détail du lot. Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[158]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[159]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[160]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[161]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[162]={drupal_internal__target_id:"regulation"}},revision_user:$R[163]={data:null,links:$R[164]={related:$R[165]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[166]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[167]=[$R[168]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[169]={links:$R[170]={help:$R[171]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[172]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[173]={type:"taxonomy_term--regulation",id:"49c03ee4-bf02-43c8-a22c-d3724c482b64",links:$R[174]={self:$R[175]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/?resourceVersion=id%3A6"}},drupal_internal__tid:6,drupal_internal__revision_id:6,langcode:"fr",revision_created:null,status:!0,name:"Pinel",description:null,weight:4,changed:"2024-06-19T08:16:01+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[176]=[$R[177]={tag:"meta",attributes:$R[178]={name:"title",content:"Pinel | Cogedim"}},$R[179]={tag:"link",attributes:$R[180]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/6/"}},$R[181]={tag:"meta",attributes:$R[182]={name:"generator",content:"Cogedim"}},$R[183]={tag:"meta",attributes:$R[184]={property:"og:site_name",content:"Cogedim"}},$R[185]={tag:"meta",attributes:$R[186]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[187]={tag:"meta",attributes:$R[188]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/"}},$R[189]={tag:"meta",attributes:$R[190]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[191]={tag:"meta",attributes:$R[192]={property:"og:image:type",content:"image/png"}},$R[193]={tag:"meta",attributes:$R[194]={property:"og:image:width",content:"628"}},$R[195]={tag:"meta",attributes:$R[196]={property:"og:image:height",content:"316"}},$R[197]={tag:"meta",attributes:$R[198]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[199]={tag:"meta",attributes:$R[200]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[201]={tag:"meta",attributes:$R[202]={name:"twitter:card",content:"summary"}},$R[203]={tag:"meta",attributes:$R[204]={name:"twitter:site",content:"@altareacogedim"}},$R[205]={tag:"meta",attributes:$R[206]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[207]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[208]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[209]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[210]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[211]={drupal_internal__target_id:"regulation"}},revision_user:$R[212]={data:null,links:$R[213]={related:$R[214]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/revision_user/?resourceVersion=id%3A6"},self:$R[215]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/relationships/revision_user/?resourceVersion=id%3A6"}}},parent:$R[216]=[$R[217]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[218]={links:$R[219]={help:$R[220]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[221]={about:"Usage and meaning of the 'virtual' resource 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neufs"}},$R[236]={tag:"meta",attributes:$R[237]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[238]={tag:"meta",attributes:$R[239]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[240]={tag:"meta",attributes:$R[241]={property:"og:image:type",content:"image/png"}},$R[242]={tag:"meta",attributes:$R[243]={property:"og:image:width",content:"628"}},$R[244]={tag:"meta",attributes:$R[245]={property:"og:image:height",content:"316"}},$R[246]={tag:"meta",attributes:$R[247]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[248]={tag:"meta",attributes:$R[249]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[250]={tag:"meta",attributes:$R[251]={name:"twitter:card",content:"summary"}},$R[252]={tag:"meta",attributes:$R[253]={name:"twitter:site",content:"@altareacogedim"}},$R[254]={tag:"meta",attributes:$R[255]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[256]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[257]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8
\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9
\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9
\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8
\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[258]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[259]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[260]={drupal_internal__target_id:"regulation"}},revision_user:$R[261]={data:null,links:$R[262]={related:$R[263]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[264]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[265]=[$R[266]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[267]={links:$R[268]={help:$R[269]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[270]={about:"Usage and meaning of the 'virtual' resource 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indicatifs hors taxes, hors parking et hors mobilier.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes, hors parking et hors mobilier. 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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[307]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[308]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[309]={drupal_internal__target_id:"regulation"}},revision_user:$R[310]={data:null,links:$R[311]={related:$R[312]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[313]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[314]=[$R[315]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[316]={links:$R[317]={help:$R[318]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[319]={about:"Usage and meaning of the 'virtual' resource 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[356]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[357]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[358]={drupal_internal__target_id:"regulation"}},revision_user:$R[359]={data:null,links:$R[360]={related:$R[361]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[362]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[363]=[$R[364]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[365]={links:$R[366]={help:$R[367]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[368]={about:"Usage and meaning of the 'virtual' resource 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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[405]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[406]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[407]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[408]={drupal_internal__target_id:"regulation"}},revision_user:$R[409]={data:null,links:$R[410]={related:$R[411]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[412]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[413]=[$R[414]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[415]={links:$R[416]={help:$R[417]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[418]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[419]={type:"taxonomy_term--regulation",id:"c80b43b7-3b2f-4caf-b172-3d6c7b88f8f8",links:$R[420]={self:$R[421]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/c80b43b7-3b2f-4caf-b172-3d6c7b88f8f8/?resourceVersion=id%3A3979"}},drupal_internal__tid:3979,drupal_internal__revision_id:3979,langcode:"fr",revision_created:"2023-01-17T08:38:06+00:00",status:!0,name:"Pinel +",description:null,weight:5,changed:"2024-06-19T08:16:33+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[422]=[$R[423]={tag:"meta",attributes:$R[424]={name:"title",content:"Pinel + | Cogedim"}},$R[425]={tag:"link",attributes:$R[426]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/3979/"}},$R[427]={tag:"meta",attributes:$R[428]={name:"generator",content:"Cogedim"}},$R[429]={tag:"meta",attributes:$R[430]={property:"og:site_name",content:"Cogedim"}},$R[431]={tag:"meta",attributes:$R[432]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[433]={tag:"meta",attributes:$R[434]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/c80b43b7-3b2f-4caf-b172-3d6c7b88f8f8/"}},$R[435]={tag:"meta",attributes:$R[436]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[437]={tag:"meta",attributes:$R[438]={property:"og:image:type",content:"image/png"}},$R[439]={tag:"meta",attributes:$R[440]={property:"og:image:width",content:"628"}},$R[441]={tag:"meta",attributes:$R[442]={property:"og:image:height",content:"316"}},$R[443]={tag:"meta",attributes:$R[444]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[445]={tag:"meta",attributes:$R[446]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[447]={tag:"meta",attributes:$R[448]={name:"twitter:card",content:"summary"}},$R[449]={tag:"meta",attributes:$R[450]={name:"twitter:site",content:"@altareacogedim"}},$R[451]={tag:"meta",attributes:$R[452]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[453]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[454]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel-plus.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[455]={value:"\x3Ch3>Acheter en Pinel +\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL + et réalisez jusqu’à 63 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel-plus.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel +\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL + et réalisez jusqu’à 63 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel-plus.html\">En savoir 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bien choisir son bien immobilier 2025_1.jpg",uri:$R[1186]={value:"public://2024-11/Comment bien choisir son bien immobilier 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bases : définir vos priorités\x3C/h2>\x3Ch3>1. Localisation : l’atout incontournable\x3C/h3>\x3Cp>Choisir un bien immobilier commence par sélectionner un emplacement adapté à vos besoins et à votre qualité de vie. Voici ce qu’il faut examiner :\x3C/p>\x3Cul>\x3Cli>\x3Cstrong>Accessibilité\x3C/strong> : proximité des transports publics (gare, métro, bus) ou des axes routiers.\x3C/li>\x3Cli>\x3Cstrong>Services et commodités\x3C/strong> : écoles, commerces, centres médicaux et culturels à proximité.\x3C/li>\x3Cli>\x3Cstrong>Espaces verts\x3C/strong> : une vue dégagée ou un accès à des parcs ajoute du confort et valorise votre bien sur le long terme.\x3C/li>\x3C/ul>\x3Cp>Les résidences Cogedim s’implantent souvent dans des environnements alliant praticité et bien-être.\x3C/p>\x3Ch3>2. Agencement : penser sur le long terme\x3C/h3>\x3Cp>Il est crucial de choisir un agencement optimisé et une surface adaptée à vos besoins quotidiens et à votre confort de vie. L’achat neuf se fait sur plan, il est donc important d'y penser dès le départ. \x3Cbr>\x3Cbr>\x3Cstrong>Le saviez-vous ? \x3C/strong>Cogedim mise sur des typologies de logements innovantes, comme les studios ou deux-pièces avec alcôve. Ces configurations intègrent une petite pièce multifonctionnelle, capable de s’adapter aux étapes de vie des habitants : bureau pour le télétravail aujourd’hui, chambre d’enfant demain, ou encore espace de rangement.\x3Cbr>Par ailleurs, Cogedim s’engage à réduire les espaces inutiles, comme les longs couloirs ou les entrées disproportionnées, afin de maximiser l’efficacité des mètres carrés. Les séjours spacieux et les chambres confortables deviennent ainsi des priorités. Résultat : des logements à la fois optimisés et agréables à vivre.\x3C/p>\x3Ch2>Optimiser votre budget pour un achat sécurisé\x3C/h2>\x3Ch3>1. Calculer votre capacité d’achat\x3C/h3>\x3Cp>Établir un budget clair est essentiel :\x3C/p>\x3Cul>\x3Cli>\x3Cstrong>Revenus fixes\x3C/strong> : incluez vos salaires, pensions ou revenus locatifs.\x3C/li>\x3Cli>\x3Cstrong>Charges \x3C/strong>: factures, crédits en cours, impôts et dépenses récurrentes.\x3C/li>\x3Cli>\x3Cstrong>Apport personnel\x3C/strong> : mobilisez vos épargnes pour rassurer les banques.\x3C/li>\x3C/ul>\x3Cp>\x3Cbr>Utilisez des outils comme \x3Ca href=\"https://www.cogedim.com/calcul-capacite-d-emprunt.html\">la calculette de prêt de Cogedim\x3C/a> pour estimer votre capacité d’emprunt et incluez les frais annexes (notaire, déménagement).\x3C/p>\x3Ch3>\x3Cbr>2. Profiter des dispositifs d’aide\x3C/h3>\x3Cp>En tant que primo-accédant, des aides comme le Prêt à Taux Zéro (PTZ) ou la TVA réduite peuvent alléger vos coûts. \x3C/p>\x3Cp>En complément, bénéficiez de la solution sur-mesure et exclusive pour les primo-accédants : Cogedim Access. Cette solution innovante permet d’acquérir un logement neuf avec des mensualités proches de votre loyer actuel, facilitant ainsi l’accès à la propriété sans augmenter votre charge financière mensuelle. \x3C/p>\x3Cp>Avec \x3Cstrong>Cogedim Access\x3C/strong>, vous réservez votre logement pour seulement 500 €, et aucun frais supplémentaire n’est demandé jusqu’à la livraison. Ce mécanisme simplifié, combiné à des emplacements stratégiques et une qualité de construction Cogedim, offre une opportunité unique de devenir propriétaire en toute sérénité.\x3C/p>\x3Ch2>Les étapes d’un achat dans le neuf\x3C/h2>\x3Ch3>1. Choisir et réserver votre bien\x3C/h3>\x3Cp>Une fois votre budget établi, parcourez les résidences proposées pour identifier le logement idéal. Prenez le temps d’étudier les plans et d’imaginer votre futur espace de vie. La sélection de programmes est variée, avec des options adaptées à tous les profils et budgets. Une fois votre choix arrêté, vous signerez un contrat de réservation, garantissant la disponibilité du logement.\x3C/p>\x3Ch3>2. Financer votre achat \x3C/h3>\x3Cp>Constituez votre dossier bancaire et explorez les aides disponibles. Une fois le financement validé, passez à la signature de l’acte de vente, étape clé de l’acquisition.\x3C/p>\x3Ch3>3. Personnaliser votre bien \x3C/h3>\x3Cp>L’un des avantages de l’immobilier neuf est la possibilité de personnalisation. Chez Cogedim, vous pouvez choisir les matériaux, les finitions, les couleurs, et même certains agencements pour créer un intérieur qui vous ressemble. Un conseiller dédié vous accompagne dans ces choix pour optimiser le confort et la fonctionnalité de votre futur logement.\x3C/p>\x3Ch3>4. Suivre la construction et la livraison\x3C/h3>\x3Cp>Participez aux visites de chantier pour observer l’avancée des travaux. À la remise des clés, procédez à un état des lieux détaillé et prenez possession de votre logement, prêt à emménager.\x3C/p>\x3Ch2>\x3Cspan class=\"sign\">4 questions à Vincent STEINHAUSER\x3C/span>\x3C/h2>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Pourquoi 2025 est l’année idéale pour devenir propriétaire ? \x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cdiv class=\"comp-verbatim\">\x3Cblockquote>\x3Cp>“Si la baisse se poursuit, l’immobilier continuera d’être plus attractif en 2025, car des taux plus bas signifient des mensualités moins élevées.”\x3C/p>\x3C/blockquote>\x3Cp>\x3Cspan class=\"sign\">Directeur du Marché des Particuliers\x3C/span>\x3Cbr>\x3Cspan class=\"sign\">Pôle Client et Développement I Direction du Développement des Marchés\x3C/span>\x3Cbr>\x3Cspan class=\"sign\">Crédit Agricole\x3C/span>\x3C/p>\x3C/div>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Pourquoi les taux d’intérêts baissent-ils actuellement ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>Vincent STEINHAUSER\x3C/strong> : Le taux de refinancement de la BCE (Banque centrale européenne), qui détermine le taux auquel les banques achètent l’argent et indirectement le taux auquel elles peuvent prêter, a connu entre juillet 2022 et septembre 2023 par moins de huit hausses de taux successives, ce qui a porté le taux de refinancement pour les banques à 4,5% ! \x3Cbr>L’objectif de la BCE de freiner l’inflation, qui avait connu un plus haut depuis plus de 10 ans, semble atteint puisqu’en juin, nous avons connu une première baisse de taux et l’inflation étant revenue à l’objectif de 2% fixé par la BCE, le taux directeur a à nouveau été revu à la baisse en octobre, le portant à 3,25%. \x3C/p>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Quel impact pour les emprunteurs ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>VS\x3C/strong> : Si cette baisse se poursuit, cela pourrait rendre l’achat immobilier plus attractif, car des taux plus bas signifient des mensualités moins élevées. \x3Cbr>Des économistes prévoient de nouvelles baisses de taux jusqu’au premier semestre 2025. A tempérer avec les incertitudes liées à la dette de l’État, qui ont tendance à renchérir ce que l’on appelle l’OAT à 10 ans (le taux d’intérêt des Obligations assimilables au Trésor, emprunts émis par l'État français pour son financement). Le taux d'intérêt des OAT sert de référence pour les organismes prêteurs pour établir les taux de crédit à taux fixes, une composante des taux refinancement des banques.\x3Cbr>Donc investir maintenant peut être un bon point d’entrée en ce qui concerne les taux d’intérêts, mais au-delà des taux, un projet immobilier se construit et va dépendre des objectifs, des situations individuelles de chacun.\x3C/p>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Et quelles conséquences plus structurelles sur l’immobilier ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>VS\x3C/strong> : L'impact de la baisse des taux sur le marché immobilier est réel. Lorsque les taux d'intérêt baissent, le coût des emprunts diminue. Cela signifie que les mensualités des prêts deviennent moins élevées pour un même montant emprunté. Par exemple, si un emprunteur souhaite acheter un bien immobilier à 300 000 €, une baisse de 1% des taux d'intérêt réduira environs de 200€ la mensualité, rendant l'achat plus accessible. Avec des mensualités moins élevées, les acquéreurs peuvent se permettre d'emprunter davantage. Pour les primo-accédants, cela peut signifier un accès à des logements de meilleure qualité, comme le neuf, ou à des zones géographiques plus recherchées. \x3C/p>\x3Cp>L’accès au crédit est donc facilité car les conditions de prêt sont plus favorables, ce qui peut encourager à entrer sur le marché immobilier. \x3Cbr>Si cette dynamique de baisse des taux se poursuit, les prix immobiliers devraient se stabiliser et rendre le marché de l’immobilier globalement plus intéressant.\x3C/p>\x3Ch2>Cogedim, votre allié pour un achat réussi\x3C/h2>\x3Cp>Investir dans un bien immobilier en 2025, c’est anticiper les évolutions tout en sécurisant son avenir. Grâce à des solutions innovantes comme Cogedim Access et un accompagnement personnalisé, nous vous aidons à réaliser un achat serein et adapté à vos objectifs.\x3C/p>\x3Cp>[promo-form_advisor]\x3C/p>",format:"full_html",processed:"\x3Ch2>Les bases : définir vos priorités\x3C/h2>\x3Ch3>1. Localisation : l’atout incontournable\x3C/h3>\x3Cp>Choisir un bien immobilier commence par sélectionner un emplacement adapté à vos besoins et à votre qualité de vie. Voici ce qu’il faut examiner :\x3C/p>\x3Cul>\x3Cli>\x3Cstrong>Accessibilité\x3C/strong> : proximité des transports publics (gare, métro, bus) ou des axes routiers.\x3C/li>\x3Cli>\x3Cstrong>Services et commodités\x3C/strong> : écoles, commerces, centres médicaux et culturels à proximité.\x3C/li>\x3Cli>\x3Cstrong>Espaces verts\x3C/strong> : une vue dégagée ou un accès à des parcs ajoute du confort et valorise votre bien sur le long terme.\x3C/li>\x3C/ul>\x3Cp>Les résidences Cogedim s’implantent souvent dans des environnements alliant praticité et bien-être.\x3C/p>\x3Ch3>2. Agencement : penser sur le long terme\x3C/h3>\x3Cp>Il est crucial de choisir un agencement optimisé et une surface adaptée à vos besoins quotidiens et à votre confort de vie. L’achat neuf se fait sur plan, il est donc important d'y penser dès le départ. \x3Cbr>\x3Cbr>\x3Cstrong>Le saviez-vous ? \x3C/strong>Cogedim mise sur des typologies de logements innovantes, comme les studios ou deux-pièces avec alcôve. Ces configurations intègrent une petite pièce multifonctionnelle, capable de s’adapter aux étapes de vie des habitants : bureau pour le télétravail aujourd’hui, chambre d’enfant demain, ou encore espace de rangement.\x3Cbr>Par ailleurs, Cogedim s’engage à réduire les espaces inutiles, comme les longs couloirs ou les entrées disproportionnées, afin de maximiser l’efficacité des mètres carrés. Les séjours spacieux et les chambres confortables deviennent ainsi des priorités. Résultat : des logements à la fois optimisés et agréables à vivre.\x3C/p>\x3Ch2>Optimiser votre budget pour un achat sécurisé\x3C/h2>\x3Ch3>1. Calculer votre capacité d’achat\x3C/h3>\x3Cp>Établir un budget clair est essentiel :\x3C/p>\x3Cul>\x3Cli>\x3Cstrong>Revenus fixes\x3C/strong> : incluez vos salaires, pensions ou revenus locatifs.\x3C/li>\x3Cli>\x3Cstrong>Charges \x3C/strong>: factures, crédits en cours, impôts et dépenses récurrentes.\x3C/li>\x3Cli>\x3Cstrong>Apport personnel\x3C/strong> : mobilisez vos épargnes pour rassurer les banques.\x3C/li>\x3C/ul>\x3Cp>\x3Cbr>Utilisez des outils comme \x3Ca href=\"https://www.cogedim.com/calcul-capacite-d-emprunt.html\">la calculette de prêt de Cogedim\x3C/a> pour estimer votre capacité d’emprunt et incluez les frais annexes (notaire, déménagement).\x3C/p>\x3Ch3>\x3Cbr>2. Profiter des dispositifs d’aide\x3C/h3>\x3Cp>En tant que primo-accédant, des aides comme le Prêt à Taux Zéro (PTZ) ou la TVA réduite peuvent alléger vos coûts. \x3C/p>\x3Cp>En complément, bénéficiez de la solution sur-mesure et exclusive pour les primo-accédants : Cogedim Access. Cette solution innovante permet d’acquérir un logement neuf avec des mensualités proches de votre loyer actuel, facilitant ainsi l’accès à la propriété sans augmenter votre charge financière mensuelle. \x3C/p>\x3Cp>Avec \x3Cstrong>Cogedim Access\x3C/strong>, vous réservez votre logement pour seulement 500 €, et aucun frais supplémentaire n’est demandé jusqu’à la livraison. Ce mécanisme simplifié, combiné à des emplacements stratégiques et une qualité de construction Cogedim, offre une opportunité unique de devenir propriétaire en toute sérénité.\x3C/p>\x3Ch2>Les étapes d’un achat dans le neuf\x3C/h2>\x3Ch3>1. Choisir et réserver votre bien\x3C/h3>\x3Cp>Une fois votre budget établi, parcourez les résidences proposées pour identifier le logement idéal. Prenez le temps d’étudier les plans et d’imaginer votre futur espace de vie. La sélection de programmes est variée, avec des options adaptées à tous les profils et budgets. Une fois votre choix arrêté, vous signerez un contrat de réservation, garantissant la disponibilité du logement.\x3C/p>\x3Ch3>2. Financer votre achat \x3C/h3>\x3Cp>Constituez votre dossier bancaire et explorez les aides disponibles. Une fois le financement validé, passez à la signature de l’acte de vente, étape clé de l’acquisition.\x3C/p>\x3Ch3>3. Personnaliser votre bien \x3C/h3>\x3Cp>L’un des avantages de l’immobilier neuf est la possibilité de personnalisation. Chez Cogedim, vous pouvez choisir les matériaux, les finitions, les couleurs, et même certains agencements pour créer un intérieur qui vous ressemble. Un conseiller dédié vous accompagne dans ces choix pour optimiser le confort et la fonctionnalité de votre futur logement.\x3C/p>\x3Ch3>4. Suivre la construction et la livraison\x3C/h3>\x3Cp>Participez aux visites de chantier pour observer l’avancée des travaux. À la remise des clés, procédez à un état des lieux détaillé et prenez possession de votre logement, prêt à emménager.\x3C/p>\x3Ch2>\x3Cspan class=\"sign\">4 questions à Vincent STEINHAUSER\x3C/span>\x3C/h2>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Pourquoi 2025 est l’année idéale pour devenir propriétaire ? \x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cdiv class=\"comp-verbatim\">\x3Cblockquote>\x3Cp>“Si la baisse se poursuit, l’immobilier continuera d’être plus attractif en 2025, car des taux plus bas signifient des mensualités moins élevées.”\x3C/p>\x3C/blockquote>\x3Cp>\x3Cspan class=\"sign\">Directeur du Marché des Particuliers\x3C/span>\x3Cbr>\x3Cspan class=\"sign\">Pôle Client et Développement I Direction du Développement des Marchés\x3C/span>\x3Cbr>\x3Cspan class=\"sign\">Crédit Agricole\x3C/span>\x3C/p>\x3C/div>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Pourquoi les taux d’intérêts baissent-ils actuellement ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>Vincent STEINHAUSER\x3C/strong> : Le taux de refinancement de la BCE (Banque centrale européenne), qui détermine le taux auquel les banques achètent l’argent et indirectement le taux auquel elles peuvent prêter, a connu entre juillet 2022 et septembre 2023 par moins de huit hausses de taux successives, ce qui a porté le taux de refinancement pour les banques à 4,5% ! \x3Cbr>L’objectif de la BCE de freiner l’inflation, qui avait connu un plus haut depuis plus de 10 ans, semble atteint puisqu’en juin, nous avons connu une première baisse de taux et l’inflation étant revenue à l’objectif de 2% fixé par la BCE, le taux directeur a à nouveau été revu à la baisse en octobre, le portant à 3,25%. \x3C/p>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Quel impact pour les emprunteurs ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>VS\x3C/strong> : Si cette baisse se poursuit, cela pourrait rendre l’achat immobilier plus attractif, car des taux plus bas signifient des mensualités moins élevées. \x3Cbr>Des économistes prévoient de nouvelles baisses de taux jusqu’au premier semestre 2025. A tempérer avec les incertitudes liées à la dette de l’État, qui ont tendance à renchérir ce que l’on appelle l’OAT à 10 ans (le taux d’intérêt des Obligations assimilables au Trésor, emprunts émis par l'État français pour son financement). Le taux d'intérêt des OAT sert de référence pour les organismes prêteurs pour établir les taux de crédit à taux fixes, une composante des taux refinancement des banques.\x3Cbr>Donc investir maintenant peut être un bon point d’entrée en ce qui concerne les taux d’intérêts, mais au-delà des taux, un projet immobilier se construit et va dépendre des objectifs, des situations individuelles de chacun.\x3C/p>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Et quelles conséquences plus structurelles sur l’immobilier ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>VS\x3C/strong> : L'impact de la baisse des taux sur le marché immobilier est réel. Lorsque les taux d'intérêt baissent, le coût des emprunts diminue. 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\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
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href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[1415]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir 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\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[1708]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[2001]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[2002]={drupal_internal__target_id:6},vid:$R[2003]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[2004]={drupal_internal__target_id:"regulation"}},revision_user:$R[2005]={data:null,links:$R[2006]={related:$R[2007]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/revision_user/?resourceVersion=id%3A6"},self:$R[2008]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/relationships/revision_user/?resourceVersion=id%3A6"}}},parent:$R[2009]=[$R[2010]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[2011]={links:$R[2012]={help:$R[2013]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[2014]={about:"Usage and meaning of the 'virtual' resource 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\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[2294]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[2831]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[2832]={drupal_internal__target_id:6},vid:$R[2833]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[2834]={drupal_internal__target_id:"regulation"}},revision_user:$R[2835]={data:null,links:$R[2836]={related:$R[2837]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/revision_user/?resourceVersion=id%3A6"},self:$R[2838]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/relationships/revision_user/?resourceVersion=id%3A6"}}},parent:$R[2839]=[$R[2840]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[2841]={links:$R[2842]={help:$R[2843]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[2844]={about:"Usage and meaning of the 'virtual' resource 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neufs"}},$R[2939]={tag:"meta",attributes:$R[2940]={name:"twitter:image",content:"http://www.cogedim.com/sites/default/files/2022-11/29596_situation_4.jpg"}}],path:$R[2941]={alias:"/hauts-de-france/nord-59/quesnoy-sur-deule/sud-rivage-29596-935836.html",pid:3708,langcode:"fr"},publish_on:null,unpublish_on:null,published_at:"2022-08-04T15:00:01+00:00",field_additional:null,field_address_hide:!1,field_address_override:null,field_administrator:null,field_archived:!0,field_basements_count:0,field_bbc:!1,field_building_disp:null,field_building_text:$R[2942]={value:"\x3Cp>\x3Cstrong>Une résidence de caractère \x3C/strong>\x3C/p>\x3Cp>Issue du savoir-faire qui fait la renommée de Cogedim depuis plus de 50 ans, la résidence est conçue comme un trait d’union entre le cœur de ville et les berges de la Deûle. Ses bâtiments s’approprient les codes de l’architecture locale avec leurs toitures à deux pans, leurs façades en briques et leur verticalité affirmée. Côté ville, le rez-de-chaussée accueille une crèche et une conciergerie, inscrivant le lieu dans la dynamique conviviale de la commune.\x3C/p>\x3Cp>Au sein de la résidence, la nature est reine. Les venelles plantées desservent les bâtiments bordés de jardins privatifs. Au centre, jardins et potagers partagés dialoguent avec une vaste pelouse ombragée par de grands arbres. Dans ce havre de quiétude, les véhicules trouvent leur place dans des parkings sécurisés en sous-sol. Un abri vélos indépendant permet à chacun de ranger aisément le sien. \x3C/p>\x3Cp class=\"excerpt_bg_gris\">\x3Cstrong>Cabinet d'architectes de la résidence :\x3C/strong> BEAL & BLANCKAERT\x3C/p>",format:"full_html",processed:"\x3Cp>\x3Cstrong>Une résidence de caractère \x3C/strong>\x3C/p>\x3Cp>Issue du savoir-faire qui fait la renommée de Cogedim depuis plus de 50 ans, la résidence est conçue comme un trait d’union entre le cœur de ville et les berges de la Deûle. Ses bâtiments s’approprient les codes de l’architecture locale avec leurs toitures à deux pans, leurs façades en briques et leur verticalité affirmée. Côté ville, le rez-de-chaussée accueille une crèche et une conciergerie, inscrivant le lieu dans la dynamique conviviale de la commune.\x3C/p>\x3Cp>Au sein de la résidence, la nature est reine. Les venelles plantées desservent les bâtiments bordés de jardins privatifs. Au centre, jardins et potagers partagés dialoguent avec une vaste pelouse ombragée par de grands arbres. Dans ce havre de quiétude, les véhicules trouvent leur place dans des parkings sécurisés en sous-sol. Un abri vélos indépendant permet à chacun de ranger aisément le sien. \x3C/p>\x3Cp class=\"excerpt_bg_gris\">\x3Cstrong>Cabinet d'architectes de la résidence :\x3C/strong> BEAL & BLANCKAERT\x3C/p>"},field_catchline:null,field_cellars_count:0,field_cities_nearby:$R[2943]=["Wambrechies","Verlinghem","Linselles","Bondues"],field_city:"Quesnoy-sur-Deûle",field_classified:"Le bon moment pour devenir propriétaire, c’est le vôtre ! Allégez vos mensualités : jusqu’à 600 €/ mois remboursés pendant 4 ans. Voir conditions détaillées sur cogedim.com ou en espace de vente.\r\n\r\nUne résidence haut-de-gamme située dans la Métropole Européenne de Lille, dans un cadre nature à Quesnoy-sur-Deûle. En plein cœur de ville, ce programme immobilier bénéficie d’un emplacement exceptionnel, en bords de Deûle et proche de Lille. Les bâtiments présentent une écriture architecturale contemporaine, sublimée par des matériaux nobles avec leurs façades en briques traditionnelles et leur toiture à deux pans. Sud Rivage propose un environnement verdoyant agrémenté d’arbres remarquables, potagers partagés et kiosque de rencontre. Certifiée RE2020 et NF Habitat HQE, la résidence propose des appartements confortables déclinés du 2 au 5 pièces duplex, avec balcons, loggias, terrasses en attique ou jardins privatifs jusqu’à 25 m². Parkings sécurisés en sous-sol et locaux à vélos indépendants. 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Son cœur de ville est animé de nombreux commerces, services, restaurants, boutiques et accueille les étals du marché chaque dimanche. À deux pas, la résidence concilie quotidien facile et quiétude absolue. Nichée entre l’église et les bords de la Deûle, elle profite d’un environnement bucolique rare, et d’un accès privilégié au port de plaisance, à la halte nautique et aux promenades aménagées au fil de l’eau.\x3C/p>\x3Cp>Pour les enfants, les écoles, publique et privée, et la médiathèque se situent dans un rayon de 5 min** à pied, les équipements sportifs et le parc Mahieu à moins de 10 min**. \x3Cbr> \x3C/p>"},field_exported:!0,field_freehold_percentage:null,field_gps:$R[2945]={value:"POINT (2.9993646144867 50.711044311523)",geo_type:"Point",lat:50.711044311523,lon:2.9993646144867,left:2.9993646144867,top:50.711044311523,right:2.9993646144867,bottom:50.711044311523,geohash:"u140kr8j4rb673un",latlon:"50.711044311523,2.9993646144867"},field_had_lots_previously:!0,field_hqe:!1,field_images_export:!0,field_invest_disp:null,field_invest_text:$R[2946]={value:"\x3Cp>Au nord de la métropole lilloise, à environ 12 km de Lille, Tourcoing et Armentières, Quesnoy-sur-Deûle réunit tous les atouts d’une ville à taille humaine, le charme de la Deûle en plus. 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Plusieurs grandes villes comme Lille, Roubaix et Dunkerque s’y trouvent. Après des années économiquement difficiles, ce département a retrouvé un \x3Cstrong>dynamisme économique\x3C/strong> important, porté par la métropole européenne de Lille. Le Nord attire ainsi aussi bien les particuliers qui recherchent une résidence principale que les investisseurs qui veulent obtenir un bon rendement locatif. Découvrez vite nos offres de logements neufs dans le Nord.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf dans le Nord\x3C/h2>\x3Cp>Si vous voulez acheter un bien neuf dans le Nord, il existe des \x3Cstrong>aides à l’échelle locale\x3C/strong>. Ainsi, la métropole européenne de Lille a lancé un \x3Cstrong>bail réel solidaire\x3C/strong> pour pouvoir proposer des logements à des prix compétitifs. Pour cela, vous devenez \x3Cstrong>propriétaire du logement, mais pas du terrain\x3C/strong>, ce qui fait baisser le prix d’achat de 20 à 40 % et donne un abattement annuel de 30 % de la taxe foncière.\x3C/p>\x3Cp>Dans la métropole de Valenciennes, si vous achetez un logement neuf dans un des quartiers en politique de ville vous pouvez bénéficier d’une subvention allant de 2 000 euros à 5 000 euros. Enfin, la Communauté urbaine de Dunkerque a mis en place « Réflex’Acquisition » : un système pour vous faire \x3Cstrong>rembourser votre taxe foncière\x3C/strong> à hauteur de 80 % pendant 2 ans, dans la limite de 1 200 euros par an.\x3C/p>\x3Cp>Des \x3Cstrong>aides nationales\x3C/strong> sont également disponibles si vous êtes primo-accédants et souhaitez investir dans l’immobilier neuf dans le Nord : \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero.html\">PTZ\x3C/a>, \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-action-logement.html\">Prêt Action Logement\x3C/a>, \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">TVA réduite\x3C/a>, etc. Des agences pour l’habitat sont présentes sur l’ensemble du territoire pour vous aider à définir votre projet immobilier et vous donner des conseils pour le réaliser.\x3C/p>\x3Ch2>Acheter un programme neuf dans le Nord pour faire un investissement locatif\x3C/h2>\x3Cp>L’investissement locatif est le placement préféré des Français pour constituer son patrimoine immobilier, préparer sa retraite et générer des revenus réguliers. Vous pouvez ainsi investir dans l’un de nos programmes neufs dans le Nord et bénéficier de réductions fiscales grâce à plusieurs dispositifs.\x3C/p>\x3Ch3>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-statut-lmnp.html\">LMNP\x3C/a>\x3C/h3>\x3Cp>La location meublée non professionnelle (LMNP) fonctionne pour la mise en location d’un appartement neuf ou d’une maison neuve dans le Nord, en meublé, c'est-à-dire équipé. Il existe une liste des \x3Cstrong>éléments obligatoires\x3C/strong> à fournir dans le logement afin de permettre au locataire d’y vivre, dormir et manger. Vos revenus locatifs sont alors considérés comme des bénéficies industriels et commerciaux (BIC) et non des revenus fonciers et permettent de profiter d’un allègement fiscal intéressant.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf dans le Nord\x3C/h2>\x3Cp>Le département du Nord a la particularité de se trouver à proximité de plusieurs capitales européennes telles qu’Amsterdam, Bruxelles, Berlin et Londres. Cette situation géographique idéale renforce son attractivité.\x3C/p>\x3Cp>La ville de \x3Cstrong>Lille a de nombreux atouts\x3C/strong> qui séduisent les investisseurs en quête d’un programme neuf dans le Nord. Avec son quartier d’affaires Euralille, son pôle universitaire et son parc de recherche innovant Eurasanté, Lille séduit de nombreux actifs et étudiants. La métropole lilloise attire également de plus en plus d’entreprises. 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Ainsi, la métropole européenne de Lille a lancé un \x3Cstrong>bail réel solidaire\x3C/strong> pour pouvoir proposer des logements à des prix compétitifs. Pour cela, vous devenez \x3Cstrong>propriétaire du logement, mais pas du terrain\x3C/strong>, ce qui fait baisser le prix d’achat de 20 à 40 % et donne un abattement annuel de 30 % de la taxe foncière.\x3C/p>\x3Cp>Dans la métropole de Valenciennes, si vous achetez un logement neuf dans un des quartiers en politique de ville vous pouvez bénéficier d’une subvention allant de 2 000 euros à 5 000 euros. Enfin, la Communauté urbaine de Dunkerque a mis en place « Réflex’Acquisition » : un système pour vous faire \x3Cstrong>rembourser votre taxe foncière\x3C/strong> à hauteur de 80 % pendant 2 ans, dans la limite de 1 200 euros par an.\x3C/p>\x3Cp>Des \x3Cstrong>aides nationales\x3C/strong> sont également disponibles si vous êtes primo-accédants et souhaitez investir dans l’immobilier neuf dans le Nord : \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-a-taux-zero.html\">PTZ\x3C/a>, \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/le-pret-action-logement.html\">Prêt Action Logement\x3C/a>, \x3Ca href=\"https://www.cogedim.com/habiter/les-aides-pour-acheter-dans-le-neuf/une-tva-reduite-a-5-5.html\">TVA réduite\x3C/a>, etc. Des agences pour l’habitat sont présentes sur l’ensemble du territoire pour vous aider à définir votre projet immobilier et vous donner des conseils pour le réaliser.\x3C/p>\x3Ch2>Acheter un programme neuf dans le Nord pour faire un investissement locatif\x3C/h2>\x3Cp>L’investissement locatif est le placement préféré des Français pour constituer son patrimoine immobilier, préparer sa retraite et générer des revenus réguliers. Vous pouvez ainsi investir dans l’un de nos programmes neufs dans le Nord et bénéficier de réductions fiscales grâce à plusieurs dispositifs.\x3C/p>\x3Ch3>\x3Ca href=\"https://www.cogedim.com/investir/les-solutions-pour-investir-dans-le-neuf/le-statut-lmnp.html\">LMNP\x3C/a>\x3C/h3>\x3Cp>La location meublée non professionnelle (LMNP) fonctionne pour la mise en location d’un appartement neuf ou d’une maison neuve dans le Nord, en meublé, c'est-à-dire équipé. Il existe une liste des \x3Cstrong>éléments obligatoires\x3C/strong> à fournir dans le logement afin de permettre au locataire d’y vivre, dormir et manger. Vos revenus locatifs sont alors considérés comme des bénéficies industriels et commerciaux (BIC) et non des revenus fonciers et permettent de profiter d’un allègement fiscal intéressant.\x3C/p>\x3Ch2>Pourquoi acheter un logement neuf dans le Nord\x3C/h2>\x3Cp>Le département du Nord a la particularité de se trouver à proximité de plusieurs capitales européennes telles qu’Amsterdam, Bruxelles, Berlin et Londres. Cette situation géographique idéale renforce son attractivité.\x3C/p>\x3Cp>La ville de \x3Cstrong>Lille a de nombreux atouts\x3C/strong> qui séduisent les investisseurs en quête d’un programme neuf dans le Nord. Avec son quartier d’affaires Euralille, son pôle universitaire et son parc de recherche innovant Eurasanté, Lille séduit de nombreux actifs et étudiants. La métropole lilloise attire également de plus en plus d’entreprises. La demande en logements y est donc forte et se répercute sur l’ensemble du département.\x3C/p>"},weight:0,changed:"2024-12-13T09:10:06+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[3685]=[$R[3686]={tag:"meta",attributes:$R[3687]={name:"title",content:"Immobilier neuf Nord | Cogedim"}},$R[3688]={tag:"meta",attributes:$R[3689]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans le Nord ? 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Proche des grandes capitales européennes, elle dispose de zones industrialisées et d’un patrimoine naturel et historique très riche. Elle est la \x3Cstrong>quatrième région la plus peuplée\x3C/strong> de France, c’est un territoire attractif et dynamique. Les investissements immobiliers en Hauts-de-France sont de plus en plus recherchés et nous avons dans cette région des programmes neufs avec une offre variée.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Hauts-de-France\x3C/h3>\x3Cp>Les \x3Cstrong>grandes villes de la région Hauts-de-France\x3C/strong> sont Lille, Arras, Cambrai, Calais et Dunkerque. Ce sont des villes qui attirent une population variée. Du point de vue du parc immobilier, la région dispose d’une \x3Cstrong>diversité de types de biens immobiliers\x3C/strong>, que ce soit des maisons, des appartements neufs, des résidences étudiantes, seniors, etc. Pour les primo-accédants, des \x3Cstrong>aides nationales\x3C/strong> peuvent faciliter l’achat en Hauts-de-France : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Cp>Il existe aussi certaines \x3Cstrong>aides intercommunales\x3C/strong> qui peuvent être sollicitées pour aider au financement de son achat en Hauts-de-France. Par exemple, Amiens Métropole accorde des subventions aux opérateurs, qui les répercutent ensuite sur le prix d’achat. La métropole européenne de Lille a lancé il y a peu un bail réel solidaire pour proposer des logements à des prix compétitifs. Dans la métropole de Valenciennes, les ménages qui achètent un logement neuf à l’intérieur des quartiers en politique de ville peuvent bénéficier d’une subvention de 2 000 euros à 5 000 euros. La Communauté urbaine de Dunkerque a mis en place le « Réflex’Acquisition » pour se faire rembourser la taxe foncière à hauteur de 80% pendant 2 ans, dans la limite de 1200 euros par an. D’autres dispositifs similaires sont également mis en place dans d’autres villes pour un achat en Hauts-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Hauts-de-France pour faire un investissement locatif\x3C/h3>\x3Cp>Le regain d’intérêt récent que connaît cette région de France pourrait bien dynamiser le marché de l’immobilier. Favorisé par de \x3Cstrong>nouveaux bassins d’emploi\x3C/strong> et sa campagne agréable, non loin des principales capitales européennes, elle attire toujours plus d’acheteurs et de primo-accédants qui se tournent vers les maisons avec jardin ou de \x3Cstrong>locataires\x3C/strong> qui convoitent les appartements en centre-ville.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Le \x3Cstrong>statut de loueur meublé non professionnel\x3C/strong> (LMNP) peut être particulièrement intéressant pour les résidences étudiantes, notamment pour la ville de Lille. De plus, ce statut peut être couplé avec le dispositif Censi-Bouvard qui permet d’obtenir une \x3Cstrong>réduction d'impôts\x3C/strong> pouvant aller jusqu'à 11%. Ce statut de LMNP est parfait si vous voulez \x3Cstrong>consolider votre patrimoine\x3C/strong> en achetant un bien à louer et profiter ainsi de revenus locatifs réguliers et d’un allègement fiscal conséquent.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Hauts de France ?\x3C/h3>\x3Cp>Les raisons pour acheter un bien immobilier en Hauts-de-France sont nombreuses. Parmi celles-là, on peut notamment citer :\x3C/p>\x3Cul>\x3Cli>son \x3Cstrong>cadre de vie privilégie\x3C/strong>, avec ses paysages naturels riches entre plages, marais, dunes et falaises, qui attirent un grand nombre de touristes. Son patrimoine culturel n’est pas en reste avec plus de 200 sites historiques et musées ;\x3C/li>\x3Cli>sa position dans le \x3Cstrong>cœur économique de l’Europe\x3C/strong>, proche de Londres, Bruxelles et Paris avec des axes de communication qui soulignent cette position de carrefour ;\x3C/li>\x3Cli>Le \x3Cstrong>marché immobilier intéressant\x3C/strong>, surtout dans le neuf, avec des prix pour l’instant attractifs.\x3C/li>\x3C/ul>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf en Hauts-de-France\x3C/h2>\x3Cp>La région des Hauts-de-France, fusion entre le Nord, le Pas-de-Calais et la Picardie est connue pour sa \x3Cstrong>position géographique stratégique\x3C/strong> entre la Belgique, la Manche et la mer du Nord. Proche des grandes capitales européennes, elle dispose de zones industrialisées et d’un patrimoine naturel et historique très riche. Elle est la \x3Cstrong>quatrième région la plus peuplée\x3C/strong> de France, c’est un territoire attractif et dynamique. Les investissements immobiliers en Hauts-de-France sont de plus en plus recherchés et nous avons dans cette région des programmes neufs avec une offre variée.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf en Hauts-de-France\x3C/h3>\x3Cp>Les \x3Cstrong>grandes villes de la région Hauts-de-France\x3C/strong> sont Lille, Arras, Cambrai, Calais et Dunkerque. Ce sont des villes qui attirent une population variée. Du point de vue du parc immobilier, la région dispose d’une \x3Cstrong>diversité de types de biens immobiliers\x3C/strong>, que ce soit des maisons, des appartements neufs, des résidences étudiantes, seniors, etc. Pour les primo-accédants, des \x3Cstrong>aides nationales\x3C/strong> peuvent faciliter l’achat en Hauts-de-France : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Cp>Il existe aussi certaines \x3Cstrong>aides intercommunales\x3C/strong> qui peuvent être sollicitées pour aider au financement de son achat en Hauts-de-France. Par exemple, Amiens Métropole accorde des subventions aux opérateurs, qui les répercutent ensuite sur le prix d’achat. La métropole européenne de Lille a lancé il y a peu un bail réel solidaire pour proposer des logements à des prix compétitifs. Dans la métropole de Valenciennes, les ménages qui achètent un logement neuf à l’intérieur des quartiers en politique de ville peuvent bénéficier d’une subvention de 2 000 euros à 5 000 euros. La Communauté urbaine de Dunkerque a mis en place le « Réflex’Acquisition » pour se faire rembourser la taxe foncière à hauteur de 80% pendant 2 ans, dans la limite de 1200 euros par an. D’autres dispositifs similaires sont également mis en place dans d’autres villes pour un achat en Hauts-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Hauts-de-France pour faire un investissement locatif\x3C/h3>\x3Cp>Le regain d’intérêt récent que connaît cette région de France pourrait bien dynamiser le marché de l’immobilier. Favorisé par de \x3Cstrong>nouveaux bassins d’emploi\x3C/strong> et sa campagne agréable, non loin des principales capitales européennes, elle attire toujours plus d’acheteurs et de primo-accédants qui se tournent vers les maisons avec jardin ou de \x3Cstrong>locataires\x3C/strong> qui convoitent les appartements en centre-ville.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Le \x3Cstrong>statut de loueur meublé non professionnel\x3C/strong> (LMNP) peut être particulièrement intéressant pour les résidences étudiantes, notamment pour la ville de Lille. De plus, ce statut peut être couplé avec le dispositif Censi-Bouvard qui permet d’obtenir une \x3Cstrong>réduction d'impôts\x3C/strong> pouvant aller jusqu'à 11%. Ce statut de LMNP est parfait si vous voulez \x3Cstrong>consolider votre patrimoine\x3C/strong> en achetant un bien à louer et profiter ainsi de revenus locatifs réguliers et d’un allègement fiscal conséquent.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Hauts de France ?\x3C/h3>\x3Cp>Les raisons pour acheter un bien immobilier en Hauts-de-France sont nombreuses. Parmi celles-là, on peut notamment citer :\x3C/p>\x3Cul>\x3Cli>son \x3Cstrong>cadre de vie privilégie\x3C/strong>, avec ses paysages naturels riches entre plages, marais, dunes et falaises, qui attirent un grand nombre de touristes. 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Sud Rivage : programme immobilier neuf à Quesnoy-sur-Deûle
Une résidence de caractère au bord de la Deûle. Au cœur de Quesnoy-sur-Deûle, à deux pas des commerces et des services, ce programme immobilier magnifie son ancrage local avec ses façades verticales toutes de briques vêtues et son jardin partagé.
Lieu de vie convivial, la résidence accueille une crèche, une conciergerie, un local des voisins et un kiosque de rencontre. Elle propose des appartements contemporains, du 2 au 5 pièces duplex sur le toit, tous prolongés par de beaux espaces extérieurs.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www.georisques.gouv.fr