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Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[264]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[265]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[266]={drupal_internal__target_id:"regulation"}},revision_user:$R[267]={data:null,links:$R[268]={related:$R[269]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[270]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[271]=[$R[272]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[273]={links:$R[274]={help:$R[275]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[276]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[277]={type:"taxonomy_term--regulation",id:"16dd3083-89ed-478c-82d3-c61e00e3e669",links:$R[278]={self:$R[279]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/?resourceVersion=id%3A9"}},drupal_internal__tid:9,drupal_internal__revision_id:9,langcode:"fr",revision_created:null,status:!0,name:"Prix maîtrisés",description:null,weight:2,changed:"2024-06-19T08:46:56+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[280]=[$R[281]={tag:"meta",attributes:$R[282]={name:"title",content:"Prix maîtrisés | Cogedim"}},$R[283]={tag:"link",attributes:$R[284]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/9/"}},$R[285]={tag:"meta",attributes:$R[286]={name:"generator",content:"Cogedim"}},$R[287]={tag:"meta",attributes:$R[288]={property:"og:site_name",content:"Cogedim"}},$R[289]={tag:"meta",attributes:$R[290]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[291]={tag:"meta",attributes:$R[292]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/"}},$R[293]={tag:"meta",attributes:$R[294]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[295]={tag:"meta",attributes:$R[296]={property:"og:image:type",content:"image/png"}},$R[297]={tag:"meta",attributes:$R[298]={property:"og:image:width",content:"628"}},$R[299]={tag:"meta",attributes:$R[300]={property:"og:image:height",content:"316"}},$R[301]={tag:"meta",attributes:$R[302]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[303]={tag:"meta",attributes:$R[304]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[305]={tag:"meta",attributes:$R[306]={name:"twitter:card",content:"summary"}},$R[307]={tag:"meta",attributes:$R[308]={name:"twitter:site",content:"@altareacogedim"}},$R[309]={tag:"meta",attributes:$R[310]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[311]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:"Prix indicatifs hors parking sauf mention contraire au détail du lot. Les prix indiqués peuvent tenir compte d’une TVA réduite sous conditions de ressources.\r\nLes rentabilités indiquées sont estimatives, données à titre indicatif et hors frais de gestion potentiels.",field_legals_grid:null,field_promo_drawer:$R[312]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1
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\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez des prix maîtrisés\x3C/h3>\x3Cp>Tous les avantages du neuf avec des conditions de financement avantageuses pour les primo-accédants.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[313]={value:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en prix maîtrisés\x3C/h3>\x3Cp>Primo-accédants, et sous conditions de ressources, profitez de la possibilité d’acheter votre logement neuf en dessous du prix du marché dans une résidence éligible aux prix maîtrisés. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/l-accession-a-prix-maitrise.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:$R[314]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix maîtrisés\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincmastered\">\x3Cdiv class=\"expandable\">\x3Cp>Fruit d’un partenariat entre les promoteurs immobiliers et les communes, ce dispositif vous permet d’acquérir, sous certaines conditions, un logement neuf à un prix réduit par rapport au marché immobilier local. En moyenne, vous pourrez profiter d’une économie entre 20 et 30% sur le prix d’acquisition de votre logement neuf.\x3C/p>\x3Cp>Ce sont les \x3Cstrong>collectivités\x3C/strong> qui{\" \"} \x3Cstrong>fixent les règles d’accession à la propriété à prix maîtrisé. Elles varient donc d’une ville à l’autre. \x3C/strong>{\" \"} Vous devez, entre autres, avoir des revenus inférieurs à un plafond de ressources basé sur le barème PSLA, PAS ou PLI, et occuper le logement à titre de résidence principale.\x3C/p>\x3Cp>Vous vous engagez, par ailleurs, à conserver votre logement plusieurs années. En cas d’une revente anticipée, le prix peut être encadré par les clauses anti spéculatives de votre commune.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cp>Grâce à ce dispositif, vous pourrez :\x3C/p>\x3Cul>\x3Cli>Acquérir un logement neuf de qualité, à prix réduit ;\x3C/li>\x3Cli>Accéder à un bien immobilier plus grand ou avec un meilleur emplacement, avec un budget inchangé ;\x3C/li>\x3Cli>Vous constituer un patrimoine, en bénéficiant d’autres dispositifs d’aides au financement immobilier mis en place par le gouvernement et les collectivités locales (Prêt à taux zéro, Prêt Action Logement, Prêt à l’Accession Sociale…) ;\x3C/li>\x3Cli>Profiter d’une réduction des frais de notaire grâce à l’achat dans l’immobilier neuf.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/l-accession-a-prix-maitrise.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincmastered').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[315]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[316]={drupal_internal__target_id:"regulation"}},revision_user:$R[317]={data:null,links:$R[318]={related:$R[319]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/revision_user/?resourceVersion=id%3A9"},self:$R[320]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/16dd3083-89ed-478c-82d3-c61e00e3e669/relationships/revision_user/?resourceVersion=id%3A9"}}},parent:$R[321]=[$R[322]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[323]={links:$R[324]={help:$R[325]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[326]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[327]={type:"taxonomy_term--regulation",id:"49c03ee4-bf02-43c8-a22c-d3724c482b64",links:$R[328]={self:$R[329]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/?resourceVersion=id%3A6"}},drupal_internal__tid:6,drupal_internal__revision_id:6,langcode:"fr",revision_created:null,status:!0,name:"Pinel",description:null,weight:4,changed:"2024-06-19T08:16:01+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[330]=[$R[331]={tag:"meta",attributes:$R[332]={name:"title",content:"Pinel | Cogedim"}},$R[333]={tag:"link",attributes:$R[334]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/6/"}},$R[335]={tag:"meta",attributes:$R[336]={name:"generator",content:"Cogedim"}},$R[337]={tag:"meta",attributes:$R[338]={property:"og:site_name",content:"Cogedim"}},$R[339]={tag:"meta",attributes:$R[340]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[341]={tag:"meta",attributes:$R[342]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/"}},$R[343]={tag:"meta",attributes:$R[344]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[345]={tag:"meta",attributes:$R[346]={property:"og:image:type",content:"image/png"}},$R[347]={tag:"meta",attributes:$R[348]={property:"og:image:width",content:"628"}},$R[349]={tag:"meta",attributes:$R[350]={property:"og:image:height",content:"316"}},$R[351]={tag:"meta",attributes:$R[352]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[353]={tag:"meta",attributes:$R[354]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[355]={tag:"meta",attributes:$R[356]={name:"twitter:card",content:"summary"}},$R[357]={tag:"meta",attributes:$R[358]={name:"twitter:site",content:"@altareacogedim"}},$R[359]={tag:"meta",attributes:$R[360]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[361]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[362]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[363]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[364]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[365]={drupal_internal__target_id:"regulation"}},revision_user:$R[366]={data:null,links:$R[367]={related:$R[368]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/revision_user/?resourceVersion=id%3A6"},self:$R[369]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/relationships/revision_user/?resourceVersion=id%3A6"}}},parent:$R[370]=[$R[371]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[372]={links:$R[373]={help:$R[374]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[375]={about:"Usage and meaning of the 'virtual' resource 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neufs"}},$R[390]={tag:"meta",attributes:$R[391]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/"}},$R[392]={tag:"meta",attributes:$R[393]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[394]={tag:"meta",attributes:$R[395]={property:"og:image:type",content:"image/png"}},$R[396]={tag:"meta",attributes:$R[397]={property:"og:image:width",content:"628"}},$R[398]={tag:"meta",attributes:$R[399]={property:"og:image:height",content:"316"}},$R[400]={tag:"meta",attributes:$R[401]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[402]={tag:"meta",attributes:$R[403]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[404]={tag:"meta",attributes:$R[405]={name:"twitter:card",content:"summary"}},$R[406]={tag:"meta",attributes:$R[407]={name:"twitter:site",content:"@altareacogedim"}},$R[408]={tag:"meta",attributes:$R[409]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[410]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[411]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8
\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9
\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9
\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8
\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3\n\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8\n\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38\n\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3\n\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3\n\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8\n\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4\n\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\" />\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en LMNP\x3C/h3>\x3Cp>Bénéficiez d’une fiscalité allégée en louant meublé pour construire votre patrimoine.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/investir/les-solutions-pour-investir-dans-le-neuf/le-dispositif-lmnp/\">En savoir plus \x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[412]={value:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP\x3C/h3>\x3Cp>Investissez dans un logement meublé en statut LMNP et bénéficiez d’une fiscalité allégée tout en constituant votre patrimoine. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[413]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[414]={drupal_internal__target_id:"regulation"}},revision_user:$R[415]={data:null,links:$R[416]={related:$R[417]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/revision_user/?resourceVersion=id%3A4043"},self:$R[418]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f64b1d2b-aafb-4a07-89fc-aaf5f05cf774/relationships/revision_user/?resourceVersion=id%3A4043"}}},parent:$R[419]=[$R[420]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[421]={links:$R[422]={help:$R[423]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[424]={about:"Usage and meaning of the 'virtual' resource 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indicatifs hors taxes, hors parking et hors mobilier.\x3Cbr>\r\nLes rentabilités indiquées sont nettes de frais de gestion et hors mobilier, avant impact fiscal.",field_legals_grid:"Prix indicatifs hors taxes, hors parking et hors mobilier. 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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez en statut LMNP géré\x3C/h3>\x3Cp>Cumulez favorablement la récupération immédiate de la TVA et la défiscalisation de vos revenus locatifs à long terme.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[461]={value:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en LMNP géré\x3C/h3>\x3Cp>Investissez dans une résidence services en statut LMNP et cumulez un achat Hors Taxe, grâce à la récupération immédiate de la TVA sur le prix de votre logement, et des revenus locatifs garantis par bail commercial. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-statut-lmp-lmnp.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[462]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[463]={drupal_internal__target_id:"regulation"}},revision_user:$R[464]={data:null,links:$R[465]={related:$R[466]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/revision_user/?resourceVersion=id%3A7"},self:$R[467]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/f68c9e36-dae9-45c2-8979-ec36a642708c/relationships/revision_user/?resourceVersion=id%3A7"}}},parent:$R[468]=[$R[469]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[470]={links:$R[471]={help:$R[472]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[473]={about:"Usage and meaning of the 'virtual' resource 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Investissez en Nue-Propriété\x3C/h3>\x3Cp>Un bien à prix réduit, défiscalisé, sans contrainte d’entretien et de gestion locative.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[510]={value:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Nue-Propriété\x3C/h3>\x3Cp>Achetez la nue-propriété de votre logement dont l'usufruit est acquis par un bailleur institutionnel pour une période de 15 à 20 ans, et profitez d’une décote pouvant aller jusqu’à 40% sur le prix de votre futur bien. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/l%E2%80%99achat-en-nue-propriete.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,vid:$R[511]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[512]={drupal_internal__target_id:"regulation"}},revision_user:$R[513]={data:null,links:$R[514]={related:$R[515]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/revision_user/?resourceVersion=id%3A8"},self:$R[516]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/9df7bfb4-b767-42a6-a070-ce1436f2a561/relationships/revision_user/?resourceVersion=id%3A8"}}},parent:$R[517]=[$R[518]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[519]={links:$R[520]={help:$R[521]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[522]={about:"Usage and meaning of the 'virtual' resource 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Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M46.3,45.2v-0.9h-2.5V20.8c0.7-0.2,1.2-0.7,1.5-1.3h2.5L46,10.8h-5.5l-1.7,8.7h2.5c0.2,0.7,0.8,1.2,1.5,1.3\n\t\tv23.4h-2.5v0.9h-4.4c0.4-0.2,0.7-0.5,1.1-0.9h1.1l0.1-0.3c0.1-0.3,3.2-8.6,2.4-11.6c-0.4-1.3-1.3-2.4-2.7-3C37,29,36,28.8,35.1,29\n\t\tv-0.3c0-1.3-0.4-2.4-1.3-3.2c-2.1-2-5.8-2-6-2c-0.2,0-3.9,0-6,2c-0.9,0.9-1.3,1.9-1.3,3.2V29c-0.8-0.1-1.8,0-2.8,0.4\n\t\tc-1.3,0.6-2.3,1.6-2.7,3c-0.9,3,2.3,11.3,2.4,11.6l0.1,0.3h0.9c0.2,0.3,0.5,0.7,1,0.9H9.9l1.6-7.7h0.8v-2.9H8.7\n\t\tc0.4-1.2,1.3-5.1,1.1-8.7c0.2-0.3,0.5-0.5,0.8-0.8c0.7,0.2,1.2,0.6,1.5,1.1c1,1.8,0,4.9,0,4.9l-0.9,2.8l1.8-2.3\n\t\tc0.1-0.2,2.9-3.8,2.1-6.4c-0.2-0.7-0.6-1.2-1.2-1.5c-1.5-0.6-3.6,0.4-3.6,0.4l-0.7,0.3c-0.3-1.7-1-3.2-2.3-4.2l0,0\n\t\tc-0.1-0.1-0.2-0.1-0.3-0.2c-0.6-0.3-2-1-3.1-0.6c-0.4,0.2-1,0.5-1.2,1.4c-0.8,2.6,0.2,5.4,0.3,5.5l0.6,1.6l0.4-1.6\n\t\tc0.5-2.1,1.6-5.1,2.5-5.4c0.1,0,0.1,0,0.2,0c0.1,0,0.1,0.1,0.1,0.1c1.3,1,1.9,2.6,2,4.4c-1.4,1.7-2,3.7-2.2,5.4\n\t\tc-0.2-0.6-0.4-1.3-0.7-1.9c-0.1-0.4-0.5-1.3-1.3-1.4c-0.9,0-1.5,1.2-1.7,1.6l-1.2,2.7l2-2.2c0.4-0.4,0.7-0.6,0.9-0.6\n\t\tc0.2,0,0.3,0.2,0.3,0.2c1.1,2.1,1.2,4.4,1.2,5.1h-4v2.9h0.8l1.6,7.7H0v1h48v-1H46.3z M41.4,11.8h3.9l1.3,6.7H40L41.4,11.8z\n\t\t M42.5,19.5h1.7c-0.2,0.2-0.5,0.4-0.8,0.4C43,19.9,42.7,19.7,42.5,19.5z M13.5,24.6c0.3,0.1,0.6,0.4,0.7,0.8c0.3,1-0.1,2.3-0.6,3.3\n\t\tc0-1-0.1-2.1-0.6-3c-0.3-0.5-0.6-0.9-1.1-1.2C12.4,24.5,13,24.4,13.5,24.6z M3.4,24.3c-0.1-0.9-0.2-2,0.2-3\n\t\tc0.1-0.4,0.3-0.7,0.6-0.8c0.1-0.1,0.3-0.1,0.5-0.1c0.2,0,0.5,0,0.7,0.1C4.5,21.3,3.9,23,3.4,24.3z M8.8,27.2c0,3.4-1,6.8-1.2,7.4\n\t\tH7.4C7.4,33.8,7.1,30.2,8.8,27.2z M3.1,35.6h8.2v0.9H3.1V35.6z M10.5,37.5L9,44.3H5.3l-1.4-6.8H10.5z M35.2,44.3\n\t\tc-0.1,0-0.2,0-0.2-0.1h0.6C35.5,44.3,35.3,44.3,35.2,44.3z M37.5,30.3c0.8,0.3,1.7,1,2.1,2.3c0.6,2.2-1.3,8.1-2.2,10.7h-4\n\t\tc0-12.4,0.5-12.6,1.4-13.1C35.3,29.8,36.5,29.8,37.5,30.3z M22.6,26.1c1.8-1.7,5.2-1.7,5.3-1.7c0,0,3.5,0,5.3,1.7\n\t\tc0.7,0.7,1,1.5,1,2.5v0.7c-0.9,0.5-1.4,1.1-1.6,6.2h-9.4c-0.2-5-0.7-5.7-1.6-6.2v-0.7C21.6,27.6,21.9,26.8,22.6,26.1z M32.3,36.5v4\n\t\th-9v-4H32.3z M16.1,32.6c0.4-1.3,1.4-2,2.1-2.3c1-0.4,2.2-0.4,2.7-0.1c0.9,0.5,1.4,0.7,1.4,13.1h-4C17.4,40.7,15.5,34.7,16.1,32.6z\n\t\t M20.5,44.2c-0.1,0.1-0.2,0.1-0.3,0.1c-0.1,0-0.2,0-0.2-0.1H20.5z M21.9,44.2h1.3v-0.5c0-0.8,0-1.5,0-2.2h9.2c0,0.7,0,1.4,0,2.2\n\t\tv0.5h1.2c0.2,0.3,0.5,0.7,1,0.9H20.8C21.2,45,21.6,44.7,21.9,44.2z\" />\x3Cpath class=\"st0\" d=\"M32.5,1.8H9.4v15.5h23.1V1.8z M10.4,12.4L15,7.7l6.3,6.3l2.6-2.6l4.9,4.9H10.4V12.4z M31.5,16.3h-1.2L24,10\n\t\tl-2.6,2.6L15,6.3L10.4,11V2.8h21.1V16.3z\" />\x3Cpath class=\"st0\" d=\"M27,9.5c1.4,0,2.6-1.1,2.6-2.6S28.4,4.4,27,4.4S24.5,5.6,24.5,7S25.6,9.5,27,9.5z M27,5.4\n\t\tc0.9,0,1.6,0.7,1.6,1.6S27.9,8.5,27,8.5S25.5,7.8,25.5,7S26.2,5.4,27,5.4z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Nos services pour vous accompagner\x3C/h3>\x3Cp>Financement sur mesure, Parrainage,... Profitez de tous nos services.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/cogedim-pour-vous/la-difference-cogedim/\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[559]={value:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en BRS\x3C/h3>\x3Cp>Avec le BRS – Bail Réel Solidaire, achetez votre résidence principale en-dessous des prix de marché grâce à un nouveau dispositif d’accession à la propriété.\x3C/p>"},field_text_main:$R[560]={value:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\">\x3C/path>\x3C/svg>\x3C/i>\x3C/div>\x3C/div>",format:"full_html",processed:"\x3Cdiv class=\"heading\">\x3Cimg src=\"/images/icone-brs.svg\" alt=\"Résidence principale\" width=\"48\" height=\"NaN\" loading=\"lazy\">\x3Cdiv>\x3Ch3>Vous achetez votre résidence principale ?\x3C/h3>\x3Cp>Découvrez nos logements en prix BRS, accessibles sous conditions de ressources\x3C/p>\x3C/div>\x3C/div>\x3Cdiv class=\"more-infos\" id=\"grid-promo-vatincbrs\">\x3Cdiv class=\"expandable\">\x3Cp>Le bail réel solidaire (BRS) est un dispositif d’accès social à la propriété de sa résidence principale, à prix abordable et sous conditions de ressources, correspondant à ceux du prêt social à l’accession (PSLA).\x3C/p>\x3Cp>Le BRS repose sur la dissociation du foncier (le terrain) et du bâti (le logement). Vous pouvez ainsi devenir propriétaire de votre logement à un prix pouvant aller jusqu’à 40% de décote du prix du marché.\x3C/p>\x3Cp>En contrepartie vous signez un bail réel solidaire et vous devrez vous acquitter d’une redevance mensuelle auprès d’un organisme foncier solidaire (OFS) qui achète le terrain.\x3C/p>\x3Cp>Vous êtes ainsi propriétaire de votre logement mais locataire du terrain sur lequel il se trouve.\x3C/p>\x3Cp>Les OFS sont des organismes à but non lucratif, agréés par le préfet de région, ayant pour objet de détenir des terrains sur le très long terme.\x3C/p>\x3Cp>Vous pouvez revendre votre logement à tout moment mais cela reste cependant encadré par l’OFS.\x3C/p>\x3Cp>\x3Cstrong>À retenir\x3C/strong>\x3C/p>\x3Cul>\x3Cli>Vous devenez propriétaire à un prix d’acquisition réduit de votre logement ;\x3C/li>\x3Cli>Vous versez une redevance mensuelle correspondant à la location du terrain sur lequel il se trouve ;\x3C/li>\x3Cli>Vous bénéficiez d’une TVA réduite à 5,5% pour un logement neuf ;\x3C/li>\x3Cli>Vous profitez d’un abattement de 30% de la taxe foncière, selon la commune ;\x3C/li>\x3Cli>Vous pouvez financer l’achat de votre logement avec un prêt à taux zéro (PTZ) au titre de votre 1ère acquisition.\x3C/li>\x3C/ul>\x3Cdiv class=\"button\">\x3Ca class=\"btn\" href=\"/habiter/les-aides-pour-acheter-dans-le-neuf/le-bail-reel-solidaire.html\">En savoir plus \x3C/a>\x3C/div>\x3C/div>\x3Cdiv class=\"more-button\">\x3Ci class=\"cog-icon\" aria-hidden=\"true\" onclick=\"document.getElementById('grid-promo-vatincbrs').classList.toggle('active');\">\x3Csvg width=\"24\" height=\"24\">\x3Cpath d=\"m12 15.375-6-6 1.4-1.4 4.6 4.6 4.6-4.6 1.4 1.4Z\" />\x3C/svg>\x3C/i>\x3C/div>\x3C/div>"},vid:$R[561]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[562]={drupal_internal__target_id:"regulation"}},revision_user:$R[563]={data:null,links:$R[564]={related:$R[565]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/revision_user/?resourceVersion=id%3A3817"},self:$R[566]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/a44645cb-9dbd-4a56-bb1f-5b623e99516e/relationships/revision_user/?resourceVersion=id%3A3817"}}},parent:$R[567]=[$R[568]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[569]={links:$R[570]={help:$R[571]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[572]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[573]={type:"taxonomy_term--regulation",id:"c80b43b7-3b2f-4caf-b172-3d6c7b88f8f8",links:$R[574]={self:$R[575]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/c80b43b7-3b2f-4caf-b172-3d6c7b88f8f8/?resourceVersion=id%3A3979"}},drupal_internal__tid:3979,drupal_internal__revision_id:3979,langcode:"fr",revision_created:"2023-01-17T08:38:06+00:00",status:!0,name:"Pinel +",description:null,weight:5,changed:"2024-06-19T08:16:33+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[576]=[$R[577]={tag:"meta",attributes:$R[578]={name:"title",content:"Pinel + | Cogedim"}},$R[579]={tag:"link",attributes:$R[580]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/3979/"}},$R[581]={tag:"meta",attributes:$R[582]={name:"generator",content:"Cogedim"}},$R[583]={tag:"meta",attributes:$R[584]={property:"og:site_name",content:"Cogedim"}},$R[585]={tag:"meta",attributes:$R[586]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[587]={tag:"meta",attributes:$R[588]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/c80b43b7-3b2f-4caf-b172-3d6c7b88f8f8/"}},$R[589]={tag:"meta",attributes:$R[590]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[591]={tag:"meta",attributes:$R[592]={property:"og:image:type",content:"image/png"}},$R[593]={tag:"meta",attributes:$R[594]={property:"og:image:width",content:"628"}},$R[595]={tag:"meta",attributes:$R[596]={property:"og:image:height",content:"316"}},$R[597]={tag:"meta",attributes:$R[598]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[599]={tag:"meta",attributes:$R[600]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[601]={tag:"meta",attributes:$R[602]={name:"twitter:card",content:"summary"}},$R[603]={tag:"meta",attributes:$R[604]={name:"twitter:site",content:"@altareacogedim"}},$R[605]={tag:"meta",attributes:$R[606]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[607]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[608]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
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href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel-plus.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[609]={value:"\x3Ch3>Acheter en Pinel +\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL + et réalisez jusqu’à 63 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel-plus.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel +\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL + et réalisez jusqu’à 63 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel-plus.html\">En savoir 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bien choisir son bien immobilier 2025_1.jpg",uri:$R[1186]={value:"public://2024-11/Comment bien choisir son bien immobilier 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bases : définir vos priorités\x3C/h2>\x3Ch3>1. Localisation : l’atout incontournable\x3C/h3>\x3Cp>Choisir un bien immobilier commence par sélectionner un emplacement adapté à vos besoins et à votre qualité de vie. Voici ce qu’il faut examiner :\x3C/p>\x3Cul>\x3Cli>\x3Cstrong>Accessibilité\x3C/strong> : proximité des transports publics (gare, métro, bus) ou des axes routiers.\x3C/li>\x3Cli>\x3Cstrong>Services et commodités\x3C/strong> : écoles, commerces, centres médicaux et culturels à proximité.\x3C/li>\x3Cli>\x3Cstrong>Espaces verts\x3C/strong> : une vue dégagée ou un accès à des parcs ajoute du confort et valorise votre bien sur le long terme.\x3C/li>\x3C/ul>\x3Cp>Les résidences Cogedim s’implantent souvent dans des environnements alliant praticité et bien-être.\x3C/p>\x3Ch3>2. Agencement : penser sur le long terme\x3C/h3>\x3Cp>Il est crucial de choisir un agencement optimisé et une surface adaptée à vos besoins quotidiens et à votre confort de vie. L’achat neuf se fait sur plan, il est donc important d'y penser dès le départ. \x3Cbr>\x3Cbr>\x3Cstrong>Le saviez-vous ? \x3C/strong>Cogedim mise sur des typologies de logements innovantes, comme les studios ou deux-pièces avec alcôve. Ces configurations intègrent une petite pièce multifonctionnelle, capable de s’adapter aux étapes de vie des habitants : bureau pour le télétravail aujourd’hui, chambre d’enfant demain, ou encore espace de rangement.\x3Cbr>Par ailleurs, Cogedim s’engage à réduire les espaces inutiles, comme les longs couloirs ou les entrées disproportionnées, afin de maximiser l’efficacité des mètres carrés. Les séjours spacieux et les chambres confortables deviennent ainsi des priorités. Résultat : des logements à la fois optimisés et agréables à vivre.\x3C/p>\x3Ch2>Optimiser votre budget pour un achat sécurisé\x3C/h2>\x3Ch3>1. Calculer votre capacité d’achat\x3C/h3>\x3Cp>Établir un budget clair est essentiel :\x3C/p>\x3Cul>\x3Cli>\x3Cstrong>Revenus fixes\x3C/strong> : incluez vos salaires, pensions ou revenus locatifs.\x3C/li>\x3Cli>\x3Cstrong>Charges \x3C/strong>: factures, crédits en cours, impôts et dépenses récurrentes.\x3C/li>\x3Cli>\x3Cstrong>Apport personnel\x3C/strong> : mobilisez vos épargnes pour rassurer les banques.\x3C/li>\x3C/ul>\x3Cp>\x3Cbr>Utilisez des outils comme \x3Ca href=\"https://www.cogedim.com/calcul-capacite-d-emprunt.html\">la calculette de prêt de Cogedim\x3C/a> pour estimer votre capacité d’emprunt et incluez les frais annexes (notaire, déménagement).\x3C/p>\x3Ch3>\x3Cbr>2. Profiter des dispositifs d’aide\x3C/h3>\x3Cp>En tant que primo-accédant, des aides comme le Prêt à Taux Zéro (PTZ) ou la TVA réduite peuvent alléger vos coûts. \x3C/p>\x3Cp>En complément, bénéficiez de la solution sur-mesure et exclusive pour les primo-accédants : Cogedim Access. Cette solution innovante permet d’acquérir un logement neuf avec des mensualités proches de votre loyer actuel, facilitant ainsi l’accès à la propriété sans augmenter votre charge financière mensuelle. \x3C/p>\x3Cp>Avec \x3Cstrong>Cogedim Access\x3C/strong>, vous réservez votre logement pour seulement 500 €, et aucun frais supplémentaire n’est demandé jusqu’à la livraison. Ce mécanisme simplifié, combiné à des emplacements stratégiques et une qualité de construction Cogedim, offre une opportunité unique de devenir propriétaire en toute sérénité.\x3C/p>\x3Ch2>Les étapes d’un achat dans le neuf\x3C/h2>\x3Ch3>1. Choisir et réserver votre bien\x3C/h3>\x3Cp>Une fois votre budget établi, parcourez les résidences proposées pour identifier le logement idéal. Prenez le temps d’étudier les plans et d’imaginer votre futur espace de vie. La sélection de programmes est variée, avec des options adaptées à tous les profils et budgets. Une fois votre choix arrêté, vous signerez un contrat de réservation, garantissant la disponibilité du logement.\x3C/p>\x3Ch3>2. Financer votre achat \x3C/h3>\x3Cp>Constituez votre dossier bancaire et explorez les aides disponibles. Une fois le financement validé, passez à la signature de l’acte de vente, étape clé de l’acquisition.\x3C/p>\x3Ch3>3. Personnaliser votre bien \x3C/h3>\x3Cp>L’un des avantages de l’immobilier neuf est la possibilité de personnalisation. Chez Cogedim, vous pouvez choisir les matériaux, les finitions, les couleurs, et même certains agencements pour créer un intérieur qui vous ressemble. Un conseiller dédié vous accompagne dans ces choix pour optimiser le confort et la fonctionnalité de votre futur logement.\x3C/p>\x3Ch3>4. Suivre la construction et la livraison\x3C/h3>\x3Cp>Participez aux visites de chantier pour observer l’avancée des travaux. À la remise des clés, procédez à un état des lieux détaillé et prenez possession de votre logement, prêt à emménager.\x3C/p>\x3Ch2>\x3Cspan class=\"sign\">4 questions à Vincent STEINHAUSER\x3C/span>\x3C/h2>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Pourquoi 2025 est l’année idéale pour devenir propriétaire ? \x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cdiv class=\"comp-verbatim\">\x3Cblockquote>\x3Cp>“Si la baisse se poursuit, l’immobilier continuera d’être plus attractif en 2025, car des taux plus bas signifient des mensualités moins élevées.”\x3C/p>\x3C/blockquote>\x3Cp>\x3Cspan class=\"sign\">Directeur du Marché des Particuliers\x3C/span>\x3Cbr>\x3Cspan class=\"sign\">Pôle Client et Développement I Direction du Développement des Marchés\x3C/span>\x3Cbr>\x3Cspan class=\"sign\">Crédit Agricole\x3C/span>\x3C/p>\x3C/div>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Pourquoi les taux d’intérêts baissent-ils actuellement ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>Vincent STEINHAUSER\x3C/strong> : Le taux de refinancement de la BCE (Banque centrale européenne), qui détermine le taux auquel les banques achètent l’argent et indirectement le taux auquel elles peuvent prêter, a connu entre juillet 2022 et septembre 2023 par moins de huit hausses de taux successives, ce qui a porté le taux de refinancement pour les banques à 4,5% ! \x3Cbr>L’objectif de la BCE de freiner l’inflation, qui avait connu un plus haut depuis plus de 10 ans, semble atteint puisqu’en juin, nous avons connu une première baisse de taux et l’inflation étant revenue à l’objectif de 2% fixé par la BCE, le taux directeur a à nouveau été revu à la baisse en octobre, le portant à 3,25%. \x3C/p>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Quel impact pour les emprunteurs ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>VS\x3C/strong> : Si cette baisse se poursuit, cela pourrait rendre l’achat immobilier plus attractif, car des taux plus bas signifient des mensualités moins élevées. \x3Cbr>Des économistes prévoient de nouvelles baisses de taux jusqu’au premier semestre 2025. A tempérer avec les incertitudes liées à la dette de l’État, qui ont tendance à renchérir ce que l’on appelle l’OAT à 10 ans (le taux d’intérêt des Obligations assimilables au Trésor, emprunts émis par l'État français pour son financement). Le taux d'intérêt des OAT sert de référence pour les organismes prêteurs pour établir les taux de crédit à taux fixes, une composante des taux refinancement des banques.\x3Cbr>Donc investir maintenant peut être un bon point d’entrée en ce qui concerne les taux d’intérêts, mais au-delà des taux, un projet immobilier se construit et va dépendre des objectifs, des situations individuelles de chacun.\x3C/p>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Et quelles conséquences plus structurelles sur l’immobilier ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>VS\x3C/strong> : L'impact de la baisse des taux sur le marché immobilier est réel. Lorsque les taux d'intérêt baissent, le coût des emprunts diminue. Cela signifie que les mensualités des prêts deviennent moins élevées pour un même montant emprunté. Par exemple, si un emprunteur souhaite acheter un bien immobilier à 300 000 €, une baisse de 1% des taux d'intérêt réduira environs de 200€ la mensualité, rendant l'achat plus accessible. Avec des mensualités moins élevées, les acquéreurs peuvent se permettre d'emprunter davantage. Pour les primo-accédants, cela peut signifier un accès à des logements de meilleure qualité, comme le neuf, ou à des zones géographiques plus recherchées. \x3C/p>\x3Cp>L’accès au crédit est donc facilité car les conditions de prêt sont plus favorables, ce qui peut encourager à entrer sur le marché immobilier. \x3Cbr>Si cette dynamique de baisse des taux se poursuit, les prix immobiliers devraient se stabiliser et rendre le marché de l’immobilier globalement plus intéressant.\x3C/p>\x3Ch2>Cogedim, votre allié pour un achat réussi\x3C/h2>\x3Cp>Investir dans un bien immobilier en 2025, c’est anticiper les évolutions tout en sécurisant son avenir. Grâce à des solutions innovantes comme Cogedim Access et un accompagnement personnalisé, nous vous aidons à réaliser un achat serein et adapté à vos objectifs.\x3C/p>\x3Cp>[promo-form_advisor]\x3C/p>",format:"full_html",processed:"\x3Ch2>Les bases : définir vos priorités\x3C/h2>\x3Ch3>1. Localisation : l’atout incontournable\x3C/h3>\x3Cp>Choisir un bien immobilier commence par sélectionner un emplacement adapté à vos besoins et à votre qualité de vie. Voici ce qu’il faut examiner :\x3C/p>\x3Cul>\x3Cli>\x3Cstrong>Accessibilité\x3C/strong> : proximité des transports publics (gare, métro, bus) ou des axes routiers.\x3C/li>\x3Cli>\x3Cstrong>Services et commodités\x3C/strong> : écoles, commerces, centres médicaux et culturels à proximité.\x3C/li>\x3Cli>\x3Cstrong>Espaces verts\x3C/strong> : une vue dégagée ou un accès à des parcs ajoute du confort et valorise votre bien sur le long terme.\x3C/li>\x3C/ul>\x3Cp>Les résidences Cogedim s’implantent souvent dans des environnements alliant praticité et bien-être.\x3C/p>\x3Ch3>2. Agencement : penser sur le long terme\x3C/h3>\x3Cp>Il est crucial de choisir un agencement optimisé et une surface adaptée à vos besoins quotidiens et à votre confort de vie. L’achat neuf se fait sur plan, il est donc important d'y penser dès le départ. \x3Cbr>\x3Cbr>\x3Cstrong>Le saviez-vous ? \x3C/strong>Cogedim mise sur des typologies de logements innovantes, comme les studios ou deux-pièces avec alcôve. Ces configurations intègrent une petite pièce multifonctionnelle, capable de s’adapter aux étapes de vie des habitants : bureau pour le télétravail aujourd’hui, chambre d’enfant demain, ou encore espace de rangement.\x3Cbr>Par ailleurs, Cogedim s’engage à réduire les espaces inutiles, comme les longs couloirs ou les entrées disproportionnées, afin de maximiser l’efficacité des mètres carrés. Les séjours spacieux et les chambres confortables deviennent ainsi des priorités. Résultat : des logements à la fois optimisés et agréables à vivre.\x3C/p>\x3Ch2>Optimiser votre budget pour un achat sécurisé\x3C/h2>\x3Ch3>1. Calculer votre capacité d’achat\x3C/h3>\x3Cp>Établir un budget clair est essentiel :\x3C/p>\x3Cul>\x3Cli>\x3Cstrong>Revenus fixes\x3C/strong> : incluez vos salaires, pensions ou revenus locatifs.\x3C/li>\x3Cli>\x3Cstrong>Charges \x3C/strong>: factures, crédits en cours, impôts et dépenses récurrentes.\x3C/li>\x3Cli>\x3Cstrong>Apport personnel\x3C/strong> : mobilisez vos épargnes pour rassurer les banques.\x3C/li>\x3C/ul>\x3Cp>\x3Cbr>Utilisez des outils comme \x3Ca href=\"https://www.cogedim.com/calcul-capacite-d-emprunt.html\">la calculette de prêt de Cogedim\x3C/a> pour estimer votre capacité d’emprunt et incluez les frais annexes (notaire, déménagement).\x3C/p>\x3Ch3>\x3Cbr>2. Profiter des dispositifs d’aide\x3C/h3>\x3Cp>En tant que primo-accédant, des aides comme le Prêt à Taux Zéro (PTZ) ou la TVA réduite peuvent alléger vos coûts. \x3C/p>\x3Cp>En complément, bénéficiez de la solution sur-mesure et exclusive pour les primo-accédants : Cogedim Access. Cette solution innovante permet d’acquérir un logement neuf avec des mensualités proches de votre loyer actuel, facilitant ainsi l’accès à la propriété sans augmenter votre charge financière mensuelle. \x3C/p>\x3Cp>Avec \x3Cstrong>Cogedim Access\x3C/strong>, vous réservez votre logement pour seulement 500 €, et aucun frais supplémentaire n’est demandé jusqu’à la livraison. Ce mécanisme simplifié, combiné à des emplacements stratégiques et une qualité de construction Cogedim, offre une opportunité unique de devenir propriétaire en toute sérénité.\x3C/p>\x3Ch2>Les étapes d’un achat dans le neuf\x3C/h2>\x3Ch3>1. Choisir et réserver votre bien\x3C/h3>\x3Cp>Une fois votre budget établi, parcourez les résidences proposées pour identifier le logement idéal. Prenez le temps d’étudier les plans et d’imaginer votre futur espace de vie. La sélection de programmes est variée, avec des options adaptées à tous les profils et budgets. Une fois votre choix arrêté, vous signerez un contrat de réservation, garantissant la disponibilité du logement.\x3C/p>\x3Ch3>2. Financer votre achat \x3C/h3>\x3Cp>Constituez votre dossier bancaire et explorez les aides disponibles. Une fois le financement validé, passez à la signature de l’acte de vente, étape clé de l’acquisition.\x3C/p>\x3Ch3>3. Personnaliser votre bien \x3C/h3>\x3Cp>L’un des avantages de l’immobilier neuf est la possibilité de personnalisation. Chez Cogedim, vous pouvez choisir les matériaux, les finitions, les couleurs, et même certains agencements pour créer un intérieur qui vous ressemble. Un conseiller dédié vous accompagne dans ces choix pour optimiser le confort et la fonctionnalité de votre futur logement.\x3C/p>\x3Ch3>4. Suivre la construction et la livraison\x3C/h3>\x3Cp>Participez aux visites de chantier pour observer l’avancée des travaux. À la remise des clés, procédez à un état des lieux détaillé et prenez possession de votre logement, prêt à emménager.\x3C/p>\x3Ch2>\x3Cspan class=\"sign\">4 questions à Vincent STEINHAUSER\x3C/span>\x3C/h2>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Pourquoi 2025 est l’année idéale pour devenir propriétaire ? \x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cdiv class=\"comp-verbatim\">\x3Cblockquote>\x3Cp>“Si la baisse se poursuit, l’immobilier continuera d’être plus attractif en 2025, car des taux plus bas signifient des mensualités moins élevées.”\x3C/p>\x3C/blockquote>\x3Cp>\x3Cspan class=\"sign\">Directeur du Marché des Particuliers\x3C/span>\x3Cbr>\x3Cspan class=\"sign\">Pôle Client et Développement I Direction du Développement des Marchés\x3C/span>\x3Cbr>\x3Cspan class=\"sign\">Crédit Agricole\x3C/span>\x3C/p>\x3C/div>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Pourquoi les taux d’intérêts baissent-ils actuellement ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>Vincent STEINHAUSER\x3C/strong> : Le taux de refinancement de la BCE (Banque centrale européenne), qui détermine le taux auquel les banques achètent l’argent et indirectement le taux auquel elles peuvent prêter, a connu entre juillet 2022 et septembre 2023 par moins de huit hausses de taux successives, ce qui a porté le taux de refinancement pour les banques à 4,5% ! \x3Cbr>L’objectif de la BCE de freiner l’inflation, qui avait connu un plus haut depuis plus de 10 ans, semble atteint puisqu’en juin, nous avons connu une première baisse de taux et l’inflation étant revenue à l’objectif de 2% fixé par la BCE, le taux directeur a à nouveau été revu à la baisse en octobre, le portant à 3,25%. \x3C/p>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Quel impact pour les emprunteurs ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>VS\x3C/strong> : Si cette baisse se poursuit, cela pourrait rendre l’achat immobilier plus attractif, car des taux plus bas signifient des mensualités moins élevées. \x3Cbr>Des économistes prévoient de nouvelles baisses de taux jusqu’au premier semestre 2025. A tempérer avec les incertitudes liées à la dette de l’État, qui ont tendance à renchérir ce que l’on appelle l’OAT à 10 ans (le taux d’intérêt des Obligations assimilables au Trésor, emprunts émis par l'État français pour son financement). Le taux d'intérêt des OAT sert de référence pour les organismes prêteurs pour établir les taux de crédit à taux fixes, une composante des taux refinancement des banques.\x3Cbr>Donc investir maintenant peut être un bon point d’entrée en ce qui concerne les taux d’intérêts, mais au-delà des taux, un projet immobilier se construit et va dépendre des objectifs, des situations individuelles de chacun.\x3C/p>\x3Ch3>\x3Cem>\x3Cspan style=\"color:#42145F;\">\x3Cstrong>Et quelles conséquences plus structurelles sur l’immobilier ?\x3C/strong>\x3C/span>\x3C/em>\x3Co:p>\x3C/o:p>\x3C/h3>\x3Cp>\x3Cstrong>VS\x3C/strong> : L'impact de la baisse des taux sur le marché immobilier est réel. Lorsque les taux d'intérêt baissent, le coût des emprunts diminue. Cela signifie que les mensualités des prêts deviennent moins élevées pour un même montant emprunté. Par exemple, si un emprunteur souhaite acheter un bien immobilier à 300 000 €, une baisse de 1% des taux d'intérêt réduira environs de 200€ la mensualité, rendant l'achat plus accessible. Avec des mensualités moins élevées, les acquéreurs peuvent se permettre d'emprunter davantage. 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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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neufs"}},$R[1393]={tag:"meta",attributes:$R[1394]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/"}},$R[1395]={tag:"meta",attributes:$R[1396]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[1397]={tag:"meta",attributes:$R[1398]={property:"og:image:type",content:"image/png"}},$R[1399]={tag:"meta",attributes:$R[1400]={property:"og:image:width",content:"628"}},$R[1401]={tag:"meta",attributes:$R[1402]={property:"og:image:height",content:"316"}},$R[1403]={tag:"meta",attributes:$R[1404]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[1405]={tag:"meta",attributes:$R[1406]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[1407]={tag:"meta",attributes:$R[1408]={name:"twitter:card",content:"summary"}},$R[1409]={tag:"meta",attributes:$R[1410]={name:"twitter:site",content:"@altareacogedim"}},$R[1411]={tag:"meta",attributes:$R[1412]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[1413]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[1414]={value:"\x3Csvg 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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[1415]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[1416]={drupal_internal__target_id:5},vid:$R[1417]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[1418]={drupal_internal__target_id:"regulation"}},revision_user:$R[1419]={data:null,links:$R[1420]={related:$R[1421]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[1422]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[1423]=[$R[1424]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[1425]={links:$R[1426]={help:$R[1427]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[1428]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[1429]={type:"taxonomy_term--regulation",id:"49c03ee4-bf02-43c8-a22c-d3724c482b64",links:$R[1430]={self:$R[1431]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/?resourceVersion=id%3A6"}},drupal_internal__tid:6,drupal_internal__revision_id:6,langcode:"fr",revision_created:null,status:!0,name:"Pinel",description:null,weight:4,changed:"2024-06-19T08:16:01+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[1432]=[$R[1433]={tag:"meta",attributes:$R[1434]={name:"title",content:"Pinel | Cogedim"}},$R[1435]={tag:"link",attributes:$R[1436]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/6/"}},$R[1437]={tag:"meta",attributes:$R[1438]={name:"generator",content:"Cogedim"}},$R[1439]={tag:"meta",attributes:$R[1440]={property:"og:site_name",content:"Cogedim"}},$R[1441]={tag:"meta",attributes:$R[1442]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[1443]={tag:"meta",attributes:$R[1444]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/"}},$R[1445]={tag:"meta",attributes:$R[1446]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[1447]={tag:"meta",attributes:$R[1448]={property:"og:image:type",content:"image/png"}},$R[1449]={tag:"meta",attributes:$R[1450]={property:"og:image:width",content:"628"}},$R[1451]={tag:"meta",attributes:$R[1452]={property:"og:image:height",content:"316"}},$R[1453]={tag:"meta",attributes:$R[1454]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[1455]={tag:"meta",attributes:$R[1456]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[1457]={tag:"meta",attributes:$R[1458]={name:"twitter:card",content:"summary"}},$R[1459]={tag:"meta",attributes:$R[1460]={name:"twitter:site",content:"@altareacogedim"}},$R[1461]={tag:"meta",attributes:$R[1462]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[1463]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[1464]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3
\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8
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\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3
\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8
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\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8
\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9
\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9
\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8
\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
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\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[1709]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[1710]={drupal_internal__target_id:5},vid:$R[1711]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[1712]={drupal_internal__target_id:"regulation"}},revision_user:$R[1713]={data:null,links:$R[1714]={related:$R[1715]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[1716]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[1717]=[$R[1718]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[1719]={links:$R[1720]={help:$R[1721]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[1722]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[1723]={type:"taxonomy_term--regulation",id:"49c03ee4-bf02-43c8-a22c-d3724c482b64",links:$R[1724]={self:$R[1725]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/?resourceVersion=id%3A6"}},drupal_internal__tid:6,drupal_internal__revision_id:6,langcode:"fr",revision_created:null,status:!0,name:"Pinel",description:null,weight:4,changed:"2024-06-19T08:16:01+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[1726]=[$R[1727]={tag:"meta",attributes:$R[1728]={name:"title",content:"Pinel | Cogedim"}},$R[1729]={tag:"link",attributes:$R[1730]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/6/"}},$R[1731]={tag:"meta",attributes:$R[1732]={name:"generator",content:"Cogedim"}},$R[1733]={tag:"meta",attributes:$R[1734]={property:"og:site_name",content:"Cogedim"}},$R[1735]={tag:"meta",attributes:$R[1736]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[1737]={tag:"meta",attributes:$R[1738]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/"}},$R[1739]={tag:"meta",attributes:$R[1740]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[1741]={tag:"meta",attributes:$R[1742]={property:"og:image:type",content:"image/png"}},$R[1743]={tag:"meta",attributes:$R[1744]={property:"og:image:width",content:"628"}},$R[1745]={tag:"meta",attributes:$R[1746]={property:"og:image:height",content:"316"}},$R[1747]={tag:"meta",attributes:$R[1748]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[1749]={tag:"meta",attributes:$R[1750]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[1751]={tag:"meta",attributes:$R[1752]={name:"twitter:card",content:"summary"}},$R[1753]={tag:"meta",attributes:$R[1754]={name:"twitter:site",content:"@altareacogedim"}},$R[1755]={tag:"meta",attributes:$R[1756]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[1757]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[1758]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3
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\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3
\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3
\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8
\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4
\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8
\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9
\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9
\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8
\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
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\t\tc-0.2-0.1-0.4-0.2-0.7-0.2c0-0.9,0.1-3.2,0.3-5.3c0.1-1.3,0.7-1.9,1.2-2.2c0.3-0.2,0.6-0.3,0.8-0.3c0,0,0,0,0,0
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\t\t M34.4,27h-6.6v-7.7h-7.7V27h-6.8V14.2h21.1V27z M15.7,9V1.8h3.5V6l4.7-4l13,11.3h-26L15.7,9z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez du prêt à taux zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M48,25.2c-0.2-9-0.6-9.2-0.9-9.4c-0.4-0.2-1.1-0.2-1.7,0.2c-0.6,0.3-1.6,1.1-1.8,3c-0.2,2.2-0.3,4.7-0.3,5.5\n\t\tc-0.9,0.2-1.8,0.5-1.8,0.5c-0.5,0.2-1.6,1.3-3.3,3c-1,1.1-2.1,2.2-2.6,2.5c-0.5,0.3-1.2,0.4-2.1,0.6c-0.7,0.1-1.4,0.2-2.3,0.5\n\t\tc-2.2,0.7-5.5,3.8-6.5,5.4c-0.3,0.5-0.6,1-0.8,1.4c-0.2-0.4-0.4-0.9-0.8-1.4c-1-1.5-4.3-4.7-6.5-5.4c-0.9-0.3-1.6-0.4-2.3-0.5\n\t\tc-0.9-0.1-1.5-0.2-2.1-0.6c-0.4-0.3-1.5-1.4-2.6-2.5c-1.7-1.7-2.7-2.8-3.3-3c0,0-0.9-0.3-1.8-0.5c0-0.8-0.1-3.3-0.3-5.5\n\t\tc-0.2-1.9-1.2-2.7-1.8-3c-0.6-0.3-1.3-0.4-1.7-0.2C0.6,16,0.3,16.2,0,25.2l0,0.5c0,1.3,1,3.5,2,5.7c0.5,1.1,1,2.1,1.2,2.8\n\t\tc0.6,1.8,3,3.1,4.5,4c0.3,0.2,0.5,0.3,0.7,0.4l0.3,0.2c4.6,3,5.5,4,5.6,4.3c0.4,0.8,0.3,3.1,0.2,3.9l0,0.5H23l0.1-0.1\n\t\tc0.1-0.1,0.5-0.3,0.9-0.7c0.3,0.4,0.8,0.6,0.9,0.7l0.1,0.1h8h0.5l0-0.5c-0.1-0.8-0.1-3.1,0.2-3.9c0.1-0.3,1.1-1.3,5.6-4.3l0.3-0.2\n\t\tc0.1-0.1,0.4-0.2,0.7-0.4c1.5-0.8,3.9-2.2,4.5-4c0.2-0.7,0.7-1.7,1.2-2.8c1-2.2,2.1-4.4,2-5.7L48,25.2z 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\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6
\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z
\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4
\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M22.3,19.7c-1.2,0.6-1.9,1.7-2.1,3.1h-0.8l-0.2,0.9h0.9c0,0.1,0,0.2,0,0.3c0,0.2,0,0.4,0,0.6h-0.7l-0.2,0.9h1\n\t\tc0.1,0.5,0.2,0.9,0.4,1.2c0.7,1.7,2.1,2.5,4,2.5c0.7,0,1.3-0.1,1.8-0.4v-1.4c-0.5,0.4-1.1,0.6-1.9,0.6c-0.6,0-1.1-0.2-1.6-0.5\n\t\tc-0.7-0.4-1.2-1.1-1.3-2.2h3.9l0.2-0.9h-4.3c0-0.1,0-0.3,0-0.6c0-0.1,0-0.2,0-0.3h4.4l0.2-0.9h-4.5c0-0.4,0.2-0.7,0.4-1.1\n\t\tc0.2-0.4,0.5-0.7,0.8-0.9c0.5-0.4,1.1-0.5,1.9-0.5c0.7,0,1.3,0.2,1.8,0.7l0.3-1.2c-0.6-0.4-1.3-0.5-2.1-0.5\n\t\tC23.8,19.2,23,19.3,22.3,19.7z\" />\x3Cpath class=\"st0\" d=\"M24,14.3c-5.5,0-9.9,4.4-9.9,9.9c0,5.5,4.4,9.9,9.9,9.9c5.5,0,9.9-4.4,9.9-9.9C33.9,18.7,29.4,14.3,24,14.3z\n\t\t M24,33.1c-4.9,0-8.9-4-8.9-8.9s4-8.9,8.9-8.9c4.9,0,8.9,4,8.9,8.9S28.9,33.1,24,33.1z\" />\x3Cpath class=\"st0\" d=\"M9.5,24.9c0.9,0,1.6-0.7,1.6-1.6c0-0.9-0.7-1.6-1.6-1.6c-0.9,0-1.6,0.7-1.6,1.6C7.9,24.2,8.6,24.9,9.5,24.9z\n\t\t M9.5,22.7c0.3,0,0.6,0.3,0.6,0.6S9.9,24,9.5,24s-0.6-0.3-0.6-0.6S9.2,22.7,9.5,22.7z\" />\x3Cpath class=\"st0\" d=\"M38.3,21.7c-0.9,0-1.6,0.7-1.6,1.6c0,0.9,0.7,1.6,1.6,1.6c0.9,0,1.6-0.7,1.6-1.6\n\t\tC39.9,22.5,39.2,21.7,38.3,21.7z M38.3,24c-0.3,0-0.6-0.3-0.6-0.6s0.3-0.6,0.6-0.6s0.6,0.3,0.6,0.6S38.6,24,38.3,24z\" />\x3Cpath class=\"st0\" d=\"M47.9,29.2l-2.1-7.9V13c0-1.1-0.9-2.1-2.1-2.1h-0.6l-0.8-3.1c-0.3-1.1-1.4-1.8-2.5-1.5l-17.6,4.5H4.2\n\t\tc-1.1,0-2.1,0.9-2.1,2.1v3.2l-0.6,0.1c-1.1,0.3-1.8,1.4-1.5,2.5l2.1,7.9V35c0,1.1,0.9,2.1,2.1,2.1h0.6l0.8,3.1\n\t\tc0.2,0.9,1.1,1.6,2,1.6c0.2,0,0.3,0,0.5-0.1l17.6-4.5h18.2c1.1,0,2.1-0.9,2.1-2.1v-3.2l0.6-0.1C47.6,31.4,48.2,30.3,47.9,29.2z\n\t\t M46.9,30.2c-0.1,0.3-0.4,0.4-0.7,0.5l-1.3,0.3V35c0,0.6-0.5,1.1-1.1,1.1H25.6v0.5l-0.1-0.5L7.8,40.6c-0.6,0.1-1.2-0.2-1.3-0.8\n\t\tl-1-3.8H4.2c-0.6,0-1.1-0.5-1.1-1.1v-8.3L1,18.6c-0.2-0.6,0.2-1.2,0.8-1.3l1.3-0.3V13c0-0.6,0.5-1.1,1.1-1.1h18.2l17.8-4.6\n\t\tc0.6-0.1,1.2,0.2,1.3,0.8l1,3.8h1.3c0.6,0,1.1,0.5,1.1,1.1v8.3h0.5l-0.5,0.1l2.1,8C47.1,29.7,47,30,46.9,30.2z\" />\x3Cpath class=\"st0\" d=\"M6.7,38.5L6.7,38.5c0.1,0.3,0.3,0.6,0.6,0.8c0.2,0.1,0.4,0.2,0.6,0.2c0.1,0,0.2,0,0.3,0l13-3.4H6.1L6.7,38.5z\n\t\t M13.6,37.1L8,38.5c-0.1,0-0.2,0-0.2,0c-0.1,0-0.1-0.1-0.1-0.2l-0.3-1.2H13.6z\" />\x3Cpath class=\"st0\" d=\"M41.2,9.5c-0.2-0.7-0.9-1.1-1.6-0.9l-13,3.4h15.2L41.2,9.5L41.2,9.5z M34.4,10.9l5.5-1.4\n\t\tc0.2,0,0.3,0.1,0.4,0.2l0.3,1.2H34.4z\" />\x3Cpath class=\"st0\" d=\"M1.8,19.7l1.3,4.9v-6.8l-0.8,0.6C1.9,18.6,1.7,19.2,1.8,19.7z\" />\x3Cpath class=\"st0\" d=\"M44.9,23.6v6.7l0.8-0.7c0.4-0.3,0.5-0.8,0.4-1.3L44.9,23.6z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Bénéficiez de la TVA réduite\x3C/h3>\x3Cp>TVA à 5,5% ou 7% pour votre projet immobilier en zone ANRU et sous conditions de ressources. Cumulable au Prêt à Taux Zéro !\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[2003]={value:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en TVA réduite\x3C/h3>\x3Cp>Sous conditions de ressources, profitez d’une TVA réduite pour l’achat de votre résidence principale dans le neuf. \x3Ca href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/une-tva-reduite-a-5-5.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[2004]={drupal_internal__target_id:5},vid:$R[2005]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[2006]={drupal_internal__target_id:"regulation"}},revision_user:$R[2007]={data:null,links:$R[2008]={related:$R[2009]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/revision_user/?resourceVersion=id%3A5"},self:$R[2010]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/19b5dbf4-49ba-47b5-90ee-d6433b676b0b/relationships/revision_user/?resourceVersion=id%3A5"}}},parent:$R[2011]=[$R[2012]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[2013]={links:$R[2014]={help:$R[2015]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[2016]={about:"Usage and meaning of the 'virtual' resource identifier."}}}}}]},$R[2017]={type:"taxonomy_term--regulation",id:"49c03ee4-bf02-43c8-a22c-d3724c482b64",links:$R[2018]={self:$R[2019]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/?resourceVersion=id%3A6"}},drupal_internal__tid:6,drupal_internal__revision_id:6,langcode:"fr",revision_created:null,status:!0,name:"Pinel",description:null,weight:4,changed:"2024-06-19T08:16:01+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[2020]=[$R[2021]={tag:"meta",attributes:$R[2022]={name:"title",content:"Pinel | Cogedim"}},$R[2023]={tag:"link",attributes:$R[2024]={rel:"canonical",href:"http://www.cogedim.com/taxonomy/term/6/"}},$R[2025]={tag:"meta",attributes:$R[2026]={name:"generator",content:"Cogedim"}},$R[2027]={tag:"meta",attributes:$R[2028]={property:"og:site_name",content:"Cogedim"}},$R[2029]={tag:"meta",attributes:$R[2030]={property:"og:type",content:"Programmes immobiliers neufs"}},$R[2031]={tag:"meta",attributes:$R[2032]={property:"og:url",content:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/"}},$R[2033]={tag:"meta",attributes:$R[2034]={property:"og:image",content:"http://www.cogedim.com/themes/cogedim/images/logo-cogedim-2021.png"}},$R[2035]={tag:"meta",attributes:$R[2036]={property:"og:image:type",content:"image/png"}},$R[2037]={tag:"meta",attributes:$R[2038]={property:"og:image:width",content:"628"}},$R[2039]={tag:"meta",attributes:$R[2040]={property:"og:image:height",content:"316"}},$R[2041]={tag:"meta",attributes:$R[2042]={property:"article:author",content:"https://www.facebook.com/cogedim/"}},$R[2043]={tag:"meta",attributes:$R[2044]={property:"article:publisher",content:"https://www.facebook.com/cogedim/"}},$R[2045]={tag:"meta",attributes:$R[2046]={name:"twitter:card",content:"summary"}},$R[2047]={tag:"meta",attributes:$R[2048]={name:"twitter:site",content:"@altareacogedim"}},$R[2049]={tag:"meta",attributes:$R[2050]={name:"twitter:creator",content:"@altareacogedim"}}],path:$R[2051]={alias:null,pid:null,langcode:"fr"},publish_on:null,unpublish_on:null,field_legals_drawer:null,field_legals_grid:null,field_promo_drawer:$R[2052]={value:"\x3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z
\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M47.1,23.4c-1,2.8-3.7,2.7-4.7,2.5C42.1,18,33.5,14,31.3,13.3c0-0.4,0.1-0.8,0.1-1.1c0-5.1-4.2-9.3-9.3-9.3
\t\tc-5.1,0-9.3,4.2-9.3,9.3c0,0.4,0,0.8,0.1,1.1c-6.2,2.3-8.6,6.5-9.1,7.7c-0.6,0-1.8,0.2-2.7,1.1C0.4,22.8,0,23.8,0,25v2.8
\t\tc0,1.2,0.4,2.2,1.1,2.8c0.9,0.8,2.1,1,2.7,1.1c0.4,1,2,4,6.5,6.4v7.1h7.3v-4.8c1.6,0.5,5.8,1.5,9.9,0v4.7h7.3V38
\t\tc1.3-0.8,7.3-4.7,7.6-11.1c0.2,0,0.5,0,0.8,0c1.5,0,3.8-0.5,4.8-3.2L47.1,23.4z M22.1,3.9c4.6,0,8.3,3.7,8.3,8.3
\t\tc0,2.6-1.2,5-3.2,6.6H17c-2.1-1.6-3.2-4-3.2-6.6C13.8,7.6,17.5,3.9,22.1,3.9z M34.1,37.3l-0.3,0.1v6.7h-5.4v-5.2l-0.7,0.3
\t\tc-5,2.2-10.5,0-10.5,0l-0.7-0.3v5.2h-5.4v-6.7l-0.3-0.1c-5.2-2.7-6.4-6.2-6.4-6.2l-0.1-0.4l-0.4,0c0,0-1.4,0-2.3-0.8
\t\tC1.2,29.4,1,28.7,1,27.8V25c0-0.9,0.3-1.6,0.8-2.1C2.6,22,4,22,4.1,22l0.3,0l0.1-0.3c0,0,2-4.9,8.5-7.4c0.4,1.7,1.3,3.2,2.5,4.4
\t\th-2.2v1h18.2v-1h-2.8c1.2-1.2,2.1-2.8,2.5-4.5c2.4,0.7,10.3,4.9,10.3,12.1C41.4,33.2,34.2,37.3,34.1,37.3z\">\x3C/path>\x3Cpath class=\"st0\" d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8
\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9
\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9
\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8
\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
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zéro\x3C/h3>\x3Cp>Jusqu’à 40% de votre résidence principale financés sans intérêt, dans le cadre d’une primo-accession.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-aides-pour-devenir-proprietaire/le-pret-a-taux-zero.html\">En savoir 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\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5
\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7
\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\">\x3C/path>\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>",format:"full_html",processed:"\x3Csvg viewBox=\"0 0 48 48\">\x3Cg>\x3Cpath class=\"st0\" d=\"M8.8,21.5c-1.6,0-2.8,1.3-2.8,2.8c0,1.6,1.3,2.8,2.8,2.8c1.6,0,2.8-1.3,2.8-2.8C11.6,22.8,10.3,21.5,8.8,21.5z\n\t\t M8.8,26.2c-1,0-1.8-0.8-1.8-1.8s0.8-1.8,1.8-1.8c1,0,1.8,0.8,1.8,1.8S9.8,26.2,8.8,26.2z\" />\x3Cpath class=\"st0\" 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d=\"M21.1,14c-0.2-0.3-0.3-0.7-0.4-1.2L19.6,13c0,0.5,0.2,1,0.4,1.4c0.2,0.4,0.5,0.7,0.9,0.8\n\t\tc0.3,0.2,0.8,0.3,1.3,0.4v1.1h0.6v-1.1c0.7,0,1.3-0.3,1.8-0.8c0.5-0.5,0.7-1.1,0.7-1.8c0-0.3-0.1-0.6-0.2-0.9\n\t\tc-0.1-0.3-0.3-0.5-0.5-0.7c-0.2-0.2-0.5-0.4-0.8-0.5c-0.2-0.1-0.5-0.2-1.1-0.3v-3c0.3,0.1,0.6,0.2,0.8,0.4c0.2,0.2,0.3,0.5,0.4,0.9\n\t\tL25,8.6c-0.1-0.7-0.4-1.2-0.8-1.6c-0.4-0.3-0.8-0.5-1.5-0.5V6h-0.6v0.5c-0.7,0.1-1.2,0.3-1.6,0.6c-0.5,0.5-0.8,1.1-0.8,1.8\n\t\tc0,0.4,0.1,0.8,0.3,1.1c0.2,0.3,0.4,0.6,0.8,0.8c0.5,0.3,0.9,0.4,1.3,0.5v3.3C21.7,14.6,21.3,14.4,21.1,14z M22.7,11.5\n\t\tc0.6,0.2,0.9,0.4,1.1,0.6c0.2,0.2,0.3,0.5,0.3,0.9c0,0.4-0.1,0.8-0.4,1.1c-0.3,0.3-0.6,0.5-1,0.5V11.5z M21.1,9.7\n\t\tc-0.2-0.2-0.3-0.5-0.3-0.9c0-0.4,0.1-0.7,0.4-0.9s0.6-0.4,1-0.5v2.9C21.6,10.2,21.3,10,21.1,9.7z\" />\x3C/g>\x3C/svg>\x3Cdiv>\x3Ch3>Défiscalisez avec le dispositif Pinel\x3C/h3>\x3Cp>Entre 9 et 14 % de réduction d’impôts pour un investissement locatif tout en souplesse.\x3C/p>\x3Cp>\x3Ca class=\"btn\" href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>\x3C/div>"},field_simulator_intro:null,field_simulator_legals_form:null,field_simulator_legals_results:null,field_simulator_seo:null,field_text_drawer:$R[2785]={value:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>",format:"full_html",processed:"\x3Ch3>Acheter en Pinel\x3C/h3>\x3Cp>Transformez une partie de vos impôts en patrimoine immobilier avec le dispositif PINEL et réalisez jusqu’à 42 000 euros d’économies d’impôts. \x3Ca href=\"/le-neuf-decrypte/des-solutions-pour-investir/le-dispositif-pinel.html\">En savoir plus\x3C/a>\x3C/p>"},field_text_main:null,meta:$R[2786]={drupal_internal__target_id:6},vid:$R[2787]={type:"taxonomy_vocabulary--taxonomy_vocabulary",id:"684954d5-19d2-4715-9aec-0f9e7f5d7a27",meta:$R[2788]={drupal_internal__target_id:"regulation"}},revision_user:$R[2789]={data:null,links:$R[2790]={related:$R[2791]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/revision_user/?resourceVersion=id%3A6"},self:$R[2792]={href:"http://www.cogedim.com/jsonapi/taxonomy_term/regulation/49c03ee4-bf02-43c8-a22c-d3724c482b64/relationships/revision_user/?resourceVersion=id%3A6"}}},parent:$R[2793]=[$R[2794]={type:"taxonomy_term--regulation",id:"virtual",meta:$R[2795]={links:$R[2796]={help:$R[2797]={href:"https://www.drupal.org/docs/8/modules/json-api/core-concepts#virtual",meta:$R[2798]={about:"Usage and meaning of the 'virtual' resource 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En conservant les mêmes proportions à deux échelles différentes, elle crée un écrin chaleureux, qui s’insère parfaitement dans ce quartier. \x3C/p>\r\n\r\n\x3Cp>Comme les maisons individuelles, les bâtiments collectifs et intermédiaires se coiffent ainsi de toitures à double pentes et se distinguent par une harmonie d’enduits différents. Ils présentent également la même générosité d’ouvertures que les maisons, avec des façades largement éclairées par de grandes baies vitrées.\x3C/p>\r\n\r\n\x3Cp>Soulignées par des contrastes de couleurs, ces menuiseries donnent du rythme à l’écriture et permettent d’identifier facilement les appartements. Prolongements naturels de l’espace intérieur, les jardins et balcons ouvrent une majorité d’appartements sur la végétation alentour et viennent créer des cocons de vie en extérieur. \x3C/p>\r\n",format:"full_html",processed:"\x3Cp>\x3Cstrong>Une architecture contemporaine, inspirée des maisons individuelles\x3C/strong>\x3C/p>\n\n\x3Cp>Dans une belle harmonie d’ensemble, votre résidence développe une esthétique similaire pour les maisons et les bâtiments collectifs et intermédiaires. En conservant les mêmes proportions à deux échelles différentes, elle crée un écrin chaleureux, qui s’insère parfaitement dans ce quartier. \x3C/p>\n\n\x3Cp>Comme les maisons individuelles, les bâtiments collectifs et intermédiaires se coiffent ainsi de toitures à double pentes et se distinguent par une harmonie d’enduits différents. 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Profitez de la TVA réduite à 5,5 %** et devenez enfin propriétaire d’un logement neuf et sur mesure, à seulement 12 km des portes de Paris. \r\nSous réserve de conditions\r\n",field_cellars_count:0,field_cities_nearby:$R[2897]=["Villiers-le-Bel","Sarcelles","Gonesse","Stains","Saint-Denis"],field_city:"Garges-lès-Gonesse",field_classified:"N'attendez pas pour découvrir en exclusivité la nouvelle résidence Cogedim à Garges-lès-Gonesse. Elle accueille une sélection de maisons individuelles de 3 ou 4 chambres avec jardins privatifs et des appartements du studio au 4 pièces avec balcon ou jardin privatif. 11 appartements bénéficient d'une entrée indépendante, pour un mode de vie proche de celui d'une maison. Empreinte de verdure, cette résidence à taille humaine vous séduira au premier regard par son élégance contemporaine et son jardin en cœur d'îlot. À 10 min*** à pied de la gare du RER D et du tramway T5, l'adresse est éligible à la TVA à 5,5 %**. Des conditions idéales pour devenir propriétaire de votre résidence principale ! ",field_classified_title:null,field_date_delivery_hide:!1,field_date_display_prices:"2019-07-01",field_disp_grid_bare_ownership:!1,field_disp_grid_lmnp_vat_ex:null,field_disp_grid_lmnp_vat_inc:null,field_disp_grid_manual:null,field_disp_grid_patrimonial:null,field_disp_grid_pinel:!0,field_disp_grid_pinel_plus:!1,field_disp_grid_vat_inc:!0,field_disp_grid_vat_inc_brs:!1,field_disp_grid_vat_inc_mastered:!1,field_disp_grid_vat_inc_reduced:!0,field_disp_return_rate:null,field_district_disp:null,field_district_text:$R[2898]={value:"\x3Cp>\x3Cstrong>À 12 km des portes de Paris, une adresse facile à vivre \x3C/strong>\x3C/p>\r\n\r\n\x3Cp>Nichée à proximité immédiate du parc du fort de Stains, véritable poumon vert au cœur de la ville, Cogedim vous propose un quotidien facile à vivre. Des services de proximité (Poste, pharmacie) et des commerces (boulangerie, marché Saint-Just) complètent avantageusement l’offre variée du centre Arc-en-ciel, à 14 min* à pied de la résidence. Pour vos enfants, le groupe scolaire Victor Hugo et le collège Paul Eluard se trouvent à 4 min*** à pied.\x3C/p>\r\n\r\n\x3Cp>Dans un rayon de 10 min*** de marche, vous avez accès à de nombreuses infrastructures sportives : gymnase Colette Besson, patinoire et piscine intercommunales, complexe sportif Pierre de Coubertin. À seulement 10 min*** à pied de la résidence, la gare Garges-Sarcelles est desservie par le RER D qui vous conduit à la gare du Nord en 17 min*, et par le Tramway T5 qui traverse le nord de la petite couronne jusqu’au marché de Saint Denis et à la ligne 13 du métro.\x3C/p>\r\n",format:"full_html",processed:"\x3Cp>\x3Cstrong>À 12 km des portes de Paris, une adresse facile à vivre \x3C/strong>\x3C/p>\n\n\x3Cp>Nichée à proximité immédiate du parc du fort de Stains, véritable poumon vert au cœur de la ville, Cogedim vous propose un quotidien facile à vivre. Des services de proximité (Poste, pharmacie) et des commerces (boulangerie, marché Saint-Just) complètent avantageusement l’offre variée du centre Arc-en-ciel, à 14 min* à pied de la résidence. 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À seulement 10 min*** à pied de la résidence, la gare Garges-Sarcelles est desservie par le RER D qui vous conduit à la gare du Nord en 17 min*, et par le Tramway T5 qui traverse le nord de la petite couronne jusqu’au marché de Saint Denis et à la ligne 13 du métro.\x3C/p>\n"},field_exported:!0,field_freehold_percentage:null,field_gps:$R[2899]={value:"POINT (2.3995180886999 48.979311553431)",geo_type:"Point",lat:48.979311553431,lon:2.3995180886999,left:2.3995180886999,top:48.979311553431,right:2.3995180886999,bottom:48.979311553431,geohash:"u09wws7m0v6q5c02",latlon:"48.979311553431,2.3995180886999"},field_had_lots_previously:!1,field_hqe:!1,field_images_export:!0,field_invest_disp:null,field_invest_text:$R[2900]={value:"\x3Cp>Une bonne accessibilité à la capitale, un cadre naturel proche du Bois de Garges, une richesse d’équipements scolaires et de loisirs : investir à Garges-lès-Gonesse constitue un excellent choix. 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Ces derniers doivent remplir certains critères d’éligibilité afin d’avoir droit à :\x3C/p>\x3Cul>\x3Cli>Un prêt d’épargne de logement : accessible en alimentant un compte épargne en vue d’acheter un bien immobilier sur une durée d’au moins 4 ans.\x3C/li>\x3Cli>Le prêt social : permet de couvrir la quasi-totalité du montant d’achat d’une maison ou d’un \x3Cstrong>appartement neuf à Garges-lès-Gonesse\x3C/strong>.\x3C/li>\x3C/ul>\x3Ch2>Acheter un programme neuf à Garges-lès-Gonesse pour faire un investissement locatif\x3C/h2>\x3Cp>Au nord de la banlieue parisienne, l’investissement immobilier est en pleine floraison dans cette commune. Grâce à des \x3Cstrong>programmes d’immobilier à Garges-lès-Gonesse\x3C/strong>, élargir son patrimoine est désormais accessible à tous.\x3C/p>\x3Ch3>LMNP\x3C/h3>\x3Cp>En louant un bien immobilier meublé à caractère non professionnel, le propriétaire se voit exonéré d’imposition sur sa plus-value. 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Cette proximité couplée à l’accessibilité du coût des logements en fait l’une des communes les plus intéressantes pour emménager. Les habitants y sont accueillants et toutes les commodités sont disponibles.\x3C/p>",format:"full_html",processed:"\x3Cp>Devenir propriétaire d’un bien immobilier quand on ne dispose pas des ressources financières suffisantes n’est pas une mission impossible. Grâce à des aides et des programmes d’investissement, acquérir une propriété à Garges-lès-Gonesse est aujourd’hui facilité.\x3C/p>\x3Ch2>Les aides pour acheter un bien immobilier neuf à Garges-lès-Gonesse\x3C/h2>\x3Cp>Trouver une région calme et sécurisée pour élargir son patrimoine immobilier est une tâche difficile. En optant pour un \x3Cstrong>logement neuf à Garges-lès-Gonesse\x3C/strong>, une région accueillante sur le plan financier et humain se dresse devant les acheteurs.\x3C/p>\x3Cp>Parmi les aides disponibles, le prêt à taux zéro permet d’obtenir une complément financier lors de son \x3Cstrong>achat de bien neuf à Garges-lès-Gonesse\x3C/strong>. Pour en bénéficier, il ne faut pas avoir été propriétaire de son lieu de résidence dans les deux années précédant la demande de prêt.\x3C/p>\x3Cp>.\x3C/p>\x3Cp>Afin \x3Cstrong>d’investir à Garges-lès-Gonesse\x3C/strong> tout en bénéficiant d’un prêt de logement, il est nécessaire de remplir l’une des conditions suivantes :\x3C/p>\x3Cul>\x3Cli>Être salarié d’entreprise,\x3C/li>\x3Cli>entamer sa retraite,\x3C/li>\x3Cli>ne pas dépasser une durée de 5 ans après avoir obtenu sa retraite.\x3C/li>\x3C/ul>\x3Cp>En ce qui concerne les \x3Cstrong>programmes neufs à Garges-lès-Gonesse\x3C/strong>, grâce à sa localisation en zone de rénovation urbaine, les futurs propriétaires ont la possibilité de jouir d’une TVA abaissée jusqu’à 5,5%.\x3C/p>\x3Cp>D’autres aides financières sont mises à la disposition des investisseurs et futurs propriétaires de \x3Cstrong>maisons neuves à Garges-lès-Gonesse\x3C/strong>. Ces derniers doivent remplir certains critères d’éligibilité afin d’avoir droit à :\x3C/p>\x3Cul>\x3Cli>Un prêt d’épargne de logement : accessible en alimentant un compte épargne en vue d’acheter un bien immobilier sur une durée d’au moins 4 ans.\x3C/li>\x3Cli>Le prêt social : permet de couvrir la quasi-totalité du montant d’achat d’une maison ou d’un \x3Cstrong>appartement neuf à Garges-lès-Gonesse\x3C/strong>.\x3C/li>\x3C/ul>\x3Ch2>Acheter un programme neuf à Garges-lès-Gonesse pour faire un investissement locatif\x3C/h2>\x3Cp>Au nord de la banlieue parisienne, l’investissement immobilier est en pleine floraison dans cette commune. Grâce à des \x3Cstrong>programmes d’immobilier à Garges-lès-Gonesse\x3C/strong>, élargir son patrimoine est désormais accessible à tous.\x3C/p>\x3Ch3>LMNP\x3C/h3>\x3Cp>En louant un bien immobilier meublé à caractère non professionnel, le propriétaire se voit exonéré d’imposition sur sa plus-value. Ce dispositif immobilier est idéal pour investir dans des biens locatifs pour étudiants.\x3C/p>\x3Cp>En ce qui concerne la location de bien meublé professionnel, le propriétaire peut bénéficier d’une exonération sur la taxe locative à condition que les recettes soient inférieures à 90 000 euros par an.\x3C/p>\x3Ch3>Autres dispositifs\x3C/h3>\x3Cp>Entre achat d’une part de société immobilière, l’investissement immobilier par action ou le viager, il est possible de devenir propriétaire et louer son bien sur une période plus ou moins raccourcie.\x3C/p>\x3Cp>D’autres dispositifs offrent la possibilité aux nouveaux propriétaires de faire fleurir leur argent :\x3C/p>\x3Cul>\x3Cli>Loi Censi Bouvard : Nouvelle loi mise en action en 2021, elle complète le statut de LMNP afin de réduire l’imposition sur les revenus de location au propriétaire.\x3C/li>\x3Cli>La nue-propriété : En devenant propriétaire d’un \x3Cstrong>bien immobilier neuf à Garges-lès-Gonesse\x3C/strong>, il est possible de le louer à des tiers en attendant d’en devenir propriétaire.\x3C/li>\x3C/ul>\x3Ch2>Pourquoi acheter un logement neuf à Garges-lès-Gonesse ?\x3C/h2>\x3Cp>15 minutes de route seulement séparent Garges-lès-Gonesse de Paris. Cette proximité couplée à l’accessibilité du coût des logements en fait l’une des communes les plus intéressantes pour emménager. Les habitants y sont accueillants et toutes les commodités sont disponibles.\x3C/p>"},weight:0,changed:"2024-12-13T10:23:05+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[3528]=[$R[3529]={tag:"meta",attributes:$R[3530]={name:"title",content:"Programme immobilier neuf à Garges-lès-Gonesse 95 | Cogedim"}},$R[3531]={tag:"meta",attributes:$R[3532]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) àGarges-lès-Gonesse ? 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Les infrastructures liées au projet du Grand Paris devraient également renforcer ses \x3Cstrong>nombreux atouts\x3C/strong>. Nous sommes présents dans ce domaine avec une proposition de logements neufs de standing, pour les personnes à la recherche d'investissements immobiliers rentables.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Quelle que soit la taille du logement neuf que vous recherchez dans le Val-d’Oise, plusieurs aides financières sont à disposition pour faciliter votre acquisition immobilière en fonction de votre situation.\x3C/p>\x3Cp>L’achat en location-accession vous est destiné si vous êtes un ménage aux revenus modestes. Le principe est celui de la \x3Cstrong>location-accession\x3C/strong>. Vous occupe un logement pendant une période de 1 à 4 ans, période durant laquelle vous pouvez décider de devenir propriétaire à des conditions avantageuses. C’est une option disponible pour l’achat d’immobilier neuf dans le Val-d’Oise.\x3C/p>\x3Cp>D’autres subventions et aides vous sont réservées en tant que \x3Cstrong>primo-accédants\x3C/strong>. Elles ne sont pas circonscrites à un territoire en particulier. Elles peuvent vous aider à investir dans des programmes immobiliers dans le Val-d’Oise : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Val-d’Oise pour réaliser un investissement locatif\x3C/h3>\x3Cp>Réaliser un investissement locatif dans le Val-d’Oise vous apporte plusieurs avantages. Vous constituez ainsi votre patrimoine immobilier tout en préparant votre retraite. Vous générez également une nouvelle source de revenus réguliers. Découvrez nos offres pour investir dans l’un de nos programmes neufs dans le Val-d’Oise et les dispositifs pour obtenir des réductions fiscales.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Si vous souhaitez investir dans le Val-d’Oise, vous pouvez profiter des \x3Cstrong>avantages liés au statut de loueur meublé non professionnel (LMNP)\x3C/strong>. Votre logement neuf mis en location en étant meublé est une opportunité pour pouvoir alléger votre fiscalité liée a vos revenus locatifs.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le \x3Cstrong>Censi-Bouvard\x3C/strong> est un dispositif qui peut venir en complément du LMNP. Il est exclusivement réservé aux programmes immobiliers neufs dans le Val-d’Oise qui offrent des services à leurs résidents. Ces résidences sont souvent à destination des étudiants et des seniors, deux populations présentes dans le département.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Les raisons pour réaliser un investissement locatif dans le Val-d’Oise sont nombreuses. Tout d’abord, l'\x3Cstrong>accessibilité du département\x3C/strong> avec l’aéroport Roissy–Charles-de-Gaulle, le réseau autoroutier, avec l’A1 (est) et l’A15 (ouest), le réseau ferroviaire, avec entre autres la gare TGV de Roissy Charles-de-Gaulle. Les transports locaux sont aussi développés avec le RER (A, C), le Transilien (ligne H, J), et le réseau de bus.\x3C/p>\x3Cp>De plus, le département dispose d’un \x3Cstrong>bassin économique solide \x3C/strong>avec de grandes entreprises présentes. Le Val-d’Oise est ainsi un des départements français les mieux placés en termes d’\x3Cstrong>accroissement du nombre des emplois salariés\x3C/strong>. Enfin, le département du Val-d’Oise accueille plus de 27 000 étudiants, au sein d’une université, Cergy-Pontoise, d’une grande école et de 6 écoles d’ingénieurs. Et les \x3Cstrong>étudiants\x3C/strong> représentent une cible de choix pour un investissement locatif dans le Val-d’Oise.\x3C/p>",format:"full_html",processed:"\x3Ch2>Investir dans l’immobilier neuf dans le Val-d’Oise\x3C/h2>\x3Cp>Situé au nord-ouest de Paris, le Val-d’Oise, département de la région Île-de-France, associe un cadre de vie champêtre à un tissu économique dense et diversifié. Les infrastructures liées au projet du Grand Paris devraient également renforcer ses \x3Cstrong>nombreux atouts\x3C/strong>. Nous sommes présents dans ce domaine avec une proposition de logements neufs de standing, pour les personnes à la recherche d'investissements immobiliers rentables.\x3C/p>\x3Ch3>Les aides pour acheter un bien immobilier neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Quelle que soit la taille du logement neuf que vous recherchez dans le Val-d’Oise, plusieurs aides financières sont à disposition pour faciliter votre acquisition immobilière en fonction de votre situation.\x3C/p>\x3Cp>L’achat en location-accession vous est destiné si vous êtes un ménage aux revenus modestes. Le principe est celui de la \x3Cstrong>location-accession\x3C/strong>. Vous occupe un logement pendant une période de 1 à 4 ans, période durant laquelle vous pouvez décider de devenir propriétaire à des conditions avantageuses. C’est une option disponible pour l’achat d’immobilier neuf dans le Val-d’Oise.\x3C/p>\x3Cp>D’autres subventions et aides vous sont réservées en tant que \x3Cstrong>primo-accédants\x3C/strong>. Elles ne sont pas circonscrites à un territoire en particulier. Elles peuvent vous aider à investir dans des programmes immobiliers dans le Val-d’Oise : PTZ, Prêt Action Logement, TVA réduite, etc.\x3C/p>\x3Ch3>Acheter un programme neuf dans le Val-d’Oise pour réaliser un investissement locatif\x3C/h3>\x3Cp>Réaliser un investissement locatif dans le Val-d’Oise vous apporte plusieurs avantages. Vous constituez ainsi votre patrimoine immobilier tout en préparant votre retraite. Vous générez également une nouvelle source de revenus réguliers. Découvrez nos offres pour investir dans l’un de nos programmes neufs dans le Val-d’Oise et les dispositifs pour obtenir des réductions fiscales.\x3C/p>\x3Ch4>LMNP\x3C/h4>\x3Cp>Si vous souhaitez investir dans le Val-d’Oise, vous pouvez profiter des \x3Cstrong>avantages liés au statut de loueur meublé non professionnel (LMNP)\x3C/strong>. Votre logement neuf mis en location en étant meublé est une opportunité pour pouvoir alléger votre fiscalité liée a vos revenus locatifs.\x3C/p>\x3Ch4>Autres dispositifs\x3C/h4>\x3Cp>Le \x3Cstrong>Censi-Bouvard\x3C/strong> est un dispositif qui peut venir en complément du LMNP. Il est exclusivement réservé aux programmes immobiliers neufs dans le Val-d’Oise qui offrent des services à leurs résidents. Ces résidences sont souvent à destination des étudiants et des seniors, deux populations présentes dans le département.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf dans le Val-d’Oise\x3C/h3>\x3Cp>Les raisons pour réaliser un investissement locatif dans le Val-d’Oise sont nombreuses. Tout d’abord, l'\x3Cstrong>accessibilité du département\x3C/strong> avec l’aéroport Roissy–Charles-de-Gaulle, le réseau autoroutier, avec l’A1 (est) et l’A15 (ouest), le réseau ferroviaire, avec entre autres la gare TGV de Roissy Charles-de-Gaulle. Les transports locaux sont aussi développés avec le RER (A, C), le Transilien (ligne H, J), et le réseau de bus.\x3C/p>\x3Cp>De plus, le département dispose d’un \x3Cstrong>bassin économique solide \x3C/strong>avec de grandes entreprises présentes. Le Val-d’Oise est ainsi un des départements français les mieux placés en termes d’\x3Cstrong>accroissement du nombre des emplois salariés\x3C/strong>. Enfin, le département du Val-d’Oise accueille plus de 27 000 étudiants, au sein d’une université, Cergy-Pontoise, d’une grande école et de 6 écoles d’ingénieurs. Et les \x3Cstrong>étudiants\x3C/strong> représentent une cible de choix pour un investissement locatif dans le Val-d’Oise.\x3C/p>"},weight:4,changed:"2024-12-13T10:21:45+00:00",default_langcode:!0,revision_translation_affected:!0,metatag:$R[3592]=[$R[3593]={tag:"meta",attributes:$R[3594]={name:"title",content:"Immobilier neuf Val-d'Oise | Cogedim"}},$R[3595]={tag:"meta",attributes:$R[3596]={name:"description",content:"Vous recherchez un logement neuf (appartement ou maison individuelle) dans le Val-d'Oise ? 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Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. Le prix minimum pour un mètre carré peut être autour de 3 500 euros dans certaines zones, tandis que le prix moyen se situe souvent entre 5 000 et 10 000 euros, avec des exceptions notables à la hausse dans les quartiers les plus recherchés de Paris.(Estimation donnée à titre indicatif au 26 novembre 2023)\x3C/p>",format:"full_html",processed:"\x3Ch2>Logement VEFA neuf Île-de-France\x3C/h2>\x3Cp>Hébergeant à elle seule près de 20% de la population française, l’Île-de-France, avec ses 8 départements, est non seulement la région la plus peuplée de l’hexagone, mais aussi la plus densément peuplée. Cette région est une valeur sûre pour investir dans l’\x3Cstrong>immobilier neuf\x3C/strong>, que ce soit pour y établir votre \x3Cstrong>résidence principale\x3C/strong> ou pour y faire un \x3Cstrong>investissement locatif\x3C/strong>. L’Île-de-France offre effectivement une rentabilité locative assurée ainsi que de belles opportunités de plus-values. Veuillez découvrir nos offres de logements neufs en Île-de-France.\x3C/p>\x3Ch3>Achat : les aides pour acheter un appartement neuf en Île-de-France\x3C/h3>\x3Cp>Plusieurs aides financières sont à votre disposition pour faciliter l’acquisition d’un bien immobilier en Île-de-France, quelle que soit la taille du logement que vous recherchez.\x3C/p>\x3Ch4>Le Prêt à Taux Zéro (PTZ)\x3C/h4>\x3Cp>Prêt aidé par l’État, le PTZ peut vous servir à devenir propriétaire de votre \x3Cstrong>résidence principale\x3C/strong> en Île-de-France si vous êtes primo-accédant et que vous répondez aux critères de ressources. Au maximum et selon le bien que vous allez acquérir, il pourra couvrir jusqu’à 40% du coût total de votre opération immobilière. Comme son nom l’indique, vous ne devrez rembourser que la somme empruntée, sans aucun intérêt. En complément de votre PTZ, vous pourrez solliciter un autre dispositif de financement, comme un prêt immobilier bancaire ou encore un prêt Action Logement.\x3C/p>\x3Ch4>Le prêt Action Logement\x3C/h4>\x3Cp>Anciennement nommé 1% Logement, ce prêt complémentaire vous permet de financer l’acquisition de votre logement neuf en Île-de-France, pour en faire votre résidence principale, à un \x3Cstrong>taux plafonné à 0,5%\x3C/strong>. Sous conditions de ressources et si vous êtes salarié, Action Logement vous permet d’emprunter jusqu’à 40 000 euros.\x3C/p>\x3Ch4>\x3Ca href=\"https://www.cogedim.com/votre-futur-bien/par-opportunite/nos-programmes-tva-reduite/\">La TVA réduite\x3C/a>\x3C/h4>\x3Cp>La TVA à 20% s’applique généralement aux achats de biens immobiliers neufs. Pour faire diminuer la facture, intéressez-vous aux \x3Cstrong>nouvelles constructions éligibles\x3C/strong> à la \x3Cstrong>TVA à 5,5%\x3C/strong>. Elles sont situées dans les 58 quartiers d’Île-de-France en voie de transformation. Sous conditions de ressources, la TVA réduite pourra vous être appliquée si vous faites l’acquisition d’un bien immobilier neuf en Île-de-France pour en faire votre résidence principale. Ce dispositif peut être cumulé avec le PTZ.\x3C/p>\x3Ch4>Les autres aides\x3C/h4>\x3Cp>Le \x3Cstrong>prêt accession sociale (PAS)\x3C/strong> est cumulable avec le PTZ, le prêt Action Logement et la TVA réduite. Il permet aux emprunteurs à revenus modestes de financer l’achat de leur résidence principale. Comme le PAS se contracte directement auprès des établissements bancaires qui décident du taux, n’hésitez pas à en contacter plusieurs pour éventuellement financer votre projet immobilier en Île-de-France.\x3C/p>\x3Ch3>Acheter un programme neuf en Île-de-France pour entreprendre un investissement locatif\x3C/h3>\x3Cp>Vous envisagez de réaliser un investissement locatif en Île-de-France ? Il s’agit du placement préféré des Français en raison des nombreux avantages qu’il apporte. Investir dans l’un de nos programmes neufs en Île-de-France vous permet de constituer votre patrimoine, de percevoir des revenus réguliers et même de préparer votre retraite. En Île-de-France, l’investissement locatif est l’occasion idéale de réaliser de belles plus-values tout en profitant d’une rentabilité assurée.\x3C/p>\x3Ch4>L’investissement en Location Meublée Non Professionnelle (LMNP)\x3C/h4>\x3Cp>La loi LMNP vous permet de \x3Cstrong>devenir propriétaire d’un bien meublé\x3C/strong> dont vous percevrez les \x3Cstrong>revenus locatifs sans imposition\x3C/strong>. Ouvert à tous les contribuables français, sans condition de ressources, ce dispositif à la gestion simplifiée vous permet d’amortir votre investissement locatif en Île-de-France sur plusieurs dizaines d’années.\x3C/p>\x3Ch4>L’investissement en Location Meublée Professionnelle (LMP)\x3C/h4>\x3Cp>Votre statut LMNP évoluera en LMP si vos revenus ainsi générés dépassent 23 000 euros par an ou qu’ils représentent plus de 50% des revenus totaux de votre foyer fiscal.\x3C/p>\x3Cp>La différence entre LMNP et LMP est qu’un loueur LMP est un professionnel de la location meublée, inscrit au registre du commerce et des sociétés (RCS). À noter que la \x3Cstrong>vente de votre bien LMP\x3C/strong> en Île-de-France sera exonérée totalement ou partiellement d’impôts si vous l’avez loué pendant au moins 5 ans et que vos revenus locatifs se situent entre 90 000 et 126 000 euros.\x3C/p>\x3Ch4>Nue-propriété\x3C/h4>\x3Cp>Pour un investissement à long terme, un confort de gestion et une fiscalité optimisée, vous pouvez envisager d’acquérir un bien immobilier neuf en nue-propriété en Île-de-France, pour environ \x3Cstrong>60% de sa valeur\x3C/strong> en moyenne.\x3C/p>\x3Ch4>Les autres formes d'investissement\x3C/h4>\x3Cp>En Île-de-France, les \x3Cstrong>places de parkings et boxes\x3C/strong> sont des biens immobiliers très prisés, notamment à Paris. Ils pourront vous apporter une rentabilité de l’ordre de 5% pour une facilité de gestion incomparable. Ils constituent un excellent premier investissement en Île-de-France.\x3C/p>\x3Ch3>Pourquoi acheter un logement neuf en Île-de-France ?\x3C/h3>\x3Cp>L’Île-de-France est et restera certainement la région la plus attractive de France, tant pour les étudiants et les travailleurs que les touristes. Les nouveaux programmes immobiliers Cogedim et les constructions neuves ne cessent de se développer en Île-de-France pour maintenir le potentiel intarissable de la région et la rendre toujours plus agréable à vivre.\x3C/p>\x3Cp>Investir en Île-de-France vous permet de devenir propriétaire dans cette région très dynamique qui enregistre une forte croissance démographique. Les prix de l’immobilier sont variables en fonction des départements, mais ils ne sont pas systématiquement aussi élevés qu’à Paris. En plus de sa localisation stratégique, la région bénéficie d'un excellent réseau routier et de transports en commun qui la rende encore plus attractive.\x3C/p>\x3Ch2>Le prix de l'immobilier en Ile de France\x3C/h2>\x3Cp>Le marché immobilier neuf en Île-de-France, au 21 novembre 2023, présente une dynamique complexe et variée. Dans les grandes communes, les programmes neufs attirent de nombreux acquéreurs, cherchant soit un appartement neuf ou un autre type de logement neuf. La loi Carrez, garantissant la précision de la surface des biens vendus, est un élément clé pour les acheteurs.\x3C/p>\x3Cp>En termes de prix au mètre carré, il y a une grande disparité entre les différentes communes. À Paris, le prix moyen peut facilement dépasser 12 000 euros par mètre carré, avec des pics allant jusqu'à 20 000 euros dans certains quartiers prisés. À l'inverse, dans des communes plus éloignées comme Cergy ou Melun, le prix moyen au mètre carré pour un logement neuf est nettement plus abordable, oscillant entre 3 500 et 5 000 euros.\x3C/p>\x3Cp>En banlieue proche, comme à \x3Ca href=\"https://www.cogedim.com/ile-de-france/hauts-de-seine-92/boulogne-billancourt/\">Boulogne-Billancourt\x3C/a> ou Levallois-Perret, les prix des appartements neufs restent élevés, avoisinant en moyenne 8 000 à 10 000 euros par mètre carré. Ces communes bénéficient d'une proximité avec Paris et d'une excellente desserte en transports, justifiant en partie ces prix.\x3C/p>\x3Cp>En conclusion, le prix de l'immobilier neuf en Île-de-France varie considérablement selon la localisation. 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Accord Boisé : programme immobilier neuf à Garges-lès-Gonesse
À l’angle de la rue Noyer des Belles filles et rue Claude Monet 95140Garges-lès-Gonesse
Fiscalité
TVA normale
TVA réduite à ∞ %
Pinel
À 10 min*** à pied de la gare de Garges-Sarcelles RER D et du Tramway T5, Cogedim signe une élégante composition contemporaine dans un décor paysager. Répondant à tous les styles de vie, cette résidence à taille humaine propose des appartements du studio au 4 pièces avec balcon, terrasse et jardin privatif, pour certains, et 9 maisons individuelles s’ouvrant sur leur jardin privatif. Profitez de la TVA réduite à 5,5 %** et devenez enfin propriétaire d’un logement neuf et sur mesure, à seulement 12 km*** des portes de Paris. Sous réserve de conditions
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www.georisques.gouv.fr
Votre 2 pièces à partir de 517€/mois sans apport (2)(En savoir plus)
Mensualité €/ mois
Ne payez plus de loyer, devenez propriétaire !
Votre 2 pièces à partir de 517€/mois sans apport
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